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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • BMW 1 Series

1.5 118i M Sport Auto Euro 6 (s/s) 3dr BMW 1 Series

27,755 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen Polo

2.0 TSI GTI+ Volkswagen Polo

62,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi TT

2.0 TFSI S line S Tronic Euro 6 (s/s) 3dr Audi TT

71,579 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi Q3

2.0 TDI S LINE Audi Q3

53,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Honda Civic

38,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Trendline Volkswagen Caddy

83,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
Inverness
£272/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C Class

69,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
Walsall
£272/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

2,342 miles 2025 Zero Deposit

Home Delivery Available

£12,990
Halifax
£216/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 2008

41,888 miles 2023 Zero Deposit

Home Delivery Available

£12,990
Wigan
£216/month
Example
  • BMW 2 Series

2.0 218d M Sport Coupe BMW 2 Series

57,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Inverness
£272/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

49,204 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Audi TT

2.0 TFSI S line Euro 6 (s/s) 3dr Audi TT

72,000 miles 2016 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Mercedes Benz A Class

1.6 A180 AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

62,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£272/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV SE Connect Euro 6 (s/s) 5dr Hyundai Kona

10,000 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Bury
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta DCT Auto Euro 6 (s/s) 5dr Nissan Juke

30,040 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Renault Master

2.3 Chassis Double Cab FWD LL35 dCi 130 Business Eu Renault Master

23,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Fiat Fullback

2.4 Fullback Cross Double Cab 2.4 180 Hp 5spd Auto Cro Fiat Fullback

85,483 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Peugeot e-Partner

750 50kWh Professional Premium + Long Panel Van Auto LWB 6dr (7.4kW Charger) Peugeot e-Partner

264 miles 2024 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Renault Koleos

2.0 dCi GT Line X-Trn A7 4WD Euro 6 (s/s) 5dr Renault Koleos

51,000 miles 2019 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Fiat 124

1.4 124 Spider 1.4 Multiair Turbo 140hp S-design Fiat 124

56,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Ford S Max

2.0 EcoBlue Titanium Euro 6 (s/s) 5dr Ford S Max

46,594 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Nissan Qashqai

DIG-T TEKNA - ULEZ COMPLIANT Nissan Qashqai

44,377 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R 4Motion Euro 6 (s/s) 3dr Volkswagen Golf

75,769 miles 2014 Zero Deposit

Home Delivery Available

£12,990
Peterborough
£272/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

17,300 miles 2022 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 L2 H3 4dr Volkswagen Crafter

95,521 miles 2017 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • BMW 5 Series

2.0 20d xLine Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

73,000 miles 2015 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • MINI Convertible

1.5 Cooper Sport Euro 6 (s/s) 2dr MINI Convertible

63,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • SEAT Arona

1.0 TSI FR Euro 6 (s/s) 5dr SEAT Arona

18,000 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

37,000 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Audi A3

2.0 TDI S line quattro Euro 6 (s/s) 2dr Audi A3

40,000 miles 2015 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • SEAT Arona

1.0 TSI FR Euro 6 (s/s) 5dr SEAT Arona

17,000 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Volkswagen Golf

1.6 TDI GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

50,779 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • DS AUTOMOBILES DS 3

1.2 PureTech Performance Line Euro 6 (s/s) 5dr DS AUTOMOBILES DS 3

17,000 miles 2023 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Audi A5

1.4 TFSI Sport Audi A5

80,486 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Volkswagen Transporter

1.9 TDI PD T28 Panel Van 4dr Diesel Manual L1 H1 (211 g/km, 83 bhp) Volkswagen Transporter

63,000 miles 2008 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Line Auto Euro 6 (s/s) 5dr Vauxhall Corsa

32,900 miles 2022 Zero Deposit

Home Delivery Available

£12,989
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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