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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

973-1000 of over 1,000 cars

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1.0 1.0 120hp Club Fiat 500

35,709 miles 2023 Zero Deposit

Home Delivery Available

2.0 Turbo D 3100 Elite L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

89,000 miles 2019 Zero Deposit

Home Delivery Available

2.1 C220d Sport G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

61,430 miles 2017 Zero Deposit

Home Delivery Available

Clubman Cooper S 2.0 6-Door - 46,100 miles - Sat Nav, Camera, Half Leather Seats - FSH - Grey - SOLD MINI Clubman

46,100 miles 2017 Zero Deposit

Home Delivery Available

1.5 TSI EVO Match Euro 6 (s/s) 5dr Volkswagen Golf

57,600 miles 2019 Zero Deposit

Home Delivery Available

1.8 TSI GTI DSG Euro 6 (s/s) 5dr Volkswagen Polo

77,000 miles 2017 Zero Deposit

Home Delivery Available

2.0 320 EcoBlue Trend L2 H1 Euro 6 (s/s) 5dr Ford Transit

78,676 miles 2020 Zero Deposit

Home Delivery Available

64kWh 2 Auto 5dr Kia Niro

53,259 miles 2021 Zero Deposit

Home Delivery Available

1.5 Turbo D Ultimate Vauxhall Crossland

29,236 miles 2022 Zero Deposit

Home Delivery Available

1.6 CRDi SE Nav Euro 6 (s/s) 5dr Hyundai Tucson

46,000 miles 2018 Zero Deposit

Home Delivery Available

1.4 TSI BlueMotion Tech SE Nav Volkswagen Golf

56,000 miles 2017 Zero Deposit

Home Delivery Available

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

70,249 miles 2016 Zero Deposit

Home Delivery Available

1.0 eTSI MHEV SE Auto SEAT Leon

81,938 miles 2023 Zero Deposit

Home Delivery Available

2.0 TDI S line S Tronic Euro 6 (s/s) 5dr Audi A4

87,200 miles 2016 Zero Deposit

Home Delivery Available

2.0 Transit Leader Van 350 L3 / H3 2.0L Ford EcoBlue 130PS RWD 6 Speed Manual Ford Transit

78,917 miles 2022 Zero Deposit

Home Delivery Available

2.0 ED4 SE TECH Land Rover Range Rover Evoque

52,000 miles 2017 Zero Deposit

Home Delivery Available

2.0 300 EcoBlue Ford Transit

51,500 miles 2019 Zero Deposit

Home Delivery Available

2.0 220d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 2 Series

79,000 miles 2018 Zero Deposit

Home Delivery Available

1.0 TSI SE Volkswagen T Roc

60,777 miles 2018 Zero Deposit

Home Delivery Available

2.0 eD4 SE Tech FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

43,000 miles 2018 Zero Deposit

Home Delivery Available

3.0d V6 S Auto Euro 6 (s/s) 4dr Jaguar XF

70,500 miles 2015 Zero Deposit

Home Delivery Available

3.0 730d M Sport Exclusive Auto Euro 5 (s/s) 4dr BMW 7 Series

92,600 miles 2015 Zero Deposit

Home Delivery Available

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

21,418 miles 2021 Zero Deposit

Home Delivery Available

1.7 110 CDI Progressive FWD L2 Euro 6 (s/s) 5dr (LWB) Mercedes Benz Vito

58,574 miles 2021 Zero Deposit

Home Delivery Available

2.5 300h Advance E-CVT Euro 6 (s/s) 4dr Lexus IS

98,550 miles 2016 Zero Deposit

Home Delivery Available

3.0 TDI V6 S line Plus Tiptronic quattro Euro 5 (s/s) 5dr Audi Q7

86,700 miles 2013 Zero Deposit

Home Delivery Available

1.4 TSI GTE DSG Euro 6 (s/s) 4dr Volkswagen Passat

56,000 miles 2018 Zero Deposit

Home Delivery Available

2.0 GTDi R-Sport Jaguar XE

40,000 miles 2015 Zero Deposit

Home Delivery Available

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service

Sarah Heavisides

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house. All went smooth answered all my questions and doubts

Osarenokeme Egonmwan

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!

JASON RADDENBURY

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!

Kerrine Guthrie

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.

Mr Jacob Williams

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.