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Affordable Used SEAT Ibiza for sale on Finance in Reading

Find and finance your next SEAT Ibiza in and around Reading with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

SEAT Ibiza for Sale on Finance

SEAT Ibiza

SEAT Ibiza
1.0 TSI SE Technology Euro 6 (s/s) 5dr GPF

2019 | Manual | 36,600 miles | Petrol

Finance From
£219/month
Cash Price
£10,449
SEAT Ibiza

SEAT Ibiza
1.2 TSI I TECH Sport Coupe Euro 5 3dr

2016 | Manual | 72,000 miles | Petrol

Finance From
£115/month
Cash Price
£5,495
SEAT Ibiza

SEAT Ibiza
1.2 TSI I TECH Sport Coupe Euro 5 3dr

2014 | Manual | 74,145 miles | Petrol

Finance From
£115/month
Cash Price
£5,495
SEAT Ibiza

SEAT Ibiza
1.0 TSI FR 5d 94 BHP

2021 | Manual | 70,000 miles | Petrol

Finance From
£210/month
Cash Price
£10,000
SEAT Ibiza

SEAT Ibiza
1.0 TSI XCELLENCE DSG Euro 6 (s/s) 5dr

2021 | Automatic | 39,000 miles | Petrol

Finance From
£233/month
Cash Price
£13,990
SEAT Ibiza

SEAT Ibiza
1.4 Toca Euro 5 5dr

2014 | Manual | 60,849 miles | Petrol

Finance From
£126/month
Cash Price
£5,995
SEAT Ibiza

SEAT Ibiza
1.2 TSI FR Sport Coupe Euro 5 3dr

2014 | Manual | 72,767 miles | Petrol

Finance From
£126/month
Cash Price
£5,995
SEAT Ibiza

SEAT Ibiza
1.4 Toca Euro 5 5dr

2014 | Manual | 21,000 miles | Petrol

Finance From
£153/month
Cash Price
£7,294
SEAT Ibiza

SEAT Ibiza
1.2 TSI I-TECH 5d 104 BHP PETROL MANUAL

2015 | Manual | 18,000 miles | Petrol

Finance From
£194/month
Cash Price
£9,250
SEAT Ibiza

SEAT Ibiza
1.2 TSI FR Black Euro 5 5dr

2014 | Manual | 63,000 miles | Petrol

Finance From
£162/month
Cash Price
£7,750
SEAT Ibiza

SEAT Ibiza
1.4 TOCA 5d 85 BHP

2015 | Manual | 82,256 miles | Petrol

Finance From
£114/month
Cash Price
£5,450
SEAT Ibiza

SEAT Ibiza
TSI ACT FR 1.0 TSI FR (s/s) 5dr

2017 | Manual | 40,896 miles | Petrol

Finance From
£261/month
Cash Price
£12,450
SEAT Ibiza

SEAT Ibiza
1.0 TSI FR DSG 5d 114 BHP 1.0 TSI FR DSG (s/s) 5dr

2018 | Unlisted | 31,573 miles | Petrol

Finance From
£303/month
Cash Price
£14,450

Browse other SEAT models in Reading

Bad Credit SEAT Ibiza deals in Reading

Get approved for SEAT Ibiza finance in Reading, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream SEAT Ibiza achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit SEAT Ibiza deals in Reading

Drive a quality used SEAT Ibiza in Reading with no deposit needed. Choose from our extensive range of pre-owned SEAT Ibiza models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used SEAT Ibiza vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar SEAT Ibiza in Reading?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality SEAT every time. Plus, with convenient home delivery available across Reading, getting your perfect SEAT Ibiza has never been simpler or more affordable.

Learn more about the SEAT Ibiza

The multi award-winning SEAT Ibiza regularly comes out top of its class for all-round excellence as a compact city car.

Visually appealing outside and in, SEAT’s Ibiza supermini has handy cubby holes aplenty, an high-end-looking touchscreen, a good sized boot for its class, and a five-star safety rating.

Available in six trim levels, entry-level Ibizas come equipped with 15-inch steel wheels, Bluetooth connectivity, hill hold, and a height-adjustable driver’s seat. The SE trim adds a colour infotainment system and attractive leather touches.

The midway FR trim is a sportier model with a DAB radio and cruise control. At the top end of the pricing scale, the XCELLENCE Lux model has 17-inch alloys, all-electric windows, Apple CarPlay and Android Auto, metallic paint, and many more luxury features.

Offering a comfortable ride, the Ibiza’s engine range starts with two competitively priced petrol options, as well as a 1.6L diesel. For company car drivers, the 1.0L petrol engine is an economical choice.

Read more...

At Glance SEAT Ibiza Review

  • Chassis
  • Performance
  • Interior
  • Practicality
  • Overall Rating

The Seat Ibiza range comes with a choice of three different engines: 1.2, 1.4 and 1.6-litre petrol, along with a 1.4 diesel engine. The 1.2 is the most economical, while the 1.6 is the most powerful – but also the least efficient and not particularly agile in town driving conditions.

Seat Ibiza SE (Sport Edition)

The Seat Ibiza SE (Sport Edition) trim option is perfect for someone looking for a sporty, affordable car. This trim package comes with 17″ alloy wheels, heated front seats, keyless entry and ignition, automatic climate control and an 8″ touchscreen display with navigation and Apple CarPlay integration.

Seat Ibiza SE Technology

The Seat Ibiza SE Technology trim is ideal for those looking for a fun, stylish, practical car. This trim option includes a 7-inch touchscreen interface with Apple CarPlay and Android Auto compatibility. It also adds automatic headlights, an auto dimming rearview mirror, rain-sensing wipers, LED daytime running lights, and LED fog lights.

Seat Ibiza FR

The FR trim option for the Seat Ibiza is ideal for those looking for a sporty, stylish ride. It comes with added 17″ alloy wheels with performance tires, sport suspension, front and rear parking sensors, auto-dimming rearview mirror w/ compass and Homelink® and LED daytime running lights and tail lights with smoked lens.

Seat’s Ibiza, which first hit the road in 1984, has been one of the company’s most popular models.

It’s now available in two body styles: hatchback and sedan. Both are available as three-door or five-door versions, with a range of turbocharged four-cylinder engines that produce between 110 and 220 bhp. The Ibiza is also available with a manual or automatic transmission, depending on your preference.

A favourite amongst car drivers, the Ibiza has won numerous awards over the years for its design and performance, including “Best Small Hatchback” at Auto Express’ Driver Power Awards in 2018 (the second time it has won this title).

Brief History of the SEAT Ibiza

The Seat Ibiza is a compact car that has been manufactured by the Spanish automaker SEAT since 1984. The original Ibiza was designed as a sporty three-door compact hatchback with all-wheel drive, which was rare at the time, and it became popular with young buyers in Europe.

The first generation of the Ibiza was produced until 1992, with two facelifts during this period. In 1994, the second generation of the Ibiza was introduced and it remained in production until 1999. The third generation was launched in 2002 and is still in production today as a testament to its enduring reputation.

The Seat Ibiza is a popular choice, and there are many reasons why.

For starters, it presents good value for money. The Seat Ibiza might be one of the cheapest cars on the market, but it still has some of the best features. Featuring a roomy boot space, it can fit plenty of groceries and luggage, making it a practical choice.

It’s also a reliable option. The Seat Ibiza has been around for over 30 years and since then it’s managed to earn a reputation for being a dependable motor that has everything you need.

Last but by no means least, the Seat Ibiza is fun to drive! The engine has enough power to keep up with traffic on busy motorways, though it’s not too powerful for city centre driving either.

When you’re looking at financing a Seat Ibiza, consider its depreciation rate. This is especially relevant if you’re going to be driving it for a long time and want to use it as a trade- in later. Depreciation can often affect the selling price. Next, look at how much financing can be made cheaper. Financing rates often go down when you pay off more of your loan early, meaning that you can potentially get a lower rate.

Your next car is just a click away at ChooseMyCar.com. Find the perfect model and speak to us for the best car finance options to suit you.

At ChooseMyCar.com, we have years of experience helping people find their perfect car and get the financing they need to get it. We offer a variety of financing options so you can customise your own payment plan based on what works for your budget and lifestyle. From PCP to hire purchase and leasing, we’ve got something for everyone so you can drive away in the car of your dreams!

The Seat Ibiza has a 64-litre fuel tank, so you can drive for around 500 miles before you have to refill.

A Seat Ibiza has an average of 595 litres of cargo space when you fold down the rear seats completely flat.

The Seat Ibiza has six airbags as standard. It also has Electronic Stability Control (ESC) and Hill Start Assist (HSA), which helps to safely prevent roll-backs on hills.

The Seat Ibiza weighs around 1,200 kgs (2,645 lbs). This is pretty light for its size and class, which means it’ll be easier to handle than some other cars in its class.

Yes! Sunroofs are available on all models except for the SE, which does not come with one as standard equipment. If this is important, it’s worth considering the other trim options.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
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