Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

685-720 of over 1,000 cars

  • Audi A4

2.0 TDI Sport Estate 5dr Diesel S Tronic quattro E Audi A4

114,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 20d SE SUV 5dr Diesel Auto xDrive Euro 6 (s/s) BMW 5 Series

84,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Infiniti Q30

2.2d Sport InTouch Hatchback 5dr Diesel DCT AWD Eu Infiniti Q30

36,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI QUATTRO S LINE PLUS 5d 182 BHP Audi Q3

90,465 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Audi A4

2.0 TDI Black Edition Euro 6 (s/s) 5dr Audi A4

119,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i10

1.0 T-GDi N Line 5dr Hyundai i10

32,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCi 290 42,500 Miles Only Ford Transit

42,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Dudley
£252/month
Example
  • Ford Galaxy

2.0 TDCi Titanium X MPV 5dr Diesel Manual Euro 6 ( Ford Galaxy

85,199 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • BMW 3 Series

335 335d xDrive M Sport 5dr Step Auto [Business Media] BMW 3 Series

72,350 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

86,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

46,930 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Navara

2.5 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

81,623 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Navara

2.5 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

81,627 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

C20 STARTLINE 2.0 TDI 102ps EU6 NO VAT Volkswagen Caddy

69,035 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 5hs CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

83,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium Standard Panel Van SWB Euro 6 5dr Peugeot Partner

26,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo Elite SUV 5dr Petrol Auto Euro 6 (140 p Vauxhall Mokka

44,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo ecoTEC Design Nav SUV 5dr Petrol Manual Vauxhall Mokka

21,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel Manual 4WD Euro 6 (s/ Nissan Qashqai

39,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

77,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

2.0 SPORTBACK TDI S LINE 5d 184 bhp OPENING PAN RO Audi A3

84,700 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Euro 6 (s/s) 5dr Volkswagen Golf

76,036 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 TDI ultra S line Saloon 4dr Diesel S Tronic Eu Audi A4

72,640 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

E250 2.1L E250 CDI AMG LINE PREMIUM 2d AUTO 201 BHP Mercedes Benz E Class

73,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • BMW 4 Series

2.0 418d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series

84,916 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

SPORTIVE 2900 L2 H1 1.5d 100ps EU6 Vauxhall Vivaro

70,291 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.4 Tfsi Cod S Line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (150 Ps) Audi A3

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

435 435d xDrive M Sport 5dr Auto [Professional Media] BMW 4 Series

11,995 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Audi A1

1.4 TFSI Sport Hatchback 3dr Petrol Manual Euro 6 Audi A1

26,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Vauxhall Vivaro

1.5L L2H1 2900 DYNAMIC S/S 0d 101 BHP Vauxhall Vivaro

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 HSE Dynamic Land Rover Range Rover Evoque

68,698 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

1.5 BlueHDi 1000 Enterprise M Panel Van 6dr Diesel Citroen Dispatch

52,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Skoda Superb

SE L EXECUTIVE TDI DSG Skoda Superb

89,549 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Mitsubishi ASX

2.2 DI-D 4 SUV 5dr Diesel Auto 4WD Euro 6 (147 ps) Mitsubishi ASX

29,354 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

1.5 BlueHDi GT Line Premium SUV 5dr Diesel EAT Eur Peugeot 308

95,549 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line SUV 5dr Diesel 7G-DCT Euro 6 Mercedes Benz GLA Class

91,474 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.