Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 SE TECH Land Rover Discovery Sport

62,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Inverness
£272/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive Euro 6 (s/s) 5dr MG ZS

30,150 miles 2024 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£216/month
Example
  • MG ZS

1.5 Vti Tech Exclusive Suv 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG ZS

18,893 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Icon Tech E-CVT Euro 6 (s/s) 5dr Toyota Yaris

22,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 2 Series Active Tourer

1.5 218i Sport MPV 5dr Petrol DCT Euro 6 (s/s) (14 BMW 2 Series Active Tourer

34,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Maidstone
£272/month
Example
  • Skoda Superb

1.5 TSI ACT SE Euro 6 (s/s) 5dr Skoda Superb

69,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

41,920 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A-Class

56,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Redditch
£272/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Landmark SUV 5dr Diesel Auto 4WD Euro 6 (s Land Rover Range Rover Evoque

75,910 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi TT

2.0 TFSI Sport Roadster 2dr Petrol S Tronic Euro 6 Audi TT

67,918 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

59,200 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£272/month
Example
  • Lexus IS

2.5 300h F Sport E-CVT Euro 6 (s/s) 4dr Lexus IS

79,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Sheffield
£272/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Steptronic Euro 6 (s/s) 5dr MINI Hatch

54,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Basingstoke
£272/month
Example
  • SEAT Leon

1.0 Tsi Evo Se Dynamic SEAT Leon

32,500 miles 2021 Zero Deposit

Home Delivery Available

£12,990
Nottingham
£216/month
Example
  • Volkswagen Polo

POLO 1.0 TSI Life 5dr Volkswagen Polo

45,255 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Volkswagen Polo

SE EVO Volkswagen Polo

23,602 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Oxford
£272/month
Example
  • BMW 5 Series

2.0 530e 9.2kWh M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

95,930 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Halifax
£272/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr Auto Ford EcoSport

25,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

14,585 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 SE (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

67,437 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Bedford
£272/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE MINI Countryman

70,335 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Executive) Hatchback 5dr Petrol Mercedes Benz A-Class

88,958 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Watford
£272/month
Example
  • Vauxhall Combo-life

1.5 Turbo D BlueInjection Energy XL MPV Euro 6 (s/s) 5dr (7 Seat) Vauxhall Combo-life

40,000 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Bury
£272/month
Example
  • Honda Jazz

1.5 i-VTEC Sport Navi Hatchback 5dr Petrol CVT Eur Honda Jazz

44,399 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Land Rover Range Rover Evoque

TD4 SE TECH 5-Door Land Rover Range Rover Evoque

48,800 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen Golf

1.5 TSI EVO BlueMotion Tech SE Volkswagen Golf

37,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen UP

1.0 115PS Up GTI 5dr Volkswagen UP

30,872 miles 2020 Zero Deposit

Home Delivery Available

£12,990
York
£272/month
Example
  • Jaguar F Pace

2.0 D240 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

105,530 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV Sport Lux SUV 5dr Petrol Mazda Cx 30

54,000 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Oldham
£216/month
Example
  • Mercedes Benz C-Class

2.0 C200 AMG Line Mercedes Benz C-Class

90,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Toyota C HR

DYNAMIC Toyota C HR

31,145 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Exeter
£272/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Premium) Euro 6 (s/s) 5dr Mercedes Benz A-Class

65,828 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Wigan
£272/month
Example
  • BMW 2 Series Gran Tourer

1.5 218i Luxury MPV 5dr Petrol Auto Euro 6 (s/s) ( BMW 2 Series Gran Tourer

76,637 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 4 Series

3.0 430d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

112,000 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Leeds
£272/month
Example
  • Ford Focus

1.5 EcoBlue 120 ST-Line X Edition 5dr Ford Focus

51,497 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Citroen C3

1.2 PureTech 110 Shine Plus 5dr Citroen C3

14,500 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Cheltenham
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.