Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Fiat 500

42kWh Icon Hatchback 3dr Electric Auto (118 ps) Fiat 500

18,468 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 5h SUV 5dr Petrol Plug-in Hybrid CVT 4W Mitsubishi Outlander

84,414 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto AWD Euro 6 (s/ Jaguar XF

54,486 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Eur Ford Kuga

55,815 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Mazda Mazda6

2.2 SKYACTIV-D Sport Nav Estate 5dr Diesel Auto Eu Mazda Mazda6

59,700 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

40,446 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Inverness
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

20,000 miles 2019 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

68,087 miles 2021 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta XTRON Euro 6 (s/s) 5dr Nissan Qashqai

38,000 miles 2017 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • MG ZS

1.0 T-GDI Excite SUV 5dr Petrol Auto Euro 6 (111 p MG ZS

15,016 miles 2020 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Mitsubishi Eclipse

1.5T Dynamic SUV 5dr Petrol Manual Euro 6 (s/s) (1 Mitsubishi Eclipse

43,439 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Nissan Juke

1.0 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

61,179 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Auto Euro Mazda Cx 5

87,650 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • SEAT Arona

1.6 Tdi Se Technology Lux Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) SEAT Arona

22,691 miles 2019 Zero Deposit

Home Delivery Available

£11,997
Nottingham
£252/month
Example
  • Ford Fiesta

1.0t Ecoboost St Line Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 Ford Fiesta

30,466 miles 2020 Zero Deposit

Home Delivery Available

£11,997
Lincoln
£252/month
Example
  • MINI Clubman

1.5 Cooper Sport Estate 6dr Petrol Manual Euro 6 ( MINI Clubman

76,000 miles 2020 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Mercedes Benz E Class

E400 3.5 E400 V6 AMG Line Edition Coupe 2dr Petrol G-Tr Mercedes Benz E Class

106,700 miles 2016 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s MINI Hatch

33,070 miles 2018 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Ford Focus

1.5T EcoBoost Active X Hatchback 5dr Petrol Manual Ford Focus

52,417 miles 2019 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Volkswagen Caddy

2.0 TDi C20 Maxi Combi Van 5dr Diesel Manual FWD ( Volkswagen Caddy

74,811 miles 2018 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

73,000 miles 2016 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Vauxhall Corsa

1.2 Design Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

37,948 miles 2023 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • Citroen Relay

2.0 BlueHDi 35 Enterprise L3 High Roof Euro 6 5dr Citroen Relay

57,959 miles 2017 Zero Deposit

Home Delivery Available

£11,997
£252/month
Example
  • MINI Clubman

1.5 Cooper Classic Estate 6dr Petrol Manual Euro 6 MINI Clubman

35,206 miles 2019 Zero Deposit

Home Delivery Available

£11,996
Warrington
£252/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Suzuki Swift

17,090 miles 2022 Zero Deposit

Home Delivery Available

£11,996
£252/month
Example
  • Skoda Superb

2.0 SPORTLINE TDI 5d 148 BHP 6 SPEED+DRIVE MODES+D Skoda Superb

85,951 miles 2016 Zero Deposit

Home Delivery Available

£11,996
Warrington
£252/month
Example
  • Volkswagen Caddy

2.0 TDI 102 C20 Startline Business LWB Euro 6 ,Ulez Compliant , Air Condit Volkswagen Caddy

66,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

PLATINUM EDITION ISG 5-Door Kia Sportage

33,730 miles 2020 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium 5dr Vauxhall Corsa

42,667 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

BLUEHDI PROFESSIONAL L1 MANUAL DIESEL 50000 MILES Peugeot Expert

50,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Darlington
£252/month
Example
  • Ford Transit

2.0 280 TREND P/V L1 H1 104 BHP Ford Transit

96,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • Volkswagen Golf

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION DSG 5d 182 BHP Volkswagen Golf

83,370 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

350 L3 H3 2.0 TDCI 130ps EU6 LWB RWD Ford Transit

77,564 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise XL Citroen Dispatch

82,900 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Ford Transit

2.0 350 L3 C/C 129 BHP Ford Transit

57,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

66,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.