Used Skoda Octavia Under £15,000 – No Deposit & Bad Credit

Searching for a Skoda Octavia under £15,000? Explore our available range of flexible PCP and HP finance options.

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0l Skoda Octavia

54,294 miles 2025 Zero Deposit

Home Delivery Available

1.0 TSI GPF S Estate 5dr Petrol Manual Euro 6 (s/s Skoda Octavia

67,000 miles 2025 Zero Deposit

Home Delivery Available

2.0 TDI Scout Estate 5dr Diesel DSG 4WD Euro 6 (s/ Skoda Octavia

95,000 miles 2016 Zero Deposit

Home Delivery Available

£9,995

£210/month

Example

VRS TDI DSG 5-Door Skoda Octavia

114,000 miles 2016 Zero Deposit

Home Delivery Available

1.5 TSI ACT SE Drive DSG Euro 6 (s/s) 5dr Skoda Octavia

83,500 miles 2020 Zero Deposit

Home Delivery Available

2.0 TDI vRS Skoda Octavia

89,680 miles 2016 Zero Deposit

Home Delivery Available

£9,990

£209/month

Example

1.4 TSI SE, £130 Road Tax, 54 MPG Skoda Octavia

43,000 miles 2017 Zero Deposit

Home Delivery Available

£9,990

£209/month

Example

2.0 TFSI vRS Estate 5dr Petrol Manual Euro 6 (s/s) Skoda Octavia

98,000 miles 2016 Zero Deposit

Home Delivery Available

£9,990

£209/month

Example

SE TSI DSG 5-Door Skoda Octavia

101,334 miles 2017 Zero Deposit

Home Delivery Available

1.6 TDI SE L Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

72,698 miles 2019 Zero Deposit

Home Delivery Available

2.0 TDI SE L Hatchback 5dr Diesel DSG 7Spd Euro 6 Skoda Octavia

80,000 miles 2018 Zero Deposit

Home Delivery Available

1.6 SE L TDI 5d 114 BHP Skoda Octavia

78,291 miles 2020 Zero Deposit

Home Delivery Available

2.0 TDI SE L Skoda Octavia

71,000 miles 2017 Zero Deposit

Home Delivery Available

£9,850

£207/month

Example

1.4 TSI SE L Hatchback 5dr Petrol DSG Euro 6 (s/s) Skoda Octavia

74,000 miles 2017 Zero Deposit

Home Delivery Available

1.6 TDI Black Edition Estate 5dr Diesel Manual Euro 5 (s/s) (105 ps) Skoda Octavia

52,497 miles 2015 Zero Deposit

Home Delivery Available

£9,800

£206/month

Example

1.6 TDI SE Technology Euro 6 (s/s) 5dr Skoda Octavia

83,000 miles 2019 Zero Deposit

Home Delivery Available

1.6 TDI SE Technology Euro 6 (s/s) 5dr Skoda Octavia

83,000 miles 2019 Zero Deposit

Home Delivery Available

2.0 TDI SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

93,035 miles 2019 Zero Deposit

Home Delivery Available

£9,790

£205/month

Example

2.0 TDI vRS Skoda Octavia

104,000 miles 2015 Zero Deposit

Home Delivery Available

£9,750

£204/month

Example

2.0 TDI vRS Hatchback 5dr Diesel Manual Euro 5 (s/ Skoda Octavia

73,440 miles 2015 Zero Deposit

Home Delivery Available

£9,750

£204/month

Example

2.0 VRS TDI CR 5d 181 BHP Skoda Octavia

79,709 miles 2015 Zero Deposit

Home Delivery Available

2.0 TDI Scout Estate 5dr Diesel Manual 4WD Euro 6 Skoda Octavia

84,157 miles 2016 Zero Deposit

Home Delivery Available

£9,699

£203/month

Example

1.6 TDI SE L Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

80,890 miles 2018 Zero Deposit

Home Delivery Available

£9,697

£203/month

Example

2.0 TDI Scout Estate 5dr Diesel DSG 4WD Euro 6 (s/ Skoda Octavia

104,456 miles 2016 Zero Deposit

Home Delivery Available

£9,695

£203/month

Example

1.4 TSI SE Estate 5dr Petrol Manual Euro 6 (s/s) ( Skoda Octavia

72,525 miles 2017 Zero Deposit

Home Delivery Available

2.0 TDI Scout Estate 5dr Diesel Manual 4WD Euro 6 Skoda Octavia

89,530 miles 2015 Zero Deposit

Home Delivery Available

£9,680

£203/month

Example

1.6 SE L TDI DSG 5d 109 BHP DIESEL AUTOMATIC Skoda Octavia

52,000 miles 2016 Zero Deposit

Home Delivery Available

£9,650

£202/month

Example

1.6 TDI SE Technology DSG Euro 6 (s/s) 5dr Skoda Octavia

92,000 miles 2019 Zero Deposit

Home Delivery Available

1.6 TDI SE Technology DSG Euro 6 (s/s) 5dr Skoda Octavia

92,000 miles 2019 Zero Deposit

Home Delivery Available

1.4 TSI SE L Euro 6 (s/s) 5dr Skoda Octavia

61,321 miles 2016 Zero Deposit

Home Delivery Available

1.0 TSI SE Technology DSG Euro 6 (s/s) 5dr Skoda Octavia

82,000 miles 2019 Zero Deposit

Home Delivery Available

£9,590

£201/month

Example

1.6 SE TECHNOLOGY TDI 5d 114 BHP Skoda Octavia

77,978 miles 2019 Zero Deposit

Home Delivery Available

1.6 TDI S ESTATE Skoda Octavia

78,000 miles 2019 Zero Deposit

Home Delivery Available

£9,495

£199/month

Example

1.4 TSI 150 SE L 5dr DSG Skoda Octavia

55,332 miles 2016 Zero Deposit

Home Delivery Available

£9,495

£199/month

Example

1.5 TSI GPF ACT SE L Estate 5dr Petrol DSG Euro 6 Skoda Octavia

99,479 miles 2020 Zero Deposit

Home Delivery Available

2.0 TDI vRS Euro 6 (s/s) 5dr (SNav) Skoda Octavia

80,000 miles 2015 Zero Deposit

Home Delivery Available

£9,495

£199/month

Example

Other Skodas of the Same Budget

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Customer

31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Tan

28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Bethan

29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Bhav

23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Martin

18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Rachel

17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

Darren James

11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Kayleigh

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No Deposit Car Finance for Skoda Octavia Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Skoda Octavia Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.