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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

757-792 of over 1,000 cars

  • Nissan Qashqai

1.2 N-CONNECTA *PANORAMIC ROOF* *SAT-NAV & PARKING CAMERA Nissan Qashqai

47,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A-Class

63,982 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bangor
£244/month
Example
  • Volvo V40 Cross Country

1.5 T3 GPF Pro Hatchback 5dr Petrol Auto Euro 6 (s Volvo V40 Cross Country

54,814 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Hartlepool
£244/month
Example
  • Audi A3

2.0 TDI S line Hatchback 3dr Diesel S Tronic Auto Audi A3

80,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Hatchback 5dr Dies BMW 1 Series

86,202 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

15,371 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0t Ecoboost Gpf Vignale Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 Ps) Ford Fiesta

41,570 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Oxford
£244/month
Example
  • Audi A4

2.0 TFSI SE S Tronic Euro 6 (s/s) 5dr Audi A4

56,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen C3

1.2 PureTech C-Series Edition Hatchback 5dr Petrol Citroen C3

14,400 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Yaris

Design 1.5 VVT-h 5 Dr Petrol Hybrid E-CVT Euro 6 (101 ps) Toyota Yaris

34,200 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Sportback 5dr Petrol Manual Audi A3

51,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£244/month
Example
  • Ford Focus

ST-Line 1.0 EcoBoost [125] 5 Dr [6] Ford Focus

32,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

2.0 TDI GT DSG Volkswagen Golf

82,505 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Mercedes Benz A-Class

1.6 A180 Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

42,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

2.1 A200d Sport (Premium Plus) Hatchback 5dr Diese Mercedes Benz A-Class

67,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£244/month
Example
  • Hyundai IONIQ

1.6 h-GDi Premium SE DCT Euro 6 (s/s) 5dr Hyundai IONIQ

96,254 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Walsall
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

54,593 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£244/month
Example
  • Audi A6

2.0 A6 Black Edition TDI Ultra Semi-Auto 4dr Audi A6

91,809 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Manchester
£244/month
Example
  • MINI Hatch

1.5 3-Door Hatch Cooper Classic MINI Hatch

27,859 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

A180d AMG Line Premium 5dr Auto Mercedes Benz A-Class

55,419 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Nissan Juke

39,333 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Volkswagen Passat

2.0 TDI EVO SEL Saloon 4dr Diesel DSG Euro 6 (s/s) Volkswagen Passat

94,726 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Petrol Manual Euro MINI Hatch

40,144 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Optima

1.6 CRDi 3 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Optima

40,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A-Class

69,980 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£244/month
Example
  • SEAT Arona

1.0 TSI FR SPORT SEAT Arona

43,770 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line Mercedes Benz GLA Class

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Stockton-on-Tees
£244/month
Example
  • Citroen C3

1.2 PureTech MAX Hatchback 5dr Petrol EAT6 Euro 6 Citroen C3

11,195 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Yaris

1.5 Vvt I Icon Tech Hatchback 5dr Petrol CVT Euro 6 (111 Ps) Toyota Yaris

34,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bath
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium X Hatchback 5dr Petrol DCT Ford Fiesta

37,954 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot Partner Tepee

1.6 BlueHDi Allure MPV 5dr Diesel ETG Euro 6 (s/s) Peugeot Partner Tepee

25,781 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£244/month
Example
  • Audi A4

2.0 TDI 40 Sport Estate 5dr Diesel S Tronic Euro 6 Audi A4

95,283 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Nissan Juke

1.0 DIG-T Acenta Euro 6 (s/s) 5dr Nissan Juke

25,404 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

69,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 +SOLD+ Vauxhall Corsa

14,303 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota AYGO

1.0 VVT-i X-Trend TSS 5dr x-shift Toyota AYGO

28,948 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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