Affordable Used Skoda Octavia for sale on Finance in St Albans

Find and finance your next Skoda Octavia in and around St Albans with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Skoda Octavia for Sale on Finance

Skoda Octavia

SE TECHNOLOGY TSI DSG Skoda Octavia

64,000 miles 2019 Zero Deposit

Home Delivery Available

£9,495
Crewe
£199/month
Example
Skoda Octavia

1.5 TSI GPF ACT SE L Hatchback 5dr Petrol Manual E Skoda Octavia

16,363 miles 2020 Zero Deposit

Home Delivery Available

£14,490
Crewe
£241/month
Example
Skoda Octavia

1.4 TSI SE L Estate 5dr Petrol DSG Euro 6 (s/s) (1 Skoda Octavia

94,000 miles 2016 Zero Deposit

Home Delivery Available

£8,500
Crewe
£178/month
Example
Skoda Octavia

2.0 TSI vRS Hatchback 5dr Petrol Manual Euro 6 (s/ Skoda Octavia

42,892 miles 2017 Zero Deposit

Home Delivery Available

£14,449
Crewe
£303/month
Example
Skoda Octavia

Octavia Hatch SE L 1.5 TSI e-TEC 150 PS DSG Skoda Octavia

0 miles 2025 Zero Deposit

Home Delivery Available

£30,106
Crewe
£501/month
Example
Skoda Octavia

Skoda Octavia Diesel Hatchback 2.0 TDI 150 Sportline 5dr DSG Skoda Octavia

1,000 miles 2025 Zero Deposit

Home Delivery Available

£34,696
Crewe
£577/month
Example
Skoda Octavia

1.6 TDI S Hatchback 5dr Diesel DSG Euro 6 (s/s) (1 Skoda Octavia

66,900 miles 2016 Zero Deposit

Home Delivery Available

£7,495
Crewe
£157/month
Example
Skoda Octavia

Octavia Estate vRS 2.0 TSI 265 PS DSG Skoda Octavia

3 miles 2025 Zero Deposit

Home Delivery Available

£38,750
Crewe
£645/month
Example
Skoda Octavia

2.0 TDI vRS Hatchback 5dr Diesel Manual Euro 6 (s/ Skoda Octavia

33,000 miles 2018 Zero Deposit

Home Delivery Available

£16,695
Crewe
£350/month
Example
Skoda Octavia

1.5 TSI ACT SE Drive DSG Euro 6 (s/s) 5dr Skoda Octavia

79,000 miles 2020 Zero Deposit

Home Delivery Available

£10,495
Crewe
£220/month
Example
Skoda Octavia

1.4 Petrol (TSI), Automatic, SE, Hatchback, 5 Door Skoda Octavia

49,000 miles 2017 Zero Deposit

Home Delivery Available

£10,399
Crewe
£218/month
Example
Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel DSG 4WD Euro 6 (s/s) Skoda Octavia

102,001 miles 2016 Zero Deposit

Home Delivery Available

£10,999
Crewe
£231/month
Example
Skoda Octavia

2.0 TDI SE L First Edition Estate 5dr Diesel DSG Euro 6 (s/s) (150 ps) Skoda Octavia

80,000 miles 2021 Zero Deposit

Home Delivery Available

£13,999
Crewe
£233/month
Example
Skoda Octavia

1.0 TSI SE First Edition Estate 5dr Petrol Manual Skoda Octavia

45,819 miles 2021 Zero Deposit

Home Delivery Available

£13,695
Crewe
£228/month
Example
Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

98,702 miles 2015 Zero Deposit

Home Delivery Available

£9,495
Crewe
£199/month
Example
Skoda Octavia

1.4 TSI SE Estate 5dr Petrol Manual Euro 6 (s/s) ( Skoda Octavia

50,250 miles 2017 Zero Deposit

Home Delivery Available

£11,495
Crewe
£241/month
Example

Bad Credit Skoda Octavia deals in St Albans

Get approved for Skoda Octavia finance in St Albans, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda Octavia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda Octavia deals in St Albans

Drive a quality used Skoda Octavia in St Albans with no deposit needed. Choose from our extensive range of pre-owned Skoda Octavia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda Octavia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda Octavia in St Albans?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across St Albans, getting your perfect Skoda Octavia has never been simpler or more affordable.

Learn more about the Skoda Octavia

The award-winning Octavia is Skoda’s biggest seller – and it’s no surprise. Comfortable, safe, and spacious with an impressive standard spec, the Octavia is a competent family car on all counts.

Available as a hatchback and an estate, the Octavia has lots to offer – including 16-inch alloys, LED daytime running lights, Apple CarPlay, and Android Auto connectivity as standard.

The hatch comes in nine trim levels: S, SE, SE Drive, SE Technology, SE L, Sportline, L&K, VRS, and VRS Challenge, while the estate offers an additional Scout trim.

Each spec level adds to the list of luxuries on offer, including rear parking sensors and dual-zone climate control on the SE, 17-inch alloys and an 8-inch touchscreen on the SE L and a larger touchscreen and heated front seats on the L&K model.

The Scout is more ruggedly designed for off-road driving while the VRS and VRS Challenge are super sporty.

There’s a healthy range of petrol and diesel engines available, starting with the petrol 1.0L TI S, which is ideal for town driving. For more power and a smooth drive, the 1.5L options available with the SE are a safe bet.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews