Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Toyota Prius

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr (15in Alloy) Toyota Prius

65,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Audi A3

1.5 TFSI CoD 35 S line Euro 6 (s/s) 4dr Audi A3

85,552 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Skoda Octavia

1.6 TDI SCR SE Euro 6 (s/s) 5dr Skoda Octavia

26,750 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 Platform Cab FWD L3 H1 Euro 6 2dr Vauxhall Movano

100,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Milton Keynes
£251/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

72,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
Milton Keynes
£251/month
Example
  • MINI Clubman

2.0 Cooper S Auto Euro 6 (s/s) 6dr MINI Clubman

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

67,826 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW 2 Series

1.5 218i Sport Auto Euro 6 (s/s) 5dr BMW 2 Series

103,000 miles 2015 Zero Deposit

Home Delivery Available

£11,990
Basingstoke
£251/month
Example
  • Toyota Prius

T SPIRIT VVT-I Toyota Prius

52,575 miles 2023 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

63,859 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Ranger

2.2 LIMITED 4X4 DCB TDCI 4d 148 BHP Ford Ranger

105,000 miles 2015 Zero Deposit

Home Delivery Available

£11,990
Swansea
£251/month
Example
  • Mercedes Benz GLA Class

2.1 GLA 200 D SPORT 5d 134 BHP Mercedes Benz GLA Class

70,807 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ssangyong Korando

2.2 LE 5d 176 BHP Ssangyong Korando

55,111 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Mercedes Benz C Class

C200 1.6 C200 D SE EXECUTIVE 4d 136 BHP Mercedes Benz C Class

82,208 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Dacia Duster

1.0 Tce Comfort Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Dacia Duster

30,344 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Audi A4

2.0 TDI ULTRA SE 4d 148 BHP Audi A4

67,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Volkswagen Golf

1.4 MATCH EDITION TSI DSG BMT 5d 124 BHP Volkswagen Golf

73,113 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • MINI Convertible

COOPER S MINI Convertible

51,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Newport
£251/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE EXECUTIVE 5d 107 BHP Mercedes Benz A Class

57,000 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP 1 OWNER FROM NEW|VAT QUALIFY Nissan Leaf

14,000 miles 2022 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Vauxhall Zafira

1.4 DESIGN 5d 138 BHP Vauxhall Zafira

18,649 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Honda Cr V

2017 67 HONDA CR-V 1.6 I-DTEC EX 5D 158 BHP Honda Cr V

51,199 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Vauxhall Combo

L1H1 2300 DYNAMIC 135 BHP JUST HAD VAUXHALL SERVIC Vauxhall Combo

5,000 miles 2021 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Audi A3

1.8 TFSI Sport S Tronic Euro 6 (s/s) 2dr Audi A3

66,000 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Toyota RAV4

2.0 D-4D Icon 2WD 5dr Toyota RAV4

50,775 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Mazda Cx 3

Diesel Hatchback Sport Nav Mazda Cx 3

56,841 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Transit

2.0 290 LR P/V 104 BHP NO VAT NO VAT NO VAT Ford Transit

119,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Liverpool
£251/month
Example
  • Ford Fiesta

1.5 ST-3 3d 198 BHP Ford Fiesta

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW 2 Series

218 218D SE GRAN TOURER BMW 2 Series

77,300 miles 2015 Zero Deposit

Home Delivery Available

£11,990
Newport
£251/month
Example
  • Land Rover Discovery Sport

2.0 eD4 HSE SUV 5dr Diesel Manual Euro 6 (s/s) (5 Land Rover Discovery Sport

54,254 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Birmingham
£251/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XF

51,803 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Birmingham
£251/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.