Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Ford Transit

2.0 280 BASE P/V L1 H1 104 BHP Ford Transit

106,000 miles 2018 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford EcoSport

1.0 ST-LINE 5d 124 BHP *5 STAR RATED+RAC APPROVED Ford EcoSport

15,538 miles 2019 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford Transit

2.0 280 EcoBlue L1 Euro 6 5dr Ford Transit

85,000 miles 2018 Zero Deposit

Home Delivery Available

£11,950
Leicester
£251/month
Example
  • Ford Transit

2.0 280 EcoBlue L1 Euro 6 5dr Ford Transit

85,000 miles 2018 Zero Deposit

Home Delivery Available

£11,950
Leicester
£251/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 119 BHP Ford Focus

73,825 miles 2019 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Citroen Relay

2.0 BlueHDi Chassis Crew Cab 130ps Citroen Relay

77,000 miles 2018 Zero Deposit

Home Delivery Available

£11,950
Coventry
£251/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

62,125 miles 2017 Zero Deposit

Home Delivery Available

£11,950
Ipswich
£251/month
Example
  • Peugeot Partner

Tepee Blue HDi Automatic Peugeot Partner

37,000 miles 2017 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford Kuga

1.5 TITANIUM 5d 180 BHP Ford Kuga

46,284 miles 2017 Zero Deposit

Home Delivery Available

£11,950
Ipswich
£251/month
Example
  • Hyundai i10

1.2 PREMIUM SE 5d 86 BHP Hyundai i10

31,464 miles 2019 Zero Deposit

Home Delivery Available

£11,950
Ipswich
£251/month
Example
  • Vauxhall Grandland

1.2 SPORT NAV S/S 5d 129 BHP Vauxhall Grandland

35,774 miles 2019 Zero Deposit

Home Delivery Available

£11,950
Ipswich
£251/month
Example
  • Hyundai IONIQ

1.6 SE CONNECT MHEV 5d 140 BHP Hyundai IONIQ

58,308 miles 2019 Zero Deposit

Home Delivery Available

£11,950
Ipswich
£251/month
Example
  • Peugeot Expert

BLUE HDI PROFESSIONAL STANDARD Peugeot Expert

79,000 miles 2016 Zero Deposit

Home Delivery Available

£11,950
Chelmsford
£251/month
Example
  • Kia Sportage

1.7 CRDI 3 ISG 5d 114 BHP Kia Sportage

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,945
£251/month
Example
  • Audi Q5

2.0 TDI S line Plus SUV 5dr Diesel Manual quattro Audi Q5

108,002 miles 2016 Zero Deposit

Home Delivery Available

£11,945
£251/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

76,756 miles 2018 Zero Deposit

Home Delivery Available

£11,938
£250/month
Example
  • Vauxhall Vivaro

1.5 L2H1 2900 EDITION S/S 101 BHP Vauxhall Vivaro

62,440 miles 2019 Zero Deposit

Home Delivery Available

£11,927
£250/month
Example
  • BMW 3 Series

2.0 330E SPORT 4d 181 BHP BMW 3 Series

67,326 miles 2018 Zero Deposit

Home Delivery Available

£11,927
£250/month
Example
  • Peugeot 308

1.2 S/S ALLURE Peugeot 308

17,004 miles 2018 Zero Deposit

Home Delivery Available

£11,922
Winchester
£250/month
Example
  • Audi A1

1.0 TFSI SPORT 3d 93 BHP Audi A1

19,500 miles 2018 Zero Deposit

Home Delivery Available

£11,911
£250/month
Example
  • Vauxhall Grandland

1.5 Turbo D Blueinjection Sport Nav Suv 5dr Diesel Manual Euro 6 (s/s) (130 Vauxhall Grandland

30,624 miles 2019 Zero Deposit

Home Delivery Available

£11,900
£250/month
Example
  • Audi A3

1.6 TDI SE TECHNIK 5d 114 BHP Audi A3

56,716 miles 2019 Zero Deposit

Home Delivery Available

£11,900
Leicester
£250/month
Example
  • Volkswagen Golf

1.6 GT TDI BLUEMOTION TECHNOLOGY 5d 114 BHP Volkswagen Golf

35,197 miles 2017 Zero Deposit

Home Delivery Available

£11,900
Leicester
£250/month
Example
  • Nissan Navara

2.3 DCI VISIA SHR DCB 4d 160 BHP Nissan Navara

67,092 miles 2019 Zero Deposit

Home Delivery Available

£11,900
Leicester
£250/month
Example
  • Volkswagen T Roc

1.6 TDI S SUV 5dr Diesel Manual Euro 6 (s/s) (115 Volkswagen T Roc

61,898 miles 2018 Zero Deposit

Home Delivery Available

£11,900
Derby
£250/month
Example
  • Skoda Kodiaq

1.5 TSI ACT SE L DSG 4WD Euro 6 (s/s) 5dr (5 Seat) Skoda Kodiaq

120,000 miles 2019 Zero Deposit

Home Delivery Available

£11,900
£250/month
Example
  • Fiat 500

1.2 POP DUALOGIC 3d 69 BHP * Buy Online ** Nationw Fiat 500

10,869 miles 2019 Zero Deposit

Home Delivery Available

£11,900
£250/month
Example
  • Vauxhall Grandland

1.2 SE S/S 5d 129 BHP * Buy Online ** Nationwide D Vauxhall Grandland

41,011 miles 2019 Zero Deposit

Home Delivery Available

£11,900
£250/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 5dr Volkswagen Golf

74,000 miles 2015 Zero Deposit

Home Delivery Available

£11,900
£250/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line X Auto Euro 6 (s/s) 3dr Ford Fiesta

11,000 miles 2019 Zero Deposit

Home Delivery Available

£11,900
Cardiff
£250/month
Example
  • Kia Sportage

1.6 CRDI GT-LINE ISG 5d 135 BHP Kia Sportage

74,886 miles 2019 Zero Deposit

Home Delivery Available

£11,900
Leicester
£250/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 5dr Kia Sportage

62,821 miles 2016 Zero Deposit

Home Delivery Available

£11,900
Bradford
£250/month
Example
  • Nissan Qashqai

1.2 N-CONNECTA DIG-T 5d 113 BHP Nissan Qashqai

35,873 miles 2018 Zero Deposit

Home Delivery Available

£11,900
Ipswich
£250/month
Example
  • Audi A1

1.0 SPORTBACK TFSI SPORT 5d 93 BHP Audi A1

32,245 miles 2017 Zero Deposit

Home Delivery Available

£11,900
Ipswich
£250/month
Example
  • Audi A1

1.6 TDI SPORT NAV 3d 114 BHP Audi A1

51,998 miles 2018 Zero Deposit

Home Delivery Available

£11,900
Leicester
£250/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.