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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Peugeot Partner

1.6 BLUEHDI 950 PROFESSIONAL L2 LWB VAN IN WHITE ( Peugeot Partner

62,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Vignale Edition 5dr Ford Fiesta

31,691 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Leicester
£216/month
Example
  • Toyota Proace

1.6 113BHP COMFORT MWB VAN IN WHITE WITH AIR CON ( Toyota Proace

86,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

114 1.5 116D M SPORT 5d 114 BHP BMW 1 Series

49,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader 130BHP RWD Euro 6 JUMBO L4 Ford Transit

98,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

25,648 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Volkswagen Golf

1.6 MATCH EDITION TDI BMT DSG 5d 109 BHP Volkswagen Golf

28,024 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • SEAT Arona

TSI SE TECHNOLOGY SEAT Arona

15,402 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Southampton
£216/month
Example
  • Audi A4

1.4 TFSI Black Edition Estate 5dr Petrol S Tronic Audi A4

91,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 R LINE TSI 5d 109 BHP Volkswagen Polo

25,800 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Mercedes Benz B Class

B180 1.3 B180 Sport (Premium) MPV 5dr Petrol 7G-DCT Eur Mercedes Benz B Class

55,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Zafira

1.4T Design 5dr Vauxhall Zafira

43,854 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 208

1.2 PureTech GT Hatchback 5dr Petrol Manual Euro 6 Peugeot 208

46,107 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Insignia

2.0 GRAND SPORT ELITE NAV 5d 168 BHP Vauxhall Insignia

30,695 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.0 340 LR P/V 129 BHP Ford Transit

67,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Vauxhall Corsa

1.4 [75] Energy 5dr [AC] Vauxhall Corsa

14,595 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

1.6 CRDi MHEV SE Nav SUV 5dr Diesel Hybrid Manual Hyundai Tucson

72,775 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Citigo

1.0 MPI 75 SE L 5dr ASG Skoda Citigo

9,949 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Mokka

1.6i Elite SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) Vauxhall Mokka

25,615 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Trafic

2.0 dCi ENERGY 30 Business+ 1 OWNER LWB FULL SERVI Renault Trafic

66,836 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Ateca

1.6 TDI SE Technology SUV 5dr Diesel Manual Euro 6 SEAT Ateca

49,627 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

290 LR PV Ford Transit

50,774 miles 2016 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ5 Automatic 5-Door From £12,995 + Retail Package Suzuki Swift

19,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Blackpool
£273/month
Example
  • Nissan Qashqai

ACENTA DIG-T SMART VISION XTRONIC Auto Nissan Qashqai

28,277 miles 2016 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect Hatchback 5dr Petrol Hyb Hyundai i20

26,049 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 ECOBLUE LEADER 1 OWNER LOW MILES FACTORY S Ford Transit

49,495 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Kadjar

1.5 dCi Dynamique S Nav 5dr Hatchback Renault Kadjar

27,681 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

57,756 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan NV300

2.0 dCi 28 VISA FRIDGE VAN L1H1 EURO 6 120BHP WITH Nissan NV300

68,015 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Vivaro

1.5 TURBO 2900 DYNAMIC L2H1 LWB EURO 6 FULL SERVIC Vauxhall Vivaro

55,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive 5dr MG ZS

16,098 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Proace

1.5 BLUEHDI ICON LWB 1 OWNER EURO 6 100BHP AIR CON Toyota Proace

32,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

1.5 240 ECOBLUE LIMITED PANEL VAN 5DR DIESEL MANUA Ford Transit

38,269 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

1.5 240 ECOBLUE LIMITED L2 LWB EURO 6 120BHP 1 OWN Ford Transit

52,960 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 308

1.2 Puretech Gt Line Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Peugeot 308

48,072 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Ford C Max

1.0 EcoBoost 125 Titanium 5dr Ford C Max

27,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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