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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s) (190 Ps) BMW 4 Series

51,427 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

3.0d V6 S Auto Euro 6 (s/s) 4dr Jaguar XF

80,148 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Peugeot Boxer

2.2 Bluehdi 335 Professional Panel Van 5dr Diesel Manual L3 H2 Euro 6 (s/s) Peugeot Boxer

55,675 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 Transit Connect Leader Double Cab LWB 240 L2 Ford Transit

40,746 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A3

80,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium Peugeot Partner

11,992 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

AUTOMATIC 1.5 118i GPF M Sport Shadow Edition Hatc BMW 1 Series

79,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel Manual Euro 6 (s/ Volkswagen Golf

93,700 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Gateshead
£252/month
Example
  • Ford Focus

AUTOMATIC 1.0T EcoBoost ST-Line Hatchback 5dr Petr Ford Focus

38,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

SL30 BUSINESS PLUS ENERGY DCI Renault Trafic

68,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Compass

1.6l 5d 118 BHP Jeep Compass

37,822 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

200 L1H1 1.5 TDCI LIMITED + SATNAV + REVERSE CAMERA + A/C ** NO VAT ** NO Ford Transit

65,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.5 TSI Edition 5dr DSG, FSH, 2 keys Skoda Karoq

98,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • Land Rover Discovery Sport

2.0L TD4 SE 5d 150 BHP Land Rover Discovery Sport

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 310 EcoBlue Leader FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

41,700 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda HR-V

1.5 i-VTEC EX CVT 5dr Honda HR-V

51,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S line quattro Euro 6 (s/s) 5dr (Nav) Audi Q3

69,153 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s MINI Convertible

35,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Chelmsford
£252/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Hatchback 5dr Petrol M Peugeot 208

30,521 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

218 218I SPORT 2-Door BMW 2 Series

46,703 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Edition Vauxhall Combo

56,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 290 TREND P/V ECOBLUE 129 BHP Ford Transit

73,849 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 130 BHP 350 LEADER ECOBLUE 4.3M TM SPEC DROPSIDE WITH LIFT ** EURO 6** Ford Transit

75,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q3

75,744 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Audi A3

1.4 TFSI S LINE 3d 148 BHP Audi A3

66,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 AVANT TDI ULTRA SPORT 5d 188 BHP Audi A4

117,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Escort

Unlisted Ford Escort

3,587 miles 2025 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda 3

2.0 SKYACTIV-X MHEV GT Sport Tech Hatchback 5dr Pe Mazda 3

66,880 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Renegade

1.4L LIMITED 5d 138 BHP Jeep Renegade

59,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Honda Civic

1.6 I Dtec Sr Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Honda Civic

51,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota C HR

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota C HR

82,300 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport GT 5dr Diesel Auto Euro 6 (s/s) ( BMW 3 Series

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

57,020 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Skoda Yeti

1.2 TSI SE L Outdoor 5dr Petrol Manual Euro 6 (s/s Skoda Yeti

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo ecoTEC Combi Van Double Cab Vauxhall Vivaro

87,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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