Our bad credit car finance specialists (who have a wealth of experience working with those with a poor credit history, in an IVA or have a CCJ crunched the numbers and looked at the number of people in each area with blots on their record, to find out which areas have racked up the most penalty points.
The data relating to those with points on their licences has a lot to show us, with a few standout takeaways:
- In total, the UK’s drivers have racked up 10.6 million points between them.
- Of 41 million drivers in the UK, 2.7 million have at least one point on the licence (6.5%).
- The individual with the highest number of points on their licence is a 48-year-old man who has a whopping 66 points.
- There are currently three individuals aged 101 who have three points each on their driving licences.
- Men are twice as likely to break the law while driving compared to women! 8.64% of men with full driving licences have points on their licences, compared to just 4.16% of women, making men twice as likely to get points on their driving licences as women.
- The most common number of points to have on your driving licence is three, with 1,975,194 individuals currently holding this number of points on their licence.
The Areas with the Most Points
Halifax comes out as the city with the highest percentage of offenders. The total drivers with points on their licence comes to 15.73%.
This is closely followed by Bradford which has a total of 14.66% of drivers who have penalty points.
The Areas with the Least Points
At the other end of the scale, we have Swindon, which has the lowest percentage of drivers with licence points, just 4.45%.
Milton Keynes follows Swindon, with just 5.16% of drivers having points on their licences.
When we look at the top and bottom three cities, we can see a bit of a north-south divide, with Halifax, Bradford and Huddersfield having the highest percentage of drivers with points, compared to the lowest three which are Swindon, Milton Keynes and Canterbury. This raises the question, are northern drivers breaking the law more often or are northern police officers tougher on those who do?
We were then able to compare it with the most recent driving licence data (December 2019) which gave us the number of people with licence points by postcode.
Grouping the postcodes together, we divided them into cities and calculated the percentage of drivers with points for each city…