Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • Mercedes Benz Citan

1.5CDI 111 XLWB WHITE VAN WITH TWIN SIDE LOADING D Mercedes Benz Citan

49,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 Zetec 5dr Ford EcoSport

13,450 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

d V6 241 Auto Start-Stop Premium Luxury Jaguar XF

108,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.2 TDCi 155ps HIGH TOP Trend Van Ford Transit

115,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 COOPER 3d 134 BHP MINI Hatch

32,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

69,750 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Nissan Juke

1.6 DIG-T Tekna XTRON 4WD Euro 6 5dr Nissan Juke

17,105 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 dCi 35 Business FWD MWB Euro 6 2dr Renault Master

64,416 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Mazda 3

2.0 SE-L NAV 4d 118 BHP Mazda 3

30,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d R-Sport Auto Euro 6 Jaguar XF

90,578 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4T Griffin 5dr Vauxhall Mokka

37,083 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

TDI SE DYNAMIC DSG SEAT Leon

47,108 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 35 L2 HDI 129 BHP TIPPER *NO VAT* Citroen Relay

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.5 BLUEHDI ALLURE Peugeot 2008

48,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium 4WD Euro 6 (s/s) 5dr (7 Seat) Hyundai Santa Fe

99,750 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Vauxhall Astra

1.4T 16V 150 SRi Vx-line Nav 5dr Vauxhall Astra

34,235 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4T [150] GSi 3dr Vauxhall Corsa

23,905 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav 5dr Vauxhall Corsa

37,656 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

Griffin Turbo Vauxhall Crossland

10,410 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Proace

1.6 L1 COMFORT 94 BHP Toyota Proace

86,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

C20 STARTLINE 2.0 TDI 102ps EU6 NO VAT Volkswagen Caddy

69,035 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 Ecoblue Trend Panel Van 5dr Diesel Manual L1 H1 Euro 6 (130 Ps) Ford Transit

47,900 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai IONIQ

1.6 SE MHEV 5d 140 BHP Hyundai IONIQ

38,269 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Ely
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 5hs CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

83,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium Standard Panel Van SWB Euro 6 5dr Peugeot Partner

26,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • Ford Transit

2.0 300 BASE DCIV L1 H1 104 BHP 12 Months MOT Ford Transit

82,776 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

2.0 SPORTBACK TDI S LINE 5d 184 bhp OPENING PAN RO Audi A3

84,700 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.