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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Mercedes Benz E Class

E220 E 220 D AMG LINE 4-Door Mercedes Benz E Class

65,633 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi Flair M MPV 5dr Diesel Manual Euro 6 ( Citroen Berlingo

60,814 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 3 Series

95,892 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

37,177 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Black Edition DSG Euro 6 (s/s) 5dr SEAT Leon

91,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

A220 2.1 A220 CDI AMG Night Edition Mercedes Benz A Class

61,426 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 5 Series

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW 5 Series

87,500 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Volkswagen T Roc

1.5 TSI GPF EVO R-Line SUV 5dr Petrol Manual Euro Volkswagen T Roc

108,300 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Audi A5

2.0 TFSI S line Coupe 2dr Petrol S Tronic quattro Audi A5

104,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ GT-Line S SUV 5dr Diesel Hyb Kia Sportage

91,598 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Bedford
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 114 BHP Nissan Qashqai

64,080 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA 200 D SPORT 5d 134 BHP Mercedes Benz GLA Class

77,042 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Ford Fiesta

1.0 ST-LINE EDITION MHEV 5d 124 BHP Ford Fiesta

34,624 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • BMW i3

33kWh Hatchback 5dr Electric Auto (170 ps) 1 lady BMW i3

18,165 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Audi A3

2.0 TDI S line Audi A3

63,500 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.4 EcoTSI FR Technology Sport Coupe 3dr Petrol DS SEAT Leon

48,910 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Mercedes Benz A Class

A250 2.0 A250 AMG 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

74,989 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Insignia

SRI VX-LINE NAV 5-Door Vauxhall Insignia

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Slough
£252/month
Example
  • Honda Jazz

1.3 i-VTEC S CVT Euro 6 (s/s) 5dr Honda Jazz

12,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • BMW 2 Series

2.0 220d M Sport Convertible 2dr Diesel Auto Euro BMW 2 Series

78,291 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s Nissan Qashqai

45,740 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • MINI Clubman

1.5 Cooper Exclusive Estate 6dr Petrol Manual Euro MINI Clubman

67,510 miles 2020 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Peugeot 208

1.2 PureTech GT Hatchback 5dr Petrol Manual Euro 6 Peugeot 208

47,993 miles 2023 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Audi A6

2.0 TDI ultra S line Saloon 4dr Diesel Manual Euro Audi A6

56,978 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • MINI Cooper

2.0 John Cooper Works 2dr Petrol Manual Euro 6 (s/ MINI Cooper

77,105 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Kia Picanto

1.0 Dpi X Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

22,271 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • Kia Picanto

1.0 Dpi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

11,318 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • Audi Q3

2.0 TDI S line SUV 5dr Diesel S Tronic quattro Eur Audi Q3

75,400 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Honda Civic

1.0 Vtec Turbo Ex Hatchback 5dr Petrol Manual Euro 6 (s/s) (129 Ps) Honda Civic

35,968 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • BMW X1

2.0 20d xLine Auto xDrive Euro 6 ss 5dr BMW X1

73,000 miles 2015 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Premium Euro 6 (s/s) 5dr Peugeot 308

82,117 miles 2021 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Audi Q3

2.0 TDI S line Edition S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

83,894 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (11 MG ZS

26,546 miles 2020 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

20,000 miles 2019 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

100,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Sport Shooting Brake 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz CLA

90,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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