Affordable Used BMW X1 for sale on Finance in Derby

Find and finance your next BMW X1 in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

BMW X1 for Sale on Finance

  • BMW X1

2.0 25d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

59,000 miles 2016 Zero Deposit

Home Delivery Available

£13,400
Derby
£281/month
Example
  • BMW X1

2.0 18d xLine SUV 5dr Diesel Manual sDrive Euro 6 BMW X1

48,700 miles 2016 Zero Deposit

Home Delivery Available

£12,800
Derby
£268/month
Example
  • BMW X1

1.5 18i GPF M Sport SUV 5dr Petrol Manual sDrive E BMW X1

41,000 miles 2018 Zero Deposit

Home Delivery Available

£16,000
Derby
£336/month
Example
  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

46,500 miles 2016 Zero Deposit

Home Delivery Available

£15,200
Derby
£319/month
Example
  • BMW X1

1.5 18i GPF xLine SUV 5dr Petrol Manual sDrive Eur BMW X1

61,799 miles 2018 Zero Deposit

Home Delivery Available

£13,100
Derby
£275/month
Example
  • BMW X1

1.5 18i xLine SUV 5dr Petrol Manual sDrive Euro 6 BMW X1

24,800 miles 2021 Zero Deposit

Home Delivery Available

£19,100
Derby
£318/month
Example
  • BMW X1

2.0 20d xLine Auto xDrive Euro 5 (s/s) 5dr BMW X1

71,965 miles 2015 Zero Deposit

Home Delivery Available

£9,480
£199/month
Example
  • BMW X1

2.0 20d xLine SUV 5dr Diesel Manual xDrive Euro 6 BMW X1

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,690
£245/month
Example
  • BMW X1

1.5 18i GPF xLine sDrive Euro 6 (s/s) 5dr BMW X1

29,089 miles 2018 Zero Deposit

Home Delivery Available

£15,725
£330/month
Example
  • BMW X1

1.5 18i GPF M Sport SUV 5dr Petrol DCT sDrive Euro BMW X1

41,663 miles 2019 Zero Deposit

Home Delivery Available

£17,300
Derby
£363/month
Example
  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

55,672 miles 2017 Zero Deposit

Home Delivery Available

£14,900
Derby
£313/month
Example
  • BMW X1

2.0 18d xLine SUV 5dr Diesel Auto sDrive Euro 6 (s BMW X1

22,245 miles 2022 Zero Deposit

Home Delivery Available

£23,300
Derby
£388/month
Example
  • BMW X1

2.0 20d xLine SUV 5dr Diesel Manual xDrive Euro 6 BMW X1

102,862 miles 2016 Zero Deposit

Home Delivery Available

£9,695
Mansfield
£203/month
Example
  • BMW X1

X1 X1 xDrive 20d Sport 5dr Step Auto BMW X1

59,442 miles 2015 Zero Deposit

Home Delivery Available

£12,190
Derby
£256/month
Example
  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

65,000 miles 2017 Zero Deposit

Home Delivery Available

£13,850
Derby
£291/month
Example
  • BMW X1

2.0 20d Sport SUV 5dr Diesel Auto xDrive Euro 6 (s BMW X1

64,932 miles 2016 Zero Deposit

Home Delivery Available

£12,100
Derby
£254/month
Example

Bad Credit BMW X1 deals in Derby

Get approved for BMW X1 finance in Derby, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW X1 achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW X1 deals in Derby

Drive a quality used BMW X1 in Derby with no deposit needed. Choose from our extensive range of pre-owned BMW X1 models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW X1 vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW X1 in Derby?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Derby, getting your perfect BMW X1 has never been simpler or more affordable.

Buy the BMW X1 on Finance

The BMW X1 has pride of place right at the top of the small SUV market.

There’s plenty of technology for the price; available in four trims – the SE, Sport, xLine, and M Sport – each X1 spec offers Bluetooth, sat-nav, and DAB radio. Climate control, rear parking sensors, and 17-inch alloys are also all included.

The Sport trim throws in 18-inch alloys, sports seats, and sportier body features. The xLine brings LED headlights, heated leather seats, and leather upholstery into the mix.

The range-topping M Sport provides a full body kit, adaptive LED lights, and sports suspension. Both the xLine and M Sport come with their own 18-inch alloy wheels.

There are a broad range of diesel and petrol engines available on the BMW X1. The 2.0L petrol engines depend on the transmission you choose, with only one manual available. The 2.0L diesel-powered engines offer excellent range, with two-wheel and four-wheel drive available.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews