Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Ford EcoSport

1.5 EcoBlue Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (125 ps) Ford EcoSport

20,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

M 1400 ENTERPRISE BLUEHDI S/S Citroen Dispatch

63,971 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Yeti

1.2 SE L DRIVE TSI 5d 109 BHP Skoda Yeti

88,700 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Insignia

1.5 SRI VX-LINE NAV 5d 163 BHP Vauxhall Insignia

68,397 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Insignia

2.0 SRI VX-LINE NAV 5d 168 BHP Vauxhall Insignia

58,131 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Kia Cee'd

1.6 CRDI 2 ISG 5d 114 BHP Kia Cee'd

33,764 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 5d 180 BHP Land Rover Discovery Sport

75,598 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line Mercedes Benz GLA Class

73,899 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Vauxhall Movano

2.3 L3H2 F3500 135 BHP Vauxhall Movano

87,785 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 Peugeot 2008

73,554 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Volkswagen Passat

2.0 TDI SE Business Euro 6 (s/s) 4dr Volkswagen Passat

34,526 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI 100 6-SPEED PROFESSIONAL PREMIUM L1 IN WHITE 28000 & 45000MILE Peugeot Partner

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

X1 2.0 X1 xDrive20d xLine BMW X1

82,200 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Passat

1.5 TSI EVO GT DSG Euro 6 (s/s) 4dr Volkswagen Passat

72,550 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Ford Fiesta

1.0 Fiesta ST-Line Edition 5 Door 1.0L EcoBoost 95PS FWD 6 Speed Manual Ford Fiesta

30,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • Audi TT

2.0L TFSI S LINE 2d 227 BHP Audi TT

40,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 5-Door Hatch Cooper S Sport MINI Hatch

66,525 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Boxer

2.2 BlueHDi 435 Professional L4 H2 Euro 6 (s/s) 5dr Peugeot Boxer

56,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Volkswagen Caddy

2.0 C20 TDI HIGHLINE 101 BHP Volkswagen Caddy

61,750 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Mercedes Benz Sprinter

2.1 210 CDi Mercedes Benz Sprinter

46,469 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 GT-LINE 5d 174 BHP Kia Sportage

72,112 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Northampton
£252/month
Example
  • Volvo V60

2.4 D4 CROSS COUNTRY LUX NAV AWD 5d 187 BHP Volvo V60

78,945 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.2 COLLEZIONE 2d 69 BHP Fiat 500

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 Td4 Hse Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Discovery Sport

82,254 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Ranger

3.2 WILDTRAK 4X4 DCB TDCI 4d 197 BHP Ford Ranger

93,909 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

2.0 TFSI S line Coupe 3dr Petrol S Tronic quattro Audi TT

87,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Land Rover Discovery Sport

2.0 ED4 HSE 5d 150 BHP Land Rover Discovery Sport

80,168 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 TDCi 210 Trend Ford Transit

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • Volkswagen Golf

2.0 R 5d 298 BHP MORE INTERIOR PHOTOS TO FOLLOW Volkswagen Golf

74,244 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Vauxhall Combo

COMBO LIFE 1.5 Turbo D 130 Energy 5dr Auto Vauxhall Combo

50,436 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Northampton
£252/month
Example
  • Toyota AYGO

1.0 VVT-i X-Trend TSS 5dr x-shift Toyota AYGO

7,619 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Mercedes Benz SLK

SLK250 2.1 SLK250 CDI AMG Sport G-Tronic+ Euro 5 (s/s) 2dr Mercedes Benz SLK

29,180 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.