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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI SEL SUV 5dr Petrol Manual Euro 6 (s/s) (11 Volkswagen Polo

44,700 miles 2020 Zero Deposit

Home Delivery Available

£12,995
London
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Manual 4WD Euro Land Rover Range Rover Evoque

62,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

1.6 TDI SE Nav Saloon 4dr Diesel DSG Euro 6 (s/s) Volkswagen Passat

60,474 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Luton
£273/month
Example
  • Audi Q3

1.4 TFSi AUTOMATIC *ONE LADY OWNER* *SAT NAV* Audi Q3

63,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Eastbourne
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark SUV 5dr Diesel Auto 4WD Euro 6 (s Land Rover Discovery Sport

79,811 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Warrington
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (11 MG ZS

28,103 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav 4WD Euro 6 (s/s) 5dr Mazda Cx 5

58,219 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Sharan

1.4 TSI SE DSG Euro 6 ss 5dr Volkswagen Sharan

61,575 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q2

1.6 TDI Sport SUV 5dr Diesel S Tronic Euro 6 (s/s) Audi Q2

95,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 T-GDi 2 SUV 5dr Petrol Manual AWD Euro 6 (s/s) Kia Sportage

69,943 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Picanto

2 Kia Picanto

5,106 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW X4

3.0 30d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW X4

93,807 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW X2

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X2

105,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (13 MINI Clubman

25,170 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Kadjar

1.5 Blue dCi S Edition SUV 5dr Diesel Manual Euro Renault Kadjar

28,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech * MOT MAY 2026 * FINANCE AVAILABLE * LEZ COMPLIANT * FREE 6 Land Rover Range Rover Evoque

65,095 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Glasgow
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

74,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Fiat 124

1.4 124 Spider 1.4 Multiair Turbo 140hp Lusso Fiat 124

31,146 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

2.0 A200d Sport Mercedes Benz A Class

24 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wolverhampton
£216/month
Example
  • Renault Kadjar

1.3 Iconic TCe 160 MY19 Renault Kadjar

31,021 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sorento

2.2 CRDi KX-3 AWD Euro 6 (s/s) 5dr Kia Sorento

63,483 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Dacia Sandero Stepway

Stepway 1.0 Tce 90 Cmft Au Dacia Sandero Stepway

20,382 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Hi Lux

Active Extra Cab Pick Up 2.4 D-4D Toyota Hi Lux

94,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic 5dr Auto Land Rover Range Rover Evoque

59,944 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Portsmouth
£273/month
Example
  • Ford Kuga

2.0 Tdci Titanium Suv 5dr Diesel Powershift Awd Euro 6 (s/s) (180 Ps) Ford Kuga

36,750 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Audi Q3

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 5dr Audi Q3

68,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

2.0 TDI S line Special Edition Plus Multitronic Euro 6 (s/s) 2dr Audi A5

41,743 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Hi Lux

3.0 D-4D Invincible 4WD Euro 5 4dr Toyota Hi Lux

93,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Ford Transit

350 2.0 TDCi 130ps TIPPER ONE STOP 78000 MILES CLEAN TRUCK Ford Transit

78,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan X Trail

1.6 dCi Tekna 4WD Euro 6 (s/s) 5dr Nissan X Trail

45,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto AWD Euro 6 (s/ Jaguar XE

49,254 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Audi Q7

3.0 TDI V6 S line Style Edition Tiptronic quattro Euro 5 (s/s) 5dr Audi Q7

92,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS AUTO DIESEL 85000 MILES Audi Q3

85,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 2 Hatchback 3dr Electric A MINI Hatch

8,585 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • BMW 4 Series

3.0 430d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

85,600 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.