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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

289-324 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

71,900 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

1.5 A 180 D AMG LINE 5d 107 BHP Mercedes Benz A-Class

40,827 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V40

2.0 D4 R-Design Pro Hatchback 5dr Diesel Auto Euro Volvo V40

49,897 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

76,403 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Micra

1.0 IG-T N-Sport Euro 6 (s/s) 5dr Nissan Micra

13,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Convertible

Convertible Cooper S Sport MINI Convertible

57,054 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bolton
£273/month
Example
  • Ford Kuga

1.5T EcoBoost Zetec SUV 4 X 4 AUTOMATIC ONLY 32,000 MILES Ford Kuga

32,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Passat

1.5 TSI EVO R-Line Volkswagen Passat

72,800 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai i10

5dr Hat 1.0 Mpi 67ps SE Connect Hyundai i10

5,248 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

79,825 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Design Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 Ps) Vauxhall Corsa

13,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW i3

i3 120Ah 42.2kWh BMW i3

29,900 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

53,855 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

2.0 TFSI S line S Tronic Euro 6 (s/s) 5dr Audi A4

79,800 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q2

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 5dr Audi Q2

78,300 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

1.5 3-Door Hatch Cooper Classic MINI Hatch

23,170 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz B Class

2.1 B200d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

28,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSi EVO SE Tech Edition Volkswagen Polo

17,516 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line (Premium Plus) Euro 6 (s/s) 5dr Mercedes Benz GLA Class

33,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 GTD DSG 5d 182 BHP Volkswagen Golf

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 Si4 HSE SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (240 ps) Land Rover Discovery Sport

84,852 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Exeter
£273/month
Example
  • Kia Picanto

1.0 Dpi X Line S Hatchback 5dr Petrol Amt Euro 6 (s/s) (66 Bhp) Kia Picanto

20,339 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi A1

1.0 Tfsi 30 Sport Sportback 5dr Petrol S Tronic Euro 6 (s/s) (116 Ps) Audi A1

60,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Hemel Hempstead
£273/month
Example
  • Audi A1

1.4 TFSI S LINE Audi A1

53,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Newport
£273/month
Example
  • Skoda Superb

2.0 TDI Laurin & Klement Hatchback 5dr Diesel DSG Euro 6 (s/s) (190 ps) Skoda Superb

81,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel D Volkswagen Golf

61,419 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q2

1.4 TFSI CoD Sport Euro 6 (s/s) 5dr Audi Q2

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stevenage
£273/month
Example
  • Kia Picanto

1.0 DPi GT-Line Hatchback 5dr Petrol AMT Euro 6 (s Kia Picanto

12,600 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • MINI Hatch

2.0 Cooper S Sport Euro 6 (s/s) 5dr MINI Hatch

46,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Volkswagen Golf

2.0 TDI GT Hatchback 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 5 Series

3.0 535d M Sport Saloon BMW 5 Series

75,601 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Stoke-on-Trent
£273/month
Example
  • Mercedes Benz C-Class

2.1 C220d Sport (Premium) Saloon 4dr Diesel 7G-Tro Mercedes Benz C-Class

59,501 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.6 TDI 30 S line Saloon 4dr Diesel Manual Euro 6 Audi A3

81,976 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Hyundai Tucson

2.0 CRDi MHEV Premium SE Auto 4WD Euro 6 (s/s) 5dr Hyundai Tucson

102,850 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

E250 COUPE AMG SPORTS PKG 2.0L PETROL AUTO, 66-15, Mercedes Benz E Class

43,231 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen UP

1.0 beats Hatchback 5dr Petrol Manual Euro 6 (s/s) Volkswagen UP

14,900 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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