Used BMW X2 Under £15,000 – No Deposit & Bad Credit

Searching for a BMW X2 under £15,000? Explore our available range of flexible PCP and HP finance options.

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1.5 18i M Sport DCT sDrive Euro 6 (s/s) 5dr BMW X2

64,545 miles 2019 Zero Deposit

Home Delivery Available

£14,995

£315/month

Example

2.0 18d M Sport SUV 5dr Diesel Auto sDrive Euro 6 BMW X2

70,383 miles 2018 Zero Deposit

Home Delivery Available

£14,995

£315/month

Example

2.0 20d M Sport X SUV 5dr Diesel Auto xDrive Euro BMW X2

75,100 miles 2018 Zero Deposit

Home Delivery Available

£14,597

£306/month

Example

X2 1.5 X2 sDrive18i M Sport X BMW X2

70,000 miles 2020 Zero Deposit

Home Delivery Available

£14,595

£243/month

Example

2.0 20i Sport SUV 5dr Petrol DCT sDrive Euro 6 (s/ BMW X2

66,029 miles 2019 Zero Deposit

Home Delivery Available

2.0 18d M Sport SUV 5dr Diesel Manual xDrive Euro BMW X2

54,950 miles 2018 Zero Deposit

Home Delivery Available

2.0 18d M Sport X SUV 5dr Diesel Manual sDrive Eur BMW X2

76,122 miles 2019 Zero Deposit

Home Delivery Available

1.5 18i SE SUV 5dr Petrol Manual sDrive Euro 6 (s/ BMW X2

44,432 miles 2019 Zero Deposit

Home Delivery Available

Hatchback M Sport BMW X2

75,828 miles 2018 Zero Deposit

Home Delivery Available

X2 2.0 X2 sDrive18d Sport BMW X2

49,233 miles 2018 Zero Deposit

Home Delivery Available

2.0 18d SPORT S-DRIVE 150 BHP BMW X2

72,000 miles 2020 Zero Deposit

Home Delivery Available

£13,980

£233/month

Example

2.0 18d Sport SUV 5dr Diesel Manual sDrive Euro 6 BMW X2

69,995 miles 2019 Zero Deposit

Home Delivery Available

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X2

78,000 miles 2018 Zero Deposit

Home Delivery Available

£13,730

£288/month

Example

2.0 20d Sport Auto xDrive Euro 6 (s/s) 5dr BMW X2

46,571 miles 2018 Zero Deposit

Home Delivery Available

£13,689

£287/month

Example

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps) BMW X2

88,000 miles 2018 Zero Deposit

Home Delivery Available

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X2

88,000 miles 2018 Zero Deposit

Home Delivery Available

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X2

79,000 miles 2018 Zero Deposit

Home Delivery Available

£13,450

£282/month

Example

2.0 18d Sport sDrive Euro 6 (s/s) 5dr BMW X2

60,000 miles 2018 Zero Deposit

Home Delivery Available

1.5 18i M Sport X SUV 5dr Petrol Manual sDrive Eur BMW X2

83,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999

£273/month

Example

2.0 20d M Sport X SUV 5dr Diesel Auto xDrive Euro BMW X2

85,000 miles 2018 Zero Deposit

Home Delivery Available

2.0 20i M Sport SUV 5dr Petrol DCT sDrive Euro 6 ( BMW X2

89,936 miles 2018 Zero Deposit

Home Delivery Available

2.0 20d M Sport X SUV 5dr Diesel Auto xDrive Euro BMW X2

90,813 miles 2018 Zero Deposit

Home Delivery Available

1.5 18i M Sport sDrive Euro 6 (s/s) 5dr BMW X2

83,123 miles 2019 Zero Deposit

Home Delivery Available

£11,799

£247/month

Example

2.0 18d Sport SUV 5dr Diesel Auto sDrive Euro 6 (s BMW X2

114,170 miles 2019 Zero Deposit

Home Delivery Available

2.0 20i M Sport DCT sDrive Euro 6 (s/s) 5dr BMW X2

112,082 miles 2018 Zero Deposit

Home Delivery Available

£10,995

£231/month

Example

2.0 18d Sport sDrive Euro 6 (s/s) 5dr BMW X2

110,000 miles 2019 Zero Deposit

Home Delivery Available

£10,965

£230/month

Example

Other BMWs of the Same Budget

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf

Justin Hague

19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️

Steven

18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.

Sebastian Tiplea

18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend

James Keegans

27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus

Jonathan Godfrey

25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!

Juliet

16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.

L.b

16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.

Brett

16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car

Stephen lawrence

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Cars in Your Area

No Deposit Car Finance for BMW X2 Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for BMW X2 Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.