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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Hatchback 5dr Petrol M Vauxhall Corsa

21,712 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Captur

1.0 Tce Evolution Suv 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Captur

8,100 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A3

2.0 TDI S line Audi A3

56,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Audi A1

20,617 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

116 1.5 116d M Sport Shadow Edition Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 BMW 1 Series

65,243 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series

2.0 218d Luxury Convertible 2dr Diesel Auto Euro 6 BMW 2 Series

38,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • BMW 5 Series

3.0 30d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW 5 Series

86,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • Skoda Yeti

2.0 TDI Laurin & Klement Outdoor 5dr Diesel Manual Skoda Yeti

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

53,287 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volvo S90

2.0 D4 R-Design Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

99,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

COOPER MINI Hatch

34,134 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Skoda Kodiaq

2.0 TDI SE SUV 5dr Diesel Manual 4WD Euro 6 (s/s) Skoda Kodiaq

95,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo 5dr Skoda Fabia

14,736 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport (Premium) Coupe 2dr Diesel G-Troni Mercedes Benz C Class

90,668 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

56,160 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 308

1.5 BlueHDi GT SUV 5dr Diesel Manual Euro 6 (s/s) Peugeot 308

79,651 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Kadjar

1.3 TCe GT Line SUV 5dr Petrol Manual Euro 6 (s/s) Renault Kadjar

35,898 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jeep Compass

1.4 Multiair 140 Longitude 5dr [2WD] Jeep Compass

24,900 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mitsubishi Outlander

2.0 PHEV 4h 5dr Auto Mitsubishi Outlander

49,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Luton
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Panel Van 5dr Diesel Manual S Volkswagen Caddy

75,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Kadjar

1.3 TCe S Edition SUV 5dr Petrol Manual Euro 6 (s/ Renault Kadjar

14,400 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 340 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

88,229 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,700 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Manual E Ford EcoSport

15,100 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Audi A1

20,617 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jeep Compass

1.4T MultiAirII Limited SUV 5dr Petrol Auto 4WD Eu Jeep Compass

52,263 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 GT TDI BLUEMOTION TECHNOLOGY DSG 5d 148 BHP Su Volkswagen Golf

68,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V40

2.0 T3 R-Design Nav Plus Hatchback 5dr Petrol Manu Volvo V40

32,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Motion SUV 5dr Petrol Manual Euro 6 (s Nissan Qashqai

61,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Jaguar F Pace

2.0 D180 Prestige Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Jaguar F Pace

2.0 D240 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,554 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Kuga

2.0 EcoBlue MHEV ST-Line Edition Euro 6 (s/s) 5dr Ford Kuga

76,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£216/month
Example
  • Audi A1

1.4 TFSI*SPORT*1OWNER INCREDIBLE 8,000MLS-DAB-3SVS-6SPD**FLAWLESS FIND!** Audi A1

8,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 2008

100kW Allure Premium 50kWh 5dr Auto Peugeot 2008

14,846 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Tekna+ XTRON Euro 6 (s/s) 5dr Nissan Qashqai

95,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£216/month
Example
  • Peugeot Boxer

2.2 BlueHDi 435 Professional L4 H2 Euro 6 (s/s) 5dr Peugeot Boxer

89,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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