Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Mercedes Benz B Class

B180 1.3 B180 Sport MPV 5dr Petrol 7G-DCT Euro 6 (s/s) Mercedes Benz B Class

54,362 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example
  • Mercedes Benz CLA

2.1L CLA 220 D AMG LINE 5d 174 BHP Mercedes Benz CLA

86,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Citroen C4

1.2 PURETECH FEEL S/S 5d 129 BHP Citroen C4

23,146 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C Class

C250 2.1L C250 BLUETEC AMG LINE PREMIUM 4d AUTO 204 BHP Mercedes Benz C Class

82,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series

68,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

2.0 TDI Black Edition Plus Audi A4

48,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford C Max

1.0 EcoBoost 125 Titanium 5dr Ford C Max

27,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Hi Lux

2.4 Active 4WD | Arborist | Tree Surgeon | Crew Ca Toyota Hi Lux

73,509 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Walsall
£273/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 435 L4H2 PROFESSIONAL P/V 130 BHP Peugeot Boxer

117,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Volkswagen Tiguan

2.0 TDi BlueMotion Tech Match Edition 150 5dr DSG Volkswagen Tiguan

57,724 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.2 350 H/R P/V 124 BHP Ford Transit

103,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Skoda Karoq

1.6 TDI SE DSG Euro 6 (s/s) 5dr Skoda Karoq

63,919 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Ford Tourneo

1.5 TITANIUM TDCI 5d 118 BHP WHEELCHAIR ACCESS WAV Ford Tourneo

58,408 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Warrington
£273/month
Example
  • Vauxhall Crossland

1.2 ELITE Vauxhall Crossland

27,133 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Southampton
£216/month
Example
  • Mercedes Benz C Class

C220 C220d SE Executive 5dr 6 SP MANUAL MBSH SAT NAV Mercedes Benz C Class

87,628 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • Audi Q3

2.0 TDI S LINE 5d 148 BHP Audi Q3

45,171 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5 TDCi ST-Line SUV 5dr Diesel Manual Euro 6 (s/s Ford Kuga

48,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 BASE P/V L1 H1 104 BHP Ford Transit

104,473 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 5 Series

3.0 535d M Sport Saloon BMW 5 Series

108,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.