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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Volkswagen T Roc

1.6 TDI R-Line Volkswagen T Roc

91,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • Jaguar F Pace

2.0 D240 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,554 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Movano

2.2 CDTi 3500 BiTurbo Dynamic Panel Van 5dr Diesel Vauxhall Movano

47,609 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Grip Premium Standard Panel Van SWB Euro 6 5dr Peugeot Partner

33,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible 2dr Diesel Auto Euro BMW 4 Series

79,325 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bangor
£273/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol EAT6 Euro 6 (s/s) (110 ps) Citroen C3

19,700 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Rio

1.4 2 Automatic Kia Rio

19,300 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 3-Door Hatch Cooper Seven Edition MINI Hatch

22,440 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

TRENDLINE C20 SWB 2.0 TDI 102ps EU6 Volkswagen Caddy

49,293 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 T EcoBoost Zetec AUTOMATIC Ford Fiesta

4,550 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Lexus CT 200h

200H PREMIER Lexus CT 200h

106,150 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

350 LEADER PREMIUM DROPSIDE L4 RWD 2.0 TDCI 130ps EU6 Ford Transit

86,164 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H2 Euro 6 5dr Ford Transit

44,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

S Edition Tce Renault Captur

7,370 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi ASX

2.0 MIVEC Exceed SUV 5dr Petrol Manual Euro 6 (s/s Mitsubishi ASX

25,019 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Hyundai i10

1.2 I10 PREMIUM Hyundai i10

13,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition SUV 5dr Petrol S Troni Audi Q3

71,592 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line (Executive) Hatchback 5dr Petrol Mercedes Benz A Class

48,116 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Volkswagen Passat

2.0 TDI GT Saloon 4dr Diesel Manual Euro 6 (s/s) ( Volkswagen Passat

63,061 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Boxer

2.2 BlueHDi 435 Professional L4 H2 Euro 6 (s/s) 5dr Peugeot Boxer

89,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV SE-L Lux SUV 5dr Petrol Manu Mazda Cx 30

48,655 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Colchester
£216/month
Example
  • Kia Sportage

2.0 CRDi EcoDynamics+ GT-Line SUV 5dr Diesel Manua Kia Sportage

57,820 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Dies Volkswagen Tiguan

70,279 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • BMW 1 Series

1.5 116d SE Hatchback 5dr Diesel Manual Euro 6 (s/ BMW 1 Series

45,695 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Relay

2.0 BlueHDi H2 Van 130ps Enterprise Citroen Relay

70,021 miles 2017 Zero Deposit

Home Delivery Available

£12,995
York
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Discovery Sport

61,313 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Audi A5

2.0 TDI S line Audi A5

97,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Scala

1.5 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) ( Skoda Scala

19,125 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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