Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

829-864 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI R-Line DSG Euro 6 (s/s) 5dr Volkswagen Polo

55,948 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Stockport
£267/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

71,900 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Mercedes Benz A-Class

1.5 A180d SE (Executive) Hatchback 5dr Diesel 7G-D Mercedes Benz A-Class

50,145 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Bury
£267/month
Example
  • Mercedes Benz C-Class

2.1 C220d Sport Cabriolet 2dr Diesel G-Tronic+ Eur Mercedes Benz C-Class

82,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Liverpool
£267/month
Example
  • Volkswagen Polo

1.0 TSI Active Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps) Volkswagen Polo

29,210 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • MINI Mini

COOPER S LEVEL 2 Electric Full Electric automatic MINI Mini

19,451 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • BMW X1

2.0 18d M Sport Auto sDrive Euro 6 (s/s) 5dr BMW X1

77,200 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Fiat Tipo

1.5 FireFly Turbo MHEV Garmin Hatchback 5dr Petrol DCT Euro 6 (s/s) (130 ps) Fiat Tipo

4,500 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

66,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki Vitara

46,008 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Colchester
£209/month
Example
  • Toyota Yaris

1.5 Vvt H Design Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

32,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Stockport
£267/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

95,193 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Mercedes Benz A-Class

1.3 A180 SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

55,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Bury
£267/month
Example
  • Volkswagen Polo

1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Polo

47,681 miles 2024 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • Audi A4

2.0 TDI ultra S line Audi A4

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE MINI Countryman

70,335 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • BMW X1

1.5 18i GPF Sport sDrive Euro 6 (s/s) 5dr BMW X1

41,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Bedford
£267/month
Example
  • Nissan Juke

1.0 DIG-T Tekna+ SUV Petrol Manual Euro 6 (s/s) (114 ps) 5dr Nissan Juke

11,160 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

60,350 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£267/month
Example
  • MINI Hatch

2.0 Cooper S Exclusive Euro 6 (s/s) 3dr MINI Hatch

24,250 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£267/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

90,450 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Audi A6 Saloon

2.0 TDI Black Edition S Tronic quattro Euro 6 (s/s) 4dr Audi A6 Saloon

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Volkswagen UP

1.0 up! GTI Volkswagen UP

20,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Mercedes Benz A-Class

1.3 A180 Sport (Executive) Hatchback 5dr Petrol Ma Mercedes Benz A-Class

30,221 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Bury
£267/month
Example
  • BMW 2 Series Gran Tourer

1.5 218i Luxury MPV 5dr Petrol Auto Euro 6 (s/s) ( BMW 2 Series Gran Tourer

76,637 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Vauxhall Mokka

ULTIMATE Vauxhall Mokka

30,247 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • Citroen Berlingo

1.6 BLUEHDI XTR Citroen Berlingo

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Audi A3

2.0 TDI S line Hatchback 3dr Diesel Manual Euro 6 (s/s) (150 ps) Audi A3

30,559 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Alfa Romeo Stelvio

2.2 STELVIO 2.2 TURBO DIESEL 210HP AWD SPECIALE - ULEZ COMPLIANT Alfa Romeo Stelvio

81,094 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Exeter
£267/month
Example
  • Honda Jazz

1.5 i-VTEC Sport Euro 6 (s/s) 5dr Honda Jazz

28,653 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Estate 5dr Petrol Manual Euro 6 ( Skoda Octavia

70,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Bolton
£267/month
Example
  • Jaguar XF

2.0i Portfolio GPF Sportbrake 5dr Petrol Auto Euro Jaguar XF

68,300 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£267/month
Example
  • Nissan Elgrand

Camper Pop Top Nissan Elgrand

74,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

58,689 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Stockport
£267/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

13,172 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Stockton-on-Tees
£209/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible BMW 4 Series

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Walsall
£267/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.