• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Mazda 2

1.5 Skyactiv G Sport Nav Hatchback 5dr Petrol Auto Euro 6 (s/s) (90 Ps) Mazda 2

26,980 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Puma

1.0 EcoBoost Titanium 5dr Ford Puma

28,900 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Kuga

ST-LINE EDITION ECOBLUE NEW SHAPE 71 PLATE SAT NAV Ford Kuga

85,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Darlington
£244/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki SX4 S Cross

37,826 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Dundee
£244/month
Example
  • Nissan Micra

1.0 IG-T Tekna Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

15,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar XF

2.0d R-Sport Auto Euro 6 (s/s) 4dr Jaguar XF

50,271 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£244/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Auto Euro 6 (s/s) MINI Hatch

32,232 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Hartlepool
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

24,223 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Kuga

1.5 TDCi Titanium Edition Ford Kuga

57,638 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.5T EcoBoost Vignale Estate 5dr Petrol Auto Euro Ford Focus

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • smart fortwo

1.0 Prime (Premium Plus) Cabriolet 2dr Petrol Twinamic Euro 6 (s/s) (71 ps) smart fortwo

17,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Grandland

1.2 Turbo SE 5dr Vauxhall Grandland

44,920 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d SE Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

72,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Kuga

2.0 TDCi ST-Line Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

67,797 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • SEAT Leon

1.0 eTSI MHEV SE Auto SEAT Leon

81,938 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA220d OrangeArt Shooting Brake 5dr Diesel 7G Mercedes Benz CLA

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Worcester
£244/month
Example
  • MINI Hatch

2.0 Cooper S Classic Hatchback 5dr Petrol Manual E MINI Hatch

49,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO GPF GT Hatchback 5dr Petrol DSG Euro 6 Volkswagen Golf

74,275 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation Volkswagen Tiguan

110,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport S Tronic Euro 6 (s/s) 4dr Audi A3

77,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0 T EcoBoost Active X Automatic Ford Focus

32,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost Active X Edition Hatchback 5dr Petro Ford Fiesta

16,559 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Hartlepool
£244/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Active 5dr Vauxhall Mokka

34,355 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Fiesta

34,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Stevenage
£244/month
Example
  • Volkswagen Golf

1.4 TSI ACT GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

44,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY Land Rover Discovery Sport

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 3 Series

2.0 318d Sport Touring 5dr Diesel Auto Euro 6 (s/s BMW 3 Series

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Land Rover Range Rover Evoque

75,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Kadjar

1.5 dCi Signature Nav Euro 6 (s/s) 5dr Renault Kadjar

23,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz C-Class

1.6 C200d AMG Line Estate 5dr Diesel Manual Euro 6 Mercedes Benz C-Class

89,990 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Warrington
£244/month
Example
  • Audi A3

2.0 TDI S line Convertible 2dr Diesel Manual quatt Audi A3

60,664 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Coupe 2dr Petrol Auto Euro 6 BMW 2 Series

70,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£244/month
Example
  • BMW 1 Series

2.0 118d M Sport 5-door BMW 1 Series

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Southampton
£244/month
Example
  • BMW 3 Series

2.0 320D M SPORT TOURING BMW 3 Series

96,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia XCEE'D

1.5 T-GDi 3 SUV 5dr Petrol Manual Euro 6 (s/s) (15 Kia XCEE'D

64,191 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d Sport Coupe 2dr Diesel G-Tronic+ Euro 6 Mercedes Benz C-Class

82,083 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Bangor
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.