Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Nissan Leaf

TEKNA 5d 148 BHP Nissan Leaf

17,984 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 TECH LINE NAV S/S 5d 129 BHP Vauxhall Grandland

62,774 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Ford Kuga

1.5 ST-LINE X 5dr Ford Kuga

50,835 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 335 B/B 130 BHP Peugeot Boxer

86,650 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 428i M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

89,005 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A Class

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

A220 2.1 A220 CDI AMG Night Edition Hatchback 5dr Diese Mercedes Benz A Class

73,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech Shine 5dr Citroen C3

19,800 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Crafter

2.0 CR35 TDI M H/R P/V STARTLINE 138 BHP Volkswagen Crafter

119,767 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz SLC

2.1 SLC 250 D SPORT 2d 201 BHP Mercedes Benz SLC

93,600 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Sportive Vauxhall Vivaro

74,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

2.0 Turbo D BlueInjection SRi VX Line Nav Vauxhall Insignia

46,950 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Volkswagen Polo

1.0 TSI SEL SUV 5dr Petrol Manual Euro 6 (s/s) (11 Volkswagen Polo

77,425 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

1.5 TSI Life Volkswagen Tiguan

102,774 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

2.0 225D M SPORT 2d 215 BHP DRIVER COMFORT PACKAGE BMW 2 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Startline LWB Volkswagen Caddy

75,436 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V40

1.5 T2 R-Design Nav Plus Auto Euro 6 (s/s) 5dr Volvo V40

38,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Octavia

2.0 TDI CR vRS 5dr Skoda Octavia

68,561 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 TREND P/V L1 H1 104 BHP Ford Transit

96,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • Volkswagen Golf

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION DSG 5d 182 BHP Volkswagen Golf

83,370 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

350 L3 H3 2.0 TDCI 130ps EU6 LWB RWD Ford Transit

77,564 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

46,934 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Jazz

1.3 i-VTEC SE CVT Euro 6 (s/s) 5dr Honda Jazz

19,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise XL Citroen Dispatch

82,900 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Ford Transit

2.0 350 L3 C/C 129 BHP Ford Transit

57,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T Acenta SUV 5dr Petrol XTRON Euro 6 (s/s) Nissan Qashqai

16,183 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Hatchback 5dr Petrol Manual Eur Volkswagen Golf

54,334 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

66,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport Edition Mercedes Benz A Class

67,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.5 EcoBlue Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (125 ps) Ford EcoSport

20,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

Series 2.0 428i M Sport Convertible 2dr Petrol Aut BMW 3 Series

86,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

M 1400 ENTERPRISE BLUEHDI S/S Citroen Dispatch

63,971 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Yeti

1.2 SE L DRIVE TSI 5d 109 BHP Skoda Yeti

88,700 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.