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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Jaguar XE

2.0 GTDi R-Sport Jaguar XE

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

Peugeot Expert

111,129 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X6

3.0 40d Auto xDrive Euro 5 5dr BMW X6

73,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Cr V

1.6 I-DTEC EX Honda Cr V

88,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.7 CRDi 2 - PARKING CAMERA & SATNAV - ONE LADY OWNER Kia Sportage

62,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa Electric

50kwh Design Hatchback 5dr Electric Auto (136 Ps) Vauxhall Corsa Electric

7,289 miles 2024 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A Class

45,738 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Northampton
£252/month
Example
  • Nissan Micra

MARCH NISMO 1.2 Petrol Black 5dr NISMO/ NEW MOT/ S Nissan Micra

43,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Poole
£252/month
Example
  • Volkswagen Polo

1.4 Match Edition Hatchback 3dr Petrol DSG Euro 5 (85 ps) Volkswagen Polo

260 miles 2013 Zero Deposit

Home Delivery Available

£11,995
Hastings
£252/month
Example
  • Ford EcoSport

1.0t Ecoboost Gpf St Line Suv 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford EcoSport

26,185 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XE

3.0 V6 S Jaguar XE

82,916 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Audi A1

1.4 TFSI CoD S line Sportback 5dr Petrol Manual Eu Audi A1

44,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Ely
£252/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Auto Euro 6 (s/s) MINI Hatch

31,844 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q5

2.0 TDI S line Plus quattro Euro 6 (s/s) 5dr Audi Q5

78,011 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£252/month
Example
  • Skoda Yeti

1.2 TSI AUTOMATIC S OUTDOOR - 1 OWNER - 35,000 MILES - Skoda Yeti

35,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic Auto 4WD Euro 5 (s/s) 5dr Land Rover Range Rover Sport

119,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.3 A 200 AMG Line Auto 5dr Mercedes Benz A Class

90,099 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC SE Nav Vauxhall Corsa

15,529 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) Volkswagen Tiguan

56,985 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

Titanium Turbo Ford Fiesta

26,977 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 1.0 120hp Club Fiat 500

35,709 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4T Design Nav 5dr Auto Vauxhall Mokka

23,370 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Picanto

1.0 DPi X-Line S Hatchback 5dr Petrol Manual Euro Kia Picanto

18,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.6 S Edition E-TECH Plug-in Hybrid 160 Auto Renault Captur

60,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

2.0 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

85,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

2.0 TSI Cupra 280 SEAT Leon

86,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Hatchback 5dr Petrol DSG Euro 6 Volkswagen Golf

75,029 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Sportback 5dr Petrol Manual Audi A3

52,325 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TDCi Vignale Powershift Euro 6 (s/s) 5dr Ford Mondeo

86,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Oldham
£252/month
Example
  • Peugeot 508

1.5 BlueHDi GT Premium Fastback 5dr Diesel EAT Eur Peugeot 508

90,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Fiesta

35,902 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • SEAT Ateca

1.5 Tsi Evo Xcellence Lux Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Ateca

52,458 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Mercedes Benz A Class

1.6 A180 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A Class

41,627 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Peugeot 3008

1.6 THP GT Line SUV 5dr Petrol EAT Euro 6 (s/s) (165 ps) Peugeot 3008

59,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • DFSK Loadhopper

LOADHOPPER BIG CAB 1.2 Euro 6 DFSK Loadhopper

38,660 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 5 (s/s) 5dr Audi Q5

93,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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