Used Kia Optima Under £10,000 – No Deposit & Bad Credit

Searching for a Kia Optima under £10,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-28 of 28 cars

  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

85,700 miles 2018 Zero Deposit

Home Delivery Available

£9,999
£210/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon 5dr Diesel DCT Euro 6 (s/s) Kia Optima

76,266 miles 2018 Zero Deposit

Home Delivery Available

£9,995
Colchester
£210/month
Example
  • Kia Optima

1.7 CRDi 4 Saloon 4dr Diesel DCT Euro 6 (s/s) (139 Kia Optima

64,263 miles 2017 Zero Deposit

Home Delivery Available

£9,990
Huddersfield
£209/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon DCT Euro 6 Kia Optima

74,910 miles 2017 Zero Deposit

Home Delivery Available

£9,500
Doncaster
£199/month
Example
  • Kia Optima

1.6 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

62,678 miles 2018 Zero Deposit

Home Delivery Available

£9,195
Doncaster
£193/month
Example
  • Kia Optima

1.6 CRDi 2 Euro 6 (s/s) 4dr Kia Optima

55,000 miles 2018 Zero Deposit

Home Delivery Available

£8,999
Telford
£189/month
Example
  • Kia Optima

1.7 CRDi 3 Saloon 4dr Diesel Auto Euro 5 (134 bhp) Kia Optima

42,720 miles 2015 Zero Deposit

Home Delivery Available

£8,995
Bolton
£189/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

62,795 miles 2016 Zero Deposit

Home Delivery Available

£8,695
£182/month
Example
  • Kia Optima

1.7 CRDi 4 DCT Euro 6 (s/s) 4dr Kia Optima

85,000 miles 2016 Zero Deposit

Home Delivery Available

£8,497
£178/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

69,119 miles 2018 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Optima

99,000 miles 2017 Zero Deposit

Home Delivery Available

£8,445
Manchester
£177/month
Example
  • Kia Optima

1.7 CRDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Optima

69,988 miles 2017 Zero Deposit

Home Delivery Available

£8,150
Leeds
£171/month
Example
  • Kia Optima

1.7 CRDi 3 Saloon 4dr Diesel Manual Euro 6 (s/s) ( Kia Optima

76,140 miles 2016 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Kia Optima

1.7 CRDi 3 Euro 6 (s/s) 4dr Kia Optima

77,000 miles 2016 Zero Deposit

Home Delivery Available

£7,490
£157/month
Example
  • Kia Optima

1.7 CRDi 3 Euro 6 (s/s) 4dr Kia Optima

77,000 miles 2016 Zero Deposit

Home Delivery Available

£7,490
£157/month
Example
  • Kia Optima

1.7 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

99,250 miles 2017 Zero Deposit

Home Delivery Available

£6,999
£147/month
Example
  • Kia Optima

Optima 2, 1.7 Turbo Diesel (CRDI), Sportswagon, Ma Kia Optima

98,000 miles 2017 Zero Deposit

Home Delivery Available

£6,899
£145/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Kia Optima Under £10,000

Zero deposit car finance for cars under £10,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Kia Optima Under £10,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.