Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel DSG Euro 6 (s/s) Volkswagen Golf

103,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Warrington
£273/month
Example
  • Ssangyong Tivoli

1.6D Ultimate SUV 5dr Diesel Manual Euro 6 (115 ps) Ssangyong Tivoli

4,670 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Lincoln
£216/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Hatchback 5dr Petrol DSG Eur Volkswagen Polo

26,485 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate SUV 5dr Petrol Manual Euro 6 (s Vauxhall Crossland

31,354 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 5 Series

2.0 520d SE Auto Euro 6 (s/s) 4dr BMW 5 Series

87,342 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro 6 (s/s) (177 ps) Mercedes Benz CLA

95,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Hartlepool
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Edition Hatchback 5dr Petrol Manua Vauxhall Corsa

29,901 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 2 Series

2.0 218d M Sport Coupe 2dr Diesel Manual Euro 6 (s BMW 2 Series

42,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Golf

1.5 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Golf

71,901 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£216/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line (Premium) Saloon 4dr Diesel 7G- Mercedes Benz C Class

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Juke

1.0 DIG-T Visia SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Juke

16,245 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XF

53,494 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • Audi S1

2.0 TFSI Sportback 5dr Petrol Manual quattro Euro Audi S1

75,900 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Colchester
£273/month
Example
  • MINI Countryman

2.0 Cooper D Classic SUV 5dr Diesel Manual Euro 6 MINI Countryman

64,748 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 Titanium 5dr Ford EcoSport

27,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen CC

2.0 TDI BlueMotion Tech R-Line Saloon 4dr Diesel D Volkswagen CC

40,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Birmingham
£273/month
Example
  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel Manual Euro 6 (s/ Volkswagen Golf

80,570 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.0 EcoBlue Leader Van in white, 39.500 miles, 1 o Ford Transit

39,500 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW X1

2.0 20i GPF SE SUV 5dr Petrol Auto xDrive Euro 6 ( BMW X1

89,689 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro Vauxhall Corsa

15,024 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan X Trail

Diesel Station Wagon N-Connecta Nissan X Trail

43,772 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • SEAT Arona

1.0 TSI GPF FR Sport SUV 5dr Petrol DSG Euro 6 (s/ SEAT Arona

27,819 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Jaguar E Pace

2.0d S 5dr Auto Jaguar E Pace

61,072 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG 5

61.1kWh Exclusive Long Range Estate 5dr Electric A MG 5

19,635 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Audi A1

1.4 TFSI CoD S line Sportback 5dr Petrol S Tronic Audi A1

48,546 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz B Class

2.1 B200d AMG Line (Premium Plus) MPV 5dr Diesel 7G-DCT Euro 6 (s/s) (136 p Mercedes Benz B Class

0 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£273/month
Example
  • Nissan Qashqai

1.3 DiG-T Tekna 5dr Nissan Qashqai

44,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

6,794 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Juke

1.0 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

30,377 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Jaguar I Pace

400 90kWh S Auto 4WD 5dr Jaguar I Pace

81,800 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Gillingham
£216/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford Tourneo

50,100 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Titanium Edition Hatchback 5dr Ford Focus

31,603 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Volkswagen Golf

2.0 TDI Life Hatchback 5dr Diesel Manual Euro 6 (s Volkswagen Golf

84,257 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Carlisle
£216/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Mitsubishi L200

89,500 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Dudley
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.