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Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Manual 4WD Euro 6 ( Land Rover Range Rover Evoque

41,238 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLS Class

CLS220 2.1 CLS220 BlueTEC AMG Line Shooting Brake 5dr Die Mercedes Benz CLS Class

81,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • MINI Countryman

2.0 Cooper S ALL4 Euro 6 (s/s) 5dr MINI Countryman

81,412 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech Startline Panel Van 6d Volkswagen Caddy

46,102 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy Auto Euro 6 (s/s) 5dr Vauxhall Combo

15,221 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 CLA220d Sport Shooting Brake 5dr Diesel 7G-DCT Euro 6 (s/s) (177 ps) Mercedes Benz C Class

55,940 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

86,068 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

2.0 Cooper S ALL4 Euro 6 (s/s) 5dr MINI Countryman

81,412 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

76,660 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • Ford EcoSport

1.0 T EcoBoost ST-Line ULEZ Petrol Automatic 5 Door Ford EcoSport

52,340 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

1.8 TFSI S line Roadster Euro 6 (s/s) 2dr Audi TT

53,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

ELITE PREMIUM 5-Door Vauxhall Mokka

6,672 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo XC60

2.0 D4 R-Design Lux Nav Auto Euro 6 (s/s) 5dr Volvo XC60

102,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Optima

1.6 CRDi 2 Kia Optima

36,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 T EcoBoost Titanium Ford Fiesta

20,178 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF ST-Line SUV 5dr Petrol Manual Eu Ford EcoSport

14,982 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Oldham
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise M Citroen Dispatch

76,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.2 Turbo SRi VX Line Nav Euro 6 (s/s) 5dr Vauxhall Astra

37,303 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i20

1.0T GDi 48V MHD SE Connect 5dr Hyundai i20

36,852 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.5 eTSI MHEV Life DSG Euro 6 (s/s) 5dr Volkswagen Golf

85,641 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • SEAT Arona

1.0 TSI FR SUV 5dr Petrol Manual Euro 6 (s/s) (110 SEAT Arona

33,763 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

3.0 435d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series

107,878 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.2 eD4 Pure Tech Coupe 3dr Diesel Manual FWD Euro Land Rover Range Rover Evoque

31,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Winchester
£252/month
Example
  • SEAT Arona

1.6 TDI XCELLENCE Lux DSG Euro 6 (s/s) 5dr SEAT Arona

70,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line Audi A3

84,975 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i Sport 5-door BMW 1 Series

32,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

1.6 C200d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

85,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Middlesbrough
£252/month
Example
  • Fiat 500

1.0 FireFly Turbo Cross SUV 5dr Petrol Manual Euro Fiat 500

30,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost 100 ST-Line Edition 5dr Ford Fiesta

28,299 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford C Max

1.0T EcoBoost Titanium MPV 5dr Petrol Manual Euro Ford C Max

24,418 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T 125 BHP Eco ST- LINE EDITION 5 DOOR. Ford Fiesta

40,517 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • SEAT Leon

2.0 TDI FR DSG Euro 6 (s/s) 5dr SEAT Leon

37,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

63,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro Vauxhall Corsa

20,688 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bangor
£252/month
Example
  • Volkswagen Golf

1.4 TSI 8.7kWh GTE Hatchback 5dr Petrol Plug-in Hy Volkswagen Golf

85,446 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Gloucester
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual Volkswagen Tiguan

94,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.