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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • BMW 3 Series

2.0 320d M Sport GT 5dr Diesel Auto Euro 6 (s/s) ( BMW 3 Series

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Fiat 500

500x Hatchback Urban Fiat 500

39,185 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Basingstoke
£252/month
Example
  • Dacia Jogger

1.0 TCe Comfort MPV 5dr Petrol Manual Euro 6 (s/s) Dacia Jogger

78,843 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X2

1.5 18i SE SUV 5dr Petrol Manual sDrive Euro 6 (s/ BMW X2

80,895 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

71,297 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

ELITE NAV Vauxhall Corsa

5,700 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz CLA

105,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BlueTEC AMG Night Edition G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz E Class

68,658 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

2.0 TDI ultra S line Coupe 3dr Diesel Manual Euro Audi TT

75,275 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Mercedes Benz C Class

AUTOMATIC ESTATE 2.1 C220d AMG Line Estate 5dr Diesel 7G-Tronic+ Euro 6 (s/ Mercedes Benz C Class

99,891 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Eastbourne
£252/month
Example
  • Peugeot 2008

100kW GT Premium 50kWh 5dr Auto Peugeot 2008

57,593 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel Manual Euro 6 (s/s) ( Nissan Qashqai

28,997 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.0 Tce S Edition Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Renault Captur

37,194 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Northampton
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Highline SWB Euro 5 5dr Volkswagen Caddy

112,222 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • Ford Focus

ST-Line 1.0 EcoBoost [125] 5 Dr [6] Ford Focus

32,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

Elite Nav Turbo 5 Dr [6] Vauxhall Corsa

23,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

SRi [Nav] Turbo 5 Dr [6] Vauxhall Crossland

20,700 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 180 HSE 5dr Auto Land Rover Discovery Sport

78,920 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2700 Sportive Panel Van 6dr Diesel Man Vauxhall Vivaro

60,682 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

84,601 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Crawley
£252/month
Example
  • Skoda Kodiaq

2.0 TDI SE L DSG 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

120,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Honda Jazz

SE Navi 1.3 i-VTEC 5 Dr Petrol CVT Euro 6 (s/s) (102 ps) Honda Jazz

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford Tourneo

24,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium + Standard P Peugeot Partner

21,967 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • Peugeot Partner

WHEELCHAIR ACCESSIBLE 1.6 VTi 98 Active 5dr Peugeot Partner

16,918 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Enterprise Edition M Panel Van 5d Citroen Berlingo

46,706 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • Volkswagen Polo

1.6 TDI SE Euro 6 (s/s) 5dr Volkswagen Polo

30,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Toyota Yaris

Design 1.5 VVT-h 5 Dr Petrol Hybrid E-CVT Euro 6 (101 ps) Toyota Yaris

34,200 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

50kWh ELITE NAV PREMIUM HEATED SEATS AND WHEEL 2 Vauxhall Corsa

10,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Stockton-on-Tees
£252/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback 5dr Diesel Mu Audi A5

84,188 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Armagh
£252/month
Example
  • Jeep Grand Cherokee

3.0 Grand Cherokee 3.0l V6 Crd Overland Jeep Grand Cherokee

79,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost Active Hatchback 5dr Petrol Manual E Ford Focus

41,500 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 6 Series

3.0 640d M SPORT GRAN COUPE BMW 6 Series

84,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 One Classic Hatchback 5dr Petrol Manual Euro 6 MINI Hatch

45,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • Volvo XC60

D4 R-DESIGN Volvo XC60

102,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • SEAT Leon

1.4 TSI FR Technology 3 door SEAT Leon

32,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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