Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Peugeot 308

1.2 PURETECH S/S ALLURE 5d 130 BHP Peugeot 308

39,073 miles 2017 Zero Deposit

Home Delivery Available

£11,950
Nottingham
£251/month
Example
  • Volkswagen Golf

1.0 TSI BlueMotion Tech SE Nav Hatchback 5dr Petr Volkswagen Golf

50,600 miles 2018 Zero Deposit

Home Delivery Available

£11,950
Edinburgh
£251/month
Example
  • Hyundai i10

1.0 Premium Auto Euro 6 (s/s) 5dr Hyundai i10

18,767 miles 2020 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Toyota Prius

PRIUS HYBRID Toyota Prius

52,575 miles 2015 Zero Deposit

Home Delivery Available

£11,950
Gillingham
£251/month
Example
  • Honda Civic

1.8 I-VTEC SPORT 5d 140 BHP 1.8 i-VTEC Sport Auto Honda Civic

29,409 miles 2016 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Kia Cee'd

'2' 1.6 CRDi Diesel ISG DCT Automatic Kia Cee'd

20,000 miles 2015 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford Kuga

1.5 TITANIUM TDCI 5d 119 BHP Ford Kuga

35,124 miles 2017 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel XTRON Euro 6 (s/s) (1 Nissan X Trail

59,367 miles 2016 Zero Deposit

Home Delivery Available

£11,950
Peterborough
£251/month
Example
  • BMW 5 Series

X3 3.0 X3 xDrive30d M Sport BMW 5 Series

114,000 miles 2015 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Smart fortwo

PULSE PREMIUM 2d 81 BHP Smart fortwo

4,000 miles 2022 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford Transit

2.2 TDCi 350 Drop Side2dr Diesel Manual RWD L4 H1 Euro 5 (DRW) (125 ps) Ford Transit

54,000 miles 2016 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford Transit

2.0 300 LEADER L2 LWB P/V ECOBLUE 129 BHP Ford Transit

92,695 miles 2021 Zero Deposit

Home Delivery Available

£11,950
Darlington
£251/month
Example
  • Renault Trafic

2.0 LL30 Blue dCi 150 Business Panel Van MY22 Renault Trafic

62,187 miles 2022 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Skoda Octavia

1.4 TSI iV 13kWh SE Technology Estate 5dr Petrol P Skoda Octavia

93,670 miles 2021 Zero Deposit

Home Delivery Available

£11,950
Peterborough
£251/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Hatchback 5dr Petro Volkswagen Golf

53,700 miles 2016 Zero Deposit

Home Delivery Available

£11,950
Peterborough
£251/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

41,800 miles 2019 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol Manual Eur Nissan Qashqai

32,746 miles 2020 Zero Deposit

Home Delivery Available

£11,950
Derby
£251/month
Example
  • Fiat Ducato

2.3 Ducato TRAFFIC MANAGEMENT DROPSIDE 35 Lh1 2.3 Multijet Ii 130hp Fiat Ducato

85,141 miles 2019 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ssangyong Musso

2.2 EX 4d 181 BHP **1 OWNER VEHICLE FROM NEW** FIN Ssangyong Musso

59,867 miles 2020 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • MINI Hatch

1.5 COOPER CLASSIC 5d 134 BHP MINI Hatch

14,242 miles 2019 Zero Deposit

Home Delivery Available

£11,950
Ipswich
£251/month
Example
  • Volkswagen Caddy

C20 TDI HIGHLINE Volkswagen Caddy

88,000 miles 2016 Zero Deposit

Home Delivery Available

£11,950
Rochdale
£251/month
Example
  • Ford Transit

1.5 210 BASE TDCI 100 BHP NO VAT, FULL SERVICE, NE Ford Transit

29,161 miles 2018 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Toyota Prius

1.8 VVT-h T4 CVT Euro 6 (s/s) 5dr Toyota Prius

55,000 miles 2015 Zero Deposit

Home Delivery Available

£11,950
Birmingham
£251/month
Example
  • Honda Jazz

1.3 SE Navi 5dr CVT Hatchback Honda Jazz

38,353 miles 2016 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Citroen Berlingo

1.6 650 ENTERPRISE M BLUEHDI 74 BHP *5 STAR RATED+ Citroen Berlingo

31,194 miles 2019 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Citroen C3

1.2 PureTech 110 Flair 5dr [6 speed] Citroen C3

44,692 miles 2018 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Nissan Qashqai

1.6 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

48,392 miles 2018 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Peugeot 308

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps) Peugeot 308

54,000 miles 2017 Zero Deposit

Home Delivery Available

£11,950
Liverpool
£251/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

115,000 miles 2017 Zero Deposit

Home Delivery Available

£11,950
Milton Keynes
£251/month
Example
  • Peugeot Boxer

2.0 BlueHDi 335 Platform Cab L3 Euro 6 2dr Peugeot Boxer

116,400 miles 2019 Zero Deposit

Home Delivery Available

£11,950
Leicester
£251/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.