Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Peugeot 308

1.5 BlueHDi GT Line Premium SUV 5dr Diesel Manual Peugeot 308

67,619 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 2008

50kWh Allure Premium SUV 5dr Electric Auto (136 ps Peugeot 2008

40,476 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Citroen C4

50kwh Shine Hatchback 5dr Electric Auto (136 Ps) Citroen C4

27,765 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Tesla Model-3

STANDARD RANGE PLUS 4d 302 BHP DELIVERY AVAILABLE Tesla Model-3

100,716 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo SE SUV 5dr Petrol Auto 8Spd Euro 6 (s/s) Vauxhall Grandland

27,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

74,534 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan X Trail

1.6 dCi Tekna XTRON Euro 6 (s/s) 5dr Nissan X Trail

81,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Nissan Qashqai

1.5 Dci Acenta Premium Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) Nissan Qashqai

0 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Skoda Octavia

2.0 TDI CR vRS 5dr ** ONE OWNER - SKODA HISTORY ** Skoda Octavia

89,308 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C3

1.2 PURETECH FLAIR Citroen C3

25,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 100PS SWB Euro 6 Van, 25,000 Miles, 1 Citroen Berlingo

25,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Convertible

1.5 Cooper Exclusive Convertible 2dr Petrol Manual MINI Convertible

79,361 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport (Premium Plus) Estate 5dr Diesel 7 Mercedes Benz C Class

64,839 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe 4dr Petrol Manua Mercedes Benz CLA

68,337 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MG ZS

1.5 VTi-TECH Excite SUV 5dr Petrol Manual Euro 6 ( MG ZS

24,500 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 TDCi ST-Line Hatchback 5dr Diesel Manual Euro Ford Focus

26,753 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Nissan Leaf

62kWh e+ N-Connecta Hatchback 5dr Electric Auto (2 Nissan Leaf

21,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Manchester
£252/month
Example
  • Renault Trafic

1.6 dCi 29 Sport Nav Panel Van 5dr Diesel Manual L Renault Trafic

92,168 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C4

50kwh Shine Hatchback 5dr Electric Auto (136 Ps) Citroen C4

22,389 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Essential Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

8,636 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Ipswich
£252/month
Example
  • Hyundai Tucson

1.6 GDi Blue Drive SE Nav SUV 5dr Petrol Manual Eu Hyundai Tucson

31,818 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line (Executive) SUV 5dr Diesel 7G Mercedes Benz GLA Class

71,500 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Glasgow
£252/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Hatchback 3dr Petrol Manual Eur Ford Fiesta

44,980 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 dCi Acenta Premium SUV 5dr Diesel Manual Euro Nissan Qashqai

0 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo SRi Edition SUV 5dr Petrol Manual Euro 6 Vauxhall Crossland

31,442 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0t Ecoboost St Line Suv 5dr Petrol Auto Euro 6 (s/s) (125 Ps) Ford EcoSport

33,894 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Jazz

1.3 I Vtec Se Navi Hatchback 5dr Petrol Manual Euro 6 (s/s) (102 Ps) Honda Jazz

17,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bradford
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Hatchback 5dr Petrol Manual Eur Volkswagen Golf

61,011 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.6 Turbo D BlueInjection Elite Nav SUV 5dr Diesel Vauxhall Grandland

25,227 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Manual Euro 6 (s/s) (121 ps) Mazda Cx 3

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Hartlepool
£252/month
Example
  • Audi Q3

2.0 Turbo Diesel (TDI), S Line, Quattro, 4 Wheel D Audi Q3

91,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.7 CRDi 2 DCT Euro 6 (s/s) 5dr Kia Sportage

41,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Life Auto 5dr Volkswagen Id3

34,993 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Nottingham
£252/month
Example
  • Audi A6

2.0 TDI ultra Black Edition Euro 6 (s/s) 4dr Audi A6

75,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Steptronic MINI Hatch

33,868 miles 2019 Zero Deposit

Home Delivery Available

£11,999
York
£252/month
Example
  • Nissan Leaf

62kWh e Tekna Hatchback 5dr Electric Auto (217 ps) Nissan Leaf

23,067 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.