Used BMW Under £5,000 – No Deposit & Bad Credit

Searching for a BMW under £5,000? Explore our available range of flexible PCP and HP finance options.

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1.5 116d ED Plus Euro 6 (s/s) 5dr BMW 1 Series

114,294 miles 2015 Zero Deposit

Home Delivery Available

£5,000

£105/month

Example

1.5 116d Sport 3-Door BMW 1 Series

94,228 miles 2016 Zero Deposit

Home Delivery Available

£4,995

£105/month

Example

1.5 116d ED Plus Euro 6 (s/s) 5dr BMW 1 Series

104,164 miles 2015 Zero Deposit

Home Delivery Available

£4,995

£105/month

Example

116 116D SE 5-Door BMW 1 Series

75,600 miles 2015 Zero Deposit

Home Delivery Available

2.0 116d Sport 5-door BMW 1 Series

79,894 miles 2015 Zero Deposit

Home Delivery Available

£4,995

£105/month

Example

1.5 116d ED Plus Euro 6 (s/s) 3dr BMW 1 Series

108,100 miles 2015 Zero Deposit

Home Delivery Available

£4,994

£105/month

Example

1.5 116d ED Plus Euro 6 (s/s) 5dr BMW 1 Series

99,000 miles 2015 Zero Deposit

Home Delivery Available

£4,990

£105/month

Example

1.5 116d Sport Euro 6 (s/s) 5dr BMW 1 Series

89,000 miles 2016 Zero Deposit

Home Delivery Available

1.6 116d EfficientDynamics 5-door BMW 1 Series

87,036 miles 2015 Zero Deposit

Home Delivery Available

£4,795

£100/month

Example

2.0 116d SE 3 door BMW 1 Series

0 miles 2015 Zero Deposit

Home Delivery Available

£4,795

£100/month

Example

116 116D SPORT BMW 1 Series

105,245 miles 2015 Zero Deposit

Home Delivery Available

2.0 218d Sport Euro 6 (s/s) BMW 2 Series

93,350 miles 2016 Zero Deposit

Home Delivery Available

1.6 116d ED EfficientDynamics Euro 5 (s/s) 3dr BMW 1 Series

103,000 miles 2015 Zero Deposit

Home Delivery Available

XI SDRIVE 2.0I SE STEP +REVERS CAMERA+PUSH BUTTON BMW 1 Series

60,366 miles 2024 Zero Deposit

Home Delivery Available

2.0 116d Sport 5-door BMW 1 Series

102,438 miles 2015 Zero Deposit

Home Delivery Available

£4,295

£90/month

Example

1.5 118i SE Euro 6 (s/s) 5dr BMW 1 Series

96,000 miles 2016 Zero Deposit

Home Delivery Available

£4,290

£90/month

Example

0l BMW 3 Series

95,000 miles 2022 Zero Deposit

Home Delivery Available

£3,995

£84/month

Example

116 116D SPORT 5-Door BMW 1 Series

106,400 miles 2016 Zero Deposit

Home Delivery Available

£3,950

£83/month

Example

X1 2.0 X1 sDrive20d SE BMW X1

70,000 miles 2019 Zero Deposit

Home Delivery Available

ELECTRIC OFF ROAD TWIST AND GO BMW 5 Series

0 miles 2025 Zero Deposit

Home Delivery Available

£2,895

£61/month

Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Customer

31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Tan

28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Bethan

29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Bhav

23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Martin

18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Rachel

17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

Darren James

11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Kayleigh

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No Deposit Car Finance for BMW Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for BMW Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.