Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Mercedes Benz C Class

C200 2.0 C200 SPORT 4d 184 BHP FINANCE+NATIONWIDE DELIV Mercedes Benz C Class

94,195 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Hatchback 5dr Petrol DSG Euro 6 (s/s) (90 ps) Volkswagen Polo

19,674 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 2 Series

73,200 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T ACENTA PREMIUM 5d 139 BHP Nissan Qashqai

83,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Barnsley
£216/month
Example
  • Volkswagen Caddy

TRENDLINE C20 SWB 2.0 TDI 102ps EU6 Volkswagen Caddy

49,293 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Sharan

1.4 TSI SE DSG Euro 6 ss 5dr Volkswagen Sharan

61,575 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q3

1.4 TFSi AUTOMATIC *ONE LADY OWNER* *SAT NAV* Audi Q3

63,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Eastbourne
£273/month
Example
  • BMW 1 Series

116 1.5 116d M Sport Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) BMW 1 Series

50,232 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 200 LIMITED TDCI 119 BHP Euro 6 Clean air zone Ford Transit

72,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 L5 C/C 129 BHP Ford Transit

102,670 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

1.6 TDI SE Nav Saloon 4dr Diesel DSG Euro 6 (s/s) Volkswagen Passat

60,474 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Luton
£273/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport CVT Euro 6 (s/s) 5dr Honda Civic

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Nav 5dr Vauxhall Corsa

19,049 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota C HR

1.2 Vvt I Dynamic Suv 5dr Petrol Manual Euro 6 (s/s) (115 Ps) Toyota C HR

42,575 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Grandland

1.2 Turbo SRi Nav 5dr Vauxhall Grandland

33,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (13 MINI Clubman

25,170 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 GDi Edition 25 SUV 5dr Petrol Manual Euro 6 (s Kia Sportage

59,455 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Kadjar

1.5 Blue dCi S Edition SUV 5dr Diesel Manual Euro Renault Kadjar

28,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

73,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

22,981 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£216/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

41,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Mercedes Benz A Class

2.0 A200d Sport Mercedes Benz A Class

24 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wolverhampton
£216/month
Example
  • Renault Trafic

2.0 SL28 ENERGY dCi 145 Business+ MY19 Renault Trafic

23,653 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Tesla Model-3

Standard Range Plus Auto RWD 4dr Tesla Model-3

71,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

Stepway 1.0 Tce 90 Cmft Au Dacia Sandero Stepway

20,382 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Hi Lux

Active Extra Cab Pick Up 2.4 D-4D Toyota Hi Lux

94,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Euro 6 (s/s) 5dr Skoda Fabia

14,736 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo 5dr Skoda Fabia

14,736 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Clio

1.6 E-TECH S Edition Auto Euro 6 (s/s) 5dr Renault Clio

28,533 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line SUV 5dr Diesel Tiptronic 4WD Euro 6 (s/s) Volkswagen Touareg

95,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
High Wycombe
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE TECH Land Rover Discovery Sport

58,445 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (145 Ps) Vauxhall Astra

23,026 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Mercedes Benz CLA

2.1 CLA220 CDI OrangeArt Mercedes Benz CLA

62,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo SE SUV 5dr Petrol Manual Euro 6 (s/s) (1 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo SR 5 Dr Honda Civic

29,950 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Gillingham
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Ma Ford Kuga

62,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Telford
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.