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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Renault Trafic

SL27 BUSINESS PLUS ENERGY DCI, FULL RENAULT HISTORY, SAT NAV Renault Trafic

78,430 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 Mercedes Benz CLA

74,302 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van Diesel Manual RWD L3 H3 Euro 6 (s/s) (130 Ford Transit

92,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Range Rover Evoque

82,343 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Highline Panel Van 5dr Diesel Manual SWB Euro 6 102 ps Sat Nav Volkswagen Caddy

72,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d Sport SUV 5dr Diesel 7G-DCT Euro 6 (s/ Mercedes Benz GLA Class

78,855 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van Diesel Manual L1 H1 Euro 6 130 ps In Whi Ford Transit

105,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited Panel Van Diesel Auto L1 Euro 6 (s/s) (120 ps) Ford Transit

89,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Euro 6 (s/s) 5dr Ford Focus

51,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Nissan Townstar

45kWh Tekna Panel Van Electric Auto L1 (122 ps) In Grey Nissan Townstar

22,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.6 625 ENTERPRISE L1 BLUEHDI 74 BHP SERVICED WITH Citroen Berlingo

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TiVCT Vignale Estate 5dr Petrol Hybrid CVT 6Sp Ford Mondeo

74,594 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

Elite Nav Turbo Vauxhall Astra

23,316 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Euro 6 (s/s) 5dr Ford Fiesta

36,830 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

80,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • Ford Transit

2.0 Transit Custom Trend Van 300 L2 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

75,517 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ-T 5dr Suzuki Swift

10 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Peugeot 308

1.5 BlueHDi GT Line Premium SUV 5dr Diesel Manual Peugeot 308

60,222 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 BlueHDi 35 X Citroen Relay

60,834 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Citroen Relay

2.2 BlueHDi 35 X Citroen Relay

54,778 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Citroen Relay

2.2 BlueHDi 35 X Citroen Relay

53,705 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Vauxhall Vivaro

52,119 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Dundee
£252/month
Example
  • Vauxhall Movano

2.3 CDTi 3900 BiTurbo Minibus Double Cab 5dr Diese Vauxhall Movano

83,382 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Mazda Mx 5

1.5 Skyactiv G Sport Nav Convertible 2dr Petrol Manual Euro 6 (131 Ps) Mazda Mx 5

56,395 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

Match Edition 1.2 TSi Turbo Petrol 90BHP Automatic Volkswagen Polo

35,927 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Edition SUV 5dr Petrol Auto Ford Kuga

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Crew Van Double Cab 5dr Dies Ford Transit

114,109 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) Ford Kuga

66,469 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Hatchback 5dr Petrol Auto (s/s) (100 ps) Ford Fiesta

12,073 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Vauxhall Mokka

1.2 Turbo Se Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Mokka

23,557 miles 2021 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Panel Van 5dr Diesel Manual RWD L4 Ford Transit

108,400 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Mazda 2

1.5 SKYACTIV-G MHEV Sport Nav Mazda 2

18,550 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech S-line TailGate Volkswagen Caddy

57,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Highline SWB Euro 5 5dr Volkswagen Caddy

112,222 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • SEAT Leon

1.5 Tsi Evo Fr Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Leon

39,427 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Northampton
£252/month
Example
  • Renault Kadjar

1.3 TCe Iconic SUV 5dr Petrol Manual Euro 6 (s/s) Renault Kadjar

49,214 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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