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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Toyota Yaris

1.5 VVT-I ICON TECH Toyota Yaris

12,900 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 TSI SE TECHNOLOGY SEAT Ibiza

14,750 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol Manual Euro Citroen C3

6,874 miles 2024 Zero Deposit

Home Delivery Available

£11,995
Middlesbrough
£252/month
Example
  • Peugeot 208

1.2 PureTech Active Premium + Hatchback 5dr Petrol Peugeot 208

23,749 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium Plus) Saloon 4dr Diese Mercedes Benz C Class

102,100 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Mercedes Benz Citan

111 CDI SPORT VAN 110 BHP 6 SPEED Mercedes Benz Citan

80,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Chelmsford
£252/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC SE Nav Vauxhall Corsa

15,529 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

45,106 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Peugeot 308

1.5 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s Peugeot 308

49,504 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna SUV 5dr Petrol XTRON Euro 6 (s/s) Nissan Qashqai

42,961 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Volkswagen Caddy

C20 STARTLINE 2.0 TDI 102ps EU6 NO VAT Volkswagen Caddy

69,035 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

LIMITED 290 L2 H1 2.0 TDCI 130ps EU6 Ford Transit

81,942 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.0 TFSI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A3

82,950 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0 EcoBoost Hybrid mHEV 125 Active Edition 5dr Ford Focus

52,189 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

350 L3 H3 2.0 TDCI 130ps EU6 LWB RWD Ford Transit

77,564 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

SPORTIVE 2900 L2 H1 1.5d 100ps EU6 Vauxhall Vivaro

70,291 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L2 H1 Euro 6 (s/s) 5dr Ford Transit

92,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 850 Professional Premium Long Crew Van LWB Euro 6 6dr Peugeot Partner

61,280 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC 4Life 4WD Euro 6 (s/s) 4dr Mitsubishi L200

102,062 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav SUV 5dr Petrol Manual 6Spd Eur Vauxhall Grandland

32,022 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Jazz

1.3 i-VTEC S Hatchback 5dr Petrol Manual Euro 6 (s Honda Jazz

3,808 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Crafter

MWB HIGH ROOF 2.0 TDI 140BHP EURO 6 ULEZ CR35 Startline Volkswagen Crafter

110,364 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Crafter

140HP AIRCON TRENDLINE LWB HIGH ROOF EURO 6 CR35 Volkswagen Crafter

95,057 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 125d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

84,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1000 ENTERPRISE PRO M BLUEHDI Citroen Berlingo

34,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Ford Transit

300 LEADER PV ECOBLUE Ford Transit

52,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Kia Sportage

2.0 CRDI GT-LINE S TURBO DIESEL AUTOMATIC 4X4 ESTATE - FULL SERVICE HISTORY Kia Sportage

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 T EcoBoost MHEV ST-Line Edition, 31061 miles Ford Fiesta

31,061 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TDCi ST-Line Ford Mondeo

43,703 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 TDCi Titanium 180PS 4X4 Ford Kuga

62,658 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line (Premium) Estate 5dr Diesel G-T Mercedes Benz C Class

94,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav Auto Euro 6 (s/s) 5dr Mazda Cx 3

45,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar E Pace

2.0 D150 SUV 5dr Diesel Manual Euro 6 (s/s) (150 p Jaguar E Pace

31,420 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Walsall
£252/month
Example
  • Ford Transit

2.0 470 EcoBlue Premium Dropside 2dr Diesel Manual RWD L2 Euro 6 (s/s) (DRW Ford Transit

27,849 miles 2021 Zero Deposit

Home Delivery Available

£11,995
High Wycombe
£252/month
Example
  • Audi A1

1.0 TFSI Black Edition Sportback 5dr Petrol Manual Audi A1

57,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Honda Cr V

1.6 i-DTEC SE Plus 4WD Euro 6 (s/s) 5dr Honda Cr V

62,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Stockton-on-Tees
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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