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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Mitsubishi L200

2.4 DI-D DC Barbarian 4WD Euro 6 4dr Mitsubishi L200

90,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 (s/s) 5dr Kia Sportage

89,766 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Jaguar XE

2.0d Prestige Auto Euro 6 (s/s) 4dr Jaguar XE

37,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • MINI Hatch

1.5 One Classic Euro 6 (s/s) 5dr MINI Hatch

55,368 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW X1

xDrive 20d xLine 5dr Step Auto BMW X1

78,940 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel XTRON Euro 6 (s/s) (130 ps) ** JUST ARRIVED **ZERO DEPOSIT FINANCE..**A Nissan X Trail

66,755 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A5

2.0 TFSI 35 Sport Audi A5

105,278 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ5 with pan roof,service history Suzuki Vitara

53,609 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar XE

2.0 D R-SPORT Jaguar XE

85,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Electric Hatch

Cooper SE 32.6kWh Level 2 Auto 3dr MINI Electric Hatch

45,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Countryman

1.5 Cooper Countryman MINI Countryman

55,600 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Maserati Ghibli

DV6 Maserati Ghibli

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sat Nav SEAT Leon

40,677 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line (Premium) Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C Class

97,032 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Porsche Cayenne

D V6 TIPTRONIC Porsche Cayenne

100,000 miles 2013 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0T ST-LINE 23000 MILES EURO6 ULEZ Ford EcoSport

23,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Leaf

39kWh Tekna Auto 5dr Nissan Leaf

23,000 miles 2024 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

96,600 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

96,421 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Civic

1.6 i-DTEC SR Euro 6 (s/s) 5dr Honda Civic

44,117 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ssangyong Tivoli

1.6D LE SUV 5dr Diesel Auto Euro 6 (115 ps) Ssangyong Tivoli

30,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Audi A4

1.4 TFSI S line S Tronic Euro 6 (s/s) 5dr Audi A4

84,700 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Volkswagen Touran

MPV (2015 - 2025) Volkswagen Touran

42,706 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 3dr MINI Hatch

56,688 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Recaro Convertible 2dr Petrol Manual Euro 6 (160 ps) Mazda Mx 5

71,097 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

109,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

75,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC SE Nav Vauxhall Corsa

15,529 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

48,154 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Euro 6 (s/s) 3dr BMW 1 Series

80,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Poole
£252/month
Example
  • Audi Q2

1.0 TFSI 30 Sport Euro 6 (s/s) 5dr Audi Q2

53,990 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A1

50,329 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat Talento

2.0 MultiJet 10 Tecnico L1 H1 Euro 6 (s/s) 5dr Fiat Talento

79,408 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£252/month
Example
  • Citroen C3

1.2 PureTech Shine Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

20,519 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5 T EcoBoost ST-Line Ford Kuga

40,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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