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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Volkswagen Golf

1.6 TDI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

17,030 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

6,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

2.1 A220d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

54,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Citroen Dispatch

1.5 BlueHDi 1000 Enterprise Pro M Panel Van 6dr Di Citroen Dispatch

65,174 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

7,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

69,327 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • BMW 2 Series

2.0 225D M SPORT 2d 215 BHP DRIVER COMFORT PACKAGE BMW 2 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 5dr Diesel Manual Euro 6 BMW 1 Series

50,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Audi A4

2.0 TDI S line S Tronic Euro 6 (s/s) 5dr Audi A4

81,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

99,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Audi A4

2.0 AVANT TDI ULTRA SPORT 5d 148 BHP Audi A4

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Griffin Edition SUV 5dr Petrol Auto Euro Vauxhall Grandland

62,408 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

73,047 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Audi Q3

2.0 TDI S line SUV 5dr Diesel Manual Euro 6 (s/s) Audi Q3

87,013 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • SEAT Leon

1.4 TSI XCELLENCE Technology Hatchback 5dr Petrol SEAT Leon

27,318 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Chassis Cab 2dr Diesel Manual RWD Ford Transit

16,313 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 HSE Dynamic SUV 5dr Diesel Manual FWD Euro Land Rover Range Rover Evoque

83,055 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Ford Tourneo

ZETEC 5-Door PETROL Ford Tourneo

46,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.2 PureTech [82] Flair Edition 5dr ETG Citroen C4

50,197 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d R-Sport Auto Euro 6 Jaguar XF

90,578 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Infiniti Q30

2.2d Premium Tech 5dr DCT [AWD] Infiniti Q30

62,890 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Lexus CT 200h

1.8 200h Luxury CVT Euro 6 (s/s) 5dr Lexus CT 200h

64,370 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Coupe 3dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Range Rover Evoque

52,166 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 Tdi Bluemotion Tech Sel Suv 5dr Diesel Dsg 4motion Euro 6 (s/s) (150 Ps Volkswagen Tiguan

87,732 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 116d M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

76,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Euro 6 (s/s) 4dr Audi A3

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 Titanium 5dr Ford EcoSport

43,913 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Optima

1.7 CRDi ISG GT-Line S 5dr DCT Kia Optima

0 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 5hs CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

83,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Kia Venga

1.6 2 5dr Auto [6] AUTOMATIC AUTOMATIC 5,708 MILES 1 OWNER FULL KIA HISTORY Kia Venga

5,708 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Ford Kuga

2.0 Tdci Titanium Suv 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Ford Kuga

38,748 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i20

1.0 T-GDI PLAY Hyundai i20

25,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav Vauxhall Grandland

56,200 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda 2

1.5 SKYACTIV-G GT Sport Nav+ Mazda 2

11,649 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Wolverhampton
£252/month
Example
  • Suzuki Vitara

Estate SZ-T Suzuki Vitara

30,391 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI S line Sportback 5dr Diesel S Tronic Euro Audi A3

72,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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