Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Skoda Kamiq

1.0 TSI SE SUV 5dr Petrol Manual Euro 6 (s/s) (110 Skoda Kamiq

35,191 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

74,100 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo SE 5dr Hatchback Vauxhall Corsa

17,244 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Zafira

1.4T Design 5dr Vauxhall Zafira

43,854 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.2, S/S ALLURE Peugeot 308

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bristol
£273/month
Example
  • BMW 3 Series

2 2.0 330i M Sport Saloon 4dr Petrol Manual Euro 6 BMW 3 Series

69,626 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

1.0 Tce Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

7,980 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Lincoln
£216/month
Example
  • Ford Fiesta

1.1 Ti Vct Trend Hatchback 3dr Petrol Manual Euro 6 (s/s) (75 Ps) Ford Fiesta

9,914 miles 2022 Zero Deposit

Home Delivery Available

£12,995
St Helens
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L2 H1 Euro 6 5dr Ford Transit

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi Outlander

2.0 PHEV 4h 5dr Auto Mitsubishi Outlander

49,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Luton
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

80,437 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi TT

2.0 TDI ultra S line Euro 6 (s/s) 3dr Audi TT

55,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

2.0 TDI S line Convertible 2dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A5

94,731 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Ford Tourneo

1.5 Ecoblue Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Tourneo

44,189 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • Audi A3

1.5 TFSI CoD Sport Sportback S Tronic Euro 6 ss 5dr Audi A3

50,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

1.3 A 180 AMG LINE **NEW MOT + SERVICE Mercedes Benz A Class

50,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.1 Ti Vct Trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (75 Ps) Ford Fiesta

22,807 miles 2022 Zero Deposit

Home Delivery Available

£12,995
St Helens
£216/month
Example
  • Peugeot Partner

1.5 Bluehdi 1000 Asphalt Premium Standard Panel Van 5dr Diesel Eat8 Swb Eur Peugeot Partner

44,995 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£216/month
Example
  • Peugeot 308

1.6 BlueHDi Allure EAT Euro 6 (s/s) 5dr Peugeot 308

37,885 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2 Griffin Suv 5dr Petrol Manual Euro 6 (s/s) (83 Ps) Vauxhall Crossland

16,588 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • MG ZS

1.5 VTi-TECH Excite SUV 5dr Petrol Manual Euro 6 ( MG ZS

11,995 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Fiat 500

42kWh La Prima Hatchback 3dr Electric Auto (118 ps Fiat 500

47,945 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo Gs Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

33,033 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example
  • Ford Kuga

1.5 Tdci St Line Suv 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Kuga

38,541 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium X Edition SUV 5dr Petrol Ma Ford Kuga

31,800 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Crossland

22,027 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s) (190 Ps) BMW 4 Series

72,182 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Smart fortwo

17.6kWh Exclusive Smart fortwo

16,650 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

EcoBoost MHEV ST-Line Vignale Hatchback 3dr Petrol Hybrid Manual Euro 6 (s/ Ford Fiesta

42,200 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz Sprinter

2.1 316 CDI Chassis Cab 2dr Diesel Manual RWD L3 E Mercedes Benz Sprinter

99,787 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Jaguar E Pace

2.0 D180 R-Dynamic S Jaguar E Pace

89,016 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

85,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo SE SUV 5dr Petrol Manual Euro 6 (s/s) (1 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Subaru Forester

2.0i XE SUV 5dr Petrol Lineartronic 4WD Euro 6 (s/ Subaru Forester

51,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Ford Transit

2.0 320 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

56,668 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.