Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Vauxhall Insignia

1.5 SRI NAV 5d 163 BHP Vauxhall Insignia

23,710 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Partner

1.6 BLUEHDI 950 PROFESSIONAL L2 LWB VAN IN WHITE ( Peugeot Partner

62,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Jeep Renegade

1.4 LIMITED 5d 138 BHP ..UK WIDE DELIVERY AVAILABL Jeep Renegade

40,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost Active B+O Play 5dr Ford Fiesta

23,128 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost Active B+O Play 5dr Ford Fiesta

23,132 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • SEAT Leon

2.0 TSI Cupra 280 Hatchback 5dr Petrol Manual Euro 6 (s/s) (280 ps) SEAT Leon

57,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Renault Trafic

LH29 BUSINESS ENERGY DCI HR PV Renault Trafic

63,996 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Relay

35 L2H2 ENTERPRISE BLUEHDI Citroen Relay

46,831 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 SE 5d 74 BHP NEW SHAPE CORSA,1 OWNER FROM NEW, Vauxhall Corsa

3,600 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 ST-Line X 3dr Ford Fiesta

51,504 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • Audi A3

1.6 TDI Sport Saloon 4dr Diesel S Tronic Euro 6 (s Audi A3

70,755 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE 5d 107 BHP Mercedes Benz A Class

40,827 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 ST-Line X 3dr Ford Fiesta

51,504 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

1.6 GDi Blue Drive S 5dr 2WD Hyundai Tucson

40,083 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • Land Rover Discovery Sport

2.2 SD4 SE Tech Land Rover Discovery Sport

59,472 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech Trendline Volkswagen Caddy

47,200 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

99,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Honda Jazz

1.3 i-VTEC EX 5dr CVT Honda Jazz

23,095 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

68,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Walsall
£273/month
Example
  • BMW 1 Series

1.5 116d Sport Hatchback 5dr Diesel DCT Euro 6 (s/ BMW 1 Series

87,945 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Manchester
£216/month
Example
  • Audi A3

1.6 TDI S line Sportback 5dr Diesel S Tronic Euro Audi A3

59,452 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW X4

3.0 30d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X4

116,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Leicester
£273/month
Example
  • Ford EcoSport

1.0 EcoSport Titanium 5 Door 1.0L Ford EcoBoost 125PS FWD 6 Speed Manual Ford EcoSport

20,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Abarth 500

1.4 595 COMPETIZIONE 3d 177 BHP LOW MILEAGE 180 BH Abarth 500

19,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Toyota Proace

1.6 113BHP COMFORT MWB VAN IN WHITE WITH AIR CON ( Toyota Proace

86,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

ACENTA DIG-T SMART VISION XTRONIC Auto Nissan Qashqai

28,277 miles 2016 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • BMW 2 Series

1.5 218i Sport Coupe 2dr Petrol Auto Euro 6 (s/s) BMW 2 Series

37,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
York
£273/month
Example
  • Audi A4

2.0 TDI ULTRA SE 4d 148 BHP Audi A4

30,215 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Dispatch

M 1000 ENTERPRISE BLUEHDI S/S Citroen Dispatch

97,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leicester
£273/month
Example
  • Toyota Auris

1.6 V-Matic Icon+ 5dr NAV Toyota Auris

11,200 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 TDCi 105ps Low Roof Van Ford Transit

109,523 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ssangyong Rexton

2.0 EX 5dr Tip Auto Ssangyong Rexton

65,485 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Hatchback 5dr Dies BMW 1 Series

66,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

2.0 220D M SPORT 2d 188 BHP BMW 2 Series

62,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.