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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Vauxhall Corsa

Design Turbo Vauxhall Corsa

29,478 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate Nav SUV 5dr Petrol Auto Euro 6 Vauxhall Crossland

23,046 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mitsubishi Delica

1.6 7 Seater MPV Automatic Petrol Mitsubishi Delica

42,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford EcoSport

TITANIUM Ford EcoSport

32,589 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Coupe 2dr Petrol Auto Euro 6 BMW 2 Series

63,400 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

1.6 TDI SEL Saloon 4dr Diesel DSG Euro 6 (s/s) (120 ps) Volkswagen Passat

89,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna SUV 5dr Petrol XTRON Euro 6 (s/s) Nissan Qashqai

35,150 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford EcoSport

ST-LINE DESIGN Ford EcoSport

32,974 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Proace

1.5 Bluehdi Icon Short Panel Van 5dr Diesel Manual Swb Euro 6 (s/s) (100 Bh Toyota Proace

13,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ5 5dr Suzuki Vitara

37,412 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

53,287 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 1 Series

2.0 120i GPF M Sport Hatchback 5dr Petrol Auto Eur BMW 1 Series

66,600 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Vignale Hatchback 5dr Petrol Aut Ford Fiesta

45,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Hatchback 5dr Petrol Manual Euro Skoda Octavia

56,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Telford
£216/month
Example
  • Peugeot 308

1.5 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s Peugeot 308

46,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Cee'd

1.0 T-GDi ECO 2 Sportswagon 5dr Petrol Manual Euro Kia Cee'd

23,855 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

10,362 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 2 Series

2.0 218d Luxury Convertible 2dr Diesel Auto Euro 6 BMW 2 Series

38,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • BMW 5 Series

3.0 30d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW 5 Series

86,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Estate 5dr Petrol Manual Euro 6 (s/s) (150 ps) Skoda Octavia

70,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Picanto

1.0 DPi 3 Hatchback 5dr Petrol Manual Euro 6 (s/s) Kia Picanto

14,026 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo 5dr Skoda Fabia

14,736 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

Stepway 1.0 Tce 90 Cmft Au Dacia Sandero Stepway

20,382 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Panel Van 5dr Diesel Manual S Volkswagen Caddy

75,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Yeti

2.0 TDI Laurin & Klement Outdoor 5dr Diesel Manual Skoda Yeti

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Kodiaq

2.0 TDI SE SUV 5dr Diesel Manual 4WD Euro 6 (s/s) Skoda Kodiaq

95,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo S90

2.0 D4 R-Design Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

99,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

L2H2 2900 CDTI BITURBO SS Vauxhall Vivaro

76,698 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

65,019 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Sunderland
£216/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line SUV 5dr Petrol 7G-DCT Euro 6 ( Mercedes Benz GLA Class

80,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Movano

L3H2 F3500 P/V Vauxhall Movano

77,111 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Mini

COOPER 1.5 CLASSIC MINI Mini

12,442 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

270 Limited Lr Pv Ford Transit

77,853 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0 TDCi ST-3 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

58,444 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Sunderland
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

95,312 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Sunderland
£273/month
Example
  • Renault Captur

1.3 TCE 150 GT Line 5dr EDC Renault Captur

32,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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