Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

505-540 of over 1,000 cars

  • MINI Hatch

1.5 5-Door Hatch Cooper Sport MINI Hatch

38,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Euro 6 (s/s) 5dr Nissan Juke

14,348 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Southend-on-Sea
£209/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

23,200 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Vauxhall Grandland

1.5 Turbo D SE SUV 5dr Diesel Auto Euro 6 (s/s) (130 ps) Vauxhall Grandland

85,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Audi A5 Cabriolet

2.0 TFSI S line Audi A5 Cabriolet

99,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£267/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh Ultimate SUV 5dr Electric Auto (136 ps) Vauxhall MOKKA ELECTRIC

23,500 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£209/month
Example
  • Audi A1

1.4 TFSI CoD S line Sportback 5dr Petrol Manual Eu Audi A1

32,920 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£267/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

26,800 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Peugeot 208

1.2 PureTech GT Hatchback 5dr Petrol Manual 100 bh Peugeot 208

25,720 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Aberdeen
£209/month
Example
  • Ford Tourneo

1.5 TDCi Zetec WAV Wheelchair Accessible Ford Tourneo

12,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

89,950 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Hyundai i10

1.0 T-GDi N Line Hatchback 5dr Petrol Manual Euro Hyundai i10

27,064 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Jaguar E Pace

2.0 S 5dr Auto Jaguar E Pace

91,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

19,605 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Dundee
£209/month
Example
  • Ford Kuga

2.0 EcoBlue MHEV Titanium Ford Kuga

45,600 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Beetle

1.2 TSI BlueMotion Tech Design Hatchback 3dr Petro Volkswagen Beetle

31,447 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • MINI Countryman

2.0 Cooper S Auto Euro 6 (s/s) 5dr MINI Countryman

51,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 5 Series

2 520d M Sport + M Performance Kit + Wheels + Obsidian Black BMW 5 Series

104,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£267/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition Mercedes Benz E Class

42,706 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Southport
£267/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series Gran Coupe

95,800 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Swindon
£267/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium Plus) G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C-Class

100,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Citroen C4

2.0 BlueHDi Feel MPV 5dr Diesel EAT8 Euro 6 (s/s) Citroen C4

40,900 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Kia Sportage

1.6 T-GDi GT-LINE Kia Sportage

20,240 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 5 Series

2.0 X3 xDrive20d xLine BMW 5 Series

69,340 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£267/month
Example
  • Volkswagen Polo

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Polo

46,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Stevenage
£209/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium Plus) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

83,997 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • MINI Countryman

1.5 Countryman Cooper Sport MINI Countryman

78,285 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Southport
£267/month
Example
  • BMW 5 Series

2.0 X3 xDrive20d SE BMW 5 Series

48,847 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Tiguan

2.0 TDI R-Line Tech Euro 6 (s/s) 5dr Volkswagen Tiguan

119,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£267/month
Example
  • BMW Z4

2.0 18i M Sport Auto sDrive Euro 6 2dr BMW Z4

61,395 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Jaguar XE

2.0 d Portfolio Jaguar XE

38,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Citroen C3

1.2 PureTech MAX EAT6 Euro 6 (s/s) 5dr Citroen C3

7,356 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volkswagen Polo

1.0 TSi SE 5dr Auto - Volkswagen Polo

23,594 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£267/month
Example
  • Dacia Duster

1.3 Tce Prestige Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Dacia Duster

21,221 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Auto Euro 6 (s/s) MINI Hatch

20,600 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Swansea
£267/month
Example
  • Fiat 500e C

87kW La Prima 42kWh 2dr Auto Fiat 500e C

40,569 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.