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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Suzuki Swift

Hatchback SZ-L Suzuki Swift

15,654 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

31,792 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota Aygo X

7,236 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo EX CVT Euro 6 (s/s) 5dr Honda Civic

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

44,200 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Volkswagen Beetle

1.2 TSI Design Hatchback 3dr Petrol DSG Euro 6 (s/ Volkswagen Beetle

41,915 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Picanto

1.0 DPi GT-Line Kia Picanto

14,200 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A3

1.5 TFSI CoD Sport Audi A3

46,190 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Land Rover Range Rover Evoque

59,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Titanium Edition Hatchback 5dr Ford Focus

15,500 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

33,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Woking
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Active X Hatchback 5dr Petrol Ma Ford Fiesta

13,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Winchester
£273/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series Gran Coupe

77,500 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Newcastle upon Tyne
£273/month
Example
  • Ford Kuga

Vignale 1.5T EcoBoost SUV 5 Dr (6) Petrol Auto AWD Euro 6 (s/s) (176 ps) Ford Kuga

67,100 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

2.0 TDCi Titanium X SUV 5dr Diesel Manual 2WD Euro 6 (s/s) (150 ps) Ford Kuga

26,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

2.0 TDI S line S Tronic Euro 6 Audi A5

74,697 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Zetec SUV 5dr Diesel Manual AWD Euro 6 (s/s) (150 ps) Ford Kuga

24,280 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.6 BlueHDi GT Line Estate 5dr Diesel EAT Euro 6 ( Peugeot 308

40,117 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

1.0 Stepway Comfort TCe 90 Auto Dacia Sandero Stepway

16,512 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota AYGO

1.0 VVT-i x-trend x-shift Euro 6 5dr (Safety Sense) Toyota AYGO

16,200 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan Qashqai

1.2 DIG-T N-CONNECTA AUTOMATIC - SAT NAV & PAN -ROOF Nissan Qashqai

43,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.5 EcoBlue 120 Titanium 5dr Ford Focus

26,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

59,204 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Volkswagen Golf

1.4 Tsi Bluemotion Tech Act R Line Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Volkswagen Golf

40,142 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Fiat Panda

0.9 Twinair 85hp Cross 4x4 Fiat Panda

32,510 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G Sport Nav+ Euro 6 (s/s) 5dr Mazda Cx 5

69,356 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Honda Jazz

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

TFSI S LINE 5-Door AUTO Audi A1

71,158 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Eastbourne
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr Suzuki Ignis

25,272 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan X Trail

1.7 dCi Tekna Nissan X Trail

54,100 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback S Tronic Euro 6 (s/s) Audi A1

80,028 miles 2021 Zero Deposit

Home Delivery Available

£12,995
London
£216/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A-Class

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q3

2.0 TDI [184] Quattro S Line Plus 5dr Audi Q3

73,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Jogger

1.0 TCe Comfort Euro 6 (s/s) 5dr Dacia Jogger

23,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bradford
£216/month
Example
  • SEAT Ateca

2.0 TDI XCELLENCE 4Drive Euro 6 (s/s) 5dr SEAT Ateca

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Fiesta

19,633 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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