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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

433-468 of over 1,000 cars

  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

26,387 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Astra

1.4i Turbo Elite Nav Auto Euro 6 (s/s) 5dr Vauxhall Astra

19,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£273/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG 4WD Euro 6 ss 5dr Skoda Octavia

83,703 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Honda Jazz

1.5 i-VTEC Sport Hatchback 5dr Petrol CVT Euro 6 ( Honda Jazz

38,370 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T TEKNA Nissan Qashqai

36,427 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Kodiaq

190HP DSG 4X4 DSG AUTO 7 SEAT LEATHER NAV Skoda Kodiaq

100,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Alhambra

2.0 TDI XCELLENCE DSG Euro 6 (s/s) 5dr SEAT Alhambra

94,415 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Clubman

2.0 Cooper S Exclusive Estate 6dr Petrol Steptroni MINI Clubman

83,200 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£273/month
Example
  • Jaguar E Pace

2.0 D180 S Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

56,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

7,215 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q3

1.4 TFSI CoD S line Audi Q3

54,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bournemouth
£273/month
Example
  • Peugeot 3008

1.5 BlueHDi GT Line Premium EAT Euro 6 (s/s) 5dr Peugeot 3008

60,150 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

51,438 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£273/month
Example
  • SEAT Leon

1.5 TSI EVO FR DSG Euro 6 (s/s) 5dr SEAT Leon

43,791 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

EcoBoost Titanium Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford Focus

18,600 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.6 TDI S line Sportback 5dr Diesel S Tronic Euro Audi A3

74,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Armagh
£273/month
Example
  • Renault Megane

1.6 E-TECH 9.8kWh RS Line Auto Euro 6 (s/s) 5dr Renault Megane

22,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£216/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Volkswagen Polo

36,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Edition Shooting Brake 5dr Pet Mercedes Benz CLA

61,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Stonic

1.0 T Gdi 2 Suv 5dr Petrol Manual Euro 6 (s/s) (99 Bhp) Kia Stonic

29,370 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

100,550 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line (Premium) G-Tronic+ 4MATIC Euro 6 (s/s) 5dr Mercedes Benz C-Class

110,189 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

1.6 Crdi 4 Suv 5dr Diesel Manual Euro 6 (s/s) (134 Bhp) Kia Sportage

44,488 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Peugeot 208

1.2 PureTech GT Peugeot 208

15,665 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.4 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Golf

48,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

1.5 Turbo D Ultimate Vauxhall Crossland

26,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Citroen C3

1.2 PureTech MAX Hatchback 5dr Petrol EAT6 Euro 6 Citroen C3

8,000 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

54,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-T Suzuki Swift

16,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Peugeot 508

1.5 BlueHDi GT Line Fastback Euro 6 (s/s) 5dr Peugeot 508

47,659 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Convertible

1.5 Cooper Sport Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Convertible

53,070 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

GLA 200 SE 18 PLATE 49000 MILES Mercedes Benz GLA Class

49,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

66,184 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Cabriolet DSG Euro 5 (s/s) 2dr Volkswagen Golf

41,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) MINI Hatch

28,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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