Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 180 HSE Black 5dr Auto Land Rover Discovery Sport

93,180 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Picanto

1.0 3 5dr Auto [4 seats] Kia Picanto

4,300 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 180 HSE Black 5dr Auto Land Rover Discovery Sport

84,510 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

Active X Edition T Ford Fiesta

16,787 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 208

1.2 PureTech 100 GT 5dr Peugeot 208

18,900 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Superb

2.0 TDI CR 190 SE L Executive 5dr DSG Skoda Superb

43,992 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Skoda Yeti

1.2 TSI [110] SE L 5dr Skoda Yeti

42,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

1.0 TCe Bi-Fuel Extreme 5dr Dacia Sandero Stepway

18,820 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr Suzuki Ignis

21,451 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • Suzuki Swift

Hatchback SZ5 Suzuki Swift

22,310 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort 5dr Skoda Fabia

15,991 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Citroen C3

1.2 PureTech 110 Shine 5dr Citroen C3

17,980 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Ignis

15,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 208

1.2 PureTech 100 Active Premium 5dr Peugeot 208

16,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan Juke

1.0 DiG-T Tekna 5dr DCT Nissan Juke

36,251 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 208

1.2 PureTech 100 Allure Premium 5dr Peugeot 208

20,929 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 508

2.0 BlueHDi GT Fastback EAT Euro 6 (s/s) 5dr Peugeot 508

68,692 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

2.0 EcoBlue MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Kuga

84,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Dacia Duster

1.0 TCe 90 Expression 5dr Dacia Duster

22,655 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 3dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 1 Series

67,655 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Koleos

2017/17 1.6L 5d 130 BHP, 2 Owners from new, Only Renault Koleos

42,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bangor
£273/month
Example
  • Renault Clio

1.0 TCe RS Line Euro 6 (s/s) 5dr Renault Clio

16,470 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

53,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Audi A7

3.0 TDI V6 SE Executive Sportback 5dr Diesel S Tro Audi A7

82,070 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bangor
£273/month
Example
  • Toyota RAV4

2.5 VVT-h Icon CVT 4WD Euro 6 (s/s) 5dr Toyota RAV4

84,205 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Yaris

1.5 Automatic Hatchback Grey 5dr LOW MILEAGE + NEW Toyota Yaris

10,000 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Poole
£216/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Convertible 2dr Petrol Auto E BMW 2 Series

75,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG HS

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG HS

26,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

31,359 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

1.5 EcoBlue 100ps Trend D/Cab Van Ford Transit

76,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 (s/s) (136 Ps) MINI Clubman

44,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.0 Tfsi 30 Sport Sportback 5dr Petrol S Tronic Euro 6 (s/s) (116 Ps) Audi A1

71,858 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Auto Euro 6 (s/s) 3dr BMW 1 Series

38,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Nissan Juke

40,925 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Focus

49,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Subaru Forester

2.0i XT Lineartronic 4WD Euro 6 5dr Subaru Forester

96,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.