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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • Mercedes Benz E Class

2.0 E220d AMG Line Saloon 4dr Diesel G-Tronic+ Eur Mercedes Benz E Class

86,936 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Basildon
£273/month
Example
  • Honda Civic

1.6 I Dtec Sr Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Honda Civic

49,100 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz X Class

2.3 CDI Power Auto 4MATIC Euro 6 4dr Mercedes Benz X Class

104,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

1.5 TDCi Titanium SUV 5dr Diesel Manual Euro 6 (s/ Ford Kuga

31,642 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Acenta Premium Euro 6 (s/s) 5dr Nissan Qashqai

35,146 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak 4WD Euro 5 (s/s) 4dr Ford Ranger

104,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Crew Van Double Cab 5dr Diesel Man Ford Transit

79,414 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Liverpool
£273/month
Example
  • Suzuki Swift

SZ5 BOOSTERJET Suzuki Swift

25,674 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Audi A7

3.0 TDI Quattro 272 Black Edition 5dr S Tronic Audi A7

111,345 miles 2017 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps) BMW 3 Series

119,400 miles 2019 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI Hatchback 5dr Petrol DSG Euro 6 (s/s) (192 ps) Volkswagen Polo

15,650 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Euro 6 (s/s) 3dr BMW 1 Series

55,435 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai i800

2.5 CRDi SE Auto Euro 6 5dr Hyundai i800

70,710 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar XE

2.0i GPF R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

51,853 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback Euro 6 (s/s) 5dr Audi A3

60,130 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW X1

1.5 18i GPF xLine sDrive Euro 6 (s/s) 5dr BMW X1

73,520 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki SX4

SZ4 BOOSTERJET Suzuki SX4

11,871 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Audi A1

1.4 TFSI Black Edition Sportback S Tronic Euro 6 (s/s) 5dr (Nav) Audi A1

50,468 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr Suzuki Ignis

28,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr Suzuki Ignis

25,323 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz GLA Class

GLA200 GLA 200 SE Mercedes Benz GLA Class

69,333 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • Ford Transit

2.0 350 L3 H3 P/V 168 BHP Ford Transit

9,474 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Vitara

SZ5 Suzuki Vitara

40,968 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Suzuki Vitara

SZ-T HYBRID Suzuki Vitara

41,817 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

33,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£273/month
Example
  • Peugeot 208

50kwh Gt Premium Hatchback 5dr Electric Auto (7kw Charger) (136 Ps) Peugeot 208

15,200 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line DSG Euro 6 (s/s) 5dr Volkswagen Golf

91,760 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

13,507 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen C3

1.2 PureTech Shine Plus Hatchback 5dr Petrol Manua Citroen C3

3,724 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV SE Connect SUV 5dr Petrol Hybrid Ma Hyundai Bayon

9,591 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

5,230 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Passat

GTE ADVANCE DSG PHEV 5-Door Volkswagen Passat

90,624 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Prime Panel Van 5dr Diesel Manual Vauxhall Combo

16,807 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

TD4 HSE BLACK PACK AUTO 7 SEATS Land Rover Discovery Sport

95,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Berlingo

1.2 1000 ENTERPRISE M PURETECH S/S 109 BHP Bluetoo Citroen Berlingo

47,400 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate SUV 5dr Petrol Manual Euro 6 (s Vauxhall Crossland

28,711 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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