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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Skoda Fabia

1.0 TSI Monte Carlo Euro 6 (s/s) 5dr Skoda Fabia

24,098 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia XCEE'D

1.5 T-GDi 3 SUV 5dr Petrol Manual Euro 6 (s/s) (15 Kia XCEE'D

64,191 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps) Suzuki Swift

28,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 Autobiography Dynamic SUV 5dr Diesel Auto 4WD Land Rover Range Rover Sport

136,142 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback DSG Euro 6 (s/s) 5dr Volkswagen Arteon

122,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

Se-L Nav Mazda Mx 5

41,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Renegade

1.4L LIMITED 5d 138 BHP Jeep Renegade

59,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Peugeot 2008

1.2 PureTech Allure ONLY 3,811 MILES Peugeot 2008

3,811 miles 2024 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • BMW 5 Series

520i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) ( BMW 5 Series

11,328 miles 2013 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.6 A180 AMG Line Hatchback 5dr Petrol 7G-DCT Euro Mercedes Benz A Class

34,542 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 520i M Sport Touring 5dr Petrol Auto Euro 6 (s BMW 5 Series

56,273 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

ELITE NAV Vauxhall Crossland

15,275 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i10

1.0 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

25,892 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Civic

1.6 I Dtec Sr Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Honda Civic

51,900 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI S line Hatchback 3dr Diesel Manual Euro 6 Audi A3

55,820 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 Full BMW History BMW 4 Series

51,427 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

82,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Peugeot 3008

1.5 BlueHDi GT Line Premium Euro 6 (s/s) 5dr Peugeot 3008

42,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 SD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

80,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Ford Focus

1.5 Ecoblue Zetec Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Focus

84,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

1.6 Gdi Blue Drive Se Nav Suv 5dr Petrol Manual Euro 6 (s/s) (132 Ps) Hyundai Tucson

34,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav Auto Euro 6 (s/s) 5dr Mazda Cx 3

45,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Vellfire

2.4Z 7 SEATER AUTO LOW MILES 4WD APPLE CARPLAY UK SAT NAV SYSTEM UPGRADE Toyota Vellfire

51,875 miles 2008 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna+ Euro 6 (s/s) 5dr Nissan Qashqai

56,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Combo-life

1.5 Turbo D BlueInjection Design Auto Euro 6 (s/s) 5dr Vauxhall Combo-life

30,947 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TSI GTI Edition 35 DSG Euro 5 3dr Volkswagen Golf

69,000 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi SQ5

3.0 BiTDI V6 SUV 5dr Diesel Tiptronic quattro Euro 5 (s/s) (313 ps) Audi SQ5

119,700 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Wigan
£252/month
Example
  • Toyota Vellfire

2.4 Z Platinum Selection 2 Type Gold 2 Toyota Vellfire

56,830 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Elgrand

Highway Star 2.5 Petrol Auto 8 Seater Low Miles ULEZ Compliant Air Con half leather upholstery Nissan Elgrand

52,300 miles 2009 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Prius

1.8 VVT-h Active Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 ps) Toyota Prius

72,300 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

3.0 330d M Sport Saloon BMW 3 Series

80,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz SLK

2.1 SLK250d AMG Sport Convertible 2dr Diesel G-Tro Mercedes Benz SLK

54,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

57,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Audi A7

3.0 TDI Quattro 272 Black Edition 5dr S Tronic Audi A7

111,345 miles 2017 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Audi A4

2.0 Tfsi 35 Black Edition Saloon 4dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi A4

59,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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