Affordable Used Kia Niro for sale on Finance in St Albans

Find and finance your next Kia Niro in and around St Albans with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Kia Niro for Sale on Finance

64.8kwh 2 Suv 5dr Electric Auto (201 Bhp) Kia Niro

15,808 miles 2023 Zero Deposit

Home Delivery Available

1.6 GDi 2 DCT Euro 6 ss 5dr Kia Niro

62,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990

£216/month

Example

1.6h GDi 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) Kia Niro

26,000 miles 2022 Zero Deposit

Home Delivery Available

64kWh 2 Auto 5dr Kia Niro

34,100 miles 2021 Zero Deposit

Home Delivery Available

£12,990

£216/month

Example

1.6 GDi Hybrid 3 5dr DCT Kia Niro

31,000 miles 2022 Zero Deposit

Home Delivery Available

£18,799

£313/month

Example

64kWh 4+ SUV 5dr Electric Auto (201 bhp)+1 OWNER F Kia Niro

45,000 miles 2021 Zero Deposit

Home Delivery Available

150kW 3 64kWh 5dr Auto (Naviga Kia Niro

59,763 miles 2021 Zero Deposit

Home Delivery Available

2 Kia Niro

39,889 miles 2022 Zero Deposit

Home Delivery Available

£15,999

£266/month

Example

1.6 GDi 8.9kWh 3 DCT Euro 6 (s/s) 5dr Kia Niro

36,085 miles 2021 Zero Deposit

Home Delivery Available

£17,290

£288/month

Example

1.6 GDi 3 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( Kia Niro

75,397 miles 2021 Zero Deposit

Home Delivery Available

3 Kia Niro

78,008 miles 2017 Zero Deposit

Home Delivery Available

£10,790

£226/month

Example

1.6 GDi 2 DCT Euro 6 ss 5dr Kia Niro

38,800 miles 2022 Zero Deposit

Home Delivery Available

£14,990

£249/month

Example

1.6 GDi PHEV 3 5dr DCT - Heate Kia Niro

27,816 miles 2020 Zero Deposit

Home Delivery Available

150kW 4+ 64kWh 5dr Auto - Heat Kia Niro

30,651 miles 2021 Zero Deposit

Home Delivery Available

150kW 4+ 64kWh 5dr Auto - Heat Kia Niro

25,298 miles 2021 Zero Deposit

Home Delivery Available

4 Kia Niro

31,620 miles 2020 Zero Deposit

Home Delivery Available

£17,999

£300/month

Example

Browse other Kia models in St Albans

Bad Credit Kia Niro deals in St Albans

Get approved for Kia Niro finance in St Albans, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia Niro achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia Niro deals in St Albans

Drive a quality used Kia Niro in St Albans with no deposit needed. Choose from our extensive range of pre-owned Kia Niro models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia Niro vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia Niro in St Albans?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across St Albans, getting your perfect Kia Niro has never been simpler or more affordable.

Buy the Kia Niro on Finance

If you want sustainability and smart looks in a crossover SUV, look no further than the Kia Niro.

The Niro is available as just about every possible hybrid; standard hybrid, plug-in, and self-charging. There is also an all-electric version called the e-Niro.

There are three trim levels for the Niro: 2, 3, and 4. Each comes with rear parking sensors, a reversing camera, and touchscreen as standard. The 3 trim adds an eight-inch touchscreen system, JBL stereo, and heated leather seats. The 4 offers memory seat functions, adaptive cruise control, and automatic emergency braking.

The plug-in hybrid provides 16-inch alloy wheels and unique blue exterior design touches. It has similar standard equipment to the 3.

The e-Niro has its own unique styling pack with 17-inch alloys. Equipment-wise, it includes smart cruise control, lane keeping assist, and other great safety features. It shares similar kit to the 4 trim.

The hybrid engine available with the Niro is a 1.6L. With automatic transmission, it provides responsive performance and excellent economy. It makes the Niro a solid car for town and motorway driving.

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Customer

31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Tan

28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Bethan

29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Bhav

23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Martin

18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Rachel

17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

Darren James

11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Kayleigh

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