Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Renault Kadjar

1.3 DYNAMIQUE NAV TCE 5d 139 BHP Renault Kadjar

30,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar XF

2.0L PRESTIGE 4d AUTO 161 BHP Jaguar XF

58,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Edition Panel Van 5dr Diesel Vauxhall Movano

32,334 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Walsall
£216/month
Example
  • Ford Transit

1.5 230 EcoBlue Trend Crew Van L2 Euro 6 (s/s) 6dr Ford Transit

10,685 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Passat

2.0 TDI GT Saloon 4dr Diesel Manual Euro 6 (s/s) ( Volkswagen Passat

73,883 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match SUV 5dr Petrol Manual Euro 6 (s/ Volkswagen Tiguan

82,472 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£273/month
Example
  • Toyota AYGO

1.0 VVT-i x-cite 5-Dr Toyota AYGO

17,654 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Combo

1.5 L1H1 2300 DYNAMIC 101 BHP SUPERB INSIDE AND OU Vauxhall Combo

18,577 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

71,900 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE TECH 5d 180 BHP Land Rover Discovery Sport

71,549 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.6 THP GTi by Peugeot Sport Euro 6 (s/s) 5dr Peugeot 308

40,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

89,600 miles 2017 Zero Deposit

Home Delivery Available

£12,995
York
£273/month
Example
  • SEAT Leon

1.5 TSI EVO FR Euro 6 (s/s) 5dr SEAT Leon

22,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Yaris

1.5 VVT-h Icon Tech E-CVT Euro 6 (s/s) 5dr Toyota Yaris

14,971 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

A180 A 180 D AMG LINE PREMIUM 5-Door Mercedes Benz A Class

84,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

62,460 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect DCT Euro 6 (s/s) 5dr Hyundai i20

34,300 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ 2 Euro 6 (s/s) 5dr Kia Sportage

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan NV400

SE DCi Car Transporter Nissan NV400

91,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.5 SE PREMIUM 5d 101 BHP Vauxhall Corsa

27,099 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Derry
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.