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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Suzuki Vitara

1.6 SZ-T 5dr Suzuki Vitara

30,263 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Suzuki Swift

1.2 Dualjet SHVS SZ-T 5dr Suzuki Swift

4,324 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ5 5dr Auto Suzuki Ignis

18,500 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Worthing
£273/month
Example
  • Kia Sportage

1.7 CRDi ISG 2 5dr Estate Kia Sportage

39,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

Fiesta 1.5TDCi Vignale 5dr 6Spd 120PS Ford Fiesta

44,181 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta 5dr Hatchback Nissan Qashqai

54,923 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford S Max

2.0TDCi Zetec 5dr 6Spd 150PS Ford S Max

72,727 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Hyundai i10

1.2 MPi SE Connect 5dr Hatchback Hyundai i10

7,587 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Crossland

1.2 Griffin Suv 5dr Petrol Manual Euro 6 (s/s) (83 Ps) Vauxhall Crossland

9,150 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Hastings
£216/month
Example
  • Peugeot 308

1.5 BLUEHDI S/S ALLURE 5d 129 BHP Peugeot 308

39,900 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Ford Tourneo

1.5 EcoBlue Zetec MPV 5dr Diesel Manual Euro 6 (s/ Ford Tourneo

22,300 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV SE Connect SUV 5dr Petrol Hybrid DC Hyundai Bayon

23,022 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Norwich
£216/month
Example
  • Peugeot 2008

50kWh Active Premium + SUV 5dr Electric Auto (7kW Peugeot 2008

30,000 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Norwich
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line SUV 5dr Petrol Manual E Ford Puma

26,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Jaguar XF

2.0i [250] Portfolio 4dr Auto ** SERVICE HISTORY ** Jaguar XF

84,488 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech GT Edition Hatchback 5dr D Volkswagen Golf

63,409 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Suzuki Ignis

25,506 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Sharan

2.0 TDI SE Nav MPV 5dr Diesel DSG Euro 6 (s/s) (15 Volkswagen Sharan

87,317 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£273/month
Example
  • Audi Q2

1.5 TFSI CoD 35 Sport SUV 5dr Petrol Manual Euro 6 Audi Q2

82,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV N-Connecta Nissan Qashqai

39,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Scunthorpe
£216/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

25,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Jaguar E Pace

2.0 D150 SUV 5dr Diesel Manual Euro 6 (s/s) (150 p Jaguar E Pace

34,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

1.0 100PS Active B & O Play 5 Door 6 Speed Manual Ford Fiesta

7,553 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude Hatchback 5dr Petrol (s/s) (90 ps) Suzuki Swift

50 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£273/month
Example
  • Smart Fortwo Cabrio

PRIME EXCLUSIVE Smart Fortwo Cabrio

11,981 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Reading
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 6dr Diesel Man Vauxhall Vivaro

69,900 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 5 Series

2.0 520d SE Touring 5dr Diesel Auto Euro 6 (s/s) ( BMW 5 Series

93,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Warrington
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

32,535 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Warrington
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 6dr Diesel Man Vauxhall Vivaro

69,287 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Audi Q2

1.4 TFSI CoD S line SUV 5dr Petrol S Tronic Euro 6 Audi Q2

76,724 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi Q2

1.4 TFSI CoD Sport SUV 5dr Petrol Manual Euro 6 (s Audi Q2

33,633 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen T Roc

1.0 TSI Design SUV 5dr Petrol Manual Euro 6 (s/s) Volkswagen T Roc

59,876 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

64,886 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Ford EcoSport

1.0T 125 PS ECOSPORT ST-LINE EDITION+X-PACK 26000 MILES EURO6 ULEZ Ford EcoSport

26,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Audi Q3

2.0 TDI QUATTRO 150 BHP EURO 6 ULEZ COMPLIANT S LINE PlUS EDITION 7 SPD S-T Audi Q3

106,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0T EcoBoost Vignale Hatchback 5dr Petrol Auto Eu Ford Focus

24,472 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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