Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

469-504 of over 1,000 cars

  • Renault Captur

1.0 Techno TCe 90 MY22 Renault Captur

19,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Ford C Max

1.5 TDCi Titanium X 5dr Powershift Ford C Max

19,340 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

1.0 TFSI 30 S line Sportback 5dr Petrol Manual Eur Audi A3

52,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

74,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Auto Petrol Steptro MINI Hatch

46,465 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Mercedes Benz C-Class

55,700 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Black Land Rover Discovery Sport

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

35,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi Q3

2.0 TDI Black Edition S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

93,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£267/month
Example
  • BMW 3 Series

2.0 320d Sport Touring 5dr Diesel Manual Euro 6 (s BMW 3 Series

64,439 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A7

3.0 TDI V6 Black Edition Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A7

92,421 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£267/month
Example
  • Hyundai Tucson

1.6 T-GDi N Line Euro 6 (s/s) 5dr Hyundai Tucson

63,664 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Euro 6 (s/s) 5dr Volkswagen Golf

75,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
London
£267/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Lux Land Rover Range Rover Evoque

51,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford Focus

ST-2 2.0 EcoBoost - Tangerine Scream - 58,800 miles. FSH. SYNC 3, 19inch - Unmodified - SOLD Ford Focus

58,800 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 5dr Volkswagen Golf

80,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) Volkswagen Polo

39,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£267/month
Example
  • MG HS

1.5 T-GDI Exclusive DCT Euro 6 (s/s) 5dr MG HS

45,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Stevenage
£209/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Euro 6 (s/s) 3dr Ford Fiesta

31,485 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Jaguar XF

3.0d V6 S Saloon 4dr Diesel Auto Euro 6 (s/s) (300 Jaguar XF

66,425 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

1.0 TFSI 30 Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (110 ps) Audi A3

80,896 miles 2020 Zero Deposit

Home Delivery Available

£12,995
London
£267/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A-Class

41,785 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Harlow
£267/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Premium Auto Euro 6 (s/s) 5dr Vauxhall Mokka

49,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bradford
£209/month
Example
  • Volvo V40

2.0 T3 R-Design Pro Euro 6 (s/s) 5dr Volvo V40

18,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Citroen Berlingo

1.5 BLUEHDI FLAIR XL 5d 101 BHP Citroen Berlingo

69,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz E Class

3.0 E350 V6 BlueTEC AMG Night Edition (Premium Plu Mercedes Benz E Class

79,605 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Manchester
£267/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Auto Euro 6 (s/s MINI Hatch

30,182 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£267/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

78,498 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Renault Captur

1.3 Techno mild hybrid TCe 140 MY22 Renault Captur

28,018 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volkswagen Golf

2.0 TSI GTI Performance Volkswagen Golf

119,869 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium Plus) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (136 ps) Mercedes Benz A-Class

55,200 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 3 Series

2.0 320d xDrive*MSPORT+*Panroof-Cam-HK-19s*STUNNING EXAMPLE* BMW 3 Series

104,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Swansea
£267/month
Example
  • Volkswagen Caddy Life

2.0 TDI BlueMotion Tech DSG Euro 6 (s/s) 5dr Volkswagen Caddy Life

19,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Dundee
£267/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Peugeot Rifter

13,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

71,565 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.