Affordable Used Skoda Octavia for sale on Finance in Luton

Find and finance your next Skoda Octavia in and around Luton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Skoda Octavia for Sale on Finance

  • Skoda Octavia

1.0 TSI GPF SE Technology Hatchback 5dr Petrol Man Skoda Octavia

87,000 miles 2019 Zero Deposit

Home Delivery Available

£7,290
Bedford
£153/month
Example
  • Skoda Octavia

1.0 TSI GPF SE Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (115 ps) Skoda Octavia

87,000 miles 2019 Zero Deposit

Home Delivery Available

£7,290
Bedford
£153/month
Example
  • Skoda Octavia

OCTAVIA 2.0 TSI 190 SE L 5dr DSG Skoda Octavia

66,195 miles 2019 Zero Deposit

Home Delivery Available

£11,850
Milton Keynes
£249/month
Example
  • Skoda Octavia

OCTAVIA 1.5 TSI e-TEC SE L 5dr DSG Skoda Octavia

35,406 miles 2023 Zero Deposit

Home Delivery Available

£19,000
Milton Keynes
£316/month
Example
  • Skoda Octavia

1.0 TSI GPF SE Technology Estate 5dr Petrol Manual Skoda Octavia

72,044 miles 2019 Zero Deposit

Home Delivery Available

£9,475
£199/month
Example
  • Skoda Octavia

2.0 TDI SE Business Euro 6 (s/s) 5dr Skoda Octavia

93,000 miles 2015 Zero Deposit

Home Delivery Available

£4,000
Bedford
£84/month
Example
  • Skoda Octavia

1.6 TDI SE L Euro 6 (s/s) 5dr Skoda Octavia

98,000 miles 2019 Zero Deposit

Home Delivery Available

£8,399
£176/month
Example
  • Skoda Octavia

1.6 TDI SE Business GreenLine III Euro 5 (s/s) 5dr Skoda Octavia

88,500 miles 2015 Zero Deposit

Home Delivery Available

£5,399
£113/month
Example
  • Skoda Octavia

1.6 TDI SCR SE Technology Hatchback 5dr Diesel DSG Skoda Octavia

31,232 miles 2018 Zero Deposit

Home Delivery Available

£12,675
Luton
£266/month
Example
  • Skoda Octavia

1.4 TSI SE L Estate 5dr Petrol Manual Euro 6 (s/s) Skoda Octavia

93,980 miles 2017 Zero Deposit

Home Delivery Available

£7,750
£162/month
Example
  • Skoda Octavia

OCTAVIA 2.0 TSI vRS 5dr DSG Skoda Octavia

19,506 miles 2021 Zero Deposit

Home Delivery Available

£24,029
£400/month
Example
  • Skoda Octavia

OCTAVIA 1.0 TSI SE Technology 5dr Skoda Octavia

41,452 miles 2021 Zero Deposit

Home Delivery Available

£13,690
Bedford
£228/month
Example
  • Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel DSG 7Spd Euro 6 (s/s Skoda Octavia

59,315 miles 2019 Zero Deposit

Home Delivery Available

£16,995
Luton
£357/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Drive DSG Euro 6 (s/s) 5dr Skoda Octavia

28,000 miles 2020 Zero Deposit

Home Delivery Available

£15,330
£255/month
Example
  • Skoda Octavia

Skoda Octavia Se Tech Tsi Iv S- Skoda Octavia

7,728 miles 2024 Zero Deposit

Home Delivery Available

£23,890
£398/month
Example
  • Skoda Octavia

1.6 TDI SE DSG Euro 6 (s/s) 5dr Skoda Octavia

98,900 miles 2017 Zero Deposit

Home Delivery Available

£7,895
Luton
£166/month
Example

Bad Credit Skoda Octavia deals in Luton

Get approved for Skoda Octavia finance in Luton, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda Octavia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda Octavia deals in Luton

Drive a quality used Skoda Octavia in Luton with no deposit needed. Choose from our extensive range of pre-owned Skoda Octavia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda Octavia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda Octavia in Luton?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across Luton, getting your perfect Skoda Octavia has never been simpler or more affordable.

Buy the Skoda Octavia on Finance

The award-winning Octavia is Skoda’s biggest seller – and it’s no surprise. Comfortable, safe, and spacious with an impressive standard spec, the Octavia is a competent family car on all counts.

Available as a hatchback and an estate, the Octavia has lots to offer – including 16-inch alloys, LED daytime running lights, Apple CarPlay, and Android Auto connectivity as standard.

The hatch comes in nine trim levels: S, SE, SE Drive, SE Technology, SE L, Sportline, L&K, VRS, and VRS Challenge, while the estate offers an additional Scout trim.

Each spec level adds to the list of luxuries on offer, including rear parking sensors and dual-zone climate control on the SE, 17-inch alloys and an 8-inch touchscreen on the SE L and a larger touchscreen and heated front seats on the L&K model.

The Scout is more ruggedly designed for off-road driving while the VRS and VRS Challenge are super sporty.

There’s a healthy range of petrol and diesel engines available, starting with the petrol 1.0L TI S, which is ideal for town driving. For more power and a smooth drive, the 1.5L options available with the SE are a safe bet.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews