Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Audi A3

2.0 Turbo Diesel (TDI), Black Edition, 4 Door, Man Audi A3

95,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0T EcoBoost Active X Hatchback 5dr Petrol Manual Ford Focus

34,719 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW i3

42.2kWh S Auto 5dr 120Ah [Harman Kardon | Pro Nav] BMW i3

39,500 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Focus

1.5 TITANIUM 5d 148 BHP Ford Focus

29,504 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

51,001 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Astra

1.6 CDTi Elite Sports Tourer Euro 6 (s/s) 5dr Vauxhall Astra

28,600 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • BMW 3 Series

320 320D XDRIVE SPORT TOURING BMW 3 Series

64,695 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0T EcoBoost Active X Hatchback 5dr Petrol Manual Ford Focus

35,499 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

Fiesta 1.5TDCi Vignale 5dr 6Spd 120PS Ford Fiesta

44,181 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Ma Ford Kuga

70,071 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Carlisle
£273/month
Example
  • Ford S Max

2.0TDCi Zetec 5dr 6Spd 150PS Ford S Max

72,727 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Kia Sportage

1.7 CRDi ISG 2 5dr Estate Kia Sportage

39,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Hyundai i10

1.2 MPi SE Connect 5dr Hatchback Hyundai i10

7,587 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta 5dr Hatchback Nissan Qashqai

54,923 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Scirocco

Volkswagen 1.4 TSI BlueMotion Tech GT 3dr Coupe Volkswagen Scirocco

34,921 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Renault Kadjar

1.5 dCi Signature Nav 5dr Hatchback Renault Kadjar

37,909 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.0 T EcoBoost S6 (Petrol) ST-Line 5dr 6Spd 140PS Ford Focus

26,784 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 3 Series

330 330d xDrive M Sport 5dr Step Auto [Business Media] BMW 3 Series

52,810 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi A4

2.0L TDI ULTRA SPORT 4d 188 BHP Audi A4

103,895 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota Auris

1.8L VVT-I ICON PLUS 5d 98 BHP Toyota Auris

42,732 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Euro 6 (s/s) 5dr Suzuki Ignis

16,250 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo SR (s/s) 5dr Honda Civic

43,850 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR (s/s) 5dr Honda Civic

43,850 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.5 EcoBoost 150 Active X 5dr Ford Focus

88,619 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mitsubishi Eclipse

Hatchback 4 Mitsubishi Eclipse

50,460 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

7,500 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Astra

Hatchback SRi VX-Line Nav Vauxhall Astra

43,003 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Focus

1.5 EcoBlue Titanium Ford Focus

35,627 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport MPV 5dr Diesel Manual Euro 6 (s/s BMW 2 Series

50,797 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Ford Puma

1.0T EcoBoost ST-Line SUV 5dr Petrol Manual *1 Pre Ford Puma

47,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Swansea
£216/month
Example
  • Mercedes Benz Citan

1.5 111 CDI TRAVELINER 5d 110 BHP IN BLUE WITH 62, Mercedes Benz Citan

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue RWD L4 H1 Euro 6 2dr Ford Transit

77,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Jaguar XF

2.0d Portfolio Auto Euro 6 (s/s) 4dr Jaguar XF

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£200.90
48 monthly repayments

Best available rate 9.9%

Total cost of credit £1,643.20

Total repayment £9,643.20

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.