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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • BMW 4 Series

2.0 420d Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series

103,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect Hatchback 5dr Petrol Hyb Hyundai i20

49,929 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • SEAT Leon

1.5 Tsi Evo Fr St 5dr Petrol Manual Euro 6 (s/s) (130 Ps) SEAT Leon

55,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bradford
£252/month
Example
  • Hyundai Tucson

1.6 GDI SE NAV Hyundai Tucson

54,846 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Kamiq

Hatchback SE Skoda Kamiq

33,362 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A4

1.4 TFSI S line S Tronic Euro 6 (s/s) 4dr Audi A4

86,034 miles 2018 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example
  • Hyundai Santa Fe

Diesel Estate Premium SE Hyundai Santa Fe

82,184 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Grimsby
£252/month
Example
  • Volkswagen Golf

1.6 TDI GT Hatchback 5dr Diesel Manual Euro 6 (s/s Volkswagen Golf

61,836 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive SUV 5dr Petrol Manual Euro MG ZS

49,336 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Koleos

2.0 dCi GT Line X-Trn A7 Euro 6 (s/s) Renault Koleos

69,521 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh 4h SUV 5dr Petrol Plug-in H Mitsubishi Outlander

69,226 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Combo

1.2 TURBO ENERGY EDITION 7 SEATER MPV EURO6 ULEZ COMPLIANT Vauxhall Combo

66,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon BMW 3 Series

81,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

Diesel Saloon SE Business Volkswagen Passat

39,360 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Plymouth
£252/month
Example
  • Ford Fiesta

1.5 T EcoBoost ST-2 Ford Fiesta

54,821 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford EcoSport

30,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 4 Series

2.0 420i M Sport Hatchback 5dr Petrol Auto xDrive BMW 4 Series

82,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Octavia

1.4 TSI SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

53,200 miles 2017 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example
  • Ford Transit

2.0 EcoBlue 105ps Low Roof Leader Van ** NO VAT ** Ford Transit

72,557 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Arona

1.0 TSI EVO SE Technology SUV 5dr Petrol Manual Eu SEAT Arona

45,657 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • SEAT Arona

1.0 TSI EVO SE Technology SUV 5dr Petrol Manual Eu SEAT Arona

44,334 miles 2023 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Ford Kuga

2.0 TDCi Titanium X SUV 5dr Diesel Manual AWD Euro Ford Kuga

77,113 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • BMW X1

2.0 20d M Sport SUV 5dr Diesel Manual xDrive Euro BMW X1

71,597 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • BMW X1

2.0 18d xLine sDrive Euro 6 (s/s) 5dr BMW X1

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Auto Euro 6 (s/s) MINI Hatch

39,197 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 100 Professional in White , 29,900 mil Peugeot Partner

29,900 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 Titanium X 5dr Ford Fiesta

37,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota C HR

90,300 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Gillingham
£252/month
Example
  • Kia Rio

1.2 2 Euro 6 (s/s) 5dr Kia Rio

15,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 Titanium 5dr Ford Focus

29,391 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Hemel Hempstead
£252/month
Example
  • Kia Picanto

GT-LINE S Kia Picanto

10,978 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Rio

1.2 2 Euro 6 (s/s) 5dr Kia Rio

15,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q2

1.4 TFSI CoD Sport SUV 5dr Petrol Manual Euro 6 (s Audi Q2

71,864 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol Manual Eur Nissan Qashqai

48,410 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • BMW 4 Series

3.0 435d xDrive M Sport Coupe BMW 4 Series

114,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan Qashqai

49,432 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.