• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Volkswagen Golf

1.5 TSI EVO SE Nav Estate 5dr Petrol Manual Euro 6 Volkswagen Golf

58,150 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat Ducato

2.3 MultiJetII 35 130BHP XLWB L4 15FT LOW LOADER L Fiat Ducato

83,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

GLA200 GLA 200 D AMG LINE 5-Door Mercedes Benz GLA Class

96,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£252/month
Example
  • Ford Edge

2.0 Edge Titanium TDCi Auto 4WD 5dr Ford Edge

74,931 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Inverness
£252/month
Example
  • Vauxhall Vivaro

L2H2 F2900 PRIME S/S 6-Door Vauxhall Vivaro

57,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Maidstone
£252/month
Example
  • Citroen Relay

2.2 35 L3H2 ENTERPRISE HDI 129 BHP Warranty + brea Citroen Relay

55,255 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

1.6 dCi ENERGY 27 Business+ Panel Van 5dr Diesel Manual SWB Standard Roof E Renault Trafic

82,908 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5 Kuga ST-Line 5dr Ford Kuga

36,565 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Inverness
£252/month
Example
  • BMW 2 Series

2.0 218d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 2 Series

64,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Combo

1.2 Turbo Energy Euro 6 (s/s) 5dr (7 Seat) Vauxhall Combo

39,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Ford Transit

1.5 220 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

17,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C5

2.0 BlueHDi Flair Plus EAT8 Euro 6 (s/s) 5dr Citroen C5

90,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Skoda Karoq

1.6 TDI SE L SUV 5dr Diesel Manual Euro 6 (s/s) (1 Skoda Karoq

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

42,575 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • Ford Ka

1.2 ACTIVE , 5-Door Ford Ka

14,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford B Max

TITANIUM NAVIGATOR 5-Door (125 PS ) Petrol Ford B Max

29,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Vito

1.6 111 CDI Panel Van 6dr Diesel Manual FWD L2 Eur Mercedes Benz Vito

43,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XE

50,478 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

48,945 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 R 5d 298 BHP MORE INTERIOR PHOTOS TO FOLLOW Volkswagen Golf

74,244 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

89,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen T Roc

1.0 TSI SE SUV 5dr Petrol Manual Euro 6 (s/s) (115 Volkswagen T Roc

87,561 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Ford Focus

ST-LINE . AUTOMATIC . 5-Door Petrol Ford Focus

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

51,363 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure SUV 5dr Petrol EAT Euro 6 (s/s Peugeot 308

58,419 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Volvo V60

2.0 D4 R-Design Lux Nav Estate 5dr Diesel Auto Eur Volvo V60

75,465 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Renault Captur

1.5 dCi ENERGY GT Line EDC Euro 6 (s/s) 5dr Renault Captur

14,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Transporter

2.0 TDI T30 BlueMotion Tech Startline FWD LWB Euro 6 (s/s) 5dr Volkswagen Transporter

104,089 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.6 TEKNA DIG-T 5d 163 BHP Nissan Qashqai

47,057 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium Hatchback 5dr Petrol Manual Vauxhall Corsa

25,786 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • BMW 2 Series

1.5 218i M Sport Euro 6 (s/s) 2dr BMW 2 Series

57,891 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 520d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (1 BMW 5 Series

99,300 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Ford Fiesta

ST-3 Ford Fiesta

33,200 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford B Max

TITANIUM NAVIGATOR 5-Door AUTOMATIC Petrol Ford B Max

27,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ateca

1.6 TDI Ecomotive SE Technology SUV 5dr Diesel Man SEAT Ateca

47,233 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5 Mercedes Benz B Class

58,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.