Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

577-612 of over 1,000 cars

  • Mercedes Benz E Class

E250 2.1L E250 CDI AMG LINE PREMIUM 2d AUTO 201 BHP Mercedes Benz E Class

73,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Vauxhall Vivaro

SPORTIVE 2900 L2 H1 1.5d 100ps EU6 Vauxhall Vivaro

70,291 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 MM35 BUSINESS DCI 135 BHP 6 MONTHS WARRANTY 12 Renault Master

58,385 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

435 435d xDrive M Sport 5dr Auto [Professional Media] BMW 4 Series

11,995 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Vauxhall Vivaro

1.5L L2H1 2900 DYNAMIC S/S 0d 101 BHP Vauxhall Vivaro

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

68 Plate 2.0 TDCi 105ps Low Roof Van Ford Transit

88,587 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Transporter

2.0 T32 TDI P/V STARTLINE BMT 101 BHP Volkswagen Transporter

93,167 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Vauxhall Movano

2.3 L3H2 F3500 P/V 129 BHP Vauxhall Movano

37,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Ford Focus

1.5 1.5 5d 148 BHP Ford Focus

66,749 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Scirocco

1.4 GT TSI BLUEMOTION TECHNOLOGY 2d 123 BHP Volkswagen Scirocco

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (90 ps Suzuki Ignis

38,097 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

2020/70 1.2 SRI VX LINE NAV 5d 144 BHP, One Owner, Vauxhall Astra

34,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Rio

2019/19 1.0 2 ISG 5d 99 BHP, Only one owner, Only Kia Rio

6,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan NV400

2.3 dCi 35 Tekna L3 H2 Nissan NV400

65,450 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Estima

Hybrid E-FOUR 8-SEATS 2.4 5dr Toyota Estima

68,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Nissan Leaf

TEKNA 5d 148 BHP Nissan Leaf

17,984 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 TECH LINE NAV S/S 5d 129 BHP Vauxhall Grandland

62,774 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Ford Kuga

1.5 ST-LINE X 5dr Ford Kuga

50,835 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 335 B/B 130 BHP Peugeot Boxer

86,650 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 EcoBlue 120ps Limited Van Ford Transit

32,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

2.0 Turbo D BlueInjection SRi VX Line Nav Vauxhall Insignia

46,950 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Volkswagen Tiguan

1.5 TSI Life Volkswagen Tiguan

102,774 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

2.0 225D M SPORT 2d 215 BHP DRIVER COMFORT PACKAGE BMW 2 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Vauxhall Crossland

ecoTEC D SE 1.6 Vauxhall Crossland

13,393 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.6 625 ENTERPRISE L1 BLUEHDI 74 BHP SERVICED WITH Citroen Berlingo

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Citan

111 CDI SPORT VAN 110 BHP 6 SPEED Mercedes Benz Citan

80,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Chelmsford
£252/month
Example
  • Audi A5

2.0 TFSI QUATTRO BLACK EDITION 2d 222 BHP 2 Keys, Audi A5

52,125 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Renault Clio

0.9 TCE 90 GT Line 5dr Renault Clio

9,450 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

0.9 ICONIC TCE 5d 89 BHP Renault Captur

17,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.2 SD4 SE Tech 4WD (s/s) 5dr Land Rover Discovery Sport

76,127 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

420 420I LUXURY 2-Door BMW 4 Series

78,521 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 TREND P/V L1 H1 104 BHP Ford Transit

96,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • Volkswagen Golf

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION DSG 5d 182 BHP Volkswagen Golf

83,370 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.