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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Mercedes Benz A Class

1.3 A200 Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

80,645 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.5 TSI SE L DSG Euro 6 (s/s) 5dr Skoda Fabia

22,816 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 20d M Sport Auto xDrive Euro 6 5dr BMW 5 Series

80,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

72,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Subaru Legacy

BP5 TUNED BY STI 1/600 FACELIFT Subaru Legacy

59,000 miles 2007 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5 T EcoBoost ST-Line Ford Kuga

42,100 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI S line Sportback Euro 6 (s/s) 5dr Audi A3

63,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

Hatchback Zetec Ford Fiesta

21,558 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI GTD Volkswagen Golf

83,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA-Class

1.6 CLA180 Sport Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

57,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

Dolcevita MHEV Convertible 1.0 2 Dr Petrol Manual Euro 6 (s/s) (70 bhp) Fiat 500

9,800 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG MGB

GT MG MGB

58,110 miles 1968 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota C HR

1.8 Vvt H Dynamic Suv 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 Ps) Toyota C HR

87,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG Hs

1.5 T-GDI Excite DCT Euro 6 (s/s) 5dr MG Hs

52,455 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Premium SE Hyundai Santa Fe

81,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.6 TDI SE L 5dr Man, diesel, grey + Great Value Skoda Karoq

66,300 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDi 150 SEL 5dr Man, diesel, silver + excellent spec Volkswagen Tiguan

93,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Estate Skoda Fabia

30,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

C20 LIFE TDI 5-Door Volkswagen Caddy

30,117 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz SL

3.5 SL350 7G-Tronic 2dr Mercedes Benz SL

38,000 miles 2008 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 T EcoBoost Vignale Ford Fiesta

12,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 T EcoBoost Automatic, 32019 miles! Ford Fiesta

32,019 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

C220d AMG Line Estate Auto, blue, diesel + great value estate Mercedes Benz C Class

88,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Clio

1.0 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps) SAT NAV + REAR PARKING SENSORS Renault Clio

6,657 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d Sport Convertible 2dr Diesel Manual Euro BMW 4 Series

54,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q2

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q2

78,982 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 Dig T Acenta Premium Suv 5dr Petrol Dct Auto Euro 6 (s/s) (160 Ps) Nissan Qashqai

35,131 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

2.0 TDI S line Saloon 4dr Diesel Manual Euro 6 (s/s) (150 ps) Audi A3

85,941 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

1.4 TSI FR Technology 3 door SEAT Leon

32,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Arona

1.0 TSI FR Sport DSG Euro 6 (s/s) 5dr SEAT Arona

46,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Woking
£252/month
Example
  • BMW 3 Series

2.0 320D M SPORT TOURING BMW 3 Series

84,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

320D SPORT BMW 3 Series

90,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR 5 DOOR SEAT Ibiza

34,949 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ssangyong Tivoli

1.6 P LE Ssangyong Tivoli

17,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 MPI FR SEAT Ibiza

32,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Volkswagen Golf

82,078 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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