Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

757-792 of over 1,000 cars

  • BMW 2 Series

2.0 220i Sport Coupe 2dr Petrol Auto Euro 6 (s/s) BMW 2 Series

57,225 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£246/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A-Class

47,946 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£246/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Volkswagen Golf

75,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

1.4 TSI SE Nav Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Golf

75,775 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz A-Class

2.0 A200d AMG Line (Premium) Hatchback 5dr Diesel 8G-DCT Euro 6 (s/s) (150 ps) Mercedes Benz A-Class

53,520 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Qashqai

1.3 DIG-T TEKNA Nissan Qashqai

45,205 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jeep Renegade

1.4L LIMITED 5d 138 BHP Jeep Renegade

59,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
London
£246/month
Example
  • Ford Fiesta

Hatchback Zetec Ford Fiesta

21,558 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost AMG Line (Premium) Saloon 4dr Petrol G-Tronic+ Euro 6 (s/s) (198 ps) Mercedes Benz C-Class

98,344 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Halifax
£246/month
Example
  • MINI Hatch

MINI Hatch

44,158 miles 2018 Zero Deposit

Home Delivery Available

£11,994
Portsmouth
£246/month
Example
  • Land Rover Discovery Sport

2.0 Sd4 Hse Luxury Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (240 Ps) Land Rover Discovery Sport

73,642 miles 2017 Zero Deposit

Home Delivery Available

£11,994
£246/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport Euro 6 (s/s) 5dr Honda Civic

86,449 miles 2021 Zero Deposit

Home Delivery Available

£11,994
£246/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 1 Series

53,378 miles 2016 Zero Deposit

Home Delivery Available

£11,994
£246/month
Example
  • Nissan Juke

1.0 Dig T N Connecta Suv 5dr Petrol Manual Euro 6 (s/s) (114 Ps) Nissan Juke

25,037 miles 2023 Zero Deposit

Home Delivery Available

£11,994
Lincoln
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Coupe 3dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

51,000 miles 2016 Zero Deposit

Home Delivery Available

£11,993
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Landmark SUV 5dr Diesel Auto 4WD Euro 6 (s Land Rover Range Rover Evoque

81,000 miles 2018 Zero Deposit

Home Delivery Available

£11,993
£246/month
Example
  • BMW 5 Series

2.0 20d SE Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,992
£246/month
Example
  • Jeep Renegade

1.0 *Limited*1.0 T3 120hp*CAM-NAV-ULEZ-DAB-FSH**GREAT VALUE** Jeep Renegade

50,000 miles 2022 Zero Deposit

Home Delivery Available

£11,991
Swansea
£246/month
Example
  • Audi A5

2.0 TDI ultra SE Sportback 5dr Diesel Manual Euro Audi A5

69,671 miles 2017 Zero Deposit

Home Delivery Available

£11,991
Cardiff
£246/month
Example
  • Audi A3

2.0 TFSI S line Sportback 5dr Petrol Manual Euro 6 (s/s) (190 ps) Audi A3

72,393 miles 2017 Zero Deposit

Home Delivery Available

£11,991
Edinburgh
£246/month
Example
  • Citroen C4

1.5 BlueHDi Flair Plus Euro 6 (s/s) 5dr Citroen C4

29,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Jaguar F Pace

2.0 D240 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

88,945 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Bolton
£246/month
Example
  • Vauxhall Astra

1.2 Turbo Gs Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Astra

50,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Solihull
£246/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium SUV 5dr Petrol Manual Euro 6 (s/s) (100 ps) Peugeot 2008

31,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Solihull
£246/month
Example
  • Audi Q2

1.4 TFSI CoD Sport Euro 6 (s/s) 5dr Audi Q2

42,505 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

47,900 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Nissan Micra

1.0 IG-T Acenta XTRON Euro 6 (s/s) 5dr Nissan Micra

22,955 miles 2022 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Kia Picanto

1.0 Dpi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

25,535 miles 2023 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Land Rover Range Rover Sport

3.0 Sd V6 Hse Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (306 Ps) Land Rover Range Rover Sport

98,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Style Euro 6 (s/s) 5dr Ford Focus

14,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Birmingham
£246/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium X Edition Auto AWD Euro 6 (s/s) 5dr Ford Kuga

46,150 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Gillingham
£246/month
Example
  • Audi Q5

2.0 TDI 40 S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

99,345 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Gillingham
£246/month
Example
  • Ford Galaxy

2.0 TDCi Titanium X Powershift Euro 6 (s/s) 5dr Ford Galaxy

84,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Audi Q2

1.0 TFSI 30 S line Euro 6 (s/s) 5dr Audi Q2

61,050 miles 2020 Zero Deposit

Home Delivery Available

£11,990
Gillingham
£246/month
Example
  • Jeep Cherokee

2.2 M-JET II LIMITED ADII 5d 197 BHP Jeep Cherokee

61,324 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • SsangYong Korando

2.2 LE 5d 176 BHP SsangYong Korando

55,111 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.