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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Nissan Qashqai

1.5 dCi Tekna SUV 5dr Diesel Manual (103 g/km, 108 bhp) Nissan Qashqai

21,725 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Ford Focus

1.0 T EcoBoost Active X Ford Focus

62,678 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

68,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 2008

1.2 PureTech GPF Allure SUV 5dr Petrol (s/s) (130 ps) Peugeot 2008

15,138 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Citroen Relay

2.0 BlueHDi H2 Van 130ps Enterprise Citroen Relay

70,021 miles 2017 Zero Deposit

Home Delivery Available

£12,995
York
£273/month
Example
  • BMW 3 Series

2.0 320i xDrive SE Saloon BMW 3 Series

31,757 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI DSG Euro 6 (s/s) 5dr Volkswagen Golf

107,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost 140 5dr Ford Fiesta

28,294 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 TDCi 310 Limited Combi Van 6dr Diesel Manual L Ford Transit

70,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line Mercedes Benz GLA Class

75,674 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Mitsubishi Eclipse

1.5t 4 Suv 5dr Petrol Manual Euro 6 (s/s) (163 Ps) Mitsubishi Eclipse

16,211 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Mercedes Benz CLS Class

2.1 CLS220d AMG Line (Premium) Coupe 4dr Diesel G- Mercedes Benz CLS Class

75,441 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0 T EcoBoost ST-Line X Ford Focus

35,163 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Volkswagen Polo

MK6 5d Hatch 1.0 TSI 95PS SE Tech Edition Volkswagen Polo

42,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan X Trail

1.6 dCi N-Connecta SUV 5dr Diesel XTRON Euro 6 (s/ Nissan X Trail

54,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 5 Series

2.0 20d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW 5 Series

73,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

50,825 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect Hatchback 5dr Petrol Hyb Hyundai i20

21,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen Dispatch

M 1000 ENTERPRISE BLUEHDI S/S Citroen Dispatch

97,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leicester
£273/month
Example
  • SEAT Ateca

2.0 Tdi Xperience Suv 5dr Diesel Dsg Euro 6 (s/s) (150 Ps) SEAT Ateca

75,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line DCT Euro 6 (s/s) 5dr Ford Puma

51,468 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Toyota RAV4

2.5 VVT-h Design SUV 5dr Petrol Hybrid CVT 4WD Eur Toyota RAV4

94,200 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d SE Hatchback 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz A Class

51,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Suzuki SX4

1.4 Boosterjet MHEV SZ5 SUV 5dr Petrol Hybrid Manu Suzuki SX4

40,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Leeds
£216/month
Example
  • Mercedes Benz A Class

A200 1.3 A200 AMG Line (Premium) Hatchback 5dr Petrol 7 Mercedes Benz A Class

92,908 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Lexus CT 200h

1.8 200h SE CVT Euro 6 (s/s) 5dr Lexus CT 200h

50,359 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.5 BlueHDi GT Line Premium SUV 5dr Diesel Manual Peugeot 308

45,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport MPV 5dr Diesel Auto Euro 6 (s/s) BMW 2 Series

48,472 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

2.0 CRDi SE Nav Auto 4WD Euro 6 5dr Hyundai Tucson

25,118 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

TRENDLINE C20 SWB 2.0 TDI 102ps EU6 Volkswagen Caddy

49,293 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 3-Door Hatch Cooper Seven Edition MINI Hatch

22,440 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 T EcoBoost Zetec AUTOMATIC Ford Fiesta

4,550 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

350 LEADER PREMIUM DROPSIDE L4 RWD 2.0 TDCI 130ps EU6 Ford Transit

86,164 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Prius

1.8 VVTi Excel Euro 6 (S/S) CVT 5Dr Toyota Prius

71,220 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Walsall
£273/month
Example
  • Mercedes Benz 180

2.1 GLA220d AMG Line (Premium) SUV 5dr Diesel 7G-D Mercedes Benz 180

56,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Kia Rio

1.4 2 Automatic Kia Rio

19,300 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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