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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Kia Sportage

2.0 CRDi GT-Line S SUV 5dr Diesel Auto AWD Euro 6 Kia Sportage

72,602 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

2.0 TFSI S line Saloon 4dr Petrol S Tronic Auto 6S Audi A3

94,842 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

31,952 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 3 Series

2.0 320d M Sport xDrive Euro 6 (s/s) 4dr BMW 3 Series

55,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Peugeot 308

48,944 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki SX4

SZ4 BOOSTERJET Suzuki SX4

11,871 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Mercedes Benz GLA Class

GLA200 GLA 200 SE Mercedes Benz GLA Class

69,333 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • Jaguar XE

Jaguar XE 2.0 R-Sport Automatic Jaguar XE

58,314 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • Audi A5

2.0 TDI S line Convertible 2dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A5

94,731 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Nav SUV 5dr Petrol DCT Euro 6 (s/s) Hyundai Tucson

72,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Hatch

COOPER MINI Hatch

34,134 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Suzuki Swift

SZ5 BOOSTERJET Suzuki Swift

25,674 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Suzuki Vitara

SZ5 Suzuki Vitara

40,968 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Maserati Ghibli

3.0D V6 Saloon 4dr Diesel ZF Euro 6 (s/s) (275 ps) Maserati Ghibli

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh Juro CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

53,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue L4 LWB DROPSIDE TAIL LIFT AIR CON FSH Ford Transit

81,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel DSG Euro 6 (s/s Volkswagen Golf

62,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

DYNAMIQUE S NAV TCE Renault Captur

10,608 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

ICONIC DCI Renault Captur

35,955 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Auto AWD Euro 6 ( Volvo XC60

86,680 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Stonic

1.0T GDi 48V Connect 5dr Kia Stonic

42,669 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz A Class

A180 A 180 D AMG LINE PREMIUM 5-Door Mercedes Benz A Class

84,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Superb

1.6 SE TECHNOLOGY TDI DSG 5d 118 BHP FINANCE FROM Skoda Superb

105,100 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Vauxhall Crossland

1.2 Griffin Suv 5dr Petrol Manual Euro 6 (s/s) (83 Ps) Vauxhall Crossland

16,588 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Ford Transit

2.0 300 Ecoblue Limited Panel Van 5dr Diesel Auto L1 H1 Euro 6 (s/s) (170 P Ford Transit

94,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Crossland

22,027 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Audi Q3

2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (150 ps) Audi Q3

40,256 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG Volkswagen Golf

94,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Hatchback Euro 6 (s/s) (95 p Ford Fiesta

7,106 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Hse Dynamic Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

62,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Nav SUV Auto Euro 6 (s/s) (130 ps) Vauxhall Mokka

65,853 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A6

2.0 TDI ultra Black Edition Saloon Euro 6 (s/s) (1 Audi A6

84,409 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 3 Series

3.0 335D XDRIVE M SPORT GRAN TURISMO 5d 309 BHP FI BMW 3 Series

84,100 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography SUV 5dr Diesel Auto 4WD Euro 6 ss 180 ps Land Rover Range Rover Evoque

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Sport Coupe 7G-DCT Euro 6 (s/s) (12 Mercedes Benz CLA

63,513 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Hatchback Euro 6 (s/s) (110 ps) Volkswagen Polo

83,324 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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