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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • SEAT Ibiza

1.0 MPI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

22,250 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Swindon
£216/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A-Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Hyundai i10

1.0 Advance Hatchback 5dr Petrol Manual Euro 6 (s/ Hyundai i10

5,164 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo Design Hatchback 5dr Petrol Auto Euro 6 Vauxhall Corsa

29,700 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Clio

1.6 esprit Alpine E-Tech full hybrid 145 ^MY25] Renault Clio

14,790 miles 2024 Zero Deposit

Home Delivery Available

£12,995
Wolverhampton
£216/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Focus

44,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Ibiza

1.0 Tsi Se Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 Ps) SEAT Ibiza

21,530 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.0 TSI BlueMotion Tech SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Golf

53,476 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI R-Line Tech Euro 6 (s/s) 5dr Volkswagen Tiguan

119,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Audi A6 Avant

2.0 TDI ultra S line S Tronic Euro 6 (s/s) 5dr Audi A6 Avant

92,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£273/month
Example
  • Jaguar XE

2.0 d Portfolio Jaguar XE

38,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Fiat 500

1.2 69hp Lounge Automatic Fiat 500

9,920 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C3

1.2 PureTech MAX Citroen C3

13,775 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 Sport Euro 6 (s/s) 5dr Mercedes Benz GLA Class

34,318 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO R-Line Tech Volkswagen Tiguan

115,810 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£273/month
Example
  • Ford Mondeo

2.0 EcoBlue ST-Line Edition Hatchback 5dr Diesel M Ford Mondeo

61,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

69,173 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Jaguar F Pace

2.0 D240 Portfolio Jaguar F Pace

83,342 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

84,907 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • MINI Countryman

1.5 F60 MINI Countryman Cooper S E Classic MINI Countryman

64,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen T Roc

2.0 TDI SEL 4Motion Euro 6 (s/s) 5dr Volkswagen T Roc

82,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Dundee
£273/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz C-Class

76,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • SEAT Arona

1.0 TSI 110 FR Sport 5dr SEAT Arona

37,705 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MG HS

1.5 MG HS Exclusive Semi-Auto 5dr MG HS

54,501 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Inverness
£216/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Hatchback 5dr Petrol CVT Euro 6 (111 Toyota Yaris

22,694 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech GT DSG Euro 6 (s/s) 5dr Volkswagen Passat

66,739 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

M235i 2dr Step Auto BMW 2 Series

72,100 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V40

2.0 T2 Momentum Nav Plus Hatchback 5dr Petrol Manu Volvo V40

28,152 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota AYGO

1.0 VVT-i x-clusiv Hatchback 5dr Petrol AUTO x-shi Toyota AYGO

1,391 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Icon E-CVT Euro 6 (s/s) 5dr Toyota Yaris

23,700 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£273/month
Example
  • Ford Fiesta

1.0 T EcoBoost Zetec AUTOMATIC Ford Fiesta

4,550 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy Maxi Life

2.0 TDI DSG AUTO 7 SEATER Volkswagen Caddy Maxi Life

119,136 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

30 TDI Technik 5dr Audi A3

77,500 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

218D M SPORT AUTO BMW 2 Series

63,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£273/month
Example
  • Ford EcoSport

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford EcoSport

14,118 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen ID.4

Pure 52kWh Life Auto 5dr Volkswagen ID.4

28,442 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Reading
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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