Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Audi A4

2.0 TFSI 45 S line Saloon 4dr Petrol S Tronic quat Audi A4

98,300 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Liverpool
£272/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

63,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 5 Series

2.0 520d M Sport GT Auto Euro 6 (s/s) 5dr BMW 5 Series

49,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps) Jaguar F Pace

73,544 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Nottingham
£272/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium Plus) Cabriolet G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Birmingham
£272/month
Example
  • Mercedes Benz CLA-Class

1.6 CLA180 AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

69,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi Q2

1.4 TFSI CoD Sport S Tronic Euro 6 (s/s) 5dr Audi Q2

53,650 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£272/month
Example
  • Volkswagen Polo

Hatchback Life Volkswagen Polo

31,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Audi Q2

1.4 TFSI CoD Sport S Tronic Euro 6 (s/s) 5dr Audi Q2

61,898 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Birmingham
£272/month
Example
  • BMW 1 Series

2.0 120d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 1 Series

46,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Burnley
£272/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T Euro 6 (s/s) 5dr Suzuki Vitara

45,000 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Land Rover Discovery Sport

2.0 Sd4 Hse Dynamic Lux Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (240 Ps) Land Rover Discovery Sport

80,415 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Nottingham
£272/month
Example
  • Mercedes Benz A-Class

1.3 A250e 15.6kWh AMG Line Hatchback 5dr Petrol Plug-in Hybrid 8G-DCT Euro 6 (s/s) (218 ps) Mercedes Benz A-Class

94,563 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Glasgow
£272/month
Example
  • Nissan Micra

1.0 IG-T Tekna XTRON Euro 6 (s/s) 5dr Nissan Micra

7,059 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium Euro 6 (s/s) 5dr Ford Tourneo

50,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Bury
£272/month
Example
  • Audi A7

3.0 TDI V6 Black Edition Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A7

110,400 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Coventry
£272/month
Example
  • BMW 5 Series

2.0 520d SE Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

85,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A3

1.4 TFSI CoD Black Edition Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

72,500 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mitsubishi Eclipse

1.5 3 5d 161 BHP Mitsubishi Eclipse

32,012 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz C-Class

2.0 C 200 SE EXECUTIVE EDITION 4d 184 BHP Mercedes Benz C-Class

62,618 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5d 177 BHP Land Rover Range Rover Evoque

79,712 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Peugeot 208

1.2 PureTech Active Premium 5dr Peugeot 208

12,666 miles 2023 Zero Deposit

Home Delivery Available

£12,990
York
£216/month
Example
  • MG HS

1.5 T-GDI Exclusive DCT Euro 6 (s/s) 5dr MG HS

46,650 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£216/month
Example
  • SEAT Ibiza

MPI SE TECHNOLOGY SEAT Ibiza

20,851 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Ford S Max

2.0 EcoBlue Titanium Euro 6 (s/s) 5dr Ford S Max

46,594 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Jaguar XJ

3.0d V6 Premium Luxury Auto Euro 6 (s/s) 4dr Jaguar XJ

63,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen Golf

1.0 TSI Match Edition Hatchback 5dr Petrol Manual Volkswagen Golf

41,519 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Bury
£272/month
Example
  • Audi A3

1.6 TDI 30 Black Edition Sportback 5dr Diesel Manu Audi A3

73,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Derby
£272/month
Example
  • Citroen C5

2.0 BlueHDi Flair Plus EAT8 Euro 6 (s/s) 5dr Citroen C5

56,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A5

2.0 TFSI 35 S line Coupe 2dr Petrol S Tronic Euro Audi A5

81,871 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Portsmouth
£272/month
Example
  • Dacia Duster

1.0 TCe Expression Euro 6 (s/s) 5dr Dacia Duster

18,000 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Nissan Micra

1.0 IG-T Tekna Hatchback 5dr Petrol XTRON Euro 6 ( Nissan Micra

27,604 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

42,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Hyundai Tucson

1.6 CRDi MHEV SE Nav Euro 6 (s/s) 5dr Hyundai Tucson

19,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Land Rover Discovery Sport

2.0 Td4 Landmark Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Discovery Sport

79,060 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Nottingham
£272/month
Example
  • MG ZS

51.1kWh Trophy SUV 5dr Electric Auto (176 ps) MG ZS

20,283 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.