Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Nissan X Trail

1.6 dCi Tekna XTRON Euro 6 (s/s) 5dr Nissan X Trail

65,069 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 200 Ecoblue Limited Panel Van 5dr Diesel Manual L1 Euro 6 (s/s) (120 Ps Ford Transit

52,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ3 5dr Suzuki Ignis

11,671 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£216/month
Example
  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Manual xDrive Euro BMW X1

60,520 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Ford Mondeo

TITANIUM. PETROL. AUTOMATIC. ESTATE Ford Mondeo

56,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

CRDI GT-LINE S AUTO DIESEL 72000 PANO SUNROOF Kia Sportage

72,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS AUTO DIESEL 85000 MILES Audi Q3

85,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Peugeot 2008

1.5 BlueHDi GT Line SUV 5dr Diesel Manual Euro 6 ( Peugeot 2008

50,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 MINI Clubman

47,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW Z4

2.0 20i M Sport Convertible 2dr Petrol Auto sDrive BMW Z4

73,682 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mazda 3

2.0 e-SKYACTIV-G MHEV SE-L Lux Mazda 3

39,500 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0 Fiesta ST-Line Edition 5 Door 1.0L EcoBoost 95PS FWD 6 Speed Manual Ford Fiesta

23,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Stirling
£216/month
Example
  • Ford EcoSport

ST-LINE 5-Door Ford EcoSport

32,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat Doblo

1.4 PASSENGER UP FRONT 7 SEAT WAV Fiat Doblo

51,560 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Rifter

1.5 WAV WHEELCHAIR ACCESSIBLE VEHICLE Peugeot Rifter

20,900 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Auto Euro 6 (s/s) 5dr Ford EcoSport

7,447 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V60

1.6 R-Design D2 (115hp) Volvo V60

35,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

47,523 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Fiat Scudo

Business L1 SWB 2.0 Multijet Euro 6 (145PS) Fiat Scudo

53,287 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Walsall
£216/month
Example
  • Skoda Kamiq

1.0 TSI 95 S 5dr Skoda Kamiq

23,624 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A4

AVANT TDI S LINE 5-Door Audi A4

84,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Combi Van Double Cab 5dr Diesel Manu Vauxhall Vivaro

86,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.6 TDI S line Sportback 5dr Diesel Manual Euro 6 Audi A3

75,337 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 124

1.4 MultiAir Lusso Plus Convertible 2dr Petrol Eur Fiat 124

31,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 240 ECOBLUE LIMITED PANEL VAN 5DR DIESEL MANUA Ford Transit

54,613 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

1.6T VXR 3dr Vauxhall Corsa

24,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bedford
£273/month
Example
  • SEAT Leon

1.0 TSI EVO SE Dynamic 5dr SEAT Leon

49,922 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport (Premium) Estate 5dr Diesel 7G-Tro Mercedes Benz C Class

63,700 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Newcastle upon Tyne
£273/month
Example
  • Skoda Fabia

1.0 TSI 110 SE L 5dr DSG Skoda Fabia

39,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.6 TDI GT Hatchback 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

48,563 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

2.0 TDCi ST-Line Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

55,075 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

96,069 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

73,400 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Estate 5dr Petrol Manual E Ford Focus

63,565 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.