Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X1

82,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.0 TSI SE DSG Euro 6 ss 5dr Volkswagen Golf

64,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

47,145 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 dCi 130 FWD ML35 Business Euro 6 TGS Beavertail Renault Master

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Galaxy

2.0 EcoBlue Zetec MPV 5dr Diesel Auto Euro 6 (s/s) (150 ps) 17''ALLOY WHEEL Ford Galaxy

76,971 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£252/month
Example
  • SEAT Leon

2.0 TDI FR Sport Tourer 5dr Diesel Manual Euro 6 ( SEAT Leon

57,605 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.5 BlueHDi GT SUV 5dr Diesel Manual Euro 6 (s/s) Peugeot 2008

69,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

79,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Compact Panel Van 6d Peugeot Expert

55,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Hatchback 3dr Petrol Auto Eu MINI Hatch

88,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 TDCi ST-Line Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

61,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

51,493 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

Connect WAV Wheelchair Access Vehicle Stage 2 Ford Tourneo

34,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • SEAT Leon

2.0 TDI FR Technology Hatchback 5dr Diesel Manual SEAT Leon

43,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • MINI Hatch

1.5 3-Door Hatch Cooper Classic MINI Hatch

32,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stirling
£252/month
Example
  • Honda Cr V

1.6 I-DTEC SE PLUS NAVI Honda Cr V

75,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Peugeot Rifter

1.5 WAV WHEELCHAIR ACCESSIBLE VEHICLE Peugeot Rifter

19,383 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i Sport VERIFIED MILES FRESH IMPORT FINANCE AVB BMW 1 Series

62,810 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

N-CONNECTA DIG-T XTRONIC Nissan Qashqai

41,729 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Hyundai Tucson

2.0 CRDi Premium Auto 4WD Euro 6 5dr Hyundai Tucson

72,965 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi SQ5

3.0 BiTDI V6 Tiptronic quattro Euro 5 (s/s) 5dr Audi SQ5

118,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Harrogate
£252/month
Example
  • BMW 3 Series

330 330d M SPORT BMW 3 Series

77,222 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Jaguar XE

2.0i Prestige Auto Euro 6 (s/s) 4dr Jaguar XE

44,300 miles 2017 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Ford Transit

300 L1 H1 Limited 130ps Ford Transit

69,059 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Poole
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

54,704 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Bi-tone Hatchback 5dr Petrol Manual Toyota Yaris

29,800 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 Tsi R Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 Ps) Volkswagen Polo

69,700 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Durham
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise XL Citroen Dispatch

72,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • Audi A3

1.6 TDI 30 SE Technik Sportback 5dr Diesel Manual Audi A3

35,354 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz Sprinter

BEAVERTAIL DROPSIDE ULEZ PLANT GARDENING TRUCK FIN Mercedes Benz Sprinter

83,269 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium 5dr Vauxhall Corsa

39,320 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Saloon 4dr Petrol Manual Euro 6 Mercedes Benz C Class

87,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.0 C350e 6.4kWh Sport Mercedes Benz C Class

66,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport Coupe 2dr Diesel Manual Euro 6 (s/ Mercedes Benz C Class

69,240 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.