Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

397-432 of over 1,000 cars

  • Kia Sorento

2.2 CRDi KX-2 Kia Sorento

86,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Fiat 500

Fiat 500

11,230 miles 2025 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

51,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz C-Class

2.1 C250d Nightfall Edition Cabriolet 2dr Diesel G-Tronic+ Euro 6 (s/s) (204 ps) Mercedes Benz C-Class

82,975 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • MINI Clubman

1.5 Cooper Exclusive Estate 6dr Petrol Manual Euro MINI Clubman

63,088 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • MINI Hatch

1.5 Cooper Classic Euro 6 (s/s) 5dr MINI Hatch

12,081 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Poole
£267/month
Example
  • Ford Focus

2.0 TDCi ST-2 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

54,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Nissan Qashqai

1.5 h e-POWER Kuro Edition - DAMAGED CAT S - DRIVE AWAY Nissan Qashqai

44,800 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volvo V70

D4 SE LUX AUTOMATIC ESTATE Volvo V70

63,370 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Carlisle
£267/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match Euro 6 (s/s) 5dr Volkswagen Tiguan

62,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Citroen C3

PURETECH MAX S/S Citroen C3

20,417 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Mercedes Benz B Class

2.0 B180d AMG Line (Executive) 8G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

35,944 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Birmingham
£209/month
Example
  • BMW 2 Series Gran Tourer

1.5 218i Grand Tourer Luxury FRESH IMPORT VERIFIED MILE FINANCE AVB BMW 2 Series Gran Tourer

51,320 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford Fiesta

1.0 EcoBoost ST-Line 5dr Ford Fiesta

17,860 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Volvo XC60

2.0 T5 SE Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

80,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • BMW 6 Series Gran Turismo

3.0 630d M Sport GT 5dr Diesel Auto xDrive Euro 6 BMW 6 Series Gran Turismo

108,163 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Bangor
£267/month
Example
  • Audi A4

2.0 TDI S line Saloon 4dr Diesel S Tronic Euro 6 ( Audi A4

83,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Audi A5

3.0 TDI V6 S line Sportback 5dr Diesel S Tronic qu Audi A5

85,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Plymouth
£267/month
Example
  • Mitsubishi Outlander

2.4 h TwinMotor 13.8kWh Exceed Mitsubishi Outlander

74,292 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Norwich
£267/month
Example
  • Mercedes Benz A-Class

2.0 A200d AMG Line Hatchback 5dr Diesel 8G-DCT Eur Mercedes Benz A-Class

73,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

64,769 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Ford EcoSport

EcoSport [125] ST-Line Ford EcoSport

28,100 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Convertible 2dr Petrol Manual BMW 2 Series

46,474 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Hyundai Tucson

Gdi SE Nav Hyundai Tucson

26,091 miles 2019 Zero Deposit

Home Delivery Available

£12,995
High Wycombe
£267/month
Example
  • Kia Cee'd

1.4 T-GDi GT-Line Hatchback 5dr Petrol DCT Euro 6 Kia Cee'd

29,401 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Hartlepool
£267/month
Example
  • Skoda Superb

2.0 TDI CR 190 Sport Line 4X4 Estate Auto, diesel, red Skoda Superb

86,700 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Volkswagen Touran

2.0 TDI SE Family MPV 5dr Diesel Manual Euro 6 (s/ Volkswagen Touran

85,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Vauxhall Mokka

GS Vauxhall Mokka

35,385 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Skoda Kodiaq

SE L TDI 4x4 DSG AUTOMATIC 7 SEATER Skoda Kodiaq

93,200 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Carlisle
£267/month
Example
  • Kia Stonic

1.0 T-GDi MHEV Connect Kia Stonic

21,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Southampton
£209/month
Example
  • Volkswagen Golf

Diesel Hatchback R-Line Edition Volkswagen Golf

64,961 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Mercedes Benz A-Class

A180d Sport Executive 5dr Auto Mercedes Benz A-Class

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example
  • Land Rover Discovery Sport

2.0 D150 S Euro 6 (s/s) 5dr Land Rover Discovery Sport

35,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£267/month
Example
  • Citroen C3

1.2 PureTech Shine Plus EAT6 Euro 6 (s/s) 5dr Citroen C3

24,879 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£209/month
Example
  • Audi Q2

1.0 TFSI 30 Sport Audi Q2

35,943 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Southport
£267/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium Plus) Estate 5dr Diese Mercedes Benz C-Class

70,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£267/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.