Used Kia Optima Under £15,000 – No Deposit & Bad Credit

Searching for a Kia Optima under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of 56 cars

  • Kia Optima

2.0h GDi 11.26kWh Sportswagon 5dr Petrol Plug-in H Kia Optima

45,000 miles 2019 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Kia Optima

2.0 PHEV 5d 202 BHP Kia Optima

95,000 miles 2019 Zero Deposit

Home Delivery Available

£13,950
£293/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

32,161 miles 2019 Zero Deposit

Home Delivery Available

£13,500
£283/month
Example
  • Kia Optima

1.6 CRDi 3 Euro 6 (s/s) 4dr Kia Optima

14,000 miles 2019 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Kia Optima

1.6 CRDi 3 Euro 6 (s/s) 4dr Kia Optima

14,000 miles 2019 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Kia Optima

2.0h GDi 11.26kWh Sportswagon Auto Euro 6 5dr Kia Optima

58,000 miles 2019 Zero Deposit

Home Delivery Available

£13,490
Basingstoke
£283/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

32,514 miles 2017 Zero Deposit

Home Delivery Available

£12,490
Bedford
£262/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

75,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Kia Optima

1.7 CRDi ISG GT-Line S 5dr DCT Kia Optima

0 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

58,000 miles 2018 Zero Deposit

Home Delivery Available

£11,495
Manchester
£241/month
Example
  • Kia Optima

1.7 CRDi GT-Line S Sportswagon 5dr Diesel DCT Euro Kia Optima

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,440
Stockport
£240/month
Example
  • Kia Optima

CRDI 2 ISG * FSH + 74MPG * Kia Optima

62,594 miles 2017 Zero Deposit

Home Delivery Available

£11,391
£239/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

109,500 miles 2018 Zero Deposit

Home Delivery Available

£10,695
£224/month
Example
  • Kia Optima

2.0h GDi 11.26kWh Sportswagon 5dr Petrol Plug-in H Kia Optima

78,949 miles 2018 Zero Deposit

Home Delivery Available

£10,595
Bury
£222/month
Example
  • Kia Optima

1.6 CRDi ISG 3 5dr (HALF LEATHER+SAT NAV+REVERSE CAMERA) Kia Optima

103,000 miles 2019 Zero Deposit

Home Delivery Available

£10,231
Rotherham
£215/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

74,091 miles 2018 Zero Deposit

Home Delivery Available

£10,090
£212/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

75,000 miles 2019 Zero Deposit

Home Delivery Available

£10,000
£210/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

85,700 miles 2018 Zero Deposit

Home Delivery Available

£9,999
£210/month
Example
  • Kia Optima

1.7 CRDi 4 Saloon 4dr Diesel DCT Euro 6 (s/s) (139 Kia Optima

64,263 miles 2017 Zero Deposit

Home Delivery Available

£9,990
Huddersfield
£209/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon Euro 6 (s/s) 5dr Kia Optima

80,591 miles 2019 Zero Deposit

Home Delivery Available

£9,825
£206/month
Example
  • Kia Optima

1.7 CRDi 4 Saloon 4dr Diesel DCT Euro 6 (s/s) (139 Kia Optima

68,310 miles 2015 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Kia Optima

1.6 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

64,301 miles 2019 Zero Deposit

Home Delivery Available

£9,490
£199/month
Example
  • Kia Optima

1.7 CRDi 4 Saloon 4dr Diesel DCT Euro 6 (s/s) (139 Kia Optima

70,000 miles 2015 Zero Deposit

Home Delivery Available

£9,295
London
£195/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon DCT Euro 6 Kia Optima

74,910 miles 2017 Zero Deposit

Home Delivery Available

£9,250
Doncaster
£194/month
Example
  • Kia Optima

1.6 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

62,678 miles 2018 Zero Deposit

Home Delivery Available

£9,195
Doncaster
£193/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

87,263 miles 2019 Zero Deposit

Home Delivery Available

£9,000
£189/month
Example
  • Kia Optima

1.6 CRDi 2 Euro 6 (s/s) 4dr Kia Optima

55,000 miles 2018 Zero Deposit

Home Delivery Available

£8,999
Telford
£189/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

69,000 miles 2018 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Kia Optima

1.7 CRDi 3 Saloon 4dr Diesel Auto Euro 5 (134 bhp) Kia Optima

42,720 miles 2015 Zero Deposit

Home Delivery Available

£8,795
Bolton
£184/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

62,795 miles 2016 Zero Deposit

Home Delivery Available

£8,695
£182/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£200.90
48 monthly repayments

Best available rate 9.9%

Total cost of credit £1,643.20

Total repayment £9,643.20

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Kia Optima Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Kia Optima Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.