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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Jaguar E Pace

2.0 D180 S Jaguar E Pace

83,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Niro

1.6 GDi 8.9kWh 3 DCT Euro 6 (s/s) 5dr Kia Niro

75,223 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i20

1.0 i20 Premium MHEV TGDi 5dr Hyundai i20

42,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

65,515 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo SE 5dr Vauxhall Grandland

44,920 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5 TDCi Titanium Edition 5dr 2WD Ford Kuga

54,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Active 5dr Vauxhall Mokka

34,355 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI [177] Quattro SE 5dr S Tronic Audi Q3

41,790 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Vauxhall Crossland

1.2T [110] Griffin 5dr [6 Spd] [Start Stop] Vauxhall Crossland

30,140 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

3.2 V6 R32 DSG 4Motion 3dr Volkswagen Golf

111,000 miles 2008 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium 5dr [5 Seats] Hyundai Santa Fe

60,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SE Premium 5dr Vauxhall Corsa

26,995 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

420i Luxury 2dr Auto BMW 4 Series

41,395 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 GS Line 5dr Vauxhall Corsa

24,274 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SE Premium 5dr Auto Vauxhall Corsa

25,271 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

87kW Icon 42kWh 3dr Auto Fiat 500

18,465 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 GS 5dr Vauxhall Corsa

18,858 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium 5dr Vauxhall Corsa

25,425 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.2 PureTech Allure 5dr Peugeot 2008

74,848 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ5 5dr Auto Suzuki Swift

24,300 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression 5dr Dacia Sandero Stepway

21,427 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression 5dr Dacia Sandero Stepway

12,740 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.0 TCE 90 Evolution 5dr Renault Captur

32,073 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Active X Edition 5dr Ford Fiesta

21,828 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 Mild Hybrid 3dr Fiat 500

4,369 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 420

BMW 420d Luxury Convertible Auto BMW 420

59,410 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.5 PHEV Titanium First Edition 5dr CVT Ford Kuga

79,833 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Duster

1.5 Blue dCi Prestige 5dr Dacia Duster

38,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai IONIQ

1.6 GDi Hybrid Premium SE 5dr DCT Hyundai IONIQ

49,741 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

2.0 TDI 150 FR Technology 5dr SEAT Leon

54,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic II 5dr MINI Hatch

39,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S Line Edition 5dr Audi Q3

88,169 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • Vauxhall Movano

2.3 CDTI BiTurbo ecoFLEX H1 Chassis Cab 136ps Vauxhall Movano

108,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.2 Dualjet SHVS SZ5 ALLGRIP 5dr Suzuki Swift

26,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Vitara

1.6 SZ5 ALLGRIP 5dr Suzuki Vitara

29,571 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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Bad Credit Car Finance for Under £12,000

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