Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 HSE 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

66,703 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

2.0 Cooper S Classic Steptronic Euro 6 (s/s) 3dr MINI Hatch

51,995 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 ST-LINE X EDITION 3d 138 BHP FULL MAIN DEALER Ford Fiesta

30,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Auto sDrive Euro 6 (s/s) BMW X1

66,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Amarok

2.0 BiTDI BlueMotion Tech Atacama Pickup Double Ca Volkswagen Amarok

113,890 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

57,849 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5 Volkswagen Golf

26,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

69,681 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Audi A4

3.0 TDI V6 S line Diesel S Tronic quattro Euro 6 ( Audi A4

93,838 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Niro

64kwh 4 Suv 5dr Electric Auto (201 Bhp) Kia Niro

68,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Blue Bi-Tone Hatchback 5dr Petrol Hybrid Toyota Yaris

11,375 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 240 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

49,086 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Grimsby
£216/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise Pro XL Panel Van 6dr D Citroen Dispatch

29,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£216/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Hatchback 5dr Dies BMW 1 Series

65,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol Manual Euro 6 (s/ Kia Sportage

59,200 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Warrington
£273/month
Example
  • Subaru XV

2.0i SE Premium SUV 5dr Petrol Lineartronic 4WD Eu Subaru XV

71,822 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.