Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

289-324 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 SE 5d 180 BHP Land Rover Discovery Sport

31,544 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE DYNAMIC 5d 177 BHP Land Rover Range Rover Evoque

72,397 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • SEAT Arona

1.0 TSI FR Sport DSG Euro 6 (s/s) 5dr SEAT Arona

41,065 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Vauxhall Vivaro

1.5 Turbo D Edition L MPV 5dr Diesel Manual LWB Euro 6 (s/s) (9 Seat) (120 ps) Vauxhall Vivaro

114,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Kia Sportage

2.0 CRDi KX-2 AWD AUTOMATIC - SAT NAV & CAMERA Kia Sportage

45,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

78,162 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

42,250 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Karoq

1.5 TSI Edition DSG Euro 6 (s/s) 5dr Skoda Karoq

69,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford Focus

1.0T EcoBoost Vignale Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford Focus

25,630 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz A-Class

2.0 A220 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

45,800 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£267/month
Example
  • Volkswagen Golf

1.6 TDI Match MPV 5dr Diesel DSG Euro 6 (s/s) (115 ps) Volkswagen Golf

31,589 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line SUV Petrol Hybrid Manual Euro 6 (s/s) (125 ps) 5dr Ford Puma

31,955 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

71,900 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz A-Class

1.5 A 180 D AMG LINE 5d 107 BHP Mercedes Benz A-Class

40,827 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Alfa Romeo Giulia

2.2 TD Speciale Saloon 4dr Diesel Auto Euro 6 (s/s Alfa Romeo Giulia

75,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

1.0 TFSI 30 Sport Audi A3

24,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Octavia

2.0 TDI Laurin & Klement Skoda Octavia

32,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Kia Picanto

X-Line 1.25 Auto (4) 5 Dr Euro 6 (83 bhp) Petrol Auto Kia Picanto

5,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Toyota Auris

1.8 VVT-h Icon Tech Touring Sports 5dr Petrol Hybrid CVT Euro 6 (s/s) (136 ps) Toyota Auris

29,224 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Halifax
£267/month
Example
  • Audi Q2

2.0 TDI QUATTRO S LINE 5d 148 BHP , Excellent MPG, Audi Q2

57,657 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£267/month
Example
  • Lexus NX

2.5 300h Sport E-CVT 4WD Euro 6 (s/s) 5dr Lexus NX

94,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Nissan Micra

1.0 IG-T Acenta XTRON Euro 6 (s/s) 5dr Nissan Micra

18,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • BMW i3

i3 120Ah 42.2kWh BMW i3

29,900 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Jaguar XF

3.0 V6 S Saloon 4dr Petrol Auto Euro 6 (s/s) (380 ps) Jaguar XF

102,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bradford
£267/month
Example
  • Peugeot e-2008

50kWh GT Auto 5dr Peugeot e-2008

16,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Stevenage
£209/month
Example
  • Audi A1

1.0 Tfsi 30 Sport Sportback 5dr Petrol S Tronic Euro 6 (s/s) (116 Ps) Audi A1

60,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Hemel Hempstead
£267/month
Example
  • Audi A1

1.4 TFSI S LINE Audi A1

53,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Newport
£267/month
Example
  • Volkswagen Touran

2.0 TDI SE Family DSG Euro 6 (s/s) 5dr Volkswagen Touran

109,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Bradford
£267/month
Example
  • BMW X1

2.0 20i GPF M Sport SUV 5dr Petrol DCT sDrive Euro 6 (s/s) (192 ps) BMW X1

35,057 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A3

2.0 TDI 35 Black Edition Sportback 5dr Diesel S Tronic Euro 6 (s/s) (150 ps Audi A3

99,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

48,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Wheelchair Accessible Vehicle Peugeot Rifter

5,984 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ GT-Line DCT AWD Euro 6 (s/s) 5dr Kia Sportage

56,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Dudley
£267/month
Example
  • Volkswagen Taigo

1.0 TSI R-Line DSG Euro 6 (s/s) 5dr Volkswagen Taigo

70,495 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Wigan
£209/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.