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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 MINI Clubman

45,675 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz CLA

2.0 CLA250 Engineered by AMG Shooting Brake 5dr Pe Mercedes Benz CLA

69,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Superb

2.0 TDI Laurin & Klement DSG Euro 6 (s/s) 5dr Skoda Superb

73,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Ford C Max

1.5 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/ Ford C Max

23,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Euro 6 (s/s) 5dr Citroen C4

21,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£216/month
Example
  • Nissan Micra

1.0 IG-T N-Sport XTRON Euro 6 (s/s) 5dr Nissan Micra

8,250 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Hatchback 3dr Petrol Manual Eur Ford Fiesta

41,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz SLC

SLC250d 2.1 SLC250d AMG Line Convertible 2dr Diesel G-Tron Mercedes Benz SLC

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Trafic

2.0 dCi ENERGY 30 Business+ Panel Van 5dr Diesel M Renault Trafic

44,974 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Koleos

1.7l 5d AUTO 148 BHP PARKING SENSORS Renault Koleos

93,377 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 200 EcoBlue Sport L1 Euro 6 (s/s) 5dr Ford Transit

49,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
High Wycombe
£216/month
Example
  • Mazda Mazda6

2.0 Sport Nav+ 4dr Mazda Mazda6

30,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV Euro 6 5dr Peugeot Rifter

13,708 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 310 EcoBlue Leader FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

41,700 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

Black Edition Plus Audi A5

96,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Nissan Interstar

2.3 dCi 35 Acenta Refrigerated van with Overnight Standby Nissan Interstar

90,098 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

1.5 EcoBlue Zetec Estate 5dr Diesel Manual Euro 6 Ford Focus

31,685 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A5

2.0 TFSI BLACK EDITION 2DR COUPE S TRONIC QUATTRO Audi A5

46,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • Honda Jazz

1.5 h i-MMD Crosstar Advance Honda Jazz

4,487 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Manchester
£216/month
Example
  • Hyundai i20

1.0 1.0 T-GDi MHEV SE Connect Hatchback 5dr Petrol Hyundai i20

17,776 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Kia Sportage

2 ISG 5-Door Kia Sportage

43,051 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Eastbourne
£273/month
Example
  • Kia Sorento

2.2 CRDi KX-2 SUV 5dr Diesel Manual AWD Euro 6 (s/ Kia Sorento

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta XTRON Euro 6 (s/s) 5dr Nissan Qashqai

40,744 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Southend-on-Sea
£273/month
Example
  • Audi S3

2.0 TFSI Hatchback 3dr Petrol S Tronic quattro Eur Audi S3

87,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

78,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Id3

BUSINESS 5-Door Volkswagen Id3

16,782 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

20,506 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 p Mercedes Benz A Class

71,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback Petrol Manual Euro 6 (s/s) (116 ps) 5dr Audi A1

62,029 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L2 Euro 6 (s/s) 2dr (1-Stop) Ford Transit

85,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£216/month
Example
  • Hyundai Bayon

T-GDI SE CONNECT MHEV Hyundai Bayon

18,120 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz A Class

A200 1.6 A200 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

57,764 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • BMW 5 Series

2.0 20d xLine Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

78,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

18,200 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki Vitara

40,804 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ GT-Line SUV 5dr Diesel Hybri Kia Sportage

91,231 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Southampton
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.