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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

59,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

Tech Match 1.2 TSI Turbo Petrol 90BHP Automatic Volkswagen Polo

12,166 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

SE Tech 5 Door 2.0 Turbo Diesel 150BHP Manual Land Rover Range Rover Evoque

61,284 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota RAV4

2.5 VVT-h Excel SUV 5dr Petrol Hybrid CVT 4WD Euro Toyota RAV4

41,900 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5 EcoBlue ST-Line Edition SUV 5dr Diesel Manual Ford Kuga

67,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz C Class

1.6 C200d Sport Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (136 ps) Mercedes Benz C Class

63,075 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate Nav SUV 5dr Petrol Auto Euro 6 Vauxhall Crossland

23,046 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 2008

50kWh GT SUV 5dr Electric Auto (7kW Charger) (136 Peugeot 2008

53,394 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£216/month
Example
  • Fiat Doblo

50kWh Panel Van 6dr Electric Auto Maxi LWB (7.4kW OBC) (136 ps) Fiat Doblo

149 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Sportage

2.0 CRDi EcoDynamics+ GT-Line SUV 5dr Diesel Manua Kia Sportage

57,820 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Fiat 500

1.0 Mild Hybrid Sport 3dr Fiat 500

1,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Sportage

1.6 GDi Edition 25 SUV 5dr Petrol Manual Euro 6 (s Kia Sportage

51,789 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi ASX

2.0 MIVEC Exceed SUV 5dr Petrol Manual Euro 6 (s/s Mitsubishi ASX

25,019 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

55,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Volkswagen T Roc

1.6 TDI R-Line Volkswagen T Roc

91,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition SUV 5dr Petrol S Troni Audi Q3

71,592 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited L1 Euro 6 (s/s) 5dr Ford Transit

54,604 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited L1 Euro 6 (s/s) 5dr Ford Transit

50,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW X2

2.0 18d M Sport X sDrive Euro 6 (s/s) 5dr BMW X2

75,116 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Nissan Leaf

0.0 TEKNA 2019,+1Owner,Leather,360 Camera,25,000ml Nissan Leaf

25,891 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Dundee
£273/month
Example
  • Peugeot Partner

1.5 Bluehdi 1000 Professional Standard Panel Van 5dr Diesel Manual Swb Euro Peugeot Partner

69,559 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Discovery Sport

61,313 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Skoda Scala

1.5 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) ( Skoda Scala

19,125 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line (Executive) Hatchback 5dr Petrol Mercedes Benz A Class

48,116 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV SE-L Lux SUV 5dr Petrol Manu Mazda Cx 30

48,655 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Colchester
£216/month
Example
  • Vauxhall Movano

*EURO 8* MWB 2.3 L2H3 F3500 148 BHP*AIR CON*27K* Vauxhall Movano

27,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium SUV 5dr Diesel Auto 4W Hyundai Santa Fe

64,291 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

*EURO 6*2.0 350 LEADER PREMIUM DROPSIDE MWB L2 ECO Ford Transit

78,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz A Class

A200 1.3 A200 AMG Line Hatchback 5dr Petrol 7G-DCT Euro Mercedes Benz A Class

83,981 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • BMW X1

2.0 20d Sport Suv 5dr Diesel Auto Xdrive Euro 6 (s/s) (190 Ps) BMW X1

76,396 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Octavia

1.6 SE L TDI 5d 114 BHP Skoda Octavia

50,822 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 94 BHP Ford Focus

35,054 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

SE TSi Volkswagen Polo

51,698 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 500

Dolcevita Mhev Fiat 500

1,108 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Auto Ford Transit

0 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE SUV 5dr Petrol Plug-in Hybrid MINI Countryman

43,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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