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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • Mercedes Benz CLA

2.1 CLA220d AMG Sport Shooting Brake 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz CLA

90,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Kia Niro

150kW 4 64kWh 5dr Auto Kia Niro

64,836 miles 2020 Zero Deposit

Home Delivery Available

£11,998
Chelmsford
£252/month
Example
  • Kia Picanto

1.0 Dpi X Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

22,271 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • Kia Picanto

1.0 Dpi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

11,318 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Coupe 2dr Petrol G-Tronic+ 4MATI Mercedes Benz C Class

104,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Volvo V40

2.0 D2 R-Design Nav Plus Hatchback 5dr Diesel Auto Volvo V40

59,470 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 5dr Diesel 7G- Mercedes Benz CLA

81,099 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Dacia Duster

1.5 dCi Prestige EDC Euro 6 (s/s) 5dr Dacia Duster

18,553 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Sportive L2 H1 Euro 6 6dr Vauxhall Combo

30,679 miles 2023 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Hyundai Tucson

1.6 GDi S Connect SUV 5dr Petrol Manual Euro 6 (s/ Hyundai Tucson

32,901 miles 2019 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G Arctic Convertible 2dr Petrol Manua Mazda Mx 5

43,671 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Audi A6

2.0 TDI ultra S line Saloon 4dr Diesel Manual Euro Audi A6

56,978 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Toyota C HR

1.2 VVT-i Dynamic Euro 6 (s/s) 5dr Toyota C HR

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Renault ARKANA

1.3 TCe MHEV S Edition EDC 2WD Euro 6 (s/s) 5dr Renault ARKANA

73,000 miles 2022 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Ford Transit

2.0 340 EcoBlue Panel Van 5dr Diesel Manual L2 H2 Ford Transit

49,314 miles 2018 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Nissan Townstar

45kWh Tekna Panel Van 6dr Electric Auto L1 (122 ps) Nissan Townstar

21,487 miles 2023 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol DCT Auto E Nissan Qashqai

43,919 miles 2019 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Hyundai Tucson

1.6 T-GDi MHEV SE Connect SUV 5dr Petrol Hybrid Ma Hyundai Tucson

97,000 miles 2021 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Ford Fiesta

1.0t Ecoboost St Line Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 Ford Fiesta

30,466 miles 2020 Zero Deposit

Home Delivery Available

£11,997
Lincoln
£252/month
Example
  • SEAT Arona

1.6 Tdi Se Technology Lux Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) SEAT Arona

22,691 miles 2019 Zero Deposit

Home Delivery Available

£11,997
Nottingham
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

51,159 miles 2018 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Toyota Vellfire

Auto MPV Toyota Vellfire

71,000 miles 2025 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Mercedes Benz E Class

E400 3.5 E400 V6 AMG Line Edition Coupe 2dr Petrol G-Tr Mercedes Benz E Class

106,700 miles 2016 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Volkswagen Caddy

2.0 TDi C20 BlueMotion Tech Highline Panel Van 5dr Volkswagen Caddy

72,353 miles 2017 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Peugeot Boxer

2.0 BlueHDi 440 L4 H2 Euro 6 4dr Peugeot Boxer

47,000 miles 2017 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Suzuki Swift

17,090 miles 2022 Zero Deposit

Home Delivery Available

£11,996
£252/month
Example
  • Citroen C4

1.2 PureTech PLUS Hatchback 5dr Petrol Manual Euro Citroen C4

41,382 miles 2023 Zero Deposit

Home Delivery Available

£11,996
Newton Aycliffe
£252/month
Example
  • Renault Captur

1.0 TCe S Edition SUV 5dr Petrol Manual Euro 6 (s/ Renault Captur

40,533 miles 2022 Zero Deposit

Home Delivery Available

£11,996
Newton Aycliffe
£252/month
Example
  • Skoda Superb

2.0 SPORTLINE TDI 5d 148 BHP 6 SPEED+DRIVE MODES+D Skoda Superb

85,951 miles 2016 Zero Deposit

Home Delivery Available

£11,996
Warrington
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Euro 6 (s/s) 5dr Vauxhall Corsa

27,000 miles 2023 Zero Deposit

Home Delivery Available

£11,996
£252/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

97,440 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Octavia

2.0 TDI Scout Estate 5dr Diesel DSG 4WD Euro 6 (s/ Skoda Octavia

65,233 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Crew Van Double Cab 5dr Diesel Manual Volkswagen Caddy

81,322 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Ford Fiesta

Hatchback Zetec Ford Fiesta

21,558 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo Sportive Crew Van Double Cab Vauxhall Vivaro

74,900 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Peugeot 508

1.6 11.8kWh GT Fastback EAT Euro 6 (s/s) 5dr Peugeot 508

62,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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