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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

361-396 of over 1,000 cars

  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 ps) Toyota Aygo X

18,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Hastings
£216/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet SZ5 Suzuki SX4 S Cross

13,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz A-Class

59,910 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

60,250 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.0 TFSI Sport Saloon 4dr Petrol Manual Euro 6 (s/ Audi A3

64,830 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 3008

Estate GT Line Peugeot 3008

34,546 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz A-Class

1.6 A200 AMG Line Euro 6 (s/s) 5dr Mercedes Benz A-Class

38,559 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Hatchback 5dr Petrol Manua Citroen C4

23,700 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 1 Series

3.0 M140i Hatchback 5dr Petrol Auto Euro 6 (s/s) ( BMW 1 Series

106,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • Audi S1

2.0 TFSI Hatchback 3dr Petrol Manual quattro Euro Audi S1

58,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Worcester
£273/month
Example
  • BMW X1

2.0 18d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

80,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 3008

3008 1.6 THP GT Line Premium 5dr EAT6 Peugeot 3008

50,607 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

35,090 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Fiesta

1.0 T EcoBoost Titanium Ford Fiesta

10,570 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo V60 CROSS COUNTRY

2.0 D4 Lux Nav Auto Euro 6 (s/s) 5dr Volvo V60 CROSS COUNTRY

76,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£273/month
Example
  • Audi A3

1.4 TFSI CoD S line Sportback 5dr Petrol Manual Eu Audi A3

63,800 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • SEAT Arona

Hatchback Xcellence Lux SEAT Arona

27,423 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Southampton
£216/month
Example
  • BMW 2 Series

1.5 218i M Sport Convertible 2dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 2 Series

56,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

48,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • SEAT Leon

2.0 TDI XCELLENCE Technology ST DSG Euro 6 (s/s) 5dr SEAT Leon

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stockport
£273/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Volkswagen Polo

39,203 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

95,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

9,839 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Ford Kuga

2.0 Tdci Ecoblue St Line Edition Suv 5dr Diesel Powershift Euro 6 (120 Ps) Ford Kuga

55,018 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar F Pace

2.0d Portfolio 5dr Auto AWD Jaguar F Pace

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£273/month
Example
  • Mercedes Benz C-Class

C200d Sport 4dr Auto Mercedes Benz C-Class

52,800 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Preston
£273/month
Example
  • Volkswagen Passat

2.0 TDI EVO SEL Volkswagen Passat

114,860 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Kodiaq

2.0 TDI SE L DSG 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

104,300 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Volkswagen Passat

1.5 TSI EVO SEL Saloon 4dr Petrol Manual Euro 6 (s Volkswagen Passat

44,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line S Euro 6 (s/s) 5dr Kia Stonic

40,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Arona

1.0 Tsi Fr Sport Suv 5dr Petrol Manual Euro 6 (s/s) (110 Ps) SEAT Arona

41,995 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Woking
£216/month
Example
  • Toyota Aygo X

1.0 Vvt I Exclusive Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 Ps) Toyota Aygo X

13,686 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series Gran Coupe

89,992 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 208

1.2 PureTech GT Peugeot 208

27,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Night Edition (Plus) Coupe 4dr Mercedes Benz CLA

75,688 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Bangor
£273/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Hatchback 5dr Petrol Manual Euro 6 ( Toyota Yaris

14,609 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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