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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Lexus CT 200h

200H PREMIER Lexus CT 200h

106,150 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

2.0 TDI S line Audi A5

97,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.0 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A3

41,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol Manual Euro 6 (s/ Kia Sportage

51,820 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Discovery Sport

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Crew Van Double Cab 5dr Die Ford Transit

71,685 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Glasgow
£273/month
Example
  • Kia Sportage

1.6 T-GDi 3 SUV 5dr Petrol Manual AWD Euro 6 (s/s) Kia Sportage

80,491 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • MINI Hatch

2.0 Cooper S Classic Hatchback 5dr Petrol Manual E MINI Hatch

40,086 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Renault Captur

S Edition Tce Renault Captur

7,370 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

1.5 218i Sport Convertible 2dr Petrol Manual Euro BMW 2 Series

43,700 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bristol
£273/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Steptronic Euro 6 (s/s) (136 Ps) MINI Hatch

39,289 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

34,935 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Panel Van 5dr Diesel Manual S Volkswagen Caddy

65,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 2 Series

2.0 218D M Sport Convertible 2dr Diesel Auto Euro BMW 2 Series

47,208 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport (Premium) Hatchback 5dr Diesel 7G- Mercedes Benz A Class

47,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • MINI Countryman

2.0 Cooper D SUV 5dr Diesel Manual ALL4 Euro 6 (s/ MINI Countryman

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Ford Kuga

2.0 Kuga Titanium First Edition EcoBlue MHEV 5dr Ford Kuga

56,133 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Inverness
£273/month
Example
  • Hyundai i20

1.0 T-GDi Premium Hatchback 5dr Petrol Manual Euro Hyundai i20

4,400 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Movano

2.2 CDTi 3500 BiTurbo Dynamic Panel Van 5dr Diesel Vauxhall Movano

33,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bedford
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Design Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

52,168 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Ibiza

1.0 TSI SE Edition Hatchback 5dr Petrol Manual Eur SEAT Ibiza

32,728 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£216/month
Example
  • MINI Convertible

1.5 Cooper Classic Convertible 2dr Petrol Manual E MINI Convertible

17,557 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 2008

48,679 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Arona

1.0 TSI SE Technology SUV 5dr Petrol DSG Euro 6 (s SEAT Arona

42,491 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£216/month
Example
  • Vauxhall Crossland

1.5 Turbo D [120] Elite Edition 5dr Auto Vauxhall Crossland

28,131 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Polo

1.0 TSI SEL SUV 5dr Petrol Manual Euro 6 (s/s) (11 Volkswagen Polo

55,820 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Fiat 500

1.2 Pop 3dr Dualogic AUTOMATIC AUTOMATIC 1,730 MILES 1 OWNER SERVICE HISTOR Fiat 500

1,730 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Peugeot Partner

1.6 BlueHDi Outdoor AUTOMATIC Peugeot Partner

47,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Eastbourne
£273/month
Example
  • Citroen Berlingo

WHEELCHAIR ACCESSIBLE 1.5 BlueHDi 100 Feel M 5dr Citroen Berlingo

13,452 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Rifter

WHEELCHAIR ACCESSIBLE 1.5 BlueHDi 100 Allure 5dr Peugeot Rifter

17,056 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

1.3 A 180 AMG LINE **NEW MOT + SERVICE Mercedes Benz A Class

50,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sorento

2.2 CRDi KX-2 SUV 5dr Diesel Manual AWD Euro 6 (s/ Kia Sorento

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

1.0 Prestige TCe Petrol Turbo Dacia Sandero Stepway

10,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Captur

1.0 Iconic TCE 90 Petrol Turbo Renault Captur

17,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

26,476 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Passat

2.0 GT TDI BLUEMOTION TECHNOLOGY DSG 5d 188 BHP Volkswagen Passat

57,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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