Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Kia Niro

64kwh 4 Suv 5dr Electric Auto (201 Bhp) Kia Niro

68,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A4

2.0 TDI ULTRA SE 4d 148 BHP Audi A4

30,215 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD (Nav) Estate 5dr Diese Volkswagen Golf

0 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Citroen Dispatch

M 1000 ENTERPRISE BLUEHDI S/S Citroen Dispatch

97,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leicester
£273/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Hatchback 3dr Petrol Manual Eur Ford Fiesta

41,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

90,016 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen Relay

2.2 BlueHDi L2 H2 140ps Enterprise In White , Ulez compliant , 1 Owner , Fu Citroen Relay

65,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

1.2 Elite Edition 5dr Vauxhall Corsa

18,264 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI DSG Euro 6 (s/s) 5dr Volkswagen Golf

107,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 310 EcoBlue Leader FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

41,700 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Crafter

2.0 TDI 140bhp MWB HIGH ROOF Euro 6 Trendline AIR CON Volkswagen Crafter

99,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Sorento

2.2 CRDi KX-2 SUV 5dr Diesel Manual AWD Euro 6 (s/ Kia Sorento

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

Black Edition Plus Audi A5

96,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Toyota Auris

1.6 V-Matic Icon+ 5dr NAV Toyota Auris

11,200 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Hatchback 3dr Petrol Ma Audi A1

38,700 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 TDCi 105ps Low Roof Van Ford Transit

109,523 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ssangyong Rexton

2.0 EX 5dr Tip Auto Ssangyong Rexton

65,485 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

46,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mazda 2

1.5 (90ps) Red Edition (s/s) Hatchback 5d 1496cc Mazda 2

20 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia PRO_CEE'D

1.6CRDi (126bhp) SE Hatchback 3d 1582cc ISG Kia PRO_CEE'D

16,600 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.4 TFSI CoD Sport Sportback 5dr Petrol Manual Eur Audi A3

25,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

90,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Leicester
£216/month
Example
  • Audi A5

2.0 TFSI Sport Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

92,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium X SUV 5dr Petrol Auto AWD Euro 6 (s/s) (182 ps) Ford Kuga

38,900 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

45,250 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

2.0 220D M SPORT 2d 188 BHP BMW 2 Series

62,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.