Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Ford Kuga

1.5 TDCi ST-Line X SUV 5dr Diesel Manual Euro 6 (s Ford Kuga

58,829 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

58,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 Jaguar F Pace

100,759 miles 2016 Zero Deposit

Home Delivery Available

£12,999
York
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2700 Dynamic L1 Euro 6 * ONLY 39,982 - Vauxhall Vivaro

39,982 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Citroen Relay

2.2 BLUEHDi 35 ENTERPRISE IN WHITE WITH 29,000 MIL Citroen Relay

29,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Renault Clio

1.0 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 Renault Clio

11,655 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 1 Series

1.5 116d SE Business Hatchback 5dr Diesel Manual E BMW 1 Series

31,710 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Volkswagen Caddy

2.0 TDI BlueMotion Tech MPV 5dr Diesel DSG Euro 6 Volkswagen Caddy

14,100 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Sportback 5dr Petrol S Tron Audi A3

85,589 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel D Volkswagen Golf

78,606 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mazda MX-3

35.5kWh Sport Lux SUV 5dr Electric Auto (145 ps) Mazda MX-3

9,696 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

81,222 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Discovery Sport

69,119 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Liverpool
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo SRi Nav SUV 5dr Petrol Manual Euro 6 (s/ Vauxhall Crossland

9,563 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Manual E Ford EcoSport

18,313 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line (Premium) Hatchback 5dr Petrol M Mercedes Benz A Class

60,398 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • MINI Hatch

2.0 Cooper S Steptronic Euro 6 (s/s) 3dr MINI Hatch

55,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Euro 6 (s/s) 5dr Skoda Fabia

12,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Harlow
£216/month
Example
  • Volkswagen Golf

Estate SE Volkswagen Golf

52,744 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Plymouth
£273/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 Jaguar F Pace

103,504 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Manual Euro 6 (s BMW 4 Series

59,023 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

1.5 220 EcoBlue Leader Crew Van Double Cab 6dr Die Ford Transit

42,426 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Hatch

Cooper 3-Door Hatch MINI Hatch

13,694 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Bolton
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Ford Kuga

62,530 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G SPORT NAV CONVERTIBLE IN BLUE WITH Mazda Mx 5

38,300 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Hybrid Ford Puma

53,800 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid M Suzuki Swift

4,628 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Hyundai i30

1.4 T-GDi N Line + Euro 6 (s/s) 5dr Hyundai i30

30,856 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota Yaris

1.5 VVT-h GR SPORT Hatchback 5dr Petrol Hybrid E-C Toyota Yaris

31,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ssangyong Rexton

2.2D EX SUV 5dr Diesel Manual 4WD Euro 6 (178 ps) Ssangyong Rexton

0 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£273/month
Example
  • Peugeot 208

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 208

39,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Birmingham
£216/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav+ SUV 5dr Diesel Manual Eu Mazda Cx 5

73,061 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG MG HS

1.5 T-GDI Excite SUV 5dr Petrol DCT Euro 6 (s/s) ( MG MG HS

54,357 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.