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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

793-828 of over 1,000 cars

  • Peugeot 3008

1.2 PureTech GT Line 5dr Peugeot 3008

58,300 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (116 ps) Mercedes Benz A-Class

81,873 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Auto Euro 6 (s/s) 5dr Ford Focus

35,711 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium Auto Euro 6 (s/s) 5dr Ford Tourneo

82,787 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d Sport Mercedes Benz C-Class

62,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volvo V40

T3 Momentum Nav Plus 1.5 Hatchback 5 Dr Petrol Auto Euro 6 (s/s) (152 ps) Volvo V40

57,200 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford EcoSport

12,832 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Picanto

1.0 DPi 3 Hatchback 5dr Petrol AMT Euro 6 (s/s) (6 Kia Picanto

11,750 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz E Class

2.0 E220d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

91,704 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£244/month
Example
  • Citroen C5

1.6 14.2kWh Shine SUV 5dr Petrol Plug-in Hybrid e-EAT8 Euro 6 (s/s) (225 ps Citroen C5

78,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Rio

1.0 T-GDi MHEV GT-Line S Euro 6 (s/s) 5dr Kia Rio

37,210 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Reading
£244/month
Example
  • BMW 3 Series

2.0 330i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

91,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.6 GDi 2 ULEZ Petrol Manual 5 Door Kia Sportage

69,466 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Kamiq

1.5 TSI ACT SE L Euro 6 (s/s) 5dr Skoda Kamiq

60,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • BMW i3

42.2kWh Auto 5dr BMW i3

45,189 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Design 5dr Vauxhall Corsa

31,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen C3

1.2 PureTech Shine Citroen C3

37,455 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Lisburn
£244/month
Example
  • BMW 3 Series

2.0 318d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stockton-on-Tees
£244/month
Example
  • MG HS

1.5 T Gdi Excite Suv 5dr Petrol Manual Euro 6 (s/s) (162 Ps) MG HS

23,714 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£244/month
Example
  • Mazda Mazda6

2.0 SKYACTIV-G SE-L Saloon 4dr Petrol Manual Euro Mazda Mazda6

86,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A1

1.0 TFSI 25 Sport Sportback 5dr Petrol Manual Euro Audi A1

61,330 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Darlington
£244/month
Example
  • Volkswagen Polo

1.0 EVO beats Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

55,124 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback 5dr Diesel DSG 4Motion Eur Volkswagen Arteon

117,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz E Class

2.0 E220d SE G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

90,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volvo V40

1.5 T3 R-Design Nav Plus Hatchback 5dr Petrol Auto Volvo V40

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Dacia Jogger

1.0 TCe Extreme SE MPV 5dr Petrol Manual Euro 6 (s Dacia Jogger

43,973 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Glasgow
£244/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Hatchback 5dr Petrol DSG Euro 6 (s/s) (95 ps) Volkswagen Polo

30,695 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV 5dr Diesel Manual Euro 6 (s/s) Peugeot Rifter

82,543 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Eastbourne
£244/month
Example
  • Dacia Sandero Stepway

TCe Prestige Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps) Dacia Sandero Stepway

13,200 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

TITANIUM 1.5 PETROL ESTATE Ford Focus

44,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

6,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Fabia

1.0 MPI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

21,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Octavia

2.0 TDI SE L Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

99,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

53,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • DFSK Loadhopper

LOADHOPPER BIG CAB 1.2 Euro 6 DFSK Loadhopper

38,660 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Weston-Super-Mare
£244/month
Example
  • Fiat 500

87kW Icon 42kWh 3dr Auto Fiat 500

18,465 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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