Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech Crew Van LWB Euro 6 (s/s) 5dr Volkswagen Caddy

79,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Harlow
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot Expert

BLUE HDI PROFESSIONAL STANDARD Peugeot Expert

66,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Mercedes Benz 180

2.1 GLA220d AMG Line (Premium Plus) SUV 5dr Diesel Mercedes Benz 180

66,641 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Panel Van 5dr Diesel Manual S Volkswagen Caddy

65,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot Rifter

BLUEHDI S/S ALLURE MANUAL DIESEL 12000 MILES WITH MOBILITY RAMP Peugeot Rifter

12,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Darlington
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Excel Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

13,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Hse Dynamic Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

62,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

24,700 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen Dispatch

1000 1.5 BlueHDi 100 Van Enterprise Citroen Dispatch

50,414 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.4 TSI GTE Nav Hatchback 5dr Petrol Plug-in Hybri Volkswagen Golf

47,775 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Trendline LWB Euro 6 (s/s) 6dr Volkswagen Caddy

91,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • SEAT Ateca

1.0 TSI 115 Ecomotive SE Technology 5dr SEAT Ateca

31,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line SUV 5dr Diesel T Volkswagen Touareg

105,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 308

1.2 Puretech Gt Line Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Peugeot 308

48,072 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Derby
£273/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£216/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

12,999 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£216/month
Example
  • Vauxhall Mokka

1.6i Elite SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) Vauxhall Mokka

25,615 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Maserati Ghibli

3.0D V6 ZF Euro 5 (s/s) 4dr Maserati Ghibli

60,750 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

ST-Line 1.0 EcoBoost [125] 5 Dr [6] Ford Focus

32,100 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

N-Connecta DiG-T 5 Dr [6] Nissan Qashqai

41,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz B Class

B200 B200d AMG Line Premium Plus 5 Dr [7] Auto Mercedes Benz B Class

42,300 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Relay

2.2 HDi 35 Enterprise Dropside 2dr Diesel Manual L Citroen Relay

115,002 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

2.0 A200d AMG Line (Premium 2) 8G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

90,868 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo 126 SR 5dr CVT Honda Civic

23,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Reading
£273/month
Example
  • BMW 1 Series

1.5 116D SE 5d 115 BHP ONLY 79024 GENUINE MILES BMW 1 Series

79,024 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Clubman

2.0 Cooper D Sport Estate 6dr Diesel Auto Euro 6 ( MINI Clubman

51,468 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

65,775 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Plus Volkswagen Caddy

66,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

34,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot Partner

1.5 Bluehdi 1000 Asphalt Premium Standard Panel Van 5dr Diesel Eat8 Swb Eur Peugeot Partner

40,498 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Hyundai Santa Fe

2.2 CRDi Premium SE 4WD Euro 5 5dr (7 seat) Hyundai Santa Fe

45,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

Limited 300 L2 LWB 2.0 TDCi Euro 6 (130bhp) Ford Transit

83,007 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Walsall
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

45,396 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.