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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Skoda Kodiaq

1.4 TSI ACT SE Skoda Kodiaq

63,000 miles 2018 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE Auto 4WD Euro 5 (s/s) 5dr Land Rover Discovery Sport

90,644 miles 2015 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Mercedes Benz A Class

A200 AMG Line 5dr Auto, petrol, grey + amazing value Mercedes Benz A Class

93,626 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line S DCT AWD Euro 6 (s/s) 5dr Kia Sportage

84,933 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Land Rover Discovery 4

3.0 SD V6 HSE Auto 4WD Euro 5 (s/s) 5dr Land Rover Discovery 4

129,000 miles 2014 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Vauxhall Insignia

2.0 CDTi ecoFLEX SRi VX Line Nav Euro 6 (s/s) 5dr Vauxhall Insignia

14,000 miles 2017 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Mercedes Benz Sprinter

2.0 315 CDI HD PRO RWD L3 H2 Euro 6 (s/s) 5dr Mercedes Benz Sprinter

207,771 miles 2022 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Fiesta

30,951 miles 2021 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium Plus) 7G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C Class

90,000 miles 2014 Zero Deposit

Home Delivery Available

£12,495
Swindon
£262/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise Citroen Relay

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,494
Ipswich
£262/month
Example
  • MINI Clubman

1.5 Cooper Classic Euro 6 (s/s) 6dr MINI Clubman

51,400 miles 2019 Zero Deposit

Home Delivery Available

£12,493
£262/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto Euro 6 (s/s) 5dr Jaguar F Pace

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,493
£262/month
Example
  • MINI Hatch

1.5 One Classic Euro 6 (s/s) 5dr MINI Hatch

38,000 miles 2021 Zero Deposit

Home Delivery Available

£12,490
Basingstoke
£208/month
Example
  • Audi A3

1.0 TFSI 30 S line Sportback Euro 6 (s/s) 5dr Audi A3

52,000 miles 2018 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • MG ZS

VTi-TECH Exclusive SUV 1.5 Manual Petrol MG ZS

26,124 miles 2022 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Ford Transit

15 Seats Minibus 2,2 ULEZ COMPLIANT TDCi 460 HDT 2017 Ford Transit

37,657 miles 2017 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Ford Kuga

2.5 EcoBoost Duratec 14.4kWh ST-Line X CVT Euro 6 (s/s) 5dr Ford Kuga

91,172 miles 2020 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Citroen C3

1.2 PureTech Shine Automatic Citroen C3

28,500 miles 2022 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Citroen C3

1.2 PureTech Shine Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

19,997 miles 2023 Zero Deposit

Home Delivery Available

£12,490
Wigan
£208/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 SE Mercedes Benz GLA Class

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Peugeot e-2008

50kWh GT Line SUV 5dr Electric Auto (136 ps) Peugeot e-2008

33,500 miles 2021 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Audi A1

1.0 TFSI 25 Technik Sportback Euro 6 (s/s) 5dr Audi A1

57,542 miles 2022 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Volkswagen Golf

1.6 TDI Match DSG Euro 6 (s/s) 5dr Volkswagen Golf

65,000 miles 2019 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • BMW 1 Series

2.0 118d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

51,447 miles 2017 Zero Deposit

Home Delivery Available

£12,490
Halifax
£262/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Active X Vignale Edition Euro 6 (s/s) 5dr Ford Focus

54,000 miles 2021 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Vauxhall Corsa

1.2 Turbo Design Auto Euro 6 (s/s) 5dr Vauxhall Corsa

10,000 miles 2023 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Crew Van Double Cab 5dr Diesel Manual L1 H1 Euro 6 (s/s) (6 Seat) (130 ps) Ford Transit

101,000 miles 2019 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Auto Euro 6 (s/s) (136 ps) MINI Countryman

68,000 miles 2018 Zero Deposit

Home Delivery Available

£12,490
Bedford
£262/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise L3 Extra High Roof Euro 6 (s/s) 5dr Citroen Relay

54,000 miles 2021 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Mazda Mx 5

2.0i Sport Tech Roadster Euro 5 2dr Mazda Mx 5

24,000 miles 2015 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Mercedes Benz A Class

1.3 A180 Sport Mercedes Benz A Class

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

20,000 miles 2023 Zero Deposit

Home Delivery Available

£12,490
£208/month
Example
  • Kia Cee'd

1.4 T Gdi First Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (138 Bhp) Kia Cee'd

46,539 miles 2018 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Audi A1

1.4 TFSI Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

32,100 miles 2016 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Kia Sportage

1.6 CRDi GT-Line Euro 6 (s/s) 5dr Kia Sportage

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Vauxhall Corsa

1.2 GS Euro 6 (s/s) 5dr Vauxhall Corsa

628 miles 2025 Zero Deposit

Home Delivery Available

£12,490
Birmingham
£208/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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