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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

31,897 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Sportback 5dr Petrol Man Audi A3

63,478 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 2008

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 2008

24,950 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Telford
£216/month
Example
  • Ford Puma

1.0 T 125*ST LINE-X MHEV*1Owner-FSH-2Kys-B&O-Dab-PDC-NAV**GREAT VALUE SUV** Ford Puma

66,548 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Swansea
£216/month
Example
  • Dacia Sandero Stepway

1.0 Stepway Journey TCe 100 Bi-Fuel MY23 Dacia Sandero Stepway

16,991 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Mokka

Vauxhall Mokka

23,534 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£216/month
Example
  • Dacia Duster

1.3 TCe 130 Journey 5dr Dacia Duster

47,654 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

57,400 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Abarth 595

1.4 T-Jet Hatchback 3dr Petrol Manual Euro 6 (145 Abarth 595

16,580 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bristol
£216/month
Example
  • Volkswagen UP

1.0 TSI GTI Volkswagen UP

44,600 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Huddersfield
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Nav Auto Euro 6 (s/s) 5dr Vauxhall Corsa

10,050 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Burton-upon-Trent
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

64,931 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

32,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi Q2

30 TFSI Sport 5dr Audi Q2

51,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen ID.3

Pro Performance 58kWh Life Auto 5dr Volkswagen ID.3

40,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Ateca

1.5 TSI EVO XPERIENCE SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps) + CARPLAY/ANDROID AUTO + SEAT Ateca

65,286 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.0 TFSI 25 Sport Sportback Euro 6 (s/s) 5dr Audi A1

4,836 miles 2025 Zero Deposit

Home Delivery Available

£12,995
Reading
£216/month
Example
  • Subaru Impreza

1.6i SE Lineartronic 4WD Euro 6 (s/s) 5dr Subaru Impreza

32,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

64,632 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Euro 6 (s/s) 5dr BMW 1 Series

33,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ5 Hatchback 5dr Petrol AGS Auto Euro 6 (90 ps) Suzuki Ignis

10,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q5

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (190 ps) Audi Q5

86,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bradford
£273/month
Example
  • Volkswagen Tiguan

2.0 Tdi Se Navigation Suv 5dr Diesel Dsg 4motion Euro 6 (s/s) (150 Ps) Volkswagen Tiguan

87,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

30,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Movano

2.3 Turbo D 135ps H1 Crew Cab Dropside Vauxhall Movano

86,109 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£216/month
Example
  • Ford Fiesta

TREND . AUTOMATIC . 5 Door Petrol Ford Fiesta

39,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol S Tronic Euro 6 ( Audi TT

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Volkswagen Golf

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Golf

26,065 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V60

2.0 D3 R-Design Lux Nav Estate 5dr Diesel Auto Eur Volvo V60

60,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.5 TFSI CoD Sport Sportback 5dr Petrol S Tronic E Audi A3

43,400 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£273/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line Mercedes Benz A-Class

77,854 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Insignia

2.0 Turbo D BlueInjection SRi VX Line Nav Grand Sport Euro 6 (s/s) 5dr Vauxhall Insignia

25,498 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW X1

2.0 X1 xDrive20i M Sport BMW X1

89,989 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Chesterfield
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

9,100 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Titanium 5dr Ford Fiesta

12,910 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Tourneo

Zetec 5 Door Petrol . Small MPV Ford Tourneo

29,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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