Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

793-828 of over 1,000 cars

  • Volkswagen Golf

1.4 MATCH EDITION TSI DSG BMT 5d 124 BHP Volkswagen Golf

73,113 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford S Max

2.0 EcoBlue Titanium Euro 6 (s/s) 5dr Ford S Max

46,594 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Line Auto Euro 6 (s/s) 5dr Vauxhall Corsa

23,900 miles 2023 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

64,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

27,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Sunderland
£246/month
Example
  • BMW 5 Series

3.0 530d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (265 ps) BMW 5 Series

89,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Oldham
£246/month
Example
  • Mercedes Benz A-Class

1.3 A180 SE Euro 6 (s/s) 5dr Mercedes Benz A-Class

36,892 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Audi A1

1.4 TFSI Black Edition Sportback S Tronic Euro 6 (s/s) 5dr (Nav) Audi A1

45,600 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Nissan Juke

1.0 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Juke

17,500 miles 2025 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel DSG Euro 6 (s/s Volkswagen Golf

58,500 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Bolton
£246/month
Example
  • Ford S Max

2.0 TDCi ST-Line Powershift Euro 6 ss 5dr Ford S Max

76,220 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Chelmsford
£246/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match DSG Euro 6 (s/s) 5dr Volkswagen Polo

40,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Bolton
£246/month
Example
  • Mercedes Benz A-Class

1.3 A180 Sport Executive Mercedes Benz A-Class

59,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line (Premium) Euro 6 (s/s) 5dr Mercedes Benz A-Class

73,300 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Abarth 695

1.4 T-Jet XSR Yamaha Limited Edition Cabrio Euro 6 2dr Abarth 695

40,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Bedford
£246/month
Example
  • Vauxhall Mokka

1.2 Turbo SRi Nav Premium Euro 6 (s/s) 5dr Vauxhall Mokka

35,000 miles 2021 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Vauxhall Astra

Hatchback Elite Nav Vauxhall Astra

25,246 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

26,600 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Audi A3

1.5 TFSI CoD 35 SE Technik Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

72,075 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Peugeot 3008

1.5 BlueHDi GT Line Euro 6 (s/s) 5dr Peugeot 3008

27,950 miles 2020 Zero Deposit

Home Delivery Available

£11,990
Gillingham
£246/month
Example
  • Mercedes Benz CLS Class

2.1 CLS220d AMG Line Coupe G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz CLS Class

67,500 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Toyota Prius

1.8 Vvt H Excel MPV 5dr Petrol Hybrid CVT Euro 6 (s/s) (136 Ps) Toyota Prius

76,200 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Birmingham
£246/month
Example
  • Mercedes Benz A-Class

1.3 A200 Sport Hatchback 5dr Petrol Manual Euro 6 Mercedes Benz A-Class

58,596 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Focus

31,000 miles 2024 Zero Deposit

Home Delivery Available

£11,990
Birmingham
£246/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h SUV 5dr Petrol Plug-in Hybrid CVT 4WD Euro 6 (s/s) (200 ps) Mitsubishi Outlander

51,600 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 S Land Rover Range Rover Evoque

73,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Inverness
£246/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium Plus) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

71,600 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV X MHEV Centre-Line Auto Euro 6 (s/s) 5dr Mazda Cx 30

12,000 miles 2024 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford Mondeo Vignale

MONDEO VIGNALE 2.0 EcoBoost 5dr Auto Ford Mondeo Vignale

59,755 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Oxford
£246/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Auto Euro 6 (s/s) 4dr BMW 3 Series

86,536 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

78,633 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Peugeot 2008

1.2 PureTech GT EAT Euro 6 (s/s) 5dr Peugeot 2008

51,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Renault Koleos

2.0 dCi GT Line 5dr 2WD X-Tronic Renault Koleos

43,375 miles 2019 Zero Deposit

Home Delivery Available

£11,990
York
£246/month
Example
  • Peugeot 208

Peugeot 208

40,000 miles 2021 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Vauxhall Grandland

GRANDLAND 1.2 Turbo GS 5dr Vauxhall Grandland

48,799 miles 2023 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Peugeot 508

2.0 BlueHDi GT Line Fastback 5dr Diesel EAT Euro 6 Peugeot 508

38,782 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.