Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Mercedes Benz C-Class

2.0 C200 Sport AUTOMATIC Estate 5dr Petrol G-Troni Mercedes Benz C-Class

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

1.5 TFSI 35 Sport Sportback Euro 6 (s/s) 5dr Audi A3

96,528 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

24,592 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • MG ZS

1.5 VTi-TECH Excite Euro 6 (s/s) 5dr MG ZS

28,220 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

1.6 TDI SE Hatchback 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

38,331 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Euro 6 (s/s) 5dr Ford Kuga

53,151 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£244/month
Example
  • Mercedes Benz A-Class

A160 AMG Line Premium 5dr Mercedes Benz A-Class

82,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

1.6 TDI S line Sportback Euro 6 (s/s) 5dr Audi A3

63,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

70,249 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Juke

VISIA 1.0 DIG-T Nissan Juke

22,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford C Max

1.5 TDCi Titanium X MPV 5dr Diesel Manual Euro 6 ( Ford C Max

45,850 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 1 Series

1.5 118i SE Business Hatchback 5dr Petrol Auto Eur BMW 1 Series

54,650 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mazda 3

2.0 SKYACTIV-G MHEV Sport Lux Hatchback 5dr Petrol Mazda 3

41,446 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£244/month
Example
  • Peugeot 208

1.2 PureTech Allure Hatchback 5dr Petrol Manual Eu Peugeot 208

20,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0t Ecoboost Titanium Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 Ps) Ford Focus

49,804 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai i10

1.0 T-GDi N Line Hatchback 5dr Petrol Manual Euro Hyundai i10

12,579 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bangor
£244/month
Example
  • Renault Kadjar

1.5 GT Line Blue dCi 115 Auto EDC MY19 Renault Kadjar

41,122 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

23,654 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Southampton
£244/month
Example
  • Peugeot 3008

1.5 BlueHDi GT Line Premium Peugeot 3008

63,568 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Koleos

2.0 Dci Signature Nav Suv 5dr Diesel X Trn A7 4wd Euro 6 (s/s) (175 Ps) Renault Koleos

84,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£244/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression 5dr Dacia Sandero Stepway

22,858 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Ford Fiesta

1.0 TITANIUM TURBO AUTO Ford Fiesta

22,865 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 208

1.2 Puretech Gt Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 208

40,698 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • Peugeot 5008

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps) Peugeot 5008

61,018 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • Peugeot 508

2.0 BlueHDi GT Line Fastback 5dr Diesel EAT Euro 6 Peugeot 508

63,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£244/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 ps) Ford Focus

15,754 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

24,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Auris

1.8 VVT-h Business Edition Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (Safety Sense) (136 ps) Toyota Auris

64,686 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 2 Series Active Tourer

2.0 218d Luxury Active Tourer BMW 2 Series Active Tourer

28,135 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

73,111 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

GRIFFIN Vauxhall Corsa

11,393 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY Land Rover Discovery Sport

82,100 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Cardiff
£244/month
Example
  • Suzuki S-Cross

S-Cross Motion B-Jet Suzuki S-Cross

49,912 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 208

AUTOMATIC 1.2 PureTech Allure Premium + Hatchback Peugeot 208

49,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.