Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

325-360 of over 1,000 cars

  • BMW 2 Series

1.5 218i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

42,135 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Chichester
£273/month
Example
  • Citroen Relay

2.2 BlueHDi 35 Enterprise L2 High Roof Euro 6 (s/s) 5dr Citroen Relay

65,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 150PS L2 H1 Euro 6 Van, 72,400 miles, Vauxhall Vivaro

72,400 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz Vito

EVITO PURE L2 114 BHP IN WHITE WITH 3,880 MILES AN Mercedes Benz Vito

3,880 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

37,774 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

52,539 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Walsall
£216/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

16,981 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Manchester
£216/month
Example
  • Hyundai IONIQ

1.6 h-GD GPFi 8.9kWh Premium SE Hatchback 5dr Petr Hyundai IONIQ

48,273 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Manchester
£273/month
Example
  • Audi Q2

1.6 TDI 30 SE SUV 5dr Diesel Manual Euro 6 (s/s) ( Audi Q2

53,915 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota C HR

1.2 VVT-i Icon SUV 5dr Petrol Manual Euro 6 ss Toyota C HR

25,140 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 2 Series

2.0 220D M SPORT 2d 188 BHP | Extended Warranties| BMW 2 Series

47,890 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Corsa

1.2 ULTIMATE 5d 100 BHP Fantastic Part Ex and Fina Vauxhall Corsa

13,264 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Toyota Yaris

DESIGN FHEV 5-Door Toyota Yaris

46,400 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

46,946 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Corsa

50kwh Sri Nav Premium Hatchback 5dr Electric Auto (7.4kw Charger) (136 Ps) Vauxhall Corsa

16,207 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Citroen C4

1.6 BlueHDi Flair MPV 5dr Diesel EAT6 Euro 6 (s/s) Citroen C4

45,200 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Astra

TECH LINE NAV CDTI ECOTEC S/S Vauxhall Astra

50,125 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Plymouth
£273/month
Example
  • Vauxhall Mokka

SE CDTI S/S Vauxhall Mokka

46,106 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Plymouth
£273/month
Example
  • Volkswagen Golf

S TSI 1.4 125 PS Volkswagen Golf

59,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Passat

2.0 TDI SE Business (s/s) 5dr Volkswagen Passat

72,200 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Vauxhall Mokka

1.4T Griffin 5dr, PART LEATHER, DUAL ZONE CLIMATE, FSH Vauxhall Mokka

31,161 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.5 TITANIUM 5d 148 BHP Ford Focus

29,504 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Astra

1.6 CDTi Elite Sports Tourer Euro 6 (s/s) 5dr Vauxhall Astra

28,600 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • BMW 3 Series

320 320D XDRIVE SPORT TOURING BMW 3 Series

64,695 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

Fiesta 1.5TDCi Vignale 5dr 6Spd 120PS Ford Fiesta

44,181 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford S Max

2.0TDCi Zetec 5dr 6Spd 150PS Ford S Max

72,727 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.