Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

649-684 of over 1,000 cars

  • SEAT Ibiza

1.0 TSI SE Technology Euro 6 (s/s) 5dr SEAT Ibiza

28,000 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£209/month
Example
  • Volkswagen Tiguan

2.0 TDi 150 S 5dr Volkswagen Tiguan

53,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Preston
£267/month
Example
  • Vauxhall Astra

DESIGN Vauxhall Astra

19,866 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mitsubishi L200

2.4 L200 Barbarian DI-D Auto 4WD Mitsubishi L200

110,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Luton
£267/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium + Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps) Peugeot 208

13,019 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Citroen C4

1.2 PureTech [130] Shine 5dr Auto Citroen C4

11,489 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£209/month
Example
  • SEAT Leon

1.0 TSI EVO SE Dynamic 5dr SEAT Leon

35,600 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • SEAT Arona

1.0 TSI FR Euro 6 (s/s) 5dr SEAT Arona

31,203 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£209/month
Example
  • Fiat 500

1.0 Mild Hybrid 3dr Fiat 500

2,600 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Hatchback 5dr Diesel DS Volkswagen Golf

45,600 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Guildford
£267/month
Example
  • Ford Galaxy

2.0 EcoBlue Titanium MPV 5dr Diesel Manual Euro 6 Ford Galaxy

75,240 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£267/month
Example
  • Toyota Prius

1.8 VVTi Excel Euro 6 (S/S) CVT 5Dr Toyota Prius

42,023 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Walsall
£267/month
Example
  • Audi A4

2.0 TDI 40 S line Estate 5dr Diesel S Tronic Euro Audi A4

94,601 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£267/month
Example
  • SEAT Leon

1.4 EcoTSI FR Technology ST 5dr Petrol DSG auto es SEAT Leon

44,026 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£267/month
Example
  • Skoda Octavia

2.0 TSI vRS Hatchback 5dr Petrol DSG Euro 6 (s/s) Skoda Octavia

81,902 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Estate 5dr Petrol Manual Eur Skoda Octavia

46,646 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Bangor
£209/month
Example
  • Kia Rio

1.0 T GDi 48V 118 GT-Line S 5dr Kia Rio

36,707 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

31,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A6 Saloon

2.0 TDI 40 Sport Saloon 4dr Diesel S Tronic Euro 6 Audi A6 Saloon

89,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Jaguar I Pace

400 90kWh S SUV 5dr Electric Auto 4WD (400 ps) Jaguar I Pace

58,500 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Vauxhall Corsa

1.2 Turbo Yes Hatchback 5dr Petrol Manual Euro 6 ( Vauxhall Corsa

16,000 miles 2025 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Kia XCEE'D

1.0T GDi ISG Edition 5dr Kia XCEE'D

54,581 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz E Class

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£267/month
Example
  • Hyundai i20

1.0 T-GDi Premium Hatchback 5dr Petrol Manual Euro Hyundai i20

5,124 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Kia XCEE'D

1.0 2 ISG 5d 119 BHP CAMERA/CRUISE/SENSORS/TOUCHSC Kia XCEE'D

44,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mitsubishi ASX

2020/20 2.0 DYNAMIC 5d 148 BHP, One owner from new Mitsubishi ASX

35,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Bangor
£267/month
Example
  • Audi A3

1.4 TFSI CoD S line Sportback 5dr Petrol Manual Eu Audi A3

41,878 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Superb

1.5 TSI ACT SportLine Skoda Superb

82,934 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Southport
£267/month
Example
  • Abarth 595

1.4 595 Competizione 1.4 Tjet 180hp Abarth 595

31,524 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz B Class

1.3 B200 AMG Line MPV 5dr Petrol Manual Euro 6 (s/ Mercedes Benz B Class

44,489 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A1

50,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Octavia

1.6 TDI SE L Estate 5dr Diesel DSG Euro 6 (s/s) (1 Skoda Octavia

45,511 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A1

1.0 TFSI 25 Technik Sportback 5dr Petrol Manual Eu Audi A1

39,421 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW X1

2.0 20d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps) BMW X1

63,743 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leicester
£267/month
Example
  • Jaguar XE

2.0i GPF R-Sport Saloon 4dr Petrol Auto Euro 6 (s/ Jaguar XE

47,970 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Jaguar E Pace

2.0 D150 Chequered Flag Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

69,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.