Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

721-756 of over 1,000 cars

  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

69,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

38,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford Focus

1.5 EcoBlue 120 ST-Line X Edition 5dr Ford Focus

47,200 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • BMW 4 Series Gran Coupe

3.0 435d M Sport Hatchback 5dr Diesel Auto xDrive Euro 6 (s/s) (313 ps) BMW 4 Series Gran Coupe

109,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£267/month
Example
  • Honda Jazz

1.3 I-VTEC S Honda Jazz

29,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Newport
£267/month
Example
  • Audi A3

2.0 TFSI S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A3

93,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Swindon
£267/month
Example
  • Mercedes Benz C-Class

1.6 C200d Sport Saloon 4dr Diesel Manual Euro 6 (s Mercedes Benz C-Class

73,555 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£267/month
Example
  • SEAT Leon

1.6 TDI SE Dynamic Hatchback 5dr Diesel DSG Euro 6 SEAT Leon

23,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

2.0 TDI S line Saloon 4dr Diesel S Tronic quattro Audi A3

64,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Honda Jazz

1.3 i-VTEC EX CVT Euro 6 (s/s) 5dr Honda Jazz

9,574 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Auto Euro 6 (s/s) 5dr Vauxhall Corsa

18,904 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Renault Captur

1.3 S Edition TCE 130 Petrol Turbo EDC Auto Renault Captur

34,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i GPF M Sport Hatchback 5dr Petrol Auto Eur BMW 4 Series Gran Coupe

77,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Euro 6 (s/s) 5dr Volkswagen Polo

39,732 miles 2020 Zero Deposit

Home Delivery Available

£12,995
London
£267/month
Example
  • Audi A5

2.0 TDI 35 Sport Sportback 5dr Diesel S Tronic Eur Audi A5

111,332 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wigan
£267/month
Example
  • Audi A1

1.0 TFSI 30 Technik Sportback Euro 6 (s/s) 5dr Audi A1

47,090 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

57,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • SEAT Leon

1.5 TSI EVO SE Dynamic Hatchback 5dr Petrol Manual SEAT Leon

31,951 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Belfast
£267/month
Example
  • Citroen C4

1.2 PureTech Shine Plus Hatchback 5dr Petrol EAT8 Citroen C4

28,666 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • BMW 1 Series

2.0 125d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

51,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£267/month
Example
  • Hyundai Tucson

2.0 CRDi Premium SE Auto 4WD Euro 6 5dr Hyundai Tucson

55,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£267/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

48,330 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A3

65,511 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£209/month
Example
  • Volvo XC60

2.0 D4 Momentum Auto AWD Euro 6 (s/s) 5dr Volvo XC60

100,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

44,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Warrington
£209/month
Example
  • Volkswagen Polo

1.0 TSI United SUV 5dr Petrol Manual Euro 6 (s/s) (110 ps) Volkswagen Polo

42,634 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Northampton
£267/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz E Class

83,575 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bangor
£267/month
Example
  • Audi A6 Saloon

2.0 TDI ultra S line Saloon 4dr Diesel S Tronic Eu Audi A6 Saloon

62,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Preston
£267/month
Example
  • Mitsubishi Eclipse

1.5 T 4 Mitsubishi Eclipse

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A1

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volvo XC40

1.5 T3 Momentum Euro 6 (s/s) 5dr Volvo XC40

63,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Citroen C5 X

1.2 PureTech Shine Plus EAT8 Euro 6 (s/s) 5dr Citroen C5 X

46,400 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volvo V40

2.0 D2 R-Design Edition Auto Euro 6 (s/s) 5dr Volvo V40

50,620 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen CC

1.8 TSI BlueMotion Tech Moda Saloon 4dr Petrol DSG Volkswagen CC

25,017 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford Fiesta

1.0 ECOBOOST TITANIUM 5DR Ford Fiesta

27,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Dacia Sandero Stepway

1.0 TCe Journey Hatchback 5dr Petrol Manual Euro 6 Dacia Sandero Stepway

10,100 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.