Compare Bad Credit Car Finance Lenders

Illustration of a man holding a megaphone near massive coins and a bag of money

A poor credit score shouldn’t stop you getting fair and affordable car finance, and that’s precisely what we aim to deliver. We use a number of finance companies who specialise in getting fair deals for customers with poor credit.

We’ve listed our lenders below, with a few notes on their criteria. Remember, its our goal to make sure you get the best available rate for your circumstances. It’s the lenders job to make sure the monthly repayments are affordable and you’re in a position to maintain your repayments over the duration of the agreement.

Compare our lenders and see how they can help:

Logo for Oodle Car Finance

Oodle Car Finance

  • Loans Amount
    £4,000 to £50,000
  • Representative APR
    9.4% APR
  • Loan Term
    2 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 9.4%, the amount payable would be £103.83 per month, with a total cost of credit £1,229.80 and a total payable of £6,229.80.

Logo for Advantage Finance Ltd.

Advantage Finance Ltd.

  • Loans Amount
    £2,000 to £15,000
  • Representative APR
    29.3% APR
  • Loan Term
    2 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 29.3%, the amount payable would be £149.62 per month, with a total cost of credit £3,977.20 and a total payable of £8,977.20.

Logo for MoneyBarn Vehicle Finance

MoneyBarn Vehicle Finance

  • Loans Amount
    £4,000 to £25,000
  • Representative APR
    34.9% APR
  • Loan Term
    2 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 34.9%, the amount payable would be £162.73 per month, with a total cost of credit £4,763.80 and a total payable of £9,763.80.

Logo for Marsh

Marsh

  • Loans Amount
    £2,000 to £25,000
  • Representative APR
    18.8% APR
  • Loan Term
    2 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 18.8%, the amount payable would be £125.21 per month, with a total cost of credit £2,512.60 and a total payable of £7,512.60.

Logo for AutoMoney Motor Finance

AutoMoney Motor Finance

  • Loans Amount
    £4,000 to £25,000
  • Representative APR
    29.2% APR
  • Loan Term
    3 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 29.2%, the amount payable would be £149.39 per month, with a total cost of credit £3,963.40 and a total payable of £8,963.40.

Specialist Motor Finance

  • Loans Amount
    £3,000 to £25,000
  • Representative APR
    19% APR
  • Loan Term
    3 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 12.9%, the amount payable would be £111.71 per month, with a total cost of credit £1,702.60 and a total payable of £6,702.60.

Logo for Guarantor My Loan

Guarantor My Loan

  • Loans Amount
    £1,000 to £10,000
  • Representative APR
    48.9% APR
  • Loan Term
    1 year to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 48.9%, the amount payable would be £195.35 per month, with a total cost of credit £6,721 and a total payable of £11,721.

Logo for MoneyWay Car Finance

MoneyWay Car Finance

  • Loans Amount
    £2,000 to £20,000
  • Representative APR
    14.9% APR
  • Loan Term
    2 years to 5 years
  • Deposit Required
    No
Get a quote No impact on your credit score

Representative example: Borrowing £5,000 over 5 years with a representative APR of 14.9%, the amount payable would be £116.26 per month, with a total cost of credit £1,975.60 and a total payable of £6,975.60.

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