Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

361-396 of over 1,000 cars

  • SEAT Leon

1.0 TSI EVO SE Dynamic Euro 6 (s/s) 5dr SEAT Leon

18,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Bradford
£267/month
Example
  • Audi Q3

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

57,439 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A1

2.0 TFSI 40 S line Competition Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

87,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen ID.4

Pro 77kWh Life Volkswagen ID.4

82,201 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO SE Navigation DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

69,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 1 Series

2.0 120d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 1 Series

62,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Kamiq

1.0 TSI SE Skoda Kamiq

18,789 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Alfa Romeo Giulia

2.0T Super Auto Euro 6 (s/s) 4dr Alfa Romeo Giulia

71,909 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Manchester
£267/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Euro 6 (s/s) 5dr MINI Hatch

42,451 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Tiguan

2.0 TSI BlueMotion Tech SEL 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

77,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Dundee
£267/month
Example
  • Ford Focus

AUTOMATIC 1.0T EcoBoost Active Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford Focus

21,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Kia Sportage

1.6 Crdi Mhev 3 Suv 5dr Diesel Hybrid Manual Euro 6 (s/s) (134 Bhp) Kia Sportage

60,890 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Audi A1

1.4 TFSI Black Edition Sportback 5dr Petrol Manual Euro 6 (s/s) (Nav) (125 ps) Audi A1

28,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swindon
£267/month
Example
  • Volkswagen UP

1.0 TSI GTI Hatchback 5dr Petrol Manual Euro 6 (s/ Volkswagen UP

43,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Audi Q3

2.0 TDI Black Edition S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Skoda Octavia

2.0 TDI SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

93,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Dudley
£209/month
Example
  • Audi A3

1.4 TFSI CoD SE Sportback Euro 6 (s/s) 5dr Audi A3

11,800 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Winchester
£267/month
Example
  • Audi Q5

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

114,677 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 2 SERIES GRAN COUPE

1.5 218i M Sport Saloon 4dr Petrol Manual Euro 6 ( BMW 2 SERIES GRAN COUPE

94,993 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Belfast
£209/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition Ford Kuga

60,446 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Norwich
£267/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 4 Series

3.0 430d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen UP

1.0 Black Edition Hatchback 5dr Petrol Manual Euro Volkswagen UP

8,400 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • SEAT Leon

2.0 TDI XCELLENCE Technology ST DSG Euro 6 (s/s) 5dr SEAT Leon

45,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Stockport
£267/month
Example
  • Volkswagen Polo

1.2 TSI Match Edition Volkswagen Polo

39,203 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Alfa Romeo Stelvio

2.2 2.2 Turbo Diesel 210hp AWD SPECIALE Alfa Romeo Stelvio

106,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Toyota Prius

S SAFETY AUTO EURO 6 Toyota Prius

68,573 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Coventry
£267/month
Example
  • Toyota Yaris

1.5 VVT-h Design E-CVT Euro 6 (s/s) 5dr Toyota Yaris

51,093 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G SE-L Nav+1OWNER-2KYS-ULEZ-DAB-6SPD*STUNNING FIND!* Mazda Cx 3

19,864 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Swansea
£267/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

51,700 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Bradford
£267/month
Example
  • Vauxhall Astra

1.2 Turbo GS Auto Euro 6 (s/s) 5dr Vauxhall Astra

47,088 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volkswagen Polo

1.0 TSI Style Euro 6 (s/s) 5dr Volkswagen Polo

24,914 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Kia Rio

1.0 T Gdi Mhev 3 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (118 Bhp) Kia Rio

14,245 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.