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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

23,368 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-T 5dr Auto Suzuki Swift

13,205 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

73,348 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Sunderland
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

70,070 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bournemouth
£273/month
Example
  • Vauxhall Corsa

100kW Design 50kWh 5dr Auto Vauxhall Corsa

8,848 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Mokka

1.2 Turbo GS Line 5dr Vauxhall Mokka

72,976 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Koleos

2.0 dCi GT Line X-Trn A7 4WD Euro 6 (s/s) 5dr Renault Koleos

55,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 2008

Estate GT Peugeot 2008

38,193 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Hatch

1.5 Cooper Sport 3dr MINI Hatch

21,350 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Inverness
£273/month
Example
  • Mercedes Benz B Class

B180d AMG Line Premium 5dr Auto Mercedes Benz B Class

33,659 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bedford
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Performance Euro 6 (s/s) 3dr Volkswagen Golf

87,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£273/month
Example
  • Vauxhall Astra

1.5 Turbo D Ultimate Hatchback 5dr Diesel Manual E Vauxhall Astra

60,875 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volvo S90

2.0 D4 R-Design Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

99,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia XCEE'D

1.4 T-GDi 3 Euro 6 (s/s) 5dr Kia XCEE'D

52,700 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0 EcoBlue Vignale Estate 5dr Diesel Auto Euro 6 Ford Focus

74,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£273/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel Manual Euro 6 ( Volkswagen Golf

49,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia PROCEE'D

1.4 T-GDi GT-Line Lunar Edition Shooting Brake 5dr Kia PROCEE'D

51,675 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar XE

2.0d Prestige Saloon 4dr Diesel Auto AWD Euro 6 (s Jaguar XE

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Euro 6 (s/s) 5dr Volkswagen Golf

36,540 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Premium Estate Nimbus Grey Dies Peugeot 308

80,168 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 3008

1.5 BlueHDi Allure EAT Euro 6 (s/s) 5dr Peugeot 3008

59,433 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A-Class

59,652 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Clubman

2.0 Cooper SD Estate 6dr Diesel Auto Euro 6 (s/s) MINI Clubman

24,031 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Ibiza

1.0 Tsi Fr Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 Ps) SEAT Ibiza

38,715 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Hatchback 5dr Petrol Manual Euro Volkswagen Golf

45,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Iveco Daily

3.0D HPI 18V 70C 3750 Chassis Cab 2dr Diesel Manua Iveco Daily

109,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T N-CONNECTA Nissan Qashqai

26,547 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Vauxhall Corsa

16,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

4,553 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki S-Cross

1.4 Boosterjet 48V Hybrid Motion 5dr Suzuki S-Cross

32,015 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Bedford
£216/month
Example
  • MINI Hatch

1.5 Cooper Classic II 5dr Auto MINI Hatch

54,202 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

1.3 A180 Sport Euro 6 (s/s) 5dr Mercedes Benz A-Class

51,804 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Electric Hatch

Cooper SE 32.6kWh Level 3 Auto 3dr MINI Electric Hatch

27,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol S Tronic Euro Audi A1

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5t Ecoboost St Line Suv 5dr Petrol Auto Euro 6 (s/s) (150 Ps) Ford Kuga

41,305 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 CRDi GT-Line ULEZ Diesel Manual 5 Door Kia Sportage

49,691 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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