Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

397-432 of over 1,000 cars

  • Ford S Max

2.0 TDCi Vignale Powershift Euro 6 (s/s) 5dr Ford S Max

64,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
London
£273/month
Example
  • Ford Focus

1.5 Ecoblue St Line Estate 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Focus

44,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Hybrid Ford Puma

53,800 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid M Suzuki Swift

4,628 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Golf

1.4 TSI 8.7kWh GTE Advance Hatchback 5dr Petrol Pl Volkswagen Golf

87,954 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Peterborough
£216/month
Example
  • Hyundai i800

2.5 CRDi SE MPV 5dr Diesel Auto Euro 6 (170 ps) |R Hyundai i800

53,517 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW X1

2.0 18d SE Auto sDrive Euro 6 (s/s) 5dr BMW X1

35,600 miles 2016 Zero Deposit

Home Delivery Available

£12,999
Gillingham
£273/month
Example
  • Renault Clio

1.0 TCe Techno Hatchback 5dr Petrol Manual Euro 6 Renault Clio

31,898 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Nissan Micra

1.0 IG-T Acenta XTRON Euro 6 (s/s) 5dr Nissan Micra

8,671 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Skoda Superb

2.0 TSI SE L Executive DSG Euro 6 (s/s) 5dr Skoda Superb

46,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

90,327 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Carlisle
£273/month
Example
  • Kia Stonic

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (99 Kia Stonic

25,858 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Carlisle
£216/month
Example
  • Citroen C3

1.2 PureTech YOU! Hatchback 5dr Petrol Manual Euro Citroen C3

12,307 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Fiesta

ST-Line Edition 5 Door 1.0L EcoBoost Hybrid 125PS FWD 6 Speed Manual Ford Fiesta

25,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Caddy

2.0 TDI BlueMotion Tech Euro 6 (s/s) 5dr Volkswagen Caddy

70,000 miles 2015 Zero Deposit

Home Delivery Available

£12,999
Chesterfield
£273/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

48,800 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Focus

TITANIUM X TDCI Ford Focus

49,742 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Exeter
£216/month
Example
  • Nissan X Trail

2.0 dCi N-Vision SUV 5dr Diesel XTRON 4WD Euro 6 ( Nissan X Trail

45,331 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

23,775 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 6dr Diesel Man Vauxhall Vivaro

71,152 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE EXECUTIVE EDITION SALOON IN BLUE WITH Mercedes Benz C Class

55,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

80,950 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Newport
£273/month
Example
  • Volvo XC60

D5 [220] SE Lux Nav 5dr AWD Geartronic ** 10 VOLVO SERVICES ** Volvo XC60

91,035 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Jaguar E Pace

2.0 D150 SUV 5dr Diesel Manual Euro 6 (s/s) (150 p Jaguar E Pace

49,652 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot 2008

50kWh GT SUV 5dr Electric Auto (136 ps) Parking Se Peugeot 2008

41,776 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • Ford Transit

280 LIMITED PV L1 H1 Ford Transit

92,253 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Coventry
£273/month
Example
  • Nissan Qashqai

DIG-T ACENTA PREMIUM DCT Nissan Qashqai

48,131 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE Auto ALL4 Euro 6 (s/s) 5dr MINI Countryman

61,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Renault Captur

1.0 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) Renault Captur

41,037 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • Ford Focus

1.5 EcoBlue Titanium Estate 5dr Diesel Manual Euro Ford Focus

53,982 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Newport
£216/month
Example
  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 MINI Countryman

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

41,701 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Mokka

1.5 Turbo D ecoTEC Ultimate SUV 5dr Diesel Manual Vauxhall Mokka

80,000 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.