Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Toyota Prius

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr (15in Alloy) Toyota Prius

65,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Euro 6 (s/s) 4dr Audi A3

85,552 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Skoda Octavia

1.6 TDI SCR SE Euro 6 (s/s) 5dr Skoda Octavia

26,750 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 Platform Cab FWD L3 H1 Euro 6 2dr Vauxhall Movano

100,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Milton Keynes
£251/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

72,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Milton Keynes
£251/month
Example
  • MINI Clubman

2.0 Cooper S Auto Euro 6 (s/s) 6dr MINI Clubman

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

67,826 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Transit

2.2 TDCi 350 RWD L3 Euro 5 2dr DRW Ford Transit

117,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Honda Civic

1.6 I-DTEC SR 5d 118 BHP 1.6 i-DTEC SR (s/s) 5dr Honda Civic

73,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Renault Captur

0.9 ICONIC TCE Renault Captur

22,500 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Newport
£251/month
Example
  • Toyota Vellfire

2.4 AUTOMATIC PLATINUM Toyota Vellfire

82,000 miles 2025 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Toyota RAV4

2.0 D-4D Icon 2WD 5dr Toyota RAV4

50,775 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Mazda Cx 3

Diesel Hatchback Sport Nav Mazda Cx 3

56,841 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Vauxhall ADAM

1.2 GRIFFIN - ONLY 8K MILES Vauxhall ADAM

8,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • MINI Hatch

Cooper 3-Door Hatch MINI Hatch

20,673 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Exeter
£251/month
Example
  • BMW 1 Series

118 118d Sport 5-Door BMW 1 Series

29,788 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Nissan NV200

E ACENTA RAPID PLUS Nissan NV200

18,000 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Mercedes Benz C Class

1.6 C 200 D SE EXECUTIVE EDITION 5d 136 BHP Mercedes Benz C Class

91,346 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Transit

2016 66 FORD TRANSIT 2.2 350 HR PV 124 BHP Ford Transit

71,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Volkswagen Tiguan

2.0 MATCH EDITION TDI BMT 4MOTION 5d 148 BHP Volkswagen Tiguan

58,106 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Transit

2.0 290 LR P/V 104 BHP NO VAT NO VAT NO VAT Ford Transit

119,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Liverpool
£251/month
Example
  • Ford Fiesta

1.5 ST-3 3d 198 BHP Ford Fiesta

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW 2 Series

218 218D SE GRAN TOURER BMW 2 Series

77,300 miles 2015 Zero Deposit

Home Delivery Available

£11,990
Newport
£251/month
Example
  • Ssangyong Korando

2.2 ELX 5d 176 BHP Ssangyong Korando

48,841 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Kia Sportage

2.0 CRDI KX-4 5d 182 BHP Kia Sportage

58,306 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

66,392 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Toyota Proace

1.5 L1 ICON 101 BHP Toyota Proace

23,119 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Peterborough
£251/month
Example
  • Vauxhall Movano

2.3 CDTI F3500 L3 H2 LWB LOW LOADER Vauxhall Movano

90,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE DYNAMIC 5d 177 BHP RAC APPROVED, LOW R Land Rover Range Rover Evoque

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Vauxhall Crossland

1.2 ELITE NAV 5d 129 BHP Vauxhall Crossland

14,080 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Renault Trafic

1.6 DCI 120 PS LL29 LWB BUSINESS PLUS ENERGY FULLY LOADED WITH EXTRAS Renault Trafic

64,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.