Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • MINI Hatch

2.0 Cooper S Sport Euro 6 (s/s) 5dr MINI Hatch

41,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Glasgow
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Range Rover Evoque

40,307 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV Premium SUV 5dr Petrol Hybrid Manua Hyundai Kona

45,350 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Swindon
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost Active 1 Auto Euro 6 (s/s) 5dr Ford Fiesta

16,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 Tsi Bluemotion Tech R Hatchback 5dr Petrol Manual 4motion Euro 6 (s/s) Volkswagen Golf

61,954 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Mansfield
£273/month
Example
  • Mercedes Benz C Class

2.1L C 220 D SPORT 5d AUTO 170 BHP Mercedes Benz C Class

89,750 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Kia Optima

1.6 CRDi GT-Line S Sportswagon Diesel DCT AUTO E Kia Optima

65,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport SUV 5dr Diesel Auto Euro 6 (s Mazda Cx 5

97,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 2 Series

M2 M235I CONVERTIBLE BMW 2 Series

48,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Bristol
£273/month
Example
  • Audi Q3

2.0 TDI S LINE 5d 148 BHP Great value S Line Audi Q3

51,193 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 5008

1.5 BlueHDi Allure SUV 5dr Diesel EAT Euro 6 (s/s) Peugeot 5008

84,202 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Auris

1.8 VVT-h Design Automatic Toyota Auris

37,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

TITANIUM 5-Door PETROL Ford Fiesta

29,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz GLA Class

GLA200 GLA 200 SE Mercedes Benz GLA Class

69,333 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • Vauxhall Mokka

ecoTEC Elite Nav 1.4T Vauxhall Mokka

23,776 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.4 [75] Energy 5dr [AC] Vauxhall Corsa

14,595 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Berlingo

1.5 BlueHDi Feel WHEELCHAIR ACCESSIBLE VEHICLE Citroen Berlingo

11,750 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Elite Nav Vauxhall Grandland

41,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£216/month
Example
  • Smart fortwo

17.6kWh Prime (Premium Plus) Cabriolet Auto 2dr Smart fortwo

34,200 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line SUV 5dr Petrol Hybrid M Ford Puma

49,420 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£216/month
Example
  • Dacia Sandero Stepway

1.0 Prestige TCe Petrol Turbo Dacia Sandero Stepway

10,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A1

1.4 TFSI S line Sportback S Tronic Euro 6 (s/s) 5dr (Nav) Audi A1

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Poole
£273/month
Example
  • Mercedes Benz C Class

2.0 C220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

101,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

2.0 420D SE GRAN COUPE 4d 188 BHP BMW 4 Series

81,458 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai i30

1.4T GDI SE Nav 5dr DCT Hyundai i30

12,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Convertible 2dr Petrol Ma Mazda Mx 5

40,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW X1

2.0 20d M Sport Suv 5dr Diesel Auto Xdrive Euro 6 (s/s) (190 Ps) BMW X1

79,760 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

42,482 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.4 TFSI e-tron Sportback e-S Tronic Euro 6 5dr 8.8kWh Audi A3

59,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C4

1.5 BlueHDi Flair Euro 6 (s/s) 5dr Citroen C4

38,400 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Business Hatchback 5dr Elect Volkswagen Id3

24,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.