Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

253-288 of over 1,000 cars

  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

116,579 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Basingstoke
£273/month
Example
  • Land Rover Range Rover Evoque

TD4 LANDMARK 2018 PANO ROOF 84000 MILES AUTO LEATHER SAT NAV 4X4 Land Rover Range Rover Evoque

84,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Darlington
£273/month
Example
  • Suzuki Swift

1.0 Boosterjet Gpf Sz5 Hatchback 5dr Petrol Auto Euro 6 (111 Ps) Suzuki Swift

9,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

GT-LINE Kia Sportage

45,275 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MINI Hatch

2.0 John Cooper Works Hatchback 3dr Petrol Auto 8 MINI Hatch

70,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

1.0T EcoBoost ST-Line X SUV 5dr Petrol DCT Euro 6 (s/s) (125 ps) Ford Puma

67,580 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Oxford
£273/month
Example
  • BMW 1 Series

1.5 118i SE Business Hatchback 5dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 1 Series

30,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Hatchback 5dr Petrol Manual Euro 6 ( Toyota Yaris

13,300 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C-Class

94,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Crossland

CROSSLAND 1.2 Turbo [130] Elite Nav 5dr Auto Vauxhall Crossland

13,083 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Bedford
£216/month
Example
  • Mercedes Benz E Class

2.0 E220d SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

60,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • MG ZS

EXCLUSIVE VTI-TECH MG ZS

30,142 miles 2023 Zero Deposit

Home Delivery Available

£12,995
Swindon
£216/month
Example
  • Mercedes Benz E Class

2.0 E220d SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

77,353 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

75,500 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Stockport
£273/month
Example
  • Mercedes Benz GLA Class

1.6 GLA200 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

67,171 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (306 ps) Land Rover Range Rover Sport

119,531 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A1

1.0 TFSI 25 Technik Sportback Euro 6 (s/s) 5dr Audi A1

35,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
St Albans
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 5d 180 BHP Land Rover Discovery Sport

31,544 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE DYNAMIC 5d 177 BHP Land Rover Range Rover Evoque

72,397 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

2.0 EcoBlue Vignale Estate 5dr Diesel Auto Euro 6 (s/s) (150 ps) Ford Focus

57,600 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Wigan
£273/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE LUXURY 5d 238 BHP Land Rover Discovery Sport

83,731 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

41,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 2 Series Gran Tourer

1.5 218i M Sport MPV 5dr Petrol Auto Euro 6 (s/s) (136 ps) BMW 2 Series Gran Tourer

57,022 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 Evo Life Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 Ps) Volkswagen Polo

40,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav Suv 5dr Petrol Auto 8spd Euro 6 (s/s) (130 Ps) Vauxhall Grandland

35,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Peugeot 5008

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 5008

58,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Kia Sportage

2.0 CRDi KX-2 AWD AUTOMATIC - SAT NAV & CAMERA Kia Sportage

45,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Euro 6 (s/s) 5dr Suzuki Swift

9,081 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

78,162 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Nissan X Trail

1.6 DIG-T Tekna Euro 6 (s/s) 5dr Nissan X Trail

40,600 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Puma

1.0 T 125PS MHEV Titanium Ford Puma

36,698 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volvo XC60

2.4 D5 Se Lux Nav Suv 5dr Diesel Auto Awd Euro 6 (s/s) (220 Ps) Volvo XC60

104,400 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Mokka

11,718 miles 2024 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

68,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Dacia Sandero Stepway

EXPRESSION TCE 5-Door Dacia Sandero Stepway

15,000 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mazda Mx 5 Rf

2.0 SKYACTIV-G Sport Nav Convertible 2dr Petrol Manual Euro 6 (160 ps) Mazda Mx 5 Rf

64,750 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Maidstone
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.