Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 SE TECH Land Rover Discovery Sport

58,445 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Crafter

2.0 TDI 140PS Startline ETG Dropside Volkswagen Crafter

66,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Portsmouth
£216/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise Pro M EAT8 FWD 2 Euro 6 (s/s) 6dr Citroen Dispatch

80,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bradford
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE DYNAMIC LUX Land Rover Discovery Sport

114,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V60

D4 MOMENTUM PRO 5-Door Volvo V60

111,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol DSG Euro 6 Skoda Fabia

35,630 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0T ECOBOOST MHEV ST-LINE EDITION REAR SENSORS NA Ford Fiesta

30,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£216/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Hatchback 5dr Petrol D Volkswagen Golf

93,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo SE SUV 5dr Petrol Manual Euro 6 (s/s) (1 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Jaguar XE

2.0 GTDi Portfolio Saloon 4dr Petrol Auto Euro 6 ( Jaguar XE

38,233 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Audi Q2

1.6 TDI 30 Sport SUV 5dr Diesel S Tronic Euro 6 (s Audi Q2

72,774 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR 5 Dr Honda Civic

29,950 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Gillingham
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Ma Ford Kuga

62,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Telford
£273/month
Example
  • Ford Transit

2.0 320 ECOBLUE LEADER PANEL VAN 5DR DIESEL MANUAL Ford Transit

34,229 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Dacia Sandero Stepway

1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 Dacia Sandero Stepway

16,425 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 2 Series

2.0 218d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

61,956 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 130 EcoBlue Trend Manual FWD L3 H2 Euro 6 In Metallic Silver , Air Ford Transit

93,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Hatch

2.0 Cooper S Sport Euro 6 (s/s) 5dr MINI Hatch

41,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Glasgow
£273/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel Manual 4WD Euro 6 (s/ Nissan X Trail

38,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Yaris

1.5 VVT-h Excel E-CVT Euro 6 (s/s) 5dr (15in Alloy) Toyota Yaris

21,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Yeti

1.2 TSI SE Outdoor 5dr Petrol Manual Euro 6 (s/s) Skoda Yeti

42,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Pickup Double Cab 4dr Diesel Mitsubishi L200

106,598 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bury
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line SUV 5dr Petrol Hybrid M Ford Puma

49,420 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£216/month
Example
  • Suzuki SX4

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki SX4

27,012 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 AMG Line SUV 5dr Petrol 7G-DCT Euro 6 ( Mercedes Benz GLA Class

70,890 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Ateca

2.0 TDI Xcellence 5dr 4Drive SEAT Ateca

64,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy Auto Euro 6 (s/s) 5dr Vauxhall Combo

26,527 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.4 TSI 8.7kWh GTE Advance Hatchback 5dr Petrol Pl Volkswagen Golf

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0 T EcoBoost ST-3 Ford Focus

65,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Titanium Edition Hatchback 5dr Ford Focus

23,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz C Class

2.0 C220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

101,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE DSG Euro 6 (s/s) 5dr Volkswagen Polo

32,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW X1

2.0 20d xLine Auto xDrive Euro 6 ss 5dr BMW X1

58,501 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • BMW 2 Series

2.0 220i GPF Luxury MPV 5dr Petrol DCT Euro 6 (s/s BMW 2 Series

64,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Id4

Pro Performance 77kWh Life Volkswagen Id4

84,213 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Lexus CT 200h

1.8 200h Sport CVT Euro 6 (s/s) 5dr Lexus CT 200h

32,461 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.