Affordable Used Ford Kuga for sale on Finance in York

Find and finance your next Ford Kuga in and around York with ChooseMyCar

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ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Ford Kuga for Sale on Finance

Bad Credit Ford Kuga deals in York

Get approved for Ford Kuga finance in York, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Ford Kuga achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Ford Kuga deals in York

Drive a quality used Ford Kuga in York with no deposit needed. Choose from our extensive range of pre-owned Ford Kuga models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Ford Kuga vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Ford Kuga in York?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Ford every time. Plus, with convenient home delivery available across York, getting your perfect Ford Kuga has never been simpler or more affordable.

Learn more about the Ford Kuga

A Mid-Size SUV Crossover that you can enjoy driving. Yes, we know – it sounds impossible. Happily, the Ford Kuga is the SUV that bucks the trend and delivers the goods when you’re sat behind the wheel.

“Sporty” is not exactly where your mind takes you when you think of a mid-size crossover SUV. To be fair, you’d probably not call the Kuga especially “sporty” either – but it’s as close as you can get.

That’s not to say you’ll be barrelling the thing down country roads or smoking tires at the stoplight dragstrip: the Kuga isn’t built for that. It’s still a family van with room for 5 and a decent sized boot for a furry friend or two. The Kuga does handle like a much smaller car, however.

It’s a feat that’s not to be sniffed at.

It feels planted and reliable no matter what speed you’re traveling and the steering rack is pleasantly quick, giving it a nimble feel. If you want to enjoy running your family van, the Kuga has always been the one to pick.

But what of its family van credentials? Happily, those are all present and correct.

Head and legroom in the back is plentiful for kids and adults alike. There’s a bit of a lip if you fold the seats, making it a bit less useful for hauling furniture, but it’s not alone in that.

For front seat passengers, you get the usual amenities plus a colour touch screen that, while not the best, software-wise, can pop up Android Auto and Apple Carplay just fine.

If you’ve ever driven a Ford before, you’ll know what to expect in build and design on the inside: practical, if a little cluttered. Traditional and reliable rather than far-fetched.

Its the driving dynamics of the thing that’ll keep you coming back, however. It’s a handsome, good-to-drive, mid-size family hauler. And there aren’t many of those around.

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At Glance Ford Kuga Review

  • Chassis
  • Performance
  • Interior
  • Practicality
  • Overall Rating

There are six trim levels for the Kuga, the entry-level Zetec, Titanium, ST-Line, Titanium X, ST- Line X, and Vignale. A pretty slim set of options and that’s always a good thing in our eyes. We’d stump for the Titanium and up, if you can: there’s a decent amount of standard kit and that includes some very good crash avoidance smarts.

Zetec

Standard equipment on the Zetec includes daytime running lights, 17-inch alloys, and Bluetooth.

Titanium

Upgrade to the Titanium and you’ll get an eight-inch touchscreen with sat-nav, rear parking sensors, and 18 inch alloys.

ST-Line

The ST-Line brings sports performance to the Kuga range. It features a unique sports body kit with exclusive 18-inch alloys. Sports suspension and parking assist technology are also fitted.

Vignale

The Vignale tops the range with an abundance of luxury touches. Exclusive body styling, premium white leather upholstery, and unique alloys are standard features.

The original Kuga was a forerunner to the SUV trend. The current model is still a great choice if you want a sportier SUV on the driveway.

Many manufacturers hold the Kuga up as a template for a “driver’s” mid-size SUV and for good reason: it’s composed and planted on the road with tight steering and the general feel of being a car two sizes smaller.

There’s a range of petrol and diesel engines available on the Kuga. Ford’s impressive EcoBoost is available as a 1.5L in two versions. Diesel engines are offered as a 1.5 or larger 2.0L.


Brief History of the Ford Kuga

First launched back in 2008, the Kuga was originally a EU-only jacked up small crossover with “luxury” aspirations. That all changed when the second generation version hit the tarmac in 2012, which saw the Kuga expand in all directions and take on a more utilitarian tone.

Now a mid-size SUV, the Kuga kept the driving smarts it had become known for but added more
space for people and possessions.

2016 saw a mid-life face lift and since then the Kuga has become more grown-up. There’s more
space, it’s safer, and more affordable than ever.

2019 model year versions removed the Diesel option in favour of Hybrids and Plug In Hybrids.

If you don’t want to sacrifice the fun of driving when your family grows, the Kuga is the car to choose (unless you can afford a Porsche). Very few SUVs at this price point will drive as well.

Talking of price point, there are plenty out there on the used market, making the Kuga a great value buy – especially when you consider the driving dynamics you get for your money. It also comes pretty well specced.

The Kuga has remained popular on the used market, meaning that there’s less space for depreciation – which is a good thing when thinking about financing options. If your car depreciates less, your monthlies can be less on a PCP or a Lease.

Have a look at your finance options on both HP and PCP if you can. See what works best for
your budget.

Finding your Perfect Ford Kuga is just part of the journey: buying or leasing it with great-value car finance? That’s the cherry on the cake.

ChooseMyCar.com’s fantastic range of Car Finance options can help you to drive away with the
Ford you’ve always wanted for much less than you ever expected to pay – even if you’ve had
problems getting credit in the past.

Hire Purchase, PCP or Lease: we have the Finance you need for the Car You’ll Love.

As is usual for most cars that have been on the market a while, a used Kuga can have some minor wear and tear, especially around the gearstick, which is known to rub.
The electronic controls of the dual clutch were known to be a tiny bit temperamental but that’s a software bug that can be fixed by – you guessed it – turning the car off and on again.

The Kuga has only recently been overhauled so it’s not going anywhere.
The Diesel version has now been dropped, however. Replacement Hybrid and Plug In powertrains have taken over.

Not at all. Quite the opposite, in fact. At nearly 38mpg, the Kuga is one of the better performing SUVs in its class. Go for the Plug-In Hybrid version and you might not top up the tank more than once a month.

The first generation Kuga had about the same interior space as a Focus but the 2012 second generation (and beyond) models are much bigger – both inside and out.
This is because the new Kugas are also sold in America, where cars are expected to be bigger.

Yes. The Kuga can tow up to 1800Kg, depending on the spec.
Be aware that the Plug-In Hybrid version drops this to 1500Kg.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

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