Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

53,006 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ5 Automatic 5-Door From £12,995 + Retail Package Suzuki Swift

19,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Blackpool
£273/month
Example
  • Volkswagen T Roc

2.0 TDI S SUV 5dr Diesel Manual Euro 6 (s/s) (115 Volkswagen T Roc

61,800 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0L 300 LIMITED P/V L1 H2 0d 129 BHP Ford Transit

61,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Leon

2.0 TDI FR ST 5dr Diesel Manual Euro 6 (s/s) (150 SEAT Leon

33,030 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Expert

2.0 Bluehdi 1400 Professional Premium Standard Panel Van 6dr Diesel Manual Peugeot Expert

50,979 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£216/month
Example
  • Ford Transit

2.0 320 Ecoblue Panel Van 5dr Diesel Manual L2 H2 Euro 6 (130 Ps) Ford Transit

38,081 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Citroen Relay

2.2 BLUEHDi 35 ENTERPRISE PANEL VAN 5DR L2 HIGH RO Citroen Relay

57,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Preston
£216/month
Example
  • BMW 3 Series

3.0 330d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 3 Series

98,030 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback Euro 6 (s/s) 5dr Audi A5

62,676 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Gloucester
£273/month
Example
  • Suzuki Vitara

1.6 SZ5 [PAN ROOF] ALLGRIP 4WD Auto 5 Dr Suzuki Vitara

39,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Gillingham
£273/month
Example
  • Audi A3

1.4 TFSIe 40 e-tron Sportback 5dr Petrol Plug-in H Audi A3

57,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech R-Line Euro 6 (s/s) 5dr Volkswagen Passat

92,300 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

3.0 435d xDrive M Sport Coupe BMW 4 Series

93,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

73,204 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 ECOBOOST TITANIUM 5DR Ford Fiesta

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 5dr Diesel Manual Euro 6 BMW 1 Series

46,600 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Citigo

1.0 MPI 75 SE L 5dr ASG Skoda Citigo

9,949 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Galaxy

2.0 EcoBlue Titanium Euro 6 (s/s) 5dr Ford Galaxy

40,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Vauxhall Vivaro

3100 75kWh Dynamic Auto L1 H1 6dr (7.4kW Charger) Vauxhall Vivaro

24,389 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bristol
£216/month
Example
  • Skoda Superb

1.6 SE TECHNOLOGY TDI DSG 5d 118 BHP FINANCE FROM Skoda Superb

105,100 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • SEAT Arona

2021/21 1.0 TSI FR Red Edition SUV 5dr Petrol Manu SEAT Arona

56,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan Micra

1.0 IG-T 92 Acenta 5dr CVT Nissan Micra

19,994 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Euro 6 (s/s) 5dr Ford Focus

79,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Hatchback 5dr Petrol DSG Eur Volkswagen Polo

19,674 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Auto Euro 6 (s/s) 3dr Ford Fiesta

7,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 TITANIUM 5d 99 BHP Ford Fiesta

17,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

1.5 ECOBLUE ZETEC ESTATE Ford Focus

32,750 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Gillingham
£216/month
Example
  • Ford Transit

350 LWB COMBI CREW WELFARE MESS VAN AIR CON Ford Transit

63,098 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

SRi [Nav] Turbo 5 Dr [6] Vauxhall Crossland

20,700 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

71,410 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

25,648 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR CVT Euro 6 (s/s) 5dr Honda Civic

35,379 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

3.0 435d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

91,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Newcastle upon Tyne
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.