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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Mercedes Benz Vito

2.0 114 CDI Progressive G-Tronic RWD L2 Euro 6 (s/s) 5dr (LWB) Mercedes Benz Vito

112,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Vauxhall Mokka

1.6i Elite SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) Vauxhall Mokka

25,615 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI GPF SEL Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

37,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2T ecoTec [110] Elite Nav 5dr [6 Speed] [S/S] Hatchback Vauxhall Crossland

24,897 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Burnley
£273/month
Example
  • Ford Transit

290 LR PV Ford Transit

50,774 miles 2016 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Nissan Qashqai

ACENTA DIG-T SMART VISION XTRONIC Auto Nissan Qashqai

28,277 miles 2016 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Volkswagen Golf

1.0 TSI 110 SE [Nav] 5dr Volkswagen Golf

31,797 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Proace

1.6 L0 BASE 94 BHP Toyota Proace

43,810 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Derry
£273/month
Example
  • Fiat 500

1.2 Lounge 3dr Dualogic Fiat 500

12,202 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£216/month
Example
  • Ford C Max

1.0 EcoBoost 125 Titanium 5dr Ford C Max

27,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ5 Automatic 5-Door From £12,995 + Retail Package Suzuki Swift

19,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Blackpool
£273/month
Example
  • Ssangyong Rexton

2.0 EX 5dr Tip Auto Ssangyong Rexton

65,485 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

300 LIMITED SPORT KIT**NO VAT**AC-CARPLAY-REV CAM-HEAT SCREEN/SEATS Ford Transit

104,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

2.0 E220d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

75,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Hatchback 3dr Petrol Manual E MINI Hatch

44,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

1.5 116d M Sport Shadow Edition 5-door BMW 1 Series

55,262 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.2 Puretech Gt Line Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Peugeot 308

48,072 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • BMW 3 Series

3.0 330d M Sport Saloon BMW 3 Series

84,788 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Partner

1.5 Bluehdi 1000 Asphalt Premium Standard Panel Van 5dr Diesel Eat8 Swb Eur Peugeot Partner

40,498 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Vauxhall Vivaro

87,800 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Dudley
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

39,691 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr Volkswagen Passat

31,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Chester
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

69,720 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Northampton
£273/month
Example
  • Ford Focus

1.0t Ecoboost Vignale Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Focus

39,220 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

68,011 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Grimsby
£216/month
Example
  • Audi A4

2.0 TDI Black Edition Plus Audi A4

48,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 CRDi 2 SUV 5dr Diesel DCT Euro 6 (s/s) (134 bh Kia Sportage

53,240 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Relay

2.0 35 BLUEHDI 129 BHP L3 LWB 16FT AMS BEAVERTAIL Citroen Relay

77,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Peugeot 208

51,615 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Saloon 4dr Diesel G-Tronic+ Eur Mercedes Benz C Class

69,807 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 L1H1 2300 DYNAMIC 101 BHP SUPERB INSIDE AND OU Vauxhall Combo

18,577 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.0 TSI Match Edition Hatchback 5dr Petrol Manual Volkswagen Golf

39,382 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.2 470 DRW 129 BHP 4.7T CREW CAB TREE SURGERY HIG Ford Transit

61,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

62,976 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

CRDI PREMIUM Hyundai Tucson

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Coupe 2dr Diesel G-Tronic+ Euro Mercedes Benz C Class

76,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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