Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Mercedes Benz B Class

B180 1.6 B180 Exclusive Edition MPV 5dr Petrol 7G-DCT E Mercedes Benz B Class

37,922 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Suzuki Swift

1.4 Boosterjet MHEV Sport Hatchback 5dr Petrol Hyb Suzuki Swift

37,364 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Skoda Fabia

1.0 MPI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

16,128 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Preston
£216/month
Example
  • Ford Focus

1.5 EcoBlue Titanium Hatchback 5dr Diesel Manual E Ford Focus

21,015 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Ipswich
£216/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

48,852 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

1.0 100PS Active B & O Play 5 Door 6 Speed Manual Ford Fiesta

7,548 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

9,244 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Manchester
£216/month
Example
  • BMW 2 Series

225 225XE M SPORT PREMIUM ACTIVE TOURER BMW 2 Series

62,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue FWD L3 H3 Euro 6 5dr Ford Transit

44,629 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Honda Cr V

2.0 i-VTEC SE 5dr ** ONLY 25000 MILES ** Honda Cr V

25,132 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 150PS L2 H1 Euro 6 Van, 72,400 miles, Vauxhall Vivaro

72,400 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

52,539 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Walsall
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

16,981 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Manchester
£216/month
Example
  • Hyundai IONIQ

1.6 h-GD GPFi 8.9kWh Premium SE Hatchback 5dr Petr Hyundai IONIQ

48,273 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Manchester
£273/month
Example
  • Audi Q2

1.6 TDI 30 SE SUV 5dr Diesel Manual Euro 6 (s/s) ( Audi Q2

53,915 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota C HR

1.2 VVT-i Icon SUV 5dr Petrol Manual Euro 6 ss Toyota C HR

25,140 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Citroen C4

1.6 BlueHDi Flair MPV 5dr Diesel EAT6 Euro 6 (s/s) Citroen C4

45,200 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

96,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Skoda Octavia

1.5 TSI ACT SportLine Hatchback 5dr Petrol DSG Eur Skoda Octavia

70,060 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MG MG HS

1.5 T-GDI Excite SUV 5dr Petrol Manual Euro 6 (s/s MG MG HS

31,727 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 2 Series

2.0 218d SE MPV 5dr Diesel Auto Euro 6 (s/s) (150 BMW 2 Series

34,596 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Corsa

Elite Edition Vauxhall Corsa

25,742 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

48,850 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Gillingham
£273/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ-T 5dr Auto Suzuki Vitara

43,272 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Exeter
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

78,929 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

27,387 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

28,193 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

36,696 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • BMW 2 Series

1.5 218i Sport Coupe 2dr Petrol Auto Euro 6 (s/s) BMW 2 Series

44,120 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive SUV 5dr Petrol Manual Euro MG ZS

34,441 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader L3 H3 * 30,533 * LWB L3 * L Ford Transit

30,533 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Standard * 23,271 * Peugeot Expert

23,271 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz GLA Class

GLA220 GLA 220 D 4MATIC AMG LINE PREMIUM Mercedes Benz GLA Class

63,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Edge

2.0 Tdci Titanium Suv 5dr Diesel Manual Awd Euro 6 (s/s) (180 Ps) Ford Edge

59,276 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

37,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Hyundai i30

1.0 T-GDi MHEV SE Connect Tourer 5dr Petrol Hybrid Hyundai i30

38,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Norwich
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.