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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

397-432 of over 1,000 cars

  • Jaguar F Pace

2.0 D180 Prestige Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

72,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Euro 6 (s/s) 3dr Ford Fiesta

18,116 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech SE MPV 5dr Petrol DSG Euro Volkswagen Golf

20,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series Active Tourer

1.5 218i M Sport Euro 6 (s/s) 5dr BMW 2 Series Active Tourer

35,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

1.3 Iconic TCe 130 Renault Captur

27,811 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Clio

1.6 Renault Sport Nav 200 Auto Renault Clio

30,250 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Huddersfield
£273/month
Example
  • Dacia Duster

1.0 TCe 90 Prestige 5dr Dacia Duster

21,442 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Newport
£216/month
Example
  • Ford Puma

PUMA 1.0 EcoBoost Hybrid mHEV ST-Line X 5dr Ford Puma

42,275 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Captur

1.0 Iconic Edition TCe 90 MY21.5 Renault Captur

27,248 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Audi S5

3.0 TFSI V6 Black Edition Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi S5

98,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

54,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Audi TT

2.0 TDI ultra S line Coupe 3dr Diesel Manual Euro Audi TT

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan Juke

1.0 Dig T Acenta Suv 5dr Petrol Manual Euro 6 (s/s) (114 Ps) Nissan Juke

20,950 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE TECH Land Rover Discovery Sport

51,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh GS Auto 5dr Vauxhall MOKKA ELECTRIC

13,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Volkswagen Touran

1.6 TDI BlueMotion Tech SE Volkswagen Touran

50,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Skoda Octavia

2.0 TDI vRS Hatchback 5dr Diesel DSG Euro 6 (s/s) Skoda Octavia

79,102 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz E Class

97,300 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen C3

1.2 PureTech PLUS AUTOMATIC Citroen C3

15,700 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Mokka

1.2 Turbo SRi Premium 5dr Vauxhall Mokka

38,698 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/ Ford Tourneo

16,917 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Edition Hatchback 5dr Petrol Auto Vauxhall Corsa

28,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford EcoSport

EcoSport [125] ST-Line Ford EcoSport

28,100 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Renault Koleos

2.0L 5d AUTO 177 BHP ULEZ COMPLIANT + 7 INCH TOU Renault Koleos

66,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A3

1.0 TFSI 30 Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (110 ps) Audi A3

80,894 miles 2020 Zero Deposit

Home Delivery Available

£12,995
London
£273/month
Example
  • Volvo V40

2.0 R-Design T2 Volvo V40

19,348 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A6 Avant

2.0 TDI ultra Black Edition S Tronic Euro 6 (s/s) 5dr Audi A6 Avant

101,704 miles 2016 Zero Deposit

Home Delivery Available

£12,995
South Shields
£273/month
Example
  • Volkswagen Touran

2.0 TDI SE Family MPV 5dr Diesel Manual Euro 6 (s/ Volkswagen Touran

85,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T 125ps EcoBoost Active 8-spdAuto Ford Focus

24,986 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Polo

29,705 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A4

2.0 TDI ultra S line Euro 6 (s/s) 5dr Audi A4

64,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Stockton-on-Tees
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Juke

36,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • SEAT Alhambra

2.0 TDI XCELLENCE MPV 5dr Diesel DSG Euro 6 (s/s) SEAT Alhambra

98,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i xDrive M Sport Gran Coupe BMW 4 Series Gran Coupe

93,211 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Chesterfield
£273/month
Example
  • BMW 1 Series

1.5 116d M Sport Shadow Edition Hatchback 5dr Dies BMW 1 Series

64,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • Kia Picanto

1.0 DPi 3 Hatchback 5dr Petrol AMT Euro 6 (s/s) (6 Kia Picanto

24,819 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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