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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

469-504 of over 1,000 cars

  • Jaguar XE

2.0 P250i S Auto Euro 6 (s/s) 4dr Jaguar XE

72,000 miles 2019 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • MINI Convertible

1.5 Cooper Classic Steptronic Euro 6 (s/s) 2dr MINI Convertible

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,690
Basingstoke
£266/month
Example
  • Mazda Cx 30

2.0 SKYACTIV-G MHEV SE-L Lux Euro 6 (s/s) 5dr Mazda Cx 30

35,332 miles 2020 Zero Deposit

Home Delivery Available

£12,690
Wigan
£266/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line Tiptronic 4WD Euro 6 (s/s) 5dr Volkswagen Touareg

108,000 miles 2015 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV Euro 6 (s/s) 5dr Peugeot Rifter

21,000 miles 2020 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

76,922 miles 2018 Zero Deposit

Home Delivery Available

£12,689
£266/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Auto Euro 6 (s/s) 5dr Ford Focus

38,291 miles 2020 Zero Deposit

Home Delivery Available

£12,689
£266/month
Example
  • BMW X1

2.0 X1 sDrive18d xLine BMW X1

40,000 miles 2016 Zero Deposit

Home Delivery Available

£12,685
£266/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 R-Dynamic S FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

102,000 miles 2020 Zero Deposit

Home Delivery Available

£12,684
£266/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

47,086 miles 2016 Zero Deposit

Home Delivery Available

£12,681
Peterborough
£266/month
Example
  • Toyota Corolla

1.8 VVT-h Design CVT Euro 6 (s/s) 5dr Toyota Corolla

84,274 miles 2019 Zero Deposit

Home Delivery Available

£12,681
Peterborough
£266/month
Example
  • BMW 5 Series

2.0 520d SE Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

90,000 miles 2017 Zero Deposit

Home Delivery Available

£12,680
£266/month
Example
  • Peugeot Expert

2.0 BlueHDi 1300 Professional Plus Compact Panel Van EAT6 SWB Euro 6 (s/s) 6dr Peugeot Expert

93,120 miles 2018 Zero Deposit

Home Delivery Available

£12,675
£266/month
Example
  • Mercedes Benz A Class

1.6 A 200 AMG Line Exeutive Auto 5dr Mercedes Benz A Class

57,349 miles 2017 Zero Deposit

Home Delivery Available

£12,666
£266/month
Example
  • BMW 3 Series

2.0 330e xDrive SE Pro Saloon BMW 3 Series

99,000 miles 2021 Zero Deposit

Home Delivery Available

£12,650
£210/month
Example
  • Ford EcoSport

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford EcoSport

9,000 miles 2022 Zero Deposit

Home Delivery Available

£12,650
£210/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

40,202 miles 2023 Zero Deposit

Home Delivery Available

£12,625
£210/month
Example
  • Audi A5

2.0 TDI S line S Tronic Euro 6 (s/s) 2dr Audi A5

85,447 miles 2017 Zero Deposit

Home Delivery Available

£12,614
£265/month
Example
  • Toyota Auris

1.6 D-4D Excel Touring Sports Euro 6 (s/s) 5dr Toyota Auris

24,050 miles 2015 Zero Deposit

Home Delivery Available

£12,613
£265/month
Example
  • Audi A4

2.0 TFSI Sport Saloon 4dr Petrol S Tronic Euro 6 (s/s) (190 ps) Audi A4

71,067 miles 2017 Zero Deposit

Home Delivery Available

£12,600
£264/month
Example
  • Ford Kuga

2.0 TDCi ST-Line X AWD Euro 6 (s/s) 5dr Ford Kuga

64,000 miles 2018 Zero Deposit

Home Delivery Available

£12,599
Norwich
£264/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

97,387 miles 2016 Zero Deposit

Home Delivery Available

£12,599
Bedford
£264/month
Example
  • Mercedes Benz E Class

2.1 E220 BlueTEC AMG Night Edition (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

49,244 miles 2015 Zero Deposit

Home Delivery Available

£12,595
£264/month
Example
  • Jaguar E Pace

2.0 D150 S Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

65,054 miles 2018 Zero Deposit

Home Delivery Available

£12,595
Birmingham
£264/month
Example
  • Skoda Octavia

1.0 TSI SE First Edition Euro 6 (s/s) 5dr Skoda Octavia

51,000 miles 2020 Zero Deposit

Home Delivery Available

£12,595
Stockport
£264/month
Example
  • Volkswagen Polo

1.2 TSI Match ***AUTOMATIC*** Volkswagen Polo

22,000 miles 2017 Zero Deposit

Home Delivery Available

£12,595
£264/month
Example
  • Mercedes Benz C Class

1.5 C200 MHEV EQ Boost Sport G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

80,246 miles 2019 Zero Deposit

Home Delivery Available

£12,594
£264/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

71,326 miles 2016 Zero Deposit

Home Delivery Available

£12,594
£264/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

59,000 miles 2016 Zero Deposit

Home Delivery Available

£12,594
£264/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise Pro M FWD 2 Euro 6 (s/s) 6dr Citroen Dispatch

44,595 miles 2021 Zero Deposit

Home Delivery Available

£12,594
£210/month
Example
  • Skoda Kodiaq

2.0 TDI SE DSG Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

103,789 miles 2019 Zero Deposit

Home Delivery Available

£12,591
Leicester
£264/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Euro 6 (s/s) 5dr Volkswagen Golf

41,000 miles 2018 Zero Deposit

Home Delivery Available

£12,590
Basingstoke
£264/month
Example
  • Audi TT

2.0 TFSI SPORT Audi TT

49,000 miles 2015 Zero Deposit

Home Delivery Available

£12,590
£264/month
Example
  • Ford Tourneo

1.5 EcoBlue Zetec Euro 6 (s/s) 5dr Ford Tourneo

42,208 miles 2020 Zero Deposit

Home Delivery Available

£12,572
Bolton
£264/month
Example
  • Ford Ranger

2.0 Ranger Limited Double Cab 2.0L EcoBlue 213PS AWD 6 Speed Manual Ford Ranger

80,703 miles 2021 Zero Deposit

Home Delivery Available

£12,565
£209/month
Example
  • Peugeot 3008

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 3008

39,990 miles 2019 Zero Deposit

Home Delivery Available

£12,531
Manchester
£263/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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