Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • SEAT Leon

2.0 TSI FR SPORT DSG 5d 188 BHP FULL SEAT SERVICE SEAT Leon

82,221 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

2.0 TDI S LINE 3d 148 BHP Audi A3

76,274 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Audi Q2

1.4 TFSI S LINE 5d 148 BHP CHEAP TO RUN AND MAINTA Audi Q2

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 dCi 35 Business Platform Cab FWD MWB Euro 6 2dr Renault Master

84,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T n-tec XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

52,828 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Gloucester
£252/month
Example
  • Ford Kuga

1.5 T EcoBoost ST-Line Ford Kuga

47,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

ST-LINE . AUTOMATIC . 5-Door Petrol Ford Focus

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Hatchback 5dr Petrol Manual Eu Vauxhall Corsa

16,832 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

2.0 CRDi SE Nav 5dr Auto Hyundai Tucson

69,042 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.2 PureTech [130] Sense Plus 5dr Citroen C4

47,609 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol XTRON Euro 6 ( Nissan Qashqai

49,251 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

X3 3.0 X3 xDrive30d M Sport BMW 5 Series

109,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.6 TDI Match Volkswagen Golf

51,889 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SE Premium 5dr Vauxhall Corsa

17,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

*12,000 MILES!!*1.6 dCi ENERGY 27 Business SWB*EUR Renault Trafic

12,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 GDi Platinum Edition SUV 5dr Petrol Manual Eur Kia Sportage

65,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel DSG Euro 6 (s/s) (184 ps) Volkswagen Golf

104,900 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Exeter
£252/month
Example
  • Renault Trafic

1.6 dCi 27 Business+ Panel Van 5dr Diesel Manual S Renault Trafic

23,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DiG-T 160 Acenta Premium 5dr Nissan Qashqai

52,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Chichester
£252/month
Example
  • Vauxhall Corsa

1.2 ELITE EDITION Vauxhall Corsa

24,420 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

11,234 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • Audi A3

1.0 TFSI 30 SE Technik Sportback Euro 6 (s/s) 5dr Audi A3

52,448 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Poole
£252/month
Example
  • Vauxhall Insignia

SE NAV 5-Door Vauxhall Insignia

86,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.6 TDI SE L SUV 5dr Diesel Manual Euro 6 (s/s) (1 Skoda Karoq

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 308

34,850 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

460 H/R BUS 17 STR Ford Transit

71,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Manual 4WD Euro 6 (s/s Land Rover Discovery Sport

61,222 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Sharan

2.0 TDI CR BlueMotion Tech 150 SE Nav 5dr DSG Volkswagen Sharan

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SHVS SZ5 ALLGRIP 5dr Suzuki Ignis

35,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Transporter

T30 TDI SWB STARTLINE Volkswagen Transporter

110,139 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Eastbourne
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

81,145 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.