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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • BMW 2 Series

1.5 218i M Sport Convertible BMW 2 Series

52,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford S Max

2.0 EcoBlue ST-Line MPV 5dr Diesel Auto Euro 6 (s/ Ford S Max

89,329 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford S Max

2.0 TDCi Titanium Sport Euro 6 (s/s) 5dr Ford S Max

70,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Hyundai Tucson

1.6 Crdi Mhev N Line Suv 5dr Diesel Hybrid Manual Euro 6 (s/s) (136 Ps) Hyundai Tucson

83,203 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 TDI ultra Sport S Tronic Euro 6 (s/s) 5dr Audi A4

70,205 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Jimny

1.3 SZ4 Suzuki Jimny

49,000 miles 2010 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.0 TFSI SE Audi A1

14,733 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Jimny

1.3 VVT SZ3 Suzuki Jimny

73,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA-Class

2.1 CLA220d AMG Line Shooting Brake 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz CLA-Class

87,417 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Fiesta

36,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Huddersfield
£252/month
Example
  • Suzuki Jimny

1.3 SZ4 ESTATE Suzuki Jimny

54,000 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

118i M SPORT SHADOW EDITION MANUAL PETROL 83000 MILES BMW 1 Series

83,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Darlington
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A Class

84,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Aygo X

1.0 VVT-i Exclusive Hatchback 5dr Petrol Manual Eu Toyota Aygo X

41,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda 2

1.5 SKYACTIV-G MHEV Sport Nav Hatchback 5dr Petrol Mazda 2

11,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.2d R-Sport Saloon 4dr Diesel Auto (s/s) (200 ps) Jaguar XF

31,869 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia PRO_CEE'D

1.4 T-GDi GT-Line Shooting Brake DCT Euro 6 (s/s) 5dr Kia PRO_CEE'D

73,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Euro 6 2dr Mazda Mx 5

45,905 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T TEKNA Nissan Qashqai

45,205 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 118D M SPORT BMW 1 Series

109,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0t Ecoboost Titanium Hatchback 5dr Petrol Auto Euro 6 (s/s) (240 Ps) Ford Mondeo

30,966 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

0.9 GT Line TCe 90 Renault Captur

23,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

435d XDRIVE M SPORT BMW 4 Series

114,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.6 TDI S line Sportback Euro 6 (s/s) 5dr (Nav) Audi A1

50,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Vauxhall Insignia

2.8i Turbo V6 VXR SuperSport Saloon 4dr Petrol Man Vauxhall Insignia

59,900 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Volkswagen Golf

1.6 TDI GT Hatchback 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

64,720 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Abarth 500

1.4 T-Jet 70th Cabrio 2dr Petrol Manual Euro 6 (145 ps) Abarth 500

31,997 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0L TD4 SE 5d 150 BHP Land Rover Discovery Sport

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

1.5 Skyactiv G Sport Nav Convertible 2dr Petrol Manual Euro 6 (131 Ps) Mazda Mx 5

56,395 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.2 PureTech Feel MPV 5dr Petrol EAT8 Euro 6 (s/s) Citroen C4

60,097 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Volvo XC70

2.4 D5 SE Lux Estate 5dr Diesel Geartronic AWD Eur Volvo XC70

92,000 miles 2013 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

39,906 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation Volkswagen Tiguan

110,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 TITANIUM 5d 99 BHP Ford Fiesta

17,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

2020/70 1.2 SRI VX LINE NAV 5d 144 BHP, One Owner, Vauxhall Astra

34,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.3 TCe ENERGY S Edition EDC Euro 6 (s/s) 5dr Renault Captur

18,125 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Dudley
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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