• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Fiat 124

1.4L SPIDER MULTIAIR LUSSO 2d 139 BHP NEW CAMBELT Fiat 124

39,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
London
£264/month
Example
  • BMW 5 Series

2.0 520d SE Saloon BMW 5 Series

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£264/month
Example
  • MG HS

1.5 T-GDI 16.6kWh Excite Auto Euro 6 (s/s) 5dr MG HS

67,154 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£206/month
Example
  • Volkswagen Polo

Tech Match 1.2 TSI Turbo Petrol 90BHP Automatic Volkswagen Polo

12,166 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£264/month
Example
  • Land Rover Range Rover Evoque

SE Tech 5 Door 2.0 Turbo Diesel 150BHP Manual Land Rover Range Rover Evoque

61,284 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£264/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost AMG Line (Premium) Saloon 4dr Petrol G-Tronic+ Euro 6 (s/s) (198 ps) Mercedes Benz C-Class

98,344 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Halifax
£264/month
Example
  • Citroen C3

PURETECH SHINE PLUS S/S EAT6 5-Door Citroen C3

7,800 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£206/month
Example
  • Nissan X Trail

1.6 DCI TEKNA Nissan X Trail

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£264/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

18,016 miles 2024 Zero Deposit

Home Delivery Available

£12,994
£206/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

16,123 miles 2024 Zero Deposit

Home Delivery Available

£12,994
£206/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium Plus) 7G-DCT Euro 6 (s Mercedes Benz A-Class

44,000 miles 2016 Zero Deposit

Home Delivery Available

£12,994
£264/month
Example
  • BMW 4 Series Gran Coupe

3.0 430d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

110,000 miles 2019 Zero Deposit

Home Delivery Available

£12,994
£264/month
Example
  • Audi A4

2.0 TDI 40 Black Edition Saloon 4dr Diesel S Troni Audi A4

96,000 miles 2019 Zero Deposit

Home Delivery Available

£12,994
£264/month
Example
  • BMW 3 Series

3.0 335d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 3 Series

115,000 miles 2017 Zero Deposit

Home Delivery Available

£12,994
£264/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ 4 DCT Euro 6 (s/s) 5dr Kia Sportage

68,200 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

22,343 miles 2024 Zero Deposit

Home Delivery Available

£12,994
Swindon
£206/month
Example
  • Kia Cee'd

1.5 T-GDi 3 Sportswagon DCT Euro 6 (s/s) 5dr Kia Cee'd

54,200 miles 2022 Zero Deposit

Home Delivery Available

£12,994
Oldham
£206/month
Example
  • Toyota C HR

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota C HR

61,250 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Mercedes Benz GLA Class

1.6 GLA180 Urban Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

70,850 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr (SNav) Skoda Octavia

78,235 miles 2016 Zero Deposit

Home Delivery Available

£12,994
£264/month
Example
  • Kia Niro

1.6 GDi 2 DCT Euro 6 ss 5dr Kia Niro

51,050 miles 2020 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Mercedes Benz E Class

2.0 E220d SE (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

77,900 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Toyota C HR

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota C HR

57,300 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • BMW 5 Series

2.0 520d SE Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

81,900 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost Sport (Premium) G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C-Class

70,500 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Kia Sportage

2.0 CRDi KX-4 Kia Sportage

53,576 miles 2018 Zero Deposit

Home Delivery Available

£12,994
Burnley
£264/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

60,700 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Audi Q2

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q2

68,000 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • Toyota Yaris

1.5 Vvt H Icon Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

45,212 miles 2023 Zero Deposit

Home Delivery Available

£12,994
Lincoln
£206/month
Example
  • Volkswagen Polo

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Polo

37,693 miles 2022 Zero Deposit

Home Delivery Available

£12,994
London
£206/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match Edition SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps) Volkswagen Tiguan

24,124 miles 2016 Zero Deposit

Home Delivery Available

£12,993
Darlington
£264/month
Example
  • BMW X1

2.0 20i GPF SE SUV 5dr Petrol DCT sDrive Euro 6 (s/s) (192 ps) BMW X1

40,170 miles 2019 Zero Deposit

Home Delivery Available

£12,993
Huddersfield
£264/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV AMG Line G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

81,271 miles 2018 Zero Deposit

Home Delivery Available

£12,991
London
£264/month
Example
  • Dacia Sandero Stepway

1.0 TCe Essential Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

11,720 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£206/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

91,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example
  • Volkswagen Tiguan

2.0 TSI BlueMotion Tech SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

78,798 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£264/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5162 Reviews

28
07/07/2026

I cannot fault this company at all

I cannot fault this company at all, very helpful the customer service was excellent and kept me informed all the time
Sally
28
04/07/2026

I’ve had the best experience

I’ve had the best experience, Aiden my advisor was super patient and helpful. I wanted to choose the best car I could in my budget and I’m very fussy so had lots of criteria! The process was simple and I’m buzzing with my new car! Thankyou so much!
Amy Dennis
28
03/07/2026

Fantastic service

Fantastic service..Lewis took care of everything from start to finish with patience and was always so helpful. This took all the stress of choosing and buyng a new car. It really was stress free from the first call to driving away my new car.
Jude Nemeth
28
03/07/2026

Easy process

Just such an easy process Elizabeth made it so easy and felt familiar chatting to her very quick to respond to my emails and calls brilliant service
Donna
28
03/07/2026

Brilliant team!

Joel was amazing dealing with myself & my car purchase. Really good service, would definitely recommend. Nothing was too much trouble, very patient and accommodating
Becca
28
02/07/2026

Great service

Great, fast, professional service and very helpful staff (Kattie) from the first call to the hand over of the vehicle.
Mr Malcolm Edwards
28
02/07/2026

Kieran at choose my car was amazing

Kieran at choose my car was amazing, really easy to work with and down to earth. He made everything so easy when buying my new car I couldn’t thank him enough for the effort and work he put in to helping me. Over all fantastic company - thank you so much and I love my new car!
Leanne
28
01/07/2026

James Robinshaw saved my life

James Robinshaw is an abslte hero - got me my car financed in 24 hours with nxt to no paperwork. Woz very frendly and profeshunal on the fone!
Joel Lewis
28
30/06/2026

Recommend Highly

After a bad experience with another broker but especially the dealership. Jay @ choose my car was exceptionally understanding and had me into another vehicle within days of contacting them. Would strongly recommend if you are looking for a broker to get you into a new vehicle other staff I spoke with knew who I was and connecting me with Jay if required. Top Service
Steve Willis
28
30/06/2026

Sully from choose my car has been ever…

Sully from choose my car has been ever so helpfull. Went above and beyond Managed to get me the car i wanted the right spec in the right colour I honestly can not recommend him enough
JOE LEAVY
28
30/06/2026

The Adrian was Great!!

The experience with Choosemycar was great. Adrian really helped up zone in on the right car based on the specs given and went out of his way to even call dealers when things looked sus. Very happy with the service
Kenny Smith
28
29/06/2026

Excellent Service

I was struggling to get a car for the past 2 months but after speaking to choose my car I got a car with a few days which was unbelievable because I had lost hope. I would like to say a BIG thankyou to Anthony who helped me get a car within a week. I would highly recommend getting your car from them. They are very well organised and they deliver the best service.
MZ
28
29/06/2026

As a young male it was very difficult…

As a young male it was very difficult to find the right car and right plan for me but samatha and aj were both very helpful and pleasant every time I needed help. So I am very grateful and they both deserve recognition.
Shay Scanlon-Doyle
28
29/06/2026

Very Helpful

Very Helpful. From initial contact to picking up the car it was as if he was stood by my side.
melvyn evans
28
28/06/2026

I experienced 5-star service from start…

I experienced 5-star service from start to finish with AJ at Choose My Car. He was friendly, professional, and genuinely respectful throughout the entire process. As a female, I felt completely at ease, never under any pressure, and was treated with honesty and respect. AJ took the time to answer all of my questions and made the whole experience smooth, straightforward, and enjoyable. I would definitely recommend Choose My Car, and especially AJ, to anyone looking for excellent customer service. Thank you for making the experience such a positive one!
Nat
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.