Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Peugeot 208

1.2 PURETECH GT S/S 5d 100 BHP Huge Specification Peugeot 208

44,940 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

75,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Man Suzuki Vitara

29,824 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Manchester
£216/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

78,121 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi TT

2.0 TDI ultra Sport Euro 6 (s/s) 3dr Audi TT

47,500 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE SUV IN BLACK WITH 12,100 MILE MG ZS

12,100 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE SUV IN SILVER WITH 19050 MILE MG ZS

19,050 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE SUV 5dr IN SILVER WITH 21,780 MG ZS

21,780 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Audi A5

2.0 TDI ultra S line Sportback 5dr Diesel Manual E Audi A5

72,446 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Skoda Kamiq

1.0 TSI SE L SUV 5dr Petrol Manual Euro 6 (s/s) (9 Skoda Kamiq

32,130 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

49,940 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Carlisle
£273/month
Example
  • Audi Q3

2.0 TDI QUATTRO 150 BHP EURO 6 ULEZ COMPLIANT S LINE PlUS EDITION 7 SPD S-T Audi Q3

106,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE SUV IN BLACK WITH 12,811 MILES MG ZS

12,811 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE IN RED WITH 17,904 MILES AND A MG ZS

17,904 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • BMW 2 Series

2.0 220d M Sport MPV 5dr Diesel Manual Euro 6 (s/s BMW 2 Series

50,797 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Audi A5

2.0 TFSI S line Convertible 2dr Petrol Manual Euro Audi A5

77,785 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Honda Cr V

1.5 VTEC Turbo EX Honda Cr V

113,560 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Redditch
£273/month
Example
  • Toyota Prius

PHEV BUSINESS EDITION PLUS 5-Door Toyota Prius

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi A5

2.0 TDI S line Sportback 5dr Diesel S Tronic quatt Audi A5

58,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Kuga

1.5 TDCi Titanium X SUV 5dr Diesel Powershift Euro Ford Kuga

75,155 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo

41,951 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Honda Cr V

2.0 i-VTEC SE 5dr ** ONLY 25000 MILES ** Honda Cr V

25,132 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Design SUV 5dr Petrol Manual Euro 6 (s/s Vauxhall Crossland

11,158 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen T Roc

1.5 TSI EVO Black Edition DSG Euro 6 (s/s) 5dr Volkswagen T Roc

108,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (11 MG ZS

25,489 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Audi Q2

1.6 TDI 30 Sport SUV 5dr Diesel Manual Euro 6 (s/s Audi Q2

53,019 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Glasgow
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo SE Edition SUV 5dr Petrol Manual Euro 6 Vauxhall Mokka

23,497 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

36,696 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Ford Edge

2.0 Tdci Titanium Suv 5dr Diesel Manual Awd Euro 6 (s/s) (180 Ps) Ford Edge

59,276 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

37,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Hyundai i30

1.0 T-GDi MHEV SE Connect Tourer 5dr Petrol Hybrid Hyundai i30

38,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Norwich
£216/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Life Auto 5dr Volkswagen Id3

26,921 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Nottingham
£216/month
Example
  • MG ZS

72.6kWh Trophy Long Range SUV 5dr Electric Auto (1 MG ZS

56,985 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Passat

1.5 TSI EVO SE Nav Saloon 4dr Petrol DSG Euro 6 (s Volkswagen Passat

56,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Focus

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Focus

27,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.