Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • Toyota RAV4

2.5 VVT-h Business Edition Plus SUV 5dr Petrol Hyb Toyota RAV4

71,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

84,616 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Caddy

2.0 TDI BlueMotion Tech MPV 5dr Diesel DSG Euro 6 Volkswagen Caddy

14,100 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Life Auto 5dr Volkswagen Id3

26,921 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Nottingham
£216/month
Example
  • Ford Focus

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Focus

27,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Fiesta

28,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line SUV 5dr Petrol 7G-DCT Euro 6 ( Mercedes Benz GLA Class

60,462 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Warrington
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT 4MATIC Euro 6 (s/s) 4dr Mercedes Benz CLA

73,439 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Sportback 5dr Petrol S Tron Audi A3

85,589 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G- Mercedes Benz A Class

44,191 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Oldham
£273/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 Kia Sportage

38,789 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Oldham
£273/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel DCT Auto Euro 6 Nissan Qashqai

83,694 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

79,396 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.5 EcoBlue 120 Active X 5dr Ford Focus

52,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Grandland

1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/ Vauxhall Grandland

21,924 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Kia Niro

1.6 GDi 3 DCT Euro 6 (s/s) 5dr Kia Niro

83,501 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Watford
£216/month
Example
  • Hyundai i30

1.4 T-GDi N Line + Euro 6 (s/s) 5dr Hyundai i30

30,856 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line Edition SUV 5dr Petrol Manua Ford Kuga

41,159 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

53,417 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Scirocco

2.0 TSI BlueMotion Tech R Euro 6 ss 3dr Volkswagen Scirocco

65,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 5 Series

2.0 20d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW 5 Series

84,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£273/month
Example
  • Kia Cee'd

1.5 T Gdi 3 Hatchback 5dr Petrol Manual Euro 6 (s/s) (158 Bhp) Kia Cee'd

52,000 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

32,912 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Hyundai i800

2.5 CRDi SE MPV 5dr Diesel Auto Euro 6 (170 ps) Hyundai i800

82,446 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Watford
£273/month
Example
  • Volvo V60

T4 [190] Business Edition 5dr Geartronic ** ONE OWNER - 44000 MILES ** Volvo V60

44,119 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

6,332 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Ipswich
£216/month
Example
  • Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Powershift Euro 6 Ford Kuga

35,697 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • BMW 2 Series

2.0 220d Sport Auto xDrive Euro 6 (s/s) 5dr BMW 2 Series

32,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi A5

2.0 TDI 190 Black Ed Plus 5dr Multitronic [5st] ** BAND & OLUFSEN SOUND ** Audi A5

77,777 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

97,900 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Gillingham
£216/month
Example
  • Audi TT

2.0 TDI ultra Sport Euro 6 (s/s) 3dr Audi TT

47,500 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE SUV 5dr IN SILVER WITH 21,780 MG ZS

21,780 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Kuga

2.0 Tdci Titanium Suv 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Ford Kuga

28,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Ma Ford Kuga

64,883 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise Panel Van 5dr Diesel Man Citroen Relay

73,071 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.