Affordable Used MINI for sale on Finance in St Albans

We offer affordable MINI deals in St Albans. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular MINI models in St Albans

  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s MINI Hatch

25,247 miles 2018 Zero Deposit

Home Delivery Available

£11,840
Stockport
£248/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 1 Hatchback 3dr Electric A MINI Hatch

15,000 miles 2022 Zero Deposit

Home Delivery Available

£11,470
Stockport
£241/month
Example
  • MINI Clubman

2.0 Cooper SD Estate 6dr Diesel Manual Euro 6 (s/s MINI Clubman

79,160 miles 2017 Zero Deposit

Home Delivery Available

£8,890
£186/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

49,970 miles 2016 Zero Deposit

Home Delivery Available

£8,295
£174/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

42,833 miles 2020 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Hatchback 5dr Petrol Steptron MINI Hatch

17,750 miles 2019 Zero Deposit

Home Delivery Available

£16,495
York
£346/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 5dr MINI Hatch

71,000 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s MINI Hatch

104,000 miles 2016 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • MINI Hatch

1.5 Cooper D Hatchback 5dr Diesel Manual Euro 6 (s MINI Hatch

60,476 miles 2017 Zero Deposit

Home Delivery Available

£9,695
£203/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (13 MINI Clubman

64,000 miles 2017 Zero Deposit

Home Delivery Available

£11,989
£251/month
Example
  • MINI Convertible

2.0 Cooper S Exclusive Convertible 2dr Petrol Step MINI Convertible

15,000 miles 2021 Zero Deposit

Home Delivery Available

£21,450
£357/month
Example
  • MINI Countryman

2.0 Cooper SD SUV 5dr Diesel Auto Euro 5 (143 ps) MINI Countryman

55,000 miles 2016 Zero Deposit

Home Delivery Available

£9,750
£204/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

1,274 miles 2022 Zero Deposit

Home Delivery Available

£16,699
£278/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s MINI Hatch

54,460 miles 2016 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s MINI Convertible

44,900 miles 2018 Zero Deposit

Home Delivery Available

£10,999
Walsall
£231/month
Example
  • MINI Cooper

1.6 Cooper S Coupe 2dr Petrol Manual Euro 5 (s/s) MINI Cooper

70,087 miles 2015 Zero Deposit

Home Delivery Available

£6,450
£135/month
Example

Bad Credit MINI deals in St Albans

Get approved for MINI finance in St Albans, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream MINI achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit MINI deals in St Albans

Drive a quality used MINI in St Albans with no deposit needed. Choose from our extensive range of pre-owned MINI models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used MINI vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar MINI in St Albans?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality MINI every time. Plus, with convenient home delivery available across St Albans, getting your perfect MINI has never been simpler or more affordable.

Buy MINI on Finance

Why buy a MINI on finance?

Navigate through our flexible MINI car finance options to find the best deal for you. Whether you’re interested in HP, PCP, or PCH, we’ve got you covered and will ensure you get your dream MINI with the most suitable finance plan available. Bad credit? No problem. Use our Car Finance Calculator and find a personalised quote that is tailored to your needs and suits your budget.

Learn more about MINI

The humble MINI isn’t quite so humble anymore.

The tiny icon of cheeky British gumption is now a German-owned powerhouse which includes the Clubman and Countryman crossover SUVs in its range.

The budget car of the ’60s, ’70s, and ’80s is now a premium brand – even the entry-level 3-door hatch holds its value well, so a used MINI can often be sold years later for a minimal loss.

The MINIs Features

Used MINIs still come with great features that make modern living and driving a breeze. No matter if you’re stuck in a traffic jam on the motorway or popping to the shops, although some more compact in size, MINIs are jam packed with everything you need.

Tech including sat navs, Apple Car play, Android auto and great aesthetic sound systems and screens are staples in many models. Alongside more practical needs including ISOFix to keep the little ones safe and airbags.

Why drive a MINI

MINI’s are still iconic. Although new models have had upgrades and larger bodies including the Countryman have become firm favourites, they are still a classic sight!

Still compact and design led with circular headlights and beautiful colourways, all models give a nod to the classic union jack clad banger we’ve all seen in timeless movies and on our screens. 

Browse our MINI finance options and take home a nod to the classic, on your terms.

Read more...
Useful Information about MINI
From ChooseMyCar
What is the most popular MINI colour?
White
What is the most popular MINI fuel type?
Petrol
What's the average MINI price?
£13,482
What's the average MINI mileage?
34,404

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews