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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Kia Picanto

1.0 Dpi 3 Hatchback 5dr Petrol Amt Euro 6 (s/s) (66 Bhp) Kia Picanto

14,470 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Warrington
£244/month
Example
  • SsangYong Tivoli

1.6 P LE SsangYong Tivoli

17,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Kuga

2.0 TDCi ST-Line X Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

63,340 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Vauxhall Corsa

1.2 Gs Vauxhall Corsa

16,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jeep Renegade

1.3 1.3 GSE 150hp T4 DDCT Longitude Jeep Renegade

49,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar XE

2.0 GTDi*R-Sport 240*CAM-MERIDIAN-XENON-FSH-NAV-DAB-ULEZ**OUTSTANDING MARQUE BIGSPEC** Jaguar XE

55,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Swansea
£244/month
Example
  • MINI Convertible

1.5 Cooper Classic Euro 6 (s/s) 2dr MINI Convertible

29,978 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Harrogate
£244/month
Example
  • Volvo V40

1.5 T2 GPF Momentum Nav Plus Auto Euro 6 (s/s) 5dr Volvo V40

41,696 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Shrewsbury
£244/month
Example
  • Suzuki Vitara

SZ5 BOOSTERJET Suzuki Vitara

46,272 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Honda Jazz

1.5 h i-MMD SE eCVT Euro 6 (s/s) 5dr Honda Jazz

66,196 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Picanto

1.0 X-Line S 5dr Kia Picanto

25,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line X Edition Hatchback 3dr Petr Ford Fiesta

19,024 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition Volkswagen Golf

42,298 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Lincoln
£244/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

100,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi TT

1.8 TFSI Sport Euro 6 (s/s) 3dr Audi TT

56,800 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi TT

1.8 TFSI Sport Euro 6 (s/s) 3dr Audi TT

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz SLK

2.1 SLK 250 D AMG Sport Auto 2dr Mercedes Benz SLK

59,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • SEAT Alhambra

2.0 TDI Style Advanced MPV 5dr Diesel Manual Euro SEAT Alhambra

94,560 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mazda 3

2.0 SKYACTIV-G Sport Nav Euro 6 (s/s) 5dr Mazda 3

32,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford EcoSport

38,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Volkswagen Golf

2.0 TDI GTD Volkswagen Golf

83,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.5 EcoBlue Zetec Euro 6 (s/s) 5dr Ford Focus

52,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression Euro 6 (s/s) 5dr Dacia Sandero Stepway

8,560 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 2008

1.2 PureTech 130 Allure Premium 5dr EAT8 Peugeot 2008

65,338 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A1

1.4 TFSI*SPORT*1OWNER INCREDIBLE 8,000MLS-DAB-3SVS-6SPD**FLAWLESS FIND!** Audi A1

8,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Swansea
£244/month
Example
  • Nissan X Trail

1.6 dCi N-Connecta 5dr 4WD Nissan X Trail

55,725 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Tesla Model S

75D Dual Motor Tesla Model S

98,255 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

23,581 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mazda Mx 5 Rf

1.5 SKYACTIV-G SE-L Nav Convertible 2dr Petrol Man Mazda Mx 5 Rf

43,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Leicester
£244/month
Example
  • Abarth 595

1.4 T-Jet Competizione 70th Hatchback 3dr Petrol M Abarth 595

42,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£244/month
Example
  • Mercedes Benz A-Class

2.1 A220d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A-Class

79,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Auto Euro 6 (s/s) 5dr Ford EcoSport

14,979 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£244/month
Example
  • SEAT Leon

2.0 TSI FR DSG Euro 6 (s/s) 5dr SEAT Leon

56,105 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£244/month
Example
  • Audi A5

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 2dr Audi A5

94,221 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£244/month
Example
  • Kia Sportage

2.0 CRDi GT-Line 5dr [AWD] Kia Sportage

54,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.6 CRDi GT-Line DCT AWD Euro 6 (s/s) 5dr Kia Sportage

62,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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