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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Volkswagen Golf

1.5 eTSI MHEV Life DSG Euro 6 (s/s) 5dr Volkswagen Golf

83,310 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Kona

ULTIMATE FULL ELECTRIC LEATHER SAT BAV AUTO APPLE PLAY 71 PLATE Hyundai Kona

96,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Darlington
£216/month
Example
  • Mitsubishi L200

2.4 L200 Barbarian DI-D Auto 4WD Mitsubishi L200

119,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Luton
£273/month
Example
  • Mitsubishi Delica

D:3 G 1.6 7 Seater MPV Automatic Petrol Mitsubishi Delica

42,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C-Class

2.0 C200 SE Executive Edition G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C-Class

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost Sport Saloon 4dr Petrol G-T Mercedes Benz C-Class

90,393 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Belfast
£273/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Hatchback 5dr Diesel EAT Euro 6 Peugeot 308

69,945 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Belfast
£216/month
Example
  • Citroen Relay

2.2 HDi 35 Enterprise Dropside 2dr Diesel Manual L Citroen Relay

115,002 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Exeter
£273/month
Example
  • Ford Kuga

TITANIUM X TDCI Ford Kuga

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Abarth 595

1.4 T-Jet 165 Turismo 70th Anniversary 3dr Abarth 595

25,289 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Estate 5dr Diesel Manual Eur Ford Focus

66,226 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

ST-2 1.5 EcoBoost 5-Door. 1 Owner, SYNC 3 Sat Nav, Cruise. Full Ford History. 58k. Performance Blue Ford Fiesta

58,100 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

ST-Line 1.0 EcoBoost 155 MHEV - SYNC 3 Sat Nav, Power Tailgate, Heated Seats - FSH. Metropolis White Ford Puma

56,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A1

39,619 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£273/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Citroen C4

36,368 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz B Class

1.5 B180d Sport (Executive) MPV 5dr Diesel 7G-DCT Mercedes Benz B Class

21,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost 100 ST-Line Edition 5dr Ford Fiesta

12,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen C4

BLUE HDI FEEL PLUS Citroen C4

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

2.0 220i Sport Coupe 2dr Petrol Auto Euro 6 (s/s) BMW 2 Series

57,225 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • Ford Fiesta

Ford Fiesta Hatchback 1.0 EcoBoost Active X 5dr Ford Fiesta

29,621 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Captur

1.3 Tce Iconic Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Renault Captur

15,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi Q2

1.4 TFSI CoD Sport Audi Q2

57,800 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE 5-DOOR 11,000 MILES FULL SERVICE HISTORY 1 OWNER 15 MONTHS WARRANTY Volkswagen Polo

11,490 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Grimsby
£273/month
Example
  • smart fortwo

17.6kWh Exclusive smart fortwo

16,650 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A3

1.0 TFSI 30 S line Euro 6 (s/s) 4dr Audi A3

89,500 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Bolton
£216/month
Example
  • Mercedes Benz A-Class

A180 AMG Line 5dr Mercedes Benz A-Class

38,645 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia XCEE'D

1.0T GDi ISG Edition 5dr Kia XCEE'D

54,581 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Stonic

1.0 T Gdi 2 Suv 5dr Petrol Dct Euro 6 (s/s) (99 Bhp) Kia Stonic

20,811 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£216/month
Example
  • Skoda Karoq

1.5 TSI ACT SE DSG Euro 6 (s/s) 5dr Skoda Karoq

60,800 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

58,327 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2T [130] Elite Nav 5dr [Start Stop] Auto Vauxhall Crossland

32,913 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 124

1.4L SPIDER MULTIAIR LUSSO 2d 139 BHP NEW CAMBELT Fiat 124

39,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • BMW 5 Series

2.0 520d SE Saloon BMW 5 Series

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG HS

1.5 T-GDI 16.6kWh Excite Auto Euro 6 (s/s) 5dr MG HS

67,154 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Convertible 2dr Petrol Manu Audi A3

72,686 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£273/month
Example
  • Volkswagen Polo

Tech Match 1.2 TSI Turbo Petrol 90BHP Automatic Volkswagen Polo

12,166 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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