Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Peugeot 308

1.5 BlueHDi GT Line SUV 5dr Diesel Manual Euro 6 ( Peugeot 308

46,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • Peugeot 2008

1.2 Puretech Allure Premium Suv 5dr Petrol Eat Euro 6 (s/s) (130 Ps) Peugeot 2008

12,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Yaris

1.5 VVT-h Excel Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

43,992 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Auto Euro 6 (s/s) 5dr Vauxhall Crossland

4,842 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Mondeo

2.0 Eco Blue Diesel Titanium Edition 5dr Estate Automatic Ford Mondeo

69,592 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE Auto 4WD Euro 5 (s/s) 5dr Land Rover Discovery Sport

90,000 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q2

1.6 TDI 30 Sport SUV 5dr Diesel Manual Euro 6 (s/s Audi Q2

96,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

52,890 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

89,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen C4

1.2 PureTech [130] Sense Plus 5dr Auto Citroen C4

22,191 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader L1 H1 Euro 6 (s/s) 5dr Ford Transit

58,500 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 Transit Custom Leader Van 300 L2 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

62,434 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Dundee
£216/month
Example
  • Volkswagen Taigo

1.0 TSI Life DSG Euro 6 (s/s) 5dr Volkswagen Taigo

17,461 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 208

1.2 PureTech GT Premium Euro 6 (s/s) 5dr Peugeot 208

43,734 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£216/month
Example
  • Mercedes Benz Sprinter

2.1 314 CDI RWD L2 H1 Euro 6 5dr Mercedes Benz Sprinter

92,989 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A Class

A180 A 180 D SPORT Mercedes Benz A Class

70,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Insignia

GRAND SPORT SRI VX-LINE NAV Vauxhall Insignia

45,947 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz 200

A AMG LINE PREMIUM Mercedes Benz 200

50,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Auto, petrol, silver + low mileage Suzuki Vitara

33,503 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Auto Ford Transit

0 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen C3

1.2 PureTech Shine Hatchback 5dr Petrol EAT6 Euro Citroen C3

10,891 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

310 LEADER L3 H2 ECOBLUE EU6 ULEZ Ford Transit

41,635 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Griffin 5dr Vauxhall Corsa

16,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Skoda Kamiq

1.0 TSI SE Drive DSG Euro 6 (s/s) 5dr Skoda Kamiq

10,500 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Kuga

1.5T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford Kuga

21,653 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2700 Sportive L1 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

49,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY 5d 180 BHP Land Rover Discovery Sport

77,482 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Discovery Sport

80,202 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

56,160 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

75,401 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Alfa Romeo Giulietta

1.4 TB Speciale Hatchback 5dr Petrol Manual Euro 6 Alfa Romeo Giulietta

23,686 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 5008

1.2 PureTech Active Premium Peugeot 5008

92,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Norwich
£216/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

75,031 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Crawley
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE 5-DOOR 11,000 MILES FULL SERVICE HISTORY 1 OWNER 15 MONTHS WARRA Volkswagen Polo

11,490 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Grimsby
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.