Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

685-720 of over 1,000 cars

  • Audi TT

1.8 TFSI Sport Coupe 3dr Petrol Manual Euro 6 (s/s Audi TT

44,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Belfast
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Estate 5dr Diesel G-Tronic+ 4MA Mercedes Benz C-Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£246/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

79,372 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£246/month
Example
  • Volkswagen Golf

1.6 TDI Match Edition Hatchback Volkswagen Golf

70,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jaguar E Pace

2.0 D150 Chequered Flag Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

78,024 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Manchester
£246/month
Example
  • Mercedes Benz B Class

1.3 B200 Sport (Executive) MPV 5dr Petrol 7G-DCT A Mercedes Benz B Class

39,411 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Manual Euro 6 (s BMW 4 Series

50,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active Edition Hatchback 5dr Pe Ford Fiesta

27,845 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£246/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

101,662 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Steptronic Euro 6 MINI Hatch

36,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV 5dr Diesel Manual Peugeot Rifter

57,469 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£246/month
Example
  • Jeep Compass

1.4T MultiAirII Longitude Auto 4WD Euro 6 (s/s) 5dr Jeep Compass

50,326 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Superb

1.6 TDI GreenLine SE L Executive Estate 5dr Diesel Skoda Superb

61,491 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Honda HR-V

1.5 i-VTEC SE 5dr Honda HR-V

46,284 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Titanium DCT Euro 6 (s/s) 5dr Ford Focus

51,235 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Honda Jazz

1.5 i-VTEC Sport Hatchback 5dr Petrol CVT Euro 6 ( Honda Jazz

41,876 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Picanto

1.0 DPi GT-Line Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

36,077 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

48,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Karoq

2.0 Karoq SE L TDI SCR 4x4 Semi-Auto 4WD 5dr Skoda Karoq

74,924 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Inverness
£246/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

32,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

43,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition Euro 6 (s/s) 5dr Audi Q3

66,250 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Euro 6 (s/s) 5dr Peugeot 208

15,962 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Edition Hatchback 5dr Petrol DSG Euro 6 (s/s) (150 ps) Volkswagen Golf

94,352 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Northampton
£246/month
Example
  • Audi A3

1.6 A3 S Line TDI 2dr Audi A3

49,255 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Inverness
£246/month
Example
  • MINI Hatch

2.0 Cooper SD Hatchback 3dr Diesel Manual Euro 6 ( MINI Hatch

20,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Hatchback 5dr Petrol DSG Volkswagen Golf

84,409 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

73,415 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Lincoln
£246/month
Example
  • Suzuki Vitara

1.4 Boosterjet S SUV 5dr Petrol Manual ALLGRIP Euro 6 (s/s) (140 ps) Suzuki Vitara

36,063 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Citroen C4

25,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Swindon
£246/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Euro 6 (s/s) 5dr Peugeot 208

20,352 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.