Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Toyota AYGO

1.0 VVT i Exclusive Euro 6 (s/s) 5dr Toyota AYGO

13,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL SUV 5dr Diesel DSG Euro 6 (s/s) (150 p Volkswagen Tiguan

99,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Mercedes Benz C Class

2.0 C350e 6.4kWh Sport Mercedes Benz C Class

70,590 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE 5d 94 BHP SEAT Ibiza

21,725 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

2.0 TDCi ST-3 Powershift Euro 6 (s/s) 5dr Ford Focus

84,315 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mazda Mx 5

2.0 SkyActiv-G Sport Nav - 28,900 miles - 2 Owners - Full Sand Leather, Sat Mazda Mx 5

28,900 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0 EcoBoost Hybrid mHEV 125 Titanium Edition 5dr Ford Focus

19,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Focus

35,959 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 335 L2 C/C 130 BHP Tipper Euro 6 Clea Peugeot Boxer

49,600 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Berlingo

1.6 BlueHDi 1000Kg Enterprise 100ps Citroen Berlingo

33,042 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Sportive Vauxhall Combo

62,213 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

TD4 SE TECH AUTOMATIC ULEZ Land Rover Range Rover Evoque

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

2.0 420I XDRIVE M SPORT 2d 181 BHP BMW 4 Series

90,300 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Barnsley
£273/month
Example
  • Lexus CT 200h

200H PREMIER Lexus CT 200h

106,150 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Insignia

2.0 Turbo D SRi Vx-line Nav 5dr Vauxhall Insignia

43,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

78,680 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic Land Rover Range Rover Evoque

61,780 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

2.0 TSI GPF GTI Hatchback 5dr Petrol DSG Euro 6 (s Volkswagen Polo

54,839 miles 2019 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

90,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Leicester
£216/month
Example
  • Land Rover Range Rover Evoque

SE Tech 5 Door 2.0 Turbo Diesel 150BHP Manual Land Rover Range Rover Evoque

61,284 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

L2H2 2900 CDTI BITURBO SS Vauxhall Vivaro

76,698 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Boxer

2.0 BlueHDi 335 Professional Peugeot Boxer

63,223 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ3 5dr Suzuki Ignis

11,671 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£216/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 7G-DCT Euro 6 Mercedes Benz CLA

99,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

2.0 CRDi Blue Drive Premium SUV 5dr Diesel Manual Hyundai Tucson

38,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Ford Mondeo

TITANIUM. PETROL. AUTOMATIC. ESTATE Ford Mondeo

56,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Boxer

BLUE HDI 335 L3H2 PROFESSIONAL PV Peugeot Boxer

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Tiguan

2.0 TDi BlueMotion Tech Match 5dr [2WD] Volkswagen Tiguan

49,655 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Honda Civic

1.5 VTEC Turbo GPF Sport Hatchback 5dr Petrol Manu Honda Civic

50,806 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Volkswagen Scirocco

2.0 TDI BlueMotion Tech GT Hatchback 3dr Diesel Ma Volkswagen Scirocco

35,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Peugeot 2008

1.2 PureTech GT SUV 5dr Petrol Manual Euro 6 (s/s) Peugeot 2008

68,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Preston
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

72,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Suzuki Vitara

1.4 SZ-T BOOSTERJET MHEV 5d 128 BHP Suzuki Vitara

33,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.