Affordable Used BMW X1 for sale on Finance in St Albans

Find and finance your next BMW X1 in and around St Albans with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

BMW X1 for Sale on Finance

2.0 20i xLine DCT sDrive Euro 6 (s/s) 5dr BMW X1

38,567 miles 2020 Zero Deposit

Home Delivery Available

£17,995

£299/month

Example

2.0 25d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

56,163 miles 2016 Zero Deposit

Home Delivery Available

£14,495

£304/month

Example

2.0 25d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

79,500 miles 2016 Zero Deposit

Home Delivery Available

£11,990

£251/month

Example

xDrive 25e M Sport 5dr Auto BMW X1

49,158 miles 2021 Zero Deposit

Home Delivery Available

£19,500

£324/month

Example

2.0 SDRIVE18D M SPORT BMW X1

84,930 miles 2017 Zero Deposit

Home Delivery Available

£10,495

£220/month

Example

2.0 20i M Sport SUV 5dr Petrol Auto xDrive Euro 6 BMW X1

83,000 miles 2017 Zero Deposit

Home Delivery Available

£12,490

£262/month

Example

xDrive 25e xLine 5dr Auto - BM BMW X1

25,543 miles 2021 Zero Deposit

Home Delivery Available

£21,995

£366/month

Example

2.0 18d SE sDrive Euro 6 (s/s) 5dr BMW X1

60,223 miles 2017 Zero Deposit

Home Delivery Available

£9,975

£209/month

Example

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

88,390 miles 2016 Zero Deposit

Home Delivery Available

£11,995

£252/month

Example

1.5 18i GPF M Sport DCT sDrive Euro 6 (s/s) 5dr BMW X1

62,000 miles 2019 Zero Deposit

Home Delivery Available

£14,990

£314/month

Example

2.0 25d xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

99,800 miles 2017 Zero Deposit

Home Delivery Available

£9,990

£209/month

Example

2.0 20d xLine xDrive Euro 6 (s/s) 5dr BMW X1

63,395 miles 2017 Zero Deposit

Home Delivery Available

£12,995

£273/month

Example

X1 BMW X1 2.0 20i SE SUV 5dr Petrol Auto sDrive Euro BMW X1

49,123 miles 2019 Zero Deposit

Home Delivery Available

£9,990

£209/month

Example

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

94,000 miles 2016 Zero Deposit

Home Delivery Available

£11,895

£249/month

Example

X1 2.0 X1 xDrive20d M Sport BMW X1

37,400 miles 2018 Zero Deposit

Home Delivery Available

£17,850

£374/month

Example

2.0 20i M Sport SUV 5dr Petrol Auto xDrive Euro 6 BMW X1

28,506 miles 2017 Zero Deposit

Home Delivery Available

£19,000

£399/month

Example

Browse other BMW models in St Albans

Bad Credit BMW X1 deals in St Albans

Get approved for BMW X1 finance in St Albans, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW X1 achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW X1 deals in St Albans

Drive a quality used BMW X1 in St Albans with no deposit needed. Choose from our extensive range of pre-owned BMW X1 models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW X1 vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW X1 in St Albans?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across St Albans, getting your perfect BMW X1 has never been simpler or more affordable.

Buy the BMW X1 on Finance

The BMW X1 has pride of place right at the top of the small SUV market.

There’s plenty of technology for the price; available in four trims – the SE, Sport, xLine, and M Sport – each X1 spec offers Bluetooth, sat-nav, and DAB radio. Climate control, rear parking sensors, and 17-inch alloys are also all included.

The Sport trim throws in 18-inch alloys, sports seats, and sportier body features. The xLine brings LED headlights, heated leather seats, and leather upholstery into the mix.

The range-topping M Sport provides a full body kit, adaptive LED lights, and sports suspension. Both the xLine and M Sport come with their own 18-inch alloy wheels.

There are a broad range of diesel and petrol engines available on the BMW X1. The 2.0L petrol engines depend on the transmission you choose, with only one manual available. The 2.0L diesel-powered engines offer excellent range, with two-wheel and four-wheel drive available.

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Customer

31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Tan

28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Bethan

29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Bhav

23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Martin

18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Rachel

17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

Darren James

11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Kayleigh

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