Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • Vauxhall Grandland

1.2 Turbo Elite Nav 5dr Vauxhall Grandland

53,220 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi TT

2.0 TDI ultra Black Edition Coupe 3dr Diesel Manua Audi TT

103,047 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

2.0 TDCI TITANIUM Ford Kuga

43,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

81,126 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar E Pace

2.0 D180 R-Dynamic SE Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Kia Picanto

1.0 DPi 3 Hatchback 5dr Petrol AMT Euro 6 (s/s) (6 Kia Picanto

27,915 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz SLC

2.0 SLC200 AMG Line Convertible 2dr Petrol G-Troni Mercedes Benz SLC

69,254 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar F Pace

2.0 D240 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

70,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.0 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A1

32,142 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite 5dr Vauxhall Crossland

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Puma

1.0t Ecoboost Mhev Titanium Suv 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Puma

25,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Rio

1.2 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (83 Bhp) Kia Rio

21,965 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Dundee
£273/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh Juro CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

54,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

90,300 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Mercedes Benz C-Class

1.6 C200d AMG Line Mercedes Benz C-Class

49,562 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Countryman

2.0 Cooper SD Auto Euro 6 (s/s) 5dr MINI Countryman

50,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£273/month
Example
  • Maserati Ghibli

3.0D V6 Saloon 4dr Diesel ZF Euro 5 (s/s) (275 ps) Maserati Ghibli

63,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

218i SE 2dr [Nav] Step Auto BMW 2 Series

39,719 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q3

2.0 TDI Black Edition Audi Q3

96,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

11,600 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Swindon
£216/month
Example
  • Audi A3

2.0 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A3

67,800 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Winchester
£273/month
Example
  • Volkswagen Golf

2.0 TDI Match Euro 6 (s/s) 5dr Volkswagen Golf

59,600 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Volkswagen Golf

2.0 Tdi Style Hatchback 5dr Diesel Dsg Euro 6 (s/s) (150 Ps) Volkswagen Golf

86,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

2.0 218d Sport Coupe 2dr Diesel Manual Euro 6 (s/s BMW 2 Series

50,250 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Ely
£273/month
Example
  • Audi A3

2.0 TDI S line Saloon 4dr Diesel S Tronic Euro 6 ( Audi A3

87,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost Titanium X Hatchback 5dr Petrol Manu Ford Focus

15,600 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Carlisle
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

43,678 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

44,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A3

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A3

43,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps) Volkswagen Tiguan

89,200 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active Edition Hatchback 5dr Pe Ford Fiesta

40,602 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£216/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Edition Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Mokka

33,658 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£216/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Night Edition Coupe 4dr Petrol Mercedes Benz CLA

80,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

47,429 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 ps) Toyota Aygo X

10,471 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.