Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Mazda 2

1.5 SKYACTIV-G Sport Nav Auto Euro 6 (s/s) 5dr Mazda 2

25,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Countryman

2.0 Cooper S Euro 6 (s/s) 5dr MINI Countryman

52,578 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Ateca

2.0 TDI XCELLENCE SUV 5dr Diesel DSG Euro 6 (s/s) SEAT Ateca

81,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar XF

2.0i Portfolio GPF Sportbrake 5dr Petrol Auto Euro Jaguar XF

88,822 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Northampton
£273/month
Example
  • Volkswagen Polo

1.0 EVO United Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

46,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Focus

1.5 EcoBlue Titanium Hatchback 5dr Diesel Auto Eur Ford Focus

20,589 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

A160 A160 AMG Line 5dr Auto Mercedes Benz A Class

77,933 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Hi Lux

3.0 D-4D Invincible 4WD Euro 5 4dr Toyota Hi Lux

117,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Kia Stonic

2022/71 1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 ( Kia Stonic

29,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.4 TSI SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Golf

53,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2 ELITE NAV S/S Vauxhall Crossland

11,600 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 R LINE TSI 5d 109 BHP Volkswagen Polo

25,800 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Suzuki SX4

1.0 SZ4 BOOSTERJET Suzuki SX4

6,900 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.6 MATCH EDITION TDI BMT DSG 5d 109 BHP Volkswagen Golf

28,024 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Abarth 595

1.4 T-Jet 180 Competizione 3dr Abarth 595

22,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

114 1.5 116D M SPORT 5d 114 BHP BMW 1 Series

49,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Vauxhall Insignia

2.0 GRAND SPORT ELITE NAV 5d 168 BHP Vauxhall Insignia

30,695 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Lexus IS

2.5 300h Advance Saloon 4dr Petrol Hybrid E-CVT Eu Lexus IS

74,400 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 340 LR P/V 129 BHP Ford Transit

67,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol S Tronic Euro Audi A1

42,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£273/month
Example
  • Ford Transit

2.2 290 LR P/V 99 BHP Ford Transit

79,300 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Vauxhall Vivaro

1.6 2700 L1H1 CDTI P/V SPORTIVE ECOFLEX S/S 118 BH Vauxhall Vivaro

80,563 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.0 340 LR P/V 129 BHP Ford Transit

55,347 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

1.5 TREND TDCI 99 BHP Ford Transit

9,400 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Peugeot 308

1.5 BlueHDi Allure (s/s) 5dr Peugeot 308

11,898 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0 SPORT 123 BHP Ford Fiesta

21,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Mercedes Benz Citan

1.5 111 CDI 110 BHP Mercedes Benz Citan

10,743 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Ford Transit

2.2 350 C/C DRW 124 BHP Ford Transit

85,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Renault Kadjar

1.2 TCE Dynamique S Nav 5dr Renault Kadjar

52,789 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Hatchback 5dr Petrol DSG Eur Volkswagen Polo

23,925 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.