Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Honda Civic

1.6 I-DTEC SR Honda Civic

58,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Carlisle
£273/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

23,794 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Barnsley
£273/month
Example
  • Dacia Duster

1.3 TCe Comfort Euro 6 (s/s) 5dr Dacia Duster

39,204 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mitsubishi L200

2.4 L200 Warrior DI-D 4WD Mitsubishi L200

90,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Luton
£273/month
Example
  • Skoda Octavia

SE DRIVE TSI DSG 19 PLATE AUTO SAT NAV 65000 MILES Skoda Octavia

65,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Vauxhall Crossland

Hatchback Design Vauxhall Crossland

10,211 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Jaguar F Pace

79,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Kia Niro

1.6h GDi 4 DCT Euro 6 (s/s) 5dr ( 16in Alloy) Kia Niro

70,400 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

2.1 E220 BlueTEC AMG Night Edition Mercedes Benz E Class

54,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Audi A5

2.0 TDI 40 S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

111,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Volkswagen Tiguan

2.0 TDi 150 SEL 5dr Volkswagen Tiguan

77,385 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A6 Avant

2.0 TDI ultra S line Euro 6 (s/s) 5dr Audi A6 Avant

79,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£273/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Estate 5dr Petrol Manual Euro 6 (s/s) (150 ps) Skoda Octavia

70,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MG HS

1.5 T-GDI Exclusive SUV 5dr Petrol Manual Euro 6 (s/s) (162 ps) MG HS

16,241 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen Berlingo Multispace

1.6 Feel Blue HDi 100 Wheelchair Adapted Vehicle Citroen Berlingo Multispace

13,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

35,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Euro 6 (s/s) 5dr Volkswagen Golf

75,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s MINI Convertible

26,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 3dr MINI Hatch

37,138 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Poole
£273/month
Example
  • Land Rover Range Rover Evoque

TD4 SE TECH PANO ROOF SAT NAV LEATHER 4X4 19 REG Land Rover Range Rover Evoque

69,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Ford Kuga

ST-LINE EDITION ECOBLUE NEW SHAPE 71 PLATE SAT NAV Ford Kuga

85,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Darlington
£216/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Steptronic MINI Hatch

37,266 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Northampton
£273/month
Example
  • Ford Focus

1.0 T EcoBoost Vignale Ford Focus

23,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Premium Hatchback 5dr Diesel EA Peugeot 308

71,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Insignia

2.0 Turbo D Elite Nav 5dr Auto Vauxhall Insignia

42,690 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall CORSA-E

100kW Ultimate 50kWh 5dr Auto [11kWCh] Vauxhall CORSA-E

11,300 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Auto Euro 6 (s/s) (13 MINI Clubman

33,234 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Middlesbrough
£273/month
Example
  • Kia Niro

1.6 GDi Hybrid 3 5dr DCT Kia Niro

41,791 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 5008

1.5 BlueHDi GT Line Premium Peugeot 5008

113,190 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Cardiff
£273/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Steptronic MINI Hatch

66,755 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol DSG Euro 6 (s/ SEAT Leon

51,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 SD4 240 HSE 5dr Auto Land Rover Discovery Sport

80,200 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Countryman

1.5 Cooper Classic Euro 6 (s/s) 5dr MINI Countryman

31,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Micra

1.0 IG-T Tekna Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

11,020 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Preston
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.