• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Ford Puma

43,008 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 SD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

75,830 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Kadjar

1.5 dCi Dynamique S Nav 5dr Hatchback Renault Kadjar

27,681 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Skoda Kamiq

1.0 TSI 95 S 5dr Skoda Kamiq

31,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mazda Mazda6

2.0 SKYACTIV-G Sport Nav Saloon 4dr Petrol Manual Mazda Mazda6

49,900 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C3

1.2 PureTech Shine SUV 5dr Petrol Manual Euro 6 (s Citroen C3

5,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£216/month
Example
  • Ford Kuga

2.0 Kuga ST-Line X TDCi 4x4 Auto 4WD 5dr Ford Kuga

74,227 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Inverness
£273/month
Example
  • Nissan Qashqai

1.2 Qashqai Tekna DiG-T 5dr Nissan Qashqai

13,257 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Inverness
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

72,380 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Elite Nav Vauxhall Grandland

41,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£216/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Technology SE Business DSG Automatic Estate Volkswagen Passat

86,314 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C Class

2.0 C350e 6.4kWh AMG Line Mercedes Benz C Class

92,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • Peugeot 508

1.5 BlueHDi GT Premium Fastback 5dr Diesel EAT Eur Peugeot 508

90,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Mokka

ecoTEC Elite Nav 1.4T Vauxhall Mokka

23,776 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Grandland

1.5 Turbo D Griffin Edition Vauxhall Grandland

43,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d SE Hatchback 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz A Class

49,550 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Harlow
£273/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford EcoSport

42,600 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Ford Transit

67,532 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example
  • Ford Transit

2.0 Transit Leader Van 350 L3 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

69,538 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example
  • Vauxhall Vivaro

L2H2 2900 CDTI BITURBO SS Vauxhall Vivaro

76,698 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Discovery Sport

85,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Berlingo

1.5 BlueHDi 650 Enterprise M Citroen Berlingo

54,356 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

270 Limited Lr Pv Ford Transit

77,853 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Superb

1.6 SE TECHNOLOGY TDI DSG 5d 118 BHP FINANCE FROM Skoda Superb

105,100 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • BMW 3 Series

3.0 335D XDRIVE M SPORT GRAN TURISMO 5d 309 BHP FI BMW 3 Series

84,100 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Vauxhall Crossland

1.5 Turbo D [120] Elite Edition 5dr Auto Vauxhall Crossland

28,131 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

TREND . AUTOMATIC . 5 Door Petrol Ford Fiesta

39,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

25,648 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Dacia SPRING

65 26.8kWh EXTREME Hatchback 5dr Electric Auto (65 Dacia SPRING

2,740 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£216/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

46,900 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford EcoSport

ST-LINE 5-Door PETROL Ford EcoSport

28,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

TITANIUM 5-Door AUTOMATIC PETROL Ford Fiesta

21,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 500

1.2 Pop 3dr Dualogic AUTOMATIC AUTOMATIC 1,730 MILES 1 OWNER SERVICE HISTOR Fiat 500

1,730 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo SR 5dr CVT Honda Civic

59,870 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Tourneo

Zetec 5 Door Petrol . Small MPV Ford Tourneo

29,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 L5 C/C 129 BHP Ford Transit

102,670 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.