Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Vauxhall Insignia

1.5 SRI VX-LINE NAV 5d 163 BHP Vauxhall Insignia

68,397 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Vauxhall Insignia

2.0 SRI VX-LINE NAV 5d 168 BHP Vauxhall Insignia

58,131 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Kia Cee'd

1.6 CRDI 2 ISG 5d 114 BHP Kia Cee'd

33,764 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Volkswagen Polo

1.8 TSI GTI Euro 6 (s/s) 5dr Volkswagen Polo

56,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan Qashqai

67,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

1.5 SRI NAV 5d 163 BHP REVERSE CAMERA BLUETOOTH CR Vauxhall Insignia

46,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 Dacia Sandero Stepway

25,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Kia Cee'd

1.6 CRDi 3 Hatchback 5dr Diesel DCT Euro 6 (s/s) ( Kia Cee'd

48,003 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ-T 5dr Suzuki Ignis

20,922 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line Mercedes Benz GLA Class

73,899 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI 100 6-SPEED PROFESSIONAL PREMIUM L1 IN WHITE 28000 & 45000MILE Peugeot Partner

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

X1 2.0 X1 xDrive20d xLine BMW X1

82,200 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDI PREMIUM SE BLUE DRIVE 5d 197 BHP Hyundai Santa Fe

102,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 Fiesta ST-Line Edition 5 Door 1.0L EcoBoost 95PS FWD 6 Speed Manual Ford Fiesta

30,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example
  • Audi TT

2.0L TFSI S LINE 2d 227 BHP Audi TT

40,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

L2H1 F2900 DYNAMIC S/S Vauxhall Vivaro

65,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Jaguar XE

2.0d R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

76,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 118D M SPORT 3d 147 BHP AUTO START/STOP* AUTO BMW 1 Series

38,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Rifter

WHEELCHAIR ACCESSIBLE 1.5 BlueHDi 100 Allure 5dr Peugeot Rifter

17,690 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Boxer

2.2 BlueHDi 435 Professional L4 H2 Euro 6 (s/s) 5dr Peugeot Boxer

56,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£252/month
Example
  • Volkswagen Caddy

2.0 C20 TDI HIGHLINE 101 BHP Volkswagen Caddy

61,750 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Toyota Yaris

1.5 VVT-h Design Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Volvo V60

2.4 D4 CROSS COUNTRY LUX NAV AWD 5d 187 BHP Volvo V60

78,945 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.2 COLLEZIONE 2d 69 BHP Fiat 500

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Kona

1.0 PREMIUM 5d 118 BHP Low mileage full history Hyundai Kona

29,915 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 Td4 Hse Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Discovery Sport

82,254 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 124

1.4 MultiAir S-Design Euro 6 2dr Fiat 124

50,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Ford Ranger

3.2 WILDTRAK 4X4 DCB TDCI 4d 197 BHP Ford Ranger

93,909 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

51,681 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual 125 bh Audi A1

41,429 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Aberdeen
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Dies Volkswagen Tiguan

82,800 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

1.5 Sport Nav 2dr Mazda Mx 5

26,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Leader Van Ford Transit

68,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.