Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

325-360 of over 1,000 cars

  • MINI Countryman

1.5 Cooper Classic SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Countryman

26,800 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz C-Class

2.1 C220d SE Executive Edition Saloon 4dr Diesel 7 Mercedes Benz C-Class

53,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Suzuki Jimny

1.3 VVT SZ4 AUTOMATIC Suzuki Jimny

116,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Toyota Corolla

Touring Auto Euro 6 Toyota Corolla

45,349 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Coventry
£267/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT Edition Euro 6 (s/s) 5dr Volkswagen Golf

57,061 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5dr Petrol DSG Euro 6 (s/s) (150 ps) Volkswagen Golf

46,789 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Sportback 5dr Petrol Man Audi A3

41,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz A-Class

93,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz A-Class

2.0 A220 AMG Line Hatchback 5dr Petrol 7G-DCT Euro 6 (s/s) (190 ps) Mercedes Benz A-Class

74,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Countryman

33,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 1 Series

2.0 118d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

50,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line (Premium Plus) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

49,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Dudley
£267/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Steptronic Euro 6 (s/s) 5dr MINI Hatch

91,704 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Ford Kuga

1.5T ST-Line X AUTOMATIC AWD - OPENING PAN ROOF - SATNAV - Ford Kuga

49,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW X1

2.0 20i GPF Sport DCT sDrive Euro 6 (s/s) 5dr BMW X1

64,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Hyundai Tucson

1.6 T Gdi Go! Se Suv 5dr Petrol Dct Euro 6 (177 Ps) Hyundai Tucson

43,620 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A1

1.0 Tfsi 25 Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (95 Ps) Audi A1

53,586 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Southend-on-Sea
£209/month
Example
  • Mercedes Benz A-Class

1.6 A180 AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

49,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi Q5

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

118,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bristol
£267/month
Example
  • Mercedes Benz GLC

2.1 GLC220d AMG Line (Premium) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

113,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Honda Civic

1.0 VTEC Turbo EX CVT Euro 6 (s/s) 5dr Honda Civic

45,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Dudley
£267/month
Example
  • Vauxhall Mokka

1.2 Turbo Griffin SUV 5dr Petrol Auto Euro 6 (s/s) (130 ps) Vauxhall Mokka

4,307 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mercedes Benz C-Class

2.1 C220D AMG LINE CONVERTIBLE Mercedes Benz C-Class

79,028 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£267/month
Example
  • Honda Jazz

EX Hatchback (102 ps) 1.3 i-VTEC 5 Dr Euro 6 Auto CVT (s/s) Honda Jazz

30,100 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz GLC

2.1 GLC250d AMG Line (Premium Plus) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

105,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

58,176 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 1 Series

36,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Golf

2.0 TDI GT Edition Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 ps) Volkswagen Golf

105,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A7

3.0 TDI V6 S line Audi A7

92,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Euro 6 (s/s) 5dr Nissan Juke

27,663 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Hyundai Kona

1.0 KONA PREM 1.0T 48V MHEV MY21 Hyundai Kona

33,277 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (7 Seat) (200 ps) Hyundai Santa Fe

72,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.