• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • Citroen C3

1.2 PureTech Shine Plus - ONLY 27000 MILES - Citroen C3

27,340 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volvo XC60

2.0 D4 R-Design Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

83,989 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

7,500 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost Active Hatchback 5dr Petrol Manual E Ford Fiesta

21,189 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Peugeot 2008

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 2008

42,733 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz CLS Class

CLS350 3.0 CLS350 D AMG LINE PREMIUM PLUS 4d 255 BHP Mercedes Benz CLS Class

47,500 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (11 MG ZS

16,556 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

21,661 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 129 BHP Ford Transit

45,375 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 129 BHP Ford Transit

53,143 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 129 BHP Ford Transit

51,558 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

32,912 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Nissan Primastar

2.0 dCi 30 Visia Panel Van 5dr Diesel Manual L2 H1 Nissan Primastar

21,542 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Lincoln
£216/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Coupe 2dr Diesel G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C Class

86,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£273/month
Example
  • Ssangyong Tivoli

1.6D LE SUV 5dr Diesel Auto Euro 6 (115 ps) Ssangyong Tivoli

30,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£216/month
Example
  • Ford Fiesta

1.0t Ecoboost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

16,500 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo

41,951 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

61,092 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 2 Series

1.5 218i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

42,135 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Chichester
£273/month
Example
  • Peugeot 2008

1.2 Puretech Allure Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 2008

44,100 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£216/month
Example
  • Ford Transit

2.0 TDCi 270 Limited L1 H2 5dr Ford Transit

73,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV X MHEV SE-L Lux SUV 5dr Petrol Manual Euro 6 (s/s) (186 ps) Mazda Cx 30

50,800 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£216/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise L2 High Roof Euro 6 (s/s) 5dr Citroen Relay

65,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

74,461 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

39,502 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Qashqai

TEKNA Nissan Qashqai

35,171 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 3dr Petrol Man Volkswagen Golf

76,576 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Kia Cee'd

1.0 T Gdi 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

19,300 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£216/month
Example
  • Vauxhall Grandland

1.6 13.2kwh Elite Nav Suv 5dr Petrol Plug In Hybrid Auto 4wd Euro 6 (s/s) H Vauxhall Grandland

68,400 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Rotherham
£216/month
Example
  • Vauxhall Corsa

1.2 Griffin Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

15,694 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Cooper

COOPER 2-Door MINI Cooper

26,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Renault Kadjar

1.3 TCe GT Line SUV 5dr Petrol Manual Euro 6 (s/s) Renault Kadjar

25,510 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match DSG 4WD Euro 6 (s/s) 5dr Volkswagen Tiguan

47,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Hyundai i20

1.0 T-GDi MHEV N Line Euro 6 (s/s) 5dr Hyundai i20

20,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Juke

1.0 DIG-T Visia SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Juke

16,245 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

94,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.