• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • BMW 2 Series

2.0 220d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 2 Series

89,466 miles 2017 Zero Deposit

Home Delivery Available

£12,395
£260/month
Example
  • SEAT Alhambra

2.0 TDI SE Lux DSG Euro 6 (s/s) 5dr SEAT Alhambra

93,760 miles 2016 Zero Deposit

Home Delivery Available

£12,394
£260/month
Example
  • Porsche Cayenne

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 5 (s/s) 5dr Porsche Cayenne

105,249 miles 2014 Zero Deposit

Home Delivery Available

£12,393
£260/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz E Class

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,390
Peterborough
£260/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

45,354 miles 2019 Zero Deposit

Home Delivery Available

£12,386
£260/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

89,000 miles 2019 Zero Deposit

Home Delivery Available

£12,384
£260/month
Example
  • BMW 3 Series

2.0 330e 7.6kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

62,119 miles 2018 Zero Deposit

Home Delivery Available

£12,350
£259/month
Example
  • BMW 2 Series Gran Tourer

1.5 218i Luxury Euro 6 (s/s) 5dr BMW 2 Series Gran Tourer

44,058 miles 2019 Zero Deposit

Home Delivery Available

£12,350
Newport
£259/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line Edition Euro 6 (s/s) 5dr Ford Kuga

41,225 miles 2019 Zero Deposit

Home Delivery Available

£12,349
£259/month
Example
  • Toyota Corolla

1.8 VVT h CVT Euro 6 (s/s) 5dr Toyota Corolla

83,000 miles 2023 Zero Deposit

Home Delivery Available

£12,300
£205/month
Example
  • Renault Captur

1.0 TCe Iconic Euro 6 (s/s) 5dr Renault Captur

6,000 miles 2022 Zero Deposit

Home Delivery Available

£12,300
£205/month
Example
  • Renault Captur

1.0 TCe SE Edition Euro 6 (s/s) 5dr Renault Captur

25,000 miles 2022 Zero Deposit

Home Delivery Available

£12,300
£205/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 Euro 6 (s/s) 5dr Kia XCEE'D

23,000 miles 2022 Zero Deposit

Home Delivery Available

£12,300
£205/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G SE Euro 6 2dr Mazda Mx 5

34,000 miles 2019 Zero Deposit

Home Delivery Available

£12,299
£258/month
Example
  • Hyundai Tucson

1.6 T-GDi Premium Euro 6 (s/s) 5dr Hyundai Tucson

51,097 miles 2018 Zero Deposit

Home Delivery Available

£12,299
£258/month
Example
  • Volkswagen T Roc

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen T Roc

48,000 miles 2018 Zero Deposit

Home Delivery Available

£12,299
£258/month
Example
  • Mazda 3

2.0 SKYACTIV-X MHEV Sport Lux Euro 6 (s/s) 5dr Mazda 3

57,600 miles 2020 Zero Deposit

Home Delivery Available

£12,299
Bristol
£258/month
Example
  • Audi TT

1.8 TFSI Sport Euro 6 (s/s) 3dr Audi TT

64,000 miles 2017 Zero Deposit

Home Delivery Available

£12,299
£258/month
Example
  • Skoda Octavia

2.0 TDI Scout 4WD Euro 6 (s/s) 5dr Skoda Octavia

59,000 miles 2016 Zero Deposit

Home Delivery Available

£12,299
Norwich
£258/month
Example
  • Audi Q2

1.6 TDI Sport Euro 6 (s/s) 5dr Audi Q2

46,000 miles 2017 Zero Deposit

Home Delivery Available

£12,299
£258/month
Example
  • Mercedes Benz CLA-Class

1.8 CLA200 CDI AMG Sport Coupe 7G-DCT 4dr Mercedes Benz CLA-Class

54,000 miles 2014 Zero Deposit

Home Delivery Available

£12,299
£258/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

80,459 miles 2018 Zero Deposit

Home Delivery Available

£12,297
Doncaster
£258/month
Example
  • MINI Clubman

1.5 Clubman Cooper Classic MINI Clubman

59,810 miles 2019 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation Volkswagen Tiguan

84,047 miles 2018 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Sportback 5dr Petrol S Tronic Euro 5 (s/s) (140 ps) Audi A1

38,026 miles 2014 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Standard Panel Van MWB Euro 6 (s/s) 6dr Peugeot Expert

60,000 miles 2021 Zero Deposit

Home Delivery Available

£12,295
£205/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A1

49,161 miles 2019 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Citroen Relay

2.2 BlueHDi 35 X Citroen Relay

54,778 miles 2020 Zero Deposit

Home Delivery Available

£12,295
Dundee
£258/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Volkswagen Golf

64,000 miles 2020 Zero Deposit

Home Delivery Available

£12,295
Plymouth
£258/month
Example
  • Kia XCEE'D

1.6 GDi 8.9kWh 3 DCT Euro 6 (s/s) 5dr Kia XCEE'D

72,000 miles 2021 Zero Deposit

Home Delivery Available

£12,295
Doncaster
£205/month
Example
  • Audi A1

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 3dr Audi A1

49,000 miles 2017 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Euro 6 (s/s) 5dr Ford Focus

72,000 miles 2016 Zero Deposit

Home Delivery Available

£12,295
Swindon
£258/month
Example
  • Ford Mondeo

2.0 Tdci St Line X Hatchback 5dr Diesel Powershift Euro 6 (s/s) (210 Ps) Ford Mondeo

67,000 miles 2017 Zero Deposit

Home Delivery Available

£12,295
Swindon
£258/month
Example
  • Honda Cr V

1.6 I-DTEC EX Honda Cr V

78,432 miles 2017 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

36,912 miles 2023 Zero Deposit

Home Delivery Available

£12,295
£205/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

57,000 miles 2021 Zero Deposit

Home Delivery Available

£12,295
£205/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.