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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

541-576 of over 1,000 cars

  • Kia Cee'd

1.0 T-GDi GT-Line Hatchback 5dr Petrol Manual Euro Kia Cee'd

66,196 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

2.0 TDI 30 Technik Sportback 5dr Diesel Manual Eur Audi A3

89,380 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Fiesta

37,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Discovery Sport

2.0 landmark Land Rover Discovery Sport

90,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Ford EcoSport

ST-LINE 31000 MILES SAT NAV LOW TAX AND INSURANCE Ford EcoSport

31,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Darlington
£244/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

29,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£244/month
Example
  • Mercedes Benz GLA Class

GLA 200 SE 18 PLATE 49000 MILES Mercedes Benz GLA Class

49,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Darlington
£244/month
Example
  • BMW 1 Series

1.5 118i GPF Sport Hatchback 5dr Petrol Auto Euro BMW 1 Series

57,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£244/month
Example
  • Suzuki Vitara

1.6 SZ5 ALLGRIP Auto 54000 miles FSH Suzuki Vitara

54,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A-Class

56,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen C3

1.2 Puretech Flair Plus Hatchback 5dr Petrol Eat6 Euro 6 (s/s) (110 Ps) Citroen C3

22,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen C5 X

1.2 PureTech Shine Hatchback 5dr Petrol EAT8 Euro Citroen C5 X

67,787 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Preston
£244/month
Example
  • Vauxhall Combo-life

1.5 Turbo D SE MPV Night Blue Diesel Manual Euro 6 Vauxhall Combo-life

74,748 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 3 Series

3.0 330d M Sport Touring Auto xDrive Euro 6 (s/s) BMW 3 Series

97,210 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 1 Series

1.5 118i GPF Sport Hatchback 3dr Petrol Manual Eur BMW 1 Series

44,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A1

1.4 TFSI S line Euro 6 (s/s) 3dr Audi A1

24,566 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Octavia

SE DRIVE TSI DSG 19 PLATE AUTO SAT NAV 65000 MILES Skoda Octavia

65,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Darlington
£244/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5 Volkswagen Golf

49,900 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Bolton
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d SE Executive Edition 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

51,376 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Ranger

2.2 Ranger Limited Edition 4x4 TDCi 4WD Ford Ranger

112,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Motion Euro 6 (s/s) 5dr Nissan Qashqai

70,369 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A1

1.0 TFSI Black Edition Sportback 5dr Petrol Manual Audi A1

46,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Worcester
£244/month
Example
  • Toyota Yaris

1.5 VVT-h Excel Hatchback 5dr Petrol Hybrid E-CVT Euro 6 (s/s) (15in Alloy) (100 ps) Toyota Yaris

28,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi Q2

1.4 TFSI CoD S line SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps) Audi Q2

71,408 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 208

1.2 PureTech GT Hatchback 5dr Petrol Manual Euro 6 Peugeot 208

32,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Auto Euro 6 (s/s) MINI Hatch

31,844 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki SX4

S-CROSS 1.0 B/JET SZ-T AUTOMATIC - SAT NAV & CAMERA Suzuki SX4

38,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Grand Scenic

1.5 dCi Dynamique S Nav MPV 5dr Diesel Manual Euro Renault Grand Scenic

69,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar E Pace

2.0 D180 Chequered Flag Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

98,387 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

78,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Honda Civic

1.6 i-DTEC EX 5dr Man, diesel, black + amazing spec Honda Civic

64,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Mercedes Benz C-Class

92,162 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£244/month
Example
  • Volvo XC60

2.4 D4 R-Design Lux Nav AWD Euro 6 (s/s) 5dr Volvo XC60

78,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia PRO_CEE'D

1.4 T-GDi GT-Line Shooting Brake DCT Euro 6 (s/s) 5dr Kia PRO_CEE'D

73,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
London
£244/month
Example
  • Vauxhall Mokka

1.4T Ultimate Automatic Vauxhall Mokka

59,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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