Car Finance and Insurance

Understanding Your Chances of Approval for Car Financing

Introduction Acquiring a new or used vehicle is a significant milestone for many individuals and families. However, it often requires financial assistance in the form of car finance. Whether you’re dreaming of a sleek new sedan, a reliable family SUV, or a powerful truck, the question that looms large…

James Evans

October 1, 2023

Financing a Car on Government Benefits: Is It Possible?

Introduction The ability to own a car can greatly enhance one’s quality of life, providing freedom, convenience, and access to various opportunities. However, for many individuals, especially those who rely on government benefits, the prospect of affording a car through traditional financing can be daunting. In this article, we will…

James Evans

September 28, 2023

What Happens If I Miss Some of My Car Finance Payments in the UK?

Introduction Car finance has become a popular way for individuals in the UK to get behind the wheel of their dream vehicles without having to pay a large lump sum upfront. While car finance options are readily available, it’s essential to understand the responsibilities that come with them. Missing car…

James Evans

September 25, 2023

Our Top 5 Car Finance Lenders: A Comprehensive Comparison

Introduction When it comes to financing your dream car, choosing the right lender is as crucial as selecting the perfect vehicle. In this article, we will provide a comprehensive breakdown of our top 5 car finance lenders, including JBR Capital, V12 Vehicle Finance, Close Brothers, Tandem, and Marsh. We’ll analyse…

James Evans

September 22, 2023

The Best Cars for New Drivers on PCP in the UK: A Comprehensive Guide

Introduction Choosing the right car as a new driver in the UK can be a daunting task. Personal Contract Purchase (PCP) has become a popular financing option, offering affordable monthly payments and flexibility. To help you make an informed choice, we’ve compiled a list of some of the…

James Evans

September 19, 2023

What is Pay as You Go Car Finance

Car finance has evolved significantly over the years, offering consumers a variety of options to acquire a vehicle without paying the full purchase price upfront. One of the more innovative and flexible alternatives is “Pay As You Go” (PAYG) car finance. In this comprehensive guide, we will delve into the…

James Evans

September 16, 2023

The Best Cars to Finance in the UK if You Have Poor Credit History

Introduction Financing a car in the United Kingdom can be a daunting task, especially if you have a less-than-ideal credit history. While a poor credit score can limit your options, it doesn’t mean you can’t secure a reliable and affordable vehicle. In this article, we’ll explore the best cars…

James Evans

September 13, 2023

How to Budget for Your Car Finance Payments

Introduction Buying a car is an exciting milestone, but it’s also a significant financial commitment. Whether you’re purchasing a brand-new vehicle or opting for a used one, car finance payments can have a substantial impact on your monthly budget. To ensure you make sound financial decisions and avoid overextending…

James Evans

September 10, 2023

Credit Score Requirements for Car Financing in the United Kingdom

Introduction When it comes to financing a car in the United Kingdom, your credit score plays a pivotal role in determining your eligibility and the terms you’ll be offered. Car finance is a popular way for individuals to acquire vehicles without the need for a large upfront payment. However,…

James Evans

September 7, 2023

What is APR on Car Finance? Our Guide to Annual Percentage Rate

Introduction Understanding car finance can be a complex task, with a multitude of terms and acronyms to decipher. One of the most crucial concepts in car financing is the Annual Percentage Rate (APR). In this comprehensive guide, we’ll delve into what APR on car finance entails, why it matters, how…

James Evans

September 3, 2023

Can You Finance a Car in the UK Using a Provisional License?

Introduction In the United Kingdom, obtaining a driver’s license is an important milestone for many individuals. For those eager to gain their independence, having the ability to drive is often linked to acquiring their own vehicle. However, a common question arises: can you finance a car in the UK using…

James Evans

August 31, 2023

Our Guide to Car Finance Balloon Payments

Introduction When it comes to purchasing a car, there are various financing options available to suit different financial situations and preferences. One such option that has gained popularity in recent years is the car finance balloon payment. This unique approach to car financing offers both advantages and potential pitfalls,…

James Evans

August 28, 2023