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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Renault Captur

1.3 BOSE Launch Edition TCE 130 Petrol Turbo Renault Captur

22,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall CORSA-E

100kW Design 50kWh 5dr Auto Vauxhall CORSA-E

6,182 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

1.0 EcoBoost Hybrid mHEV 155 Titanium Edition 5dr Ford Focus

38,698 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Kuga

TITANIUM EDITION 5-Door Ford Kuga

26,834 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Mercedes Benz CLA-Class

1.3 CLA200 AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

114,300 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

62,513 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Premium) Hatchback 5dr Petrol 7 Mercedes Benz A-Class

101,513 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Volkswagen Golf

GT EVO TSI EVO 150 5 Dr DSG Auto Volkswagen Golf

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia XCEE'D

1.0 2 ISG 5d 119 BHP CAMERA/CRUISE/SENSORS/TOUCHSC Kia XCEE'D

37,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Hse Dynamic Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

48,201 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Portsmouth
£273/month
Example
  • Kia Picanto

1.0 T-GDi GT-Line S Hatchback 5dr Petrol Manual Eu Kia Picanto

15,317 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Reading
£216/month
Example
  • Hyundai i10

1.2 I10 PREMIUM Hyundai i10

13,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 1 Series

3.0 M BMW 1 Series

40,614 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A-Class

32,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Leon

1.0 Tsi Se Dynamic Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 Ps) SEAT Leon

18,092 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0t Ecoboost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

21,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Honda HR-V

1.5 Hybrid Automatic Petrol Black 5dr GENUINE MIL Honda HR-V

67,697 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Poole
£273/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback 5dr Petrol S Tronic E Audi A1

87,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Clio

1.6 E Tech Evolution Hatchback 5dr Petrol Hybrid Auto Euro 6 (s/s) (145 Ps) Renault Clio

9,248 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£216/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Auto Euro 6 (s/s) MINI Hatch

18,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

2.0 TFSI S line Saloon 4dr Petrol S Tronic Euro 6 Audi A4

82,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Belfast
£273/month
Example
  • Skoda Octavia

2017/66 1.4 TSI SE Sport Estate 5dr Petrol Manual Skoda Octavia

43,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bangor
£273/month
Example
  • MINI Hatch

1.5 COOPER CLASSIC 5 DOOR LOW MILES REAR SENSORS H MINI Hatch

25,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£273/month
Example
  • Mitsubishi ASX

2.2 DI-D 4 Auto 4WD Euro 6 5dr Mitsubishi ASX

24,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 AMG Line Euro 6 (s/s) 5dr Mercedes Benz GLA Class

38,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Halifax
£273/month
Example
  • Citroen C3

1.2 PureTech MAX Citroen C3

12,000 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£216/month
Example
  • Jaguar E Pace

2.0 D150 R-Dynamic S Euro 6 (s/s) 5dr Jaguar E Pace

39,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

2.0 Tfsi 40 S Line Estate 5dr Petrol S Tronic Euro 6 (s/s) (190 Ps) Audi A4

100,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Alhambra

2.0 TDI XCELLENCE DSG Euro 6 (s/s) 5dr SEAT Alhambra

78,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

TITANIUM . AUTOMATIC . PETROL Ford Kuga

55,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Honda Jazz

1.3 I-VTEC S Honda Jazz

29,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • BMW 4 Series

2.0 420d Sport Coupe 2dr Diesel Manual Euro 6 (s/s BMW 4 Series

63,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Clio

Rs Line E-Tech Hev A Renault Clio

53,731 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Hyundai i10

1.0 MPi SE Connect 5dr Hyundai i10

24,672 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

1.5 EcoBlue 120ps Trend D/Cab Van Ford Transit

73,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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