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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Peugeot Partner

1.5 BlueHDi 1000 Grip Premium Standard Panel Van SWB Euro 6 5dr Peugeot Partner

33,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Hatchback 5dr Petrol Man Volkswagen Golf

56,779 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Armagh
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2700 Sportive Panel Van 6dr Diesel Man Vauxhall Vivaro

50,923 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Edition FWD L3 H2 Euro 6 5dr Vauxhall Movano

77,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H2 Euro 6 5dr Ford Transit

44,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan X Trail

1.6 dCi Tekna XTRON Euro 6 (s/s) 5dr Nissan X Trail

54,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

65,869 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Warrington
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 Volkswagen Polo

29,624 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Warrington
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Cabriolet DSG Euro 5 (s/s) 2dr Volkswagen Golf

41,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Hse Dynamic Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

71,890 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) ( Land Rover Discovery Sport

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

55,712 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

ICONIC DCI Renault Captur

35,955 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

TITANIUM 5-Door Ford Fiesta

9,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Crawley
£273/month
Example
  • Audi A3

1.0 TFSI 30 S line Sportback Euro 6 (s/s) 5dr Audi A3

31,053 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki SX4

1.0 Boosterjet SZ-T SUV 5dr Petrol Auto (111 ps) Suzuki SX4

5,424 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Isuzu D Max

2.5 TD Blade 4x4 4dr Isuzu D Max

106,350 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual AWD (135 g/km, 178 bhp) Ford Kuga

24,160 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Ford Transit

1.5 250 EcoBlue Limited L2 Euro 6 (s/s) 5dr Ford Transit

29,700 miles 2022 Zero Deposit

Home Delivery Available

£12,995
High Wycombe
£216/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive SUV 5dr Petrol (s/s) (106 ps) MG ZS

10,962 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • BMW 2 Series

1.5 225xe 10kWh Sport (Premium) MPV 5dr Petrol Plu BMW 2 Series

71,480 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

29,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Reading
£273/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

92,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Reading
£273/month
Example
  • Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel (s/s) (150 ps) Ford Kuga

20,575 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Ford Puma

1.0 T EcoBoost MHEV ST-Line X Ford Puma

27,670 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive SUV 5dr Petrol (s/s) (106 ps) MG ZS

10,297 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Mercedes Benz A Class

A180 1.3 A180 Sport (Executive) Hatchback 5dr Petrol Eu Mercedes Benz A Class

60,712 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Nissan Qashqai

1.5 dCi Tekna SUV 5dr Diesel Manual (103 g/km, 108 bhp) Nissan Qashqai

21,725 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Ford Focus

1.0 T EcoBoost Active X Ford Focus

62,678 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

68,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 2008

1.2 PureTech GPF Allure SUV 5dr Petrol (s/s) (130 ps) Peugeot 2008

15,138 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Citroen Relay

2.0 BlueHDi H2 Van 130ps Enterprise Citroen Relay

70,021 miles 2017 Zero Deposit

Home Delivery Available

£12,995
York
£273/month
Example
  • BMW 3 Series

2.0 320i xDrive SE Saloon BMW 3 Series

31,757 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI DSG Euro 6 (s/s) 5dr Volkswagen Golf

107,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost 140 5dr Ford Fiesta

28,294 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 TDCi 310 Limited Combi Van 6dr Diesel Manual L Ford Transit

70,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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