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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • Volvo V40 CROSS COUNTRY

1.5 T3 GPF Pro Auto Euro 6 (s/s) 5dr Volvo V40 CROSS COUNTRY

55,689 miles 2019 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • Nissan Leaf

39kWh Tekna Auto 5dr Nissan Leaf

8,423 miles 2024 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Ford Focus

2.0 T EcoBoost ST-3 Ford Focus

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive Euro 6 (s/s) 5dr MG ZS

17,000 miles 2023 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Ford Transit

2.0 Transit Trend Van 290 L2 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

93,700 miles 2022 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

51,925 miles 2018 Zero Deposit

Home Delivery Available

£12,500
Newport
£262/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT 4MATIC Euro 6 (s/s) 4dr Mercedes Benz CLA

70,857 miles 2016 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Titanium Edition SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) Ford Kuga

45,400 miles 2019 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT Euro 6 (s/s) 5dr Volkswagen Golf

45,291 miles 2018 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • MG Hs

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG Hs

30,711 miles 2023 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Ford Transit

1.5 220 EcoBlue Trend Crew Van L1 Euro 6 (s/s) 6dr Ford Transit

35,880 miles 2020 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • Renault Captur

1.0 TCe evolution Euro 6 (s/s) 5dr Renault Captur

10,000 miles 2022 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Kia Stonic

1.0 T-GDi 2 Euro 6 (s/s) 5dr Kia Stonic

14,000 miles 2022 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Volvo S90

2.0 D4 R-Design Auto Euro 6 (s/s) 4dr Volvo S90

92,000 miles 2018 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • Fiat 500

1.0 1.0 120hp Cross Plus Fiat 500

11,000 miles 2021 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce SWB Euro 6 (s/s) 5dr Volkswagen Caddy

70,645 miles 2021 Zero Deposit

Home Delivery Available

£12,500
Bolton
£208/month
Example
  • Audi Q5

2.0 TDI Sport * 1 OWNER * 8 SERVICE STAMPS * MOT FEBRUARY 2027 * FINANCE AVAILABLE * FREE 6 MONTHS Audi Q5

117,311 miles 2017 Zero Deposit

Home Delivery Available

£12,500
Glasgow
£262/month
Example
  • Renault Captur

1.0 TCe techno Euro 6 (s/s) 5dr Renault Captur

27,000 miles 2022 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Audi A4

2.0 TFSI S line Saloon 4dr Petrol S Tronic Audi A4

30,448 miles 2017 Zero Deposit

Home Delivery Available

£12,500
£262/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

28,000 miles 2023 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

29,000 miles 2022 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • MINI Electric Hatch

Cooper SE 32.6kWh Level 1 Auto 3dr MINI Electric Hatch

18,750 miles 2022 Zero Deposit

Home Delivery Available

£12,500
£208/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 4 Series

97,887 miles 2017 Zero Deposit

Home Delivery Available

£12,500
Manchester
£262/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

86,000 miles 2020 Zero Deposit

Home Delivery Available

£12,500
Harlow
£262/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Prime L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

50,000 miles 2023 Zero Deposit

Home Delivery Available

£12,500
Harlow
£208/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

83,000 miles 2018 Zero Deposit

Home Delivery Available

£12,500
Coventry
£262/month
Example
  • SEAT Ateca

2.0 TDI XCELLENCE DSG 4Drive Euro 6 (s/s) 5dr SEAT Ateca

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,500
Coventry
£262/month
Example
  • Vauxhall Mokka

1.4 i Turbo Design Nav Vauxhall Mokka

36,000 miles 2019 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • Mitsubishi Shogun

2.4D 4 Auto 4WD LWB Euro 6 5dr Mitsubishi Shogun

114,000 miles 2020 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • SEAT Alhambra

2.0 TDI SE Lux DSG Euro 6 (s/s) 5dr SEAT Alhambra

87,862 miles 2016 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Euro 6 (s/s) 5dr GPF SEAT Ibiza

29,020 miles 2020 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • Renault Clio

1.5 dCi GT Line Hatchback 5dr Diesel EDC Euro 6 (s/s) (90 ps) Renault Clio

7,981 miles 2018 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend L1 H2 Euro 6 (s/s) 5dr Ford Transit

85,000 miles 2020 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s) (190 Ps) BMW 4 Series

58,500 miles 2015 Zero Deposit

Home Delivery Available

£12,499
£262/month
Example
  • Mercedes Benz E Class

2.1 E220 BlueTEC AMG Night Edition (Premium) G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz E Class

83,900 miles 2016 Zero Deposit

Home Delivery Available

£12,499
Bristol
£262/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

21,661 miles 2022 Zero Deposit

Home Delivery Available

£12,499
£208/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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