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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Volvo V90

D4 MOMENTUM Volvo V90

112,449 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Audi Q3

2.0 TDI S line Edition SUV 5dr Diesel Manual quatt Audi Q3

70,601 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Harrogate
£252/month
Example
  • Ford Tourneo

ZETEC TDCI 5-Door Ford Tourneo

58,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 CRDi 4 SUV 5dr Diesel DCT Euro 6 (s/s) (134 bhp) Automatic Kia Sportage

76,657 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Abarth 595

1.4 T-Jet Trofeo Euro 6 3dr Abarth 595

56,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

1.6 PureTech Allure Automatic Peugeot 308

61,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-MOTION Nissan Qashqai

65,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

53,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Audi A4

1.4 TFSI Black Edition Euro 6 (s/s) 5dr Audi A4

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Mercedes Benz C Class

1.6 C200d AMG Line G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C Class

81,527 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Audi A3

1.0 TFSI 30 SE Technik Sportback Euro 6 (s/s) 5dr Audi A3

52,448 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Poole
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE SUV 5dr Diesel Manual 4WD Euro 6 (s/s) Land Rover Discovery Sport

43,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Elite L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

89,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Hatchback 3dr Petrol Auto Eu MINI Hatch

84,299 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

42,820 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Scirocco

2.0 TSI GT DSG Euro 6 (s/s) 3dr Volkswagen Scirocco

52,460 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Peugeot Expert

57,034 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

2.0 SRI VX-LINE NAV 5d 168 BHP Vauxhall Insignia

58,131 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Volvo V60

2.0 D3 Momentum Estate 5dr Diesel Manual Euro 6 (s Volvo V60

86,060 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Vauxhall Insignia

1.5 SRI VX-LINE NAV 5d 163 BHP Vauxhall Insignia

68,397 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Kia Cee'd

1.6 CRDI 2 ISG 5d 114 BHP Kia Cee'd

33,764 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • BMW 2 Series

2.0 218d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

58,705 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Yeti

1.2 SE L DRIVE TSI 5d 109 BHP Skoda Yeti

88,700 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Volkswagen Scirocco

1.4 GT TSI BLUEMOTION TECHNOLOGY 2d 123 BHP Volkswagen Scirocco

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Ford S Max

2.0 EcoBlue Titanium Ford S Max

86,255 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Vito

1.7 110 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Vito

71,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

54,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Eur Ford Kuga

42,247 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

77,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 TECH LINE NAV S/S 5d 129 BHP Vauxhall Grandland

62,774 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D Business Edition Nav SUV 5dr Diesel Ma Vauxhall Grandland

21,150 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 SPORTBACK TFSI S LINE 5d 148 BHP Audi A1

57,717 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh 4h SUV 5dr Petrol Plug-in H Mitsubishi Outlander

79,668 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Juke

45,352 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

71,644 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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