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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • Vauxhall Corsa

1.2 Elite Edition Euro 6 5dr Vauxhall Corsa

18,000 miles 2022 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • BMW 1 Series

3.0 M140i 5-door BMW 1 Series

86,676 miles 2017 Zero Deposit

Home Delivery Available

£12,495
Norwich
£262/month
Example
  • Audi A4

1.4 TFSI S line Euro 6 (s/s) 4dr Audi A4

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Audi A3

2.0 TFSI S LINE Audi A3

70,790 miles 2018 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Audi A5

TDI QUATTRO S LINE Audi A5

55,000 miles 2012 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Ford Kuga

1.5 EcoBlue ST-Line Edition Ford Kuga

81,486 miles 2021 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Jaguar XE

2.0i GPF R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

70,320 miles 2018 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium X Edition Auto AWD Euro 6 (s/s) 5dr Ford Kuga

49,832 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Enterprise Edition M Citroen Berlingo

42,898 miles 2023 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

45,000 miles 2020 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Citroen Berlingo

WAV WHEELCHAIR ACCESSIBLE VEHICLE 1.5 BlueHDi Feel Citroen Berlingo

11,849 miles 2020 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • BMW 1 Series

2.0 118D M SPORT BMW 1 Series

109,000 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Dacia Duster

1.3 Comfort TCe 130 4x2 MY22 Dacia Duster

45,321 miles 2022 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Peugeot 208

1.5 BlueHDi Allure Premium Peugeot 208

43,000 miles 2022 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • BMW 2 Series Active Tourer

2.0 220i M Sport Active Tourer BMW 2 Series Active Tourer

74,600 miles 2019 Zero Deposit

Home Delivery Available

£12,495
Southampton
£262/month
Example
  • Mercedes Benz Sprinter

2.1 314 CDI Premium FWD L2 H2 Euro 6 (s/s) 5dr Mercedes Benz Sprinter

109,877 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Peugeot Rifter

WHEELCHAIR ACCESSIBLE VEHICLE WAV WITH HOIST PASSENGER UP FRONT 1.5 BlueHDi Allure Peugeot Rifter

15,697 miles 2021 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Sportive L2 H1 Euro 6 5dr Vauxhall Vivaro

50,000 miles 2018 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Peugeot Partner Tepee

1.6 HDI Active Allied Vehicles WAV Peugeot Partner Tepee

21,654 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Audi A4

2.0 TDI ultra Sport Audi A4

66,000 miles 2016 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Ford Focus

ST-3 2.0 EcoBoost Estate - Full Service History - 62,100 miles - Sat Nav, Sony Upgrade - Blue - SOLD Ford Focus

62,100 miles 2015 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Nissan Juke

23,362 miles 2020 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Renault Kangoo

1.5 LL21 ENERGY dCi 115 Business MY19 Renault Kangoo

15,230 miles 2021 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Volvo V40

2.0 D3 R-Design Pro Auto Euro 6 (s/s) 5dr Volvo V40

53,000 miles 2018 Zero Deposit

Home Delivery Available

£12,495
Stockton-on-Tees
£262/month
Example
  • MINI Countryman

2.0 Cooper S ALL4 Euro 6 (s/s) 5dr MINI Countryman

65,500 miles 2017 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Mercedes Benz C Class

2.1 C220d SE Executive Edition 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

51,376 miles 2016 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Mitsubishi L200

2.5 DI-D Warrior Mitsubishi L200

87,100 miles 2014 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • BMW 1 Series

1.5 116d Sport 5-Door BMW 1 Series

51,871 miles 2019 Zero Deposit

Home Delivery Available

£12,495
Southampton
£262/month
Example
  • Skoda Karoq

1.5 TSI Edition DSG Euro 6 (s/s) 5dr Skoda Karoq

83,750 miles 2018 Zero Deposit

Home Delivery Available

£12,495
Peterborough
£262/month
Example
  • Volkswagen T Roc

1.5 TSI EVO SEL Euro 6 (s/s) 5dr Volkswagen T Roc

71,386 miles 2018 Zero Deposit

Home Delivery Available

£12,495
Doncaster
£262/month
Example
  • Ford Transit

2.0 Transit Custom Limited Van 300 L1 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

99,376 miles 2022 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • BMW X2

2.0 18d M Sport X sDrive Euro 6 (s/s) 5dr BMW X2

75,116 miles 2018 Zero Deposit

Home Delivery Available

£12,495
Doncaster
£262/month
Example
  • Fiat 500

1.0 500 1.0 70hp Mild Hybrid Fiat 500

7,300 miles 2024 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium Vauxhall Corsa

35,119 miles 2021 Zero Deposit

Home Delivery Available

£12,495
Southport
£208/month
Example
  • Peugeot Boxer

BLUEHDI TIPPER CREW 335 L3 Peugeot Boxer

75,000 miles 2021 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • SEAT Ateca

1.5 TSI EVO FR Sport Euro 6 (s/s) 5dr SEAT Ateca

76,554 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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