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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 3dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 1 Series

58,611 miles 2017 Zero Deposit

Home Delivery Available

£12,740
£267/month
Example
  • Kia Rio

1.0 T-GDi 3 Euro 6 (s/s) 5dr Kia Rio

7,023 miles 2019 Zero Deposit

Home Delivery Available

£12,718
£267/month
Example
  • Audi A3

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 2dr Audi A3

52,000 miles 2015 Zero Deposit

Home Delivery Available

£12,699
£266/month
Example
  • BMW 2 Series Active Tourer

2.0 220d SE Auto xDrive Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

33,787 miles 2019 Zero Deposit

Home Delivery Available

£12,699
£266/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

57,232 miles 2018 Zero Deposit

Home Delivery Available

£12,699
Newport
£266/month
Example
  • Volkswagen Golf

1.4 TSI SE Euro 6 (s/s) 5dr Volkswagen Golf

34,900 miles 2017 Zero Deposit

Home Delivery Available

£12,697
Bristol
£266/month
Example
  • Ford Transit

2.0 350 EcoBlue Trend Tipper 2dr Diesel Manual RWD L3 Euro 6 (s/s) (1-Way, 1-Stop, Tool Pod) (130 ps Ford Transit

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • SEAT Ateca

1.6 TDI XCELLENCE Euro 6 (s/s) 5dr SEAT Ateca

54,000 miles 2019 Zero Deposit

Home Delivery Available

£12,695
Warrington
£266/month
Example
  • Peugeot 3008

1.2 PureTech GT Line Premium EAT Euro 6 (s/s) 5dr Peugeot 3008

63,500 miles 2020 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • Kia XCEE'D

1.5 T-GDi 3 Kia XCEE'D

56,040 miles 2021 Zero Deposit

Home Delivery Available

£12,695
£211/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Euro 6 (s/s) 5dr Skoda Octavia

56,745 miles 2022 Zero Deposit

Home Delivery Available

£12,695
Doncaster
£211/month
Example
  • Volvo S60

2.0 T4 SE Nav Auto Euro 6 (s/s) 4dr Volvo S60

44,000 miles 2018 Zero Deposit

Home Delivery Available

£12,695
Stockport
£266/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Nissan Juke

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,695
£211/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Euro 6 (s/s) 5dr Ford Focus

60,774 miles 2017 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Titanium X Edition Euro 6 (s/s) 5dr Ford Kuga

50,016 miles 2019 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

63,843 miles 2016 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C Class

111,000 miles 2017 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • Mercedes Benz C Class

2.0 C200 SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

47,000 miles 2018 Zero Deposit

Home Delivery Available

£12,690
Walsall
£266/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

37,880 miles 2022 Zero Deposit

Home Delivery Available

£12,690
Wigan
£211/month
Example
  • Peugeot e-2008

50kWh GT Auto 5dr Peugeot e-2008

25,000 miles 2021 Zero Deposit

Home Delivery Available

£12,690
Basingstoke
£211/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Line Coupe 4dr Diesel Manual Euro 6 (s/s) (136 ps) Mercedes Benz CLA

72,502 miles 2016 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • BMW 2 Series Active Tourer

2.0 220i GPF Luxury DCT Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

64,028 miles 2020 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • Jaguar XE

2.0 P250i S Auto Euro 6 (s/s) 4dr Jaguar XE

72,000 miles 2019 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • MINI Convertible

1.5 Cooper Classic Steptronic Euro 6 (s/s) 2dr MINI Convertible

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,690
Basingstoke
£266/month
Example
  • Mazda Cx 30

2.0 SKYACTIV-G MHEV SE-L Lux Euro 6 (s/s) 5dr Mazda Cx 30

35,332 miles 2020 Zero Deposit

Home Delivery Available

£12,690
Wigan
£266/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line Tiptronic 4WD Euro 6 (s/s) 5dr Volkswagen Touareg

108,000 miles 2015 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV Euro 6 (s/s) 5dr Peugeot Rifter

21,000 miles 2020 Zero Deposit

Home Delivery Available

£12,690
£266/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

76,922 miles 2018 Zero Deposit

Home Delivery Available

£12,689
£266/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Auto Euro 6 (s/s) 5dr Ford Focus

38,291 miles 2020 Zero Deposit

Home Delivery Available

£12,689
£266/month
Example
  • BMW X1

2.0 X1 sDrive18d xLine BMW X1

40,000 miles 2016 Zero Deposit

Home Delivery Available

£12,685
£266/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

47,086 miles 2016 Zero Deposit

Home Delivery Available

£12,681
Peterborough
£266/month
Example
  • Toyota Corolla

1.8 VVT-h Design CVT Euro 6 (s/s) 5dr Toyota Corolla

84,274 miles 2019 Zero Deposit

Home Delivery Available

£12,681
Peterborough
£266/month
Example
  • BMW 5 Series

2.0 520d SE Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

90,000 miles 2017 Zero Deposit

Home Delivery Available

£12,680
£266/month
Example
  • Peugeot Expert

2.0 BlueHDi 1300 Professional Plus Compact Panel Van EAT6 SWB Euro 6 (s/s) 6dr Peugeot Expert

93,120 miles 2018 Zero Deposit

Home Delivery Available

£12,675
£266/month
Example
  • Mercedes Benz A Class

1.6 A 200 AMG Line Exeutive Auto 5dr Mercedes Benz A Class

57,349 miles 2017 Zero Deposit

Home Delivery Available

£12,666
£266/month
Example
  • BMW 3 Series

2.0 330e xDrive SE Pro Saloon BMW 3 Series

99,000 miles 2021 Zero Deposit

Home Delivery Available

£12,650
£210/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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