• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Toyota Corolla

Black Edition Auto Euro 6 Toyota Corolla

58,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Coventry
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

73,791 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • MINI Clubman

2.0 Cooper S Exclusive Steptronic Euro 6 (s/s) 6dr MINI Clubman

82,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

R-DYNAMIC 20 PLATE MANUAL SAT NAV 67000 MILES HEATED SEATS APPLE CAR PLAY Land Rover Range Rover Evoque

67,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Mercedes Benz C-Class

2.1 C220d SE Executive Edition Saloon 4dr Diesel 7 Mercedes Benz C-Class

53,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Auto Euro 6 (s/s) 5dr Vauxhall Corsa

23,615 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

60,862 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Niro

64kWh 2 Auto 5dr Kia Niro

44,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Stevenage
£216/month
Example
  • Volkswagen Sharan

2.0 TDI S MPV 5dr Diesel Manual Euro 6 (s/s) (150 Volkswagen Sharan

79,127 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Bangor
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA220d Sport Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

59,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stockport
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz A-Class

93,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Edition (Premium) Cabriolet Mercedes Benz E Class

73,103 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

30,930 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bedford
£273/month
Example
  • Toyota Proace

1.6D Shuttle Medium MPV MWB Euro 6 (s/s) 5dr (9 Seat) Toyota Proace

107,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 EVO Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Polo

30,800 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 MINI Clubman

59,266 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Bolton
£216/month
Example
  • Audi A4

2.0 TDI ultra S line Estate 5dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A4

94,170 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Sheffield
£273/month
Example
  • Audi A3

2.0 TDI S line Saloon 4dr Diesel Manual Euro 6 (s/ Audi A3

62,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Estate 5dr Petrol Manual Euro 6 Volkswagen Golf

28,121 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz A-Class

73,948 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£273/month
Example
  • Jaguar E Pace

2.0 E-PACE HSE D AWD Auto 4WD 5dr Jaguar E Pace

76,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium Ford Tourneo

63,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Scunthorpe
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

35,231 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • MINI Hatch

2.0 Cooper S GPF Hatchback 3dr Petrol Steptronic E MINI Hatch

61,553 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Honda Jazz

1.3 i-VTEC SE CVT Euro 6 (s/s) 5dr Honda Jazz

43,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Vignale DCT Euro 6 (s/s) 5dr Ford Puma

11,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£216/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium Plus) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

90,700 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Cee'd

1.6 CRDi MHEV 2 Kia Cee'd

10,644 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Arona

1.0 TSI FR SEAT Arona

33,033 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Southport
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Land Rover Discovery Sport

73,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A5

2.0 TFSI S line Coupe 2dr Petrol Manual Euro 6 (s/ Audi A5

66,703 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Mercedes Benz C-Class

2.1 C 220 D AMG LINE PREMIUM PLUS 2d 168 BHP RAC W Mercedes Benz C-Class

98,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI GT Edition Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 ps) Volkswagen Golf

105,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

FIESTA 1.0 EcoBoost Hybrid mHEV 125 Titanium 5dr Ford Fiesta

15,979 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota C HR

1.8 VVT-h Dynamic CVT Euro 6 (s/s) 5dr Toyota C HR

65,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

53,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.