Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Kia Cee'd

1.0 T-GDi ECO 2 Sportswagon 5dr Petrol Manual Euro Kia Cee'd

23,855 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai i20

5dr Hat 1.2 84ps Play Hyundai i20

20,611 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Kona

Hat 1.0 T-gdi 120ps Premium Hyundai Kona

45,200 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Fiesta

34,200 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

SE Tech 5 Door 2.0 Turbo Diesel 150BHP Manual Land Rover Range Rover Evoque

61,284 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Juke

1.0 DiG-T N-Connecta 5dr Nissan Juke

11,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C3

PURETECH SHINE PLUS S/S EAT6 5-Door Citroen C3

7,800 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps) Ford Fiesta

16,636 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Warrington
£216/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Euro 6 (s/s) 5dr Peugeot 208

11,608 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Automatic Volkswagen Golf

81,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Nissan X Trail

1.6 DCI TEKNA Nissan X Trail

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C-Class

2.0 C300 AMG Line Mercedes Benz C-Class

113,999 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 Cooper Auto Euro 6 (s/s) 3dr MINI Hatch

16,700 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Audi A4

2.0 TDI 35 Sport Estate 5dr Diesel S Tronic Euro 6 Audi A4

104,000 miles 2019 Zero Deposit

Home Delivery Available

£12,994
£273/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium Plus) 7G-DCT Euro 6 (s Mercedes Benz A-Class

44,000 miles 2016 Zero Deposit

Home Delivery Available

£12,994
£273/month
Example
  • Nissan Qashqai

1.3 Dig T Tekna Suv 5dr Petrol Dct Auto Euro 6 (s/s) (160 Ps) Nissan Qashqai

51,416 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Lincoln
£273/month
Example
  • Mercedes Benz C-Class

2.0 C350e 6.4kWh Sport (Premium Plus) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

49,909 miles 2016 Zero Deposit

Home Delivery Available

£12,994
£273/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic CVT Euro 6 (s/s) 5dr Toyota C HR

61,350 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

70,600 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

22,313 miles 2023 Zero Deposit

Home Delivery Available

£12,994
Lincoln
£216/month
Example
  • Audi A6 Avant

2.0 TDI ultra SE Executive S Tronic Euro 6 (s/s) 5dr Audi A6 Avant

72,950 miles 2017 Zero Deposit

Home Delivery Available

£12,994
Oldham
£273/month
Example
  • Hyundai Kona

1.6 h-GDi Premium SE DCT Euro 6 (s/s) 5dr Hyundai Kona

44,100 miles 2019 Zero Deposit

Home Delivery Available

£12,994
Oldham
£273/month
Example
  • Mercedes Benz B Class

1.6 B200 Exclusive Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

26,969 miles 2018 Zero Deposit

Home Delivery Available

£12,993
Bedford
£273/month
Example
  • Honda HR-V

Hr-v 1.5 i-VTEC SE CVT 5dr Honda HR-V

43,809 miles 2018 Zero Deposit

Home Delivery Available

£12,991
£272/month
Example
  • Kia Niro

NIRO 1.6 GDi Hybrid 2 5dr DCT Kia Niro

40,215 miles 2019 Zero Deposit

Home Delivery Available

£12,991
£272/month
Example
  • Dacia Sandero Stepway

1.0 TCe Essential Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

11,720 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

44,836 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz CLA-Class

2.1 CLA220d AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

64,200 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Sportback 5dr Petrol Man Audi A3

47,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Jaguar E Pace

2.0 D150 Euro 6 (s/s) 5dr Jaguar E Pace

44,500 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Auto Euro 6 (s/s) 5dr Ford Focus

30,200 miles 2020 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT R-Line Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

59,978 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • MINI Countryman

2.0 Cooper S Auto Euro 6 (s/s) 5dr MINI Countryman

53,120 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£272/month
Example
  • Audi A5

TDI S LINE Audi A5

87,731 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Rotherham
£272/month
Example
  • Mercedes Benz GLA Class

1.6 GLA180 Urban Edition SUV 5dr Petrol Manual Euro 6 (s/s) (122 ps) Mercedes Benz GLA Class

38,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.