Affordable Used Skoda Octavia for sale on Finance in Harrogate

Find and finance your next Skoda Octavia in and around Harrogate with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Skoda Octavia for Sale on Finance

Skoda Octavia

2.0 TDI SE Technology Estate 5dr Diesel Manual Eur Skoda Octavia

115,696 miles 2021 Zero Deposit

Home Delivery Available

£9,295
Crewe
£195/month
Example
Skoda Octavia

2.0 TDI SE Technology Estate 5dr Diesel Manual Euro 6 (s/s) (116 ps) Skoda Octavia

57,250 miles 2022 Zero Deposit

Home Delivery Available

£14,990
Crewe
£249/month
Example
Skoda Octavia

2.0 TDI CR Elegance 5dr Skoda Octavia

111,876 miles 2015 Zero Deposit

Home Delivery Available

£5,995
Crewe
£126/month
Example
Skoda Octavia

OCTAVIA 1.0 TSI SE Technology 5dr Skoda Octavia

31,636 miles 2020 Zero Deposit

Home Delivery Available

£14,140
Crewe
£235/month
Example
Skoda Octavia

1.0 TSI e-TEC MHEV SE Technology DSG Euro 6 (s/s) 5dr Skoda Octavia

60,769 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Crewe
£216/month
Example
Skoda Octavia

1.4 TSI SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

75,000 miles 2018 Zero Deposit

Home Delivery Available

£9,995
Crewe
£210/month
Example
Skoda Octavia

1.5 TSI GPF ACT SE L Estate 5dr Petrol Manual Euro Skoda Octavia

104,331 miles 2020 Zero Deposit

Home Delivery Available

£8,595
Crewe
£180/month
Example
Skoda Octavia

2.0 TDI vRS Euro 6 (s/s) 5dr (SNav) Skoda Octavia

56,500 miles 2017 Zero Deposit

Home Delivery Available

£10,495
Crewe
£220/month
Example
Skoda Octavia

1.6 TDI SCR SE Technology Hatchback 5dr Diesel DSG Euro 6 (s/s) (115 ps) Skoda Octavia

47,980 miles 2019 Zero Deposit

Home Delivery Available

£12,490
Crewe
£262/month
Example
Skoda Octavia

2.0 TDI Laurin & Klement DSG Euro 6 (s/s) 5dr Skoda Octavia

13,000 miles 2016 Zero Deposit

Home Delivery Available

£14,495
Crewe
£304/month
Example
Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

73,204 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Crewe
£273/month
Example
Skoda Octavia

1.4 VRS TSI DSG 5d 242 BHP STUNNING ESTATE+LOVELY Skoda Octavia

34,500 miles 2021 Zero Deposit

Home Delivery Available

£21,995
Crewe
£366/month
Example
Skoda Octavia

1.5 TSI SE L 5dr Skoda Octavia

48,000 miles 2019 Zero Deposit

Home Delivery Available

£16,995
Crewe
£357/month
Example

Bad Credit Skoda Octavia deals in Harrogate

Get approved for Skoda Octavia finance in Harrogate, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda Octavia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda Octavia deals in Harrogate

Drive a quality used Skoda Octavia in Harrogate with no deposit needed. Choose from our extensive range of pre-owned Skoda Octavia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda Octavia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda Octavia in Harrogate?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across Harrogate, getting your perfect Skoda Octavia has never been simpler or more affordable.

Learn more about the Skoda Octavia

The award-winning Octavia is Skoda’s biggest seller – and it’s no surprise. Comfortable, safe, and spacious with an impressive standard spec, the Octavia is a competent family car on all counts.

Available as a hatchback and an estate, the Octavia has lots to offer – including 16-inch alloys, LED daytime running lights, Apple CarPlay, and Android Auto connectivity as standard.

The hatch comes in nine trim levels: S, SE, SE Drive, SE Technology, SE L, Sportline, L&K, VRS, and VRS Challenge, while the estate offers an additional Scout trim.

Each spec level adds to the list of luxuries on offer, including rear parking sensors and dual-zone climate control on the SE, 17-inch alloys and an 8-inch touchscreen on the SE L and a larger touchscreen and heated front seats on the L&K model.

The Scout is more ruggedly designed for off-road driving while the VRS and VRS Challenge are super sporty.

There’s a healthy range of petrol and diesel engines available, starting with the petrol 1.0L TI S, which is ideal for town driving. For more power and a smooth drive, the 1.5L options available with the SE are a safe bet.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews