• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

71,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 500

1.2 Lounge 3dr Dualogic Fiat 500

12,202 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Kia Cee'd

1.0 T-GDi 2 Sportswagon 5dr Petrol Manual Euro 6 ( Kia Cee'd

26,194 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Focus

35,142 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£273/month
Example
  • Kia Cee'd

1.0 T-GDi 2 Sportswagon 5dr Petrol Manual Euro 6 ( Kia Cee'd

22,134 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Skoda Yeti

1.2 TSI SE Drive Outdoor Euro 6 (s/s) 5dr 1 Owner 41000 Miles Skoda Yeti

41,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Hastings
£273/month
Example
  • SEAT Ibiza

Hatchback FR Edition SEAT Ibiza

22,865 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Southampton
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Crew Van Double Cab 5dr Die Ford Transit

80,733 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mitsubishi L200

2.2 DI-D DC 4Life Pickup Double Cab 4dr Diesel Man Mitsubishi L200

73,406 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz Vito

2.1 114 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Vito

110,374 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

77,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

16,172 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Panel Van 5dr Diesel Manual S Volkswagen Caddy

76,421 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz Vito

2.1 114 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Vito

108,450 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Movano

2.3 CDTI BiTurbo ecoFLEX H1 Chassis Cab 136ps Vauxhall Movano

101,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Ford Puma

42,994 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£216/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr Ford Puma

51,992 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Jeep Compass

1.4 MULTIAIR II NIGHT EAGLE MANUAL 5d 138 BHP Jeep Compass

51,467 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£216/month
Example
  • Skoda Fabia

1.0 TSI 110 SE L 5dr DSG Skoda Fabia

39,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual Volkswagen Tiguan

74,530 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Volkswagen Polo

Match Edition TSi 5 Dr DSG [7] Volkswagen Polo

31,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

Tekna+ 1.3 DIG-T SUV 5 Dr (6) Petrol Manual Euro 6 (s/s) (160 ps) Nissan Qashqai

42,381 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

41,107 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen C4

1.2 PURETECH FEEL S/S 5d 129 BHP Citroen C4

23,146 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Steptronic MINI Hatch

40,536 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£273/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Premium SUV 5dr Diesel Manual E Peugeot 308

61,575 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Mokka

ecoTEC Elite Nav 1.4T Vauxhall Mokka

23,776 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C5

1.5 BlueHDi Flair Plus SUV 5dr Diesel EAT8 Euro 6 Citroen C5

54,853 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D SE MPV 5dr Diesel Manual 6Spd Euro 6 ( Vauxhall Combo

65,766 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Technology SE Business DSG Automatic Estate Volkswagen Passat

86,314 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV 5dr Diesel Manual Peugeot Rifter

30,868 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ssangyong Korando

1.5 Ventura SUV 5dr petrol Automatic 163 bhp Ssangyong Korando

10,866 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D SE MPV 5dr Diesel Manual 6Spd Euro 6 ( Vauxhall Combo

59,701 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen T Roc

1.0 TSI Design SUV 5dr Petrol Manual Euro 6 (s/s) Volkswagen T Roc

47,167 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Relay

2.0 35 BLUEHDI 129 BHP L3 LWB 16FT AMS BEAVERTAIL Citroen Relay

77,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

290 2.0TDCI L1H1 VAN IN WHITE WITH 3 SEATS AND SID Ford Transit

51,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.