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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

973-1000 of over 1,000 cars

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2.0 Cooper S Classic Steptronic Euro 6 (s/s) 5dr MINI Hatch

64,000 miles 2020 Zero Deposit

Home Delivery Available

2.0 D150 FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

47,177 miles 2020 Zero Deposit

Home Delivery Available

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 2008

28,000 miles 2020 Zero Deposit

Home Delivery Available

1.5 116d Sport Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) BMW 1 Series

16,000 miles 2017 Zero Deposit

Home Delivery Available

1.2 PureTech 110 Plus 5dr EAT6 Citroen C3

8,485 miles 2024 Zero Deposit

Home Delivery Available

2.0 D3 R DESIGN 5dr Volvo XC40

94,481 miles 2018 Zero Deposit

Home Delivery Available

2.0 A180d SE Hatchback 5dr Diesel Manual Euro 6 (s Mercedes Benz A-Class

73,123 miles 2022 Zero Deposit

Home Delivery Available

TSI FR TECHNOLOGY SEAT Leon

69,889 miles 2018 Zero Deposit

Home Delivery Available

1.5 T3 Pro Hatchback 5dr Petrol Auto Euro 6 (s/s) Volvo V40 Cross Country

46,871 miles 2018 Zero Deposit

Home Delivery Available

GDI SE NAV BLUE DRIVE Hyundai Tucson

52,327 miles 2018 Zero Deposit

Home Delivery Available

TSI FR SEAT Ibiza

23,050 miles 2018 Zero Deposit

Home Delivery Available

2.0 TDI ultra S line Sportback 5dr Diesel Manual E Audi A5

83,263 miles 2017 Zero Deposit

Home Delivery Available

1.6 i-DTEC Black Edition Auto 4WD Euro 6 5dr Honda Cr V

93,349 miles 2017 Zero Deposit

Home Delivery Available

1.0 Tce Comfort MPV 5dr Petrol Manual Euro 6 (s/s) (110 Ps) Dacia Jogger

31,600 miles 2022 Zero Deposit

Home Delivery Available

T2 Momentum Manual Volvo V40

15,776 miles 2018 Zero Deposit

Home Delivery Available

TSI FR TECHNOLOGY SEAT Leon

38,522 miles 2019 Zero Deposit

Home Delivery Available

1.0 TSI FR Sport Hatchback 5dr Petrol SEAT Ibiza

55,000 miles 2023 Zero Deposit

Home Delivery Available

TDI SE TECHNOLOGY LUX SEAT Arona

23,122 miles 2019 Zero Deposit

Home Delivery Available

TITANIUM Ford Focus

28,698 miles 2019 Zero Deposit

Home Delivery Available

1.5 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s Peugeot 5008

70,000 miles 2019 Zero Deposit

Home Delivery Available

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A-Class

66,000 miles 2019 Zero Deposit

Home Delivery Available

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

68,959 miles 2016 Zero Deposit

Home Delivery Available

TSI EVO FR SEAT Leon

38,895 miles 2019 Zero Deposit

Home Delivery Available

2.0 118d M Sport Shadow Edition Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 ps) BMW 1 Series

68,824 miles 2018 Zero Deposit

Home Delivery Available

TDI ULTRA SE TECHNIK Audi A5

47,732 miles 2016 Zero Deposit

Home Delivery Available

2.1 C220d AMG Line Saloon 4dr Diesel G-Tronic+ 4MA Mercedes Benz C-Class

82,520 miles 2017 Zero Deposit

Home Delivery Available

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

44,038 miles 2020 Zero Deposit

Home Delivery Available

2.0 320 EcoBlue Titanium L1 Euro 6 (s/s) 5dr Ford Tourneo

90,000 miles 2020 Zero Deposit

Home Delivery Available

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house. All went smooth answered all my questions and doubts

Osarenokeme Egonmwan

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!

JASON RADDENBURY

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!

Kerrine Guthrie

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.

Mr Jacob Williams

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!

01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!

Harry

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.