Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Abarth 595

1.4 595 COMPETIZIONE 3d 177 BHP ..UK WIDE DELIVERY Abarth 595

31,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Ford Transit

1.5 200 TREND P/V 74 BHP Ford Transit

36,300 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Manual 4WD Euro Land Rover Range Rover Evoque

53,162 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Renault Captur

0.9 TCE 90 GT Line 5dr Renault Captur

18,200 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium (s/s) 5dr Ford EcoSport

20,502 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

0.9 TCE 90 Play 5dr Renault Captur

4,689 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Duster

1.6 SCe Comfort 5dr Dacia Duster

6,480 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 3 Series

320 320d EfficientDynamics Business 4dr Step Auto BMW 3 Series

70,408 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

1.5 218I SPORT 2d 134 BHP BMW 2 Series

66,255 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5 EcoBoost Titanium 5dr 2WD Ford Kuga

22,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

99,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bedford
£273/month
Example
  • SEAT Alhambra

1.4 TSI S MPV 5dr Petrol Manual Euro 6 (s/s) (150 SEAT Alhambra

56,115 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan NV400

2.3 DCI SE DROPSIDE Nissan NV400

96,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

SZ5 BOOSTERJET Suzuki Swift

25,674 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Renault Captur

DYNAMIQUE S NAV TCE Renault Captur

10,608 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.5 BlueHDi 130 Allure 5dr Peugeot 308

7,275 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 210 BASE TDCI 100 BHP Ford Transit

49,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Octavia

SE TECHNOLOGY TSI Skoda Octavia

33,922 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

2700 1.6CDTI BiTurbo 120PS ecoFLEX Sportive H1 Van Vauxhall Vivaro

88,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford C Max

1.0 EcoBoost 125 Titanium 5dr Ford C Max

27,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 435 L4H2 PROFESSIONAL P/V 130 BHP Peugeot Boxer

117,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.2 350 H/R P/V 124 BHP Ford Transit

103,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.