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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Vauxhall Combo

1.5 Turbo D 2300 Pro Vauxhall Combo

42,758 miles 2023 Zero Deposit

Home Delivery Available

£12,295
Dundee
£205/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active Edition Euro 6 (s/s) 5dr Ford Fiesta

19,189 miles 2022 Zero Deposit

Home Delivery Available

£12,295
£205/month
Example
  • Volkswagen T Roc

1.5 TSI EVO SE Volkswagen T Roc

63,382 miles 2018 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

80,528 miles 2019 Zero Deposit

Home Delivery Available

£12,295
Swindon
£258/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Nav Auto Euro 6 (s/s) 5dr Vauxhall Mokka

79,886 miles 2021 Zero Deposit

Home Delivery Available

£12,295
£205/month
Example
  • MINI Countryman

1.5 Countryman Cooper Classic MINI Countryman

50,136 miles 2018 Zero Deposit

Home Delivery Available

£12,295
Southampton
£258/month
Example
  • Jaguar XF

2.2 d R-Sport Black Jaguar XF

58,000 miles 2015 Zero Deposit

Home Delivery Available

£12,290
£258/month
Example
  • Peugeot 2008

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 2008

36,000 miles 2021 Zero Deposit

Home Delivery Available

£12,290
Basingstoke
£205/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT 4MATIC Euro 6 (s/s) 4dr Mercedes Benz CLA

75,574 miles 2016 Zero Deposit

Home Delivery Available

£12,290
£258/month
Example
  • Ford Fiesta

1.5 T EcoBoost ST-2 Ford Fiesta

50,546 miles 2019 Zero Deposit

Home Delivery Available

£12,290
£258/month
Example
  • Peugeot 508

1.5 BlueHDi GT Line Fastback EAT Euro 6 (s/s) 5dr Peugeot 508

57,224 miles 2019 Zero Deposit

Home Delivery Available

£12,290
£258/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon BMW 3 Series

70,873 miles 2018 Zero Deposit

Home Delivery Available

£12,290
£258/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,290
£258/month
Example
  • Toyota RAV4

2.0 V-Matic Excel CVT 4WD Euro 6 (s/s) 5dr Toyota RAV4

78,000 miles 2016 Zero Deposit

Home Delivery Available

£12,284
£258/month
Example
  • Mercedes Benz A Class

1.6 A180 AMG Line Euro 6 (s/s) 5dr Mercedes Benz A Class

43,000 miles 2018 Zero Deposit

Home Delivery Available

£12,280
£258/month
Example
  • Ford Focus

1.5T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Focus

52,835 miles 2019 Zero Deposit

Home Delivery Available

£12,278
£258/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

49,289 miles 2017 Zero Deposit

Home Delivery Available

£12,278
£258/month
Example
  • Kia Sportage

1.7 CRDi GT-Line DCT Euro 6 (s/s) 5dr Kia Sportage

55,390 miles 2018 Zero Deposit

Home Delivery Available

£12,257
Manchester
£257/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Jaguar F Pace

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Skoda Karoq

1.6 TDI SE L Euro 6 (s/s) 5dr Skoda Karoq

57,715 miles 2018 Zero Deposit

Home Delivery Available

£12,250
Newport
£257/month
Example
  • Iveco Daily

2.3D HPI 14V 35S 3520 HiMatic MWB High Roof Euro 6 (s/s) 5dr Iveco Daily

140,000 miles 2020 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Nissan Juke

1.0 Dig T N Connecta Suv 5dr Petrol Dct Auto Euro 6 (s/s) (114 Ps) Nissan Juke

41,685 miles 2020 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Kia Niro

64kWh 2 SUV 5dr Electric Auto (201 bhp) Kia Niro

47,000 miles 2021 Zero Deposit

Home Delivery Available

£12,250
Oldham
£204/month
Example
  • Renault Master

2.3 FWD SL28 dCi 110 Business Wheelchair Access Crew Bus Euro 6 No Vat Renault Master

38,700 miles 2017 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Skoda Octavia

2.0 TDI Scout DSG 4WD Euro 6 (s/s) 5dr Skoda Octavia

94,000 miles 2017 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Driver M Pro SWB Euro 6 (s/s) 5dr Citroen Berlingo

46,000 miles 2021 Zero Deposit

Home Delivery Available

£12,250
£204/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 5dr Petrol Steptronic Euro 6 (s/s) (192 ps) MINI Hatch

67,412 miles 2018 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Mercedes Benz A Class

1.6 A160 AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

67,872 miles 2018 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

85,391 miles 2018 Zero Deposit

Home Delivery Available

£12,250
Manchester
£257/month
Example
  • Audi A7

3.0 TDI V6 S line Audi A7

102,300 miles 2016 Zero Deposit

Home Delivery Available

£12,250
Sheffield
£257/month
Example
  • Volvo V40

2.0 T2 R-Design Edition Euro 6 (s/s) 5dr Volvo V40

44,000 miles 2019 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Kia Picanto

1.0 Dpi 2 Hatchback 5dr Petrol Amt Euro 6 (s/s) (66 Bhp) Kia Picanto

729 miles 2022 Zero Deposit

Home Delivery Available

£12,250
£204/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp) Kia Sportage

38,860 miles 2019 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Euro 6 (s/s) 5dr Ford Fiesta

27,619 miles 2021 Zero Deposit

Home Delivery Available

£12,250
Newport
£204/month
Example
  • Volkswagen Caddy Maxi Life

2.0 TDI 102BHP WHEELCHAIR ACCESS 5 SEATER CREW NO VAT Volkswagen Caddy Maxi Life

67,400 miles 2017 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • Audi A6 AVANT

2.0 TDI ultra SE Executive S Tronic Euro 6 (s/s) 5dr Audi A6 AVANT

89,000 miles 2017 Zero Deposit

Home Delivery Available

£12,249
Stockton-on-Tees
£257/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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