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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

649-684 of over 1,000 cars

  • Volkswagen Golf

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Golf

47,715 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 118d M Sport Hatchback 3dr Diesel Manual Euro BMW 1 Series

55,012 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bangor
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

60,417 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.6 13.2kWh Business Edition Nav Premium SUV 5dr P Vauxhall Grandland

59,203 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bangor
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav SUV 5dr Petrol Manual 6Spd Eur Vauxhall Grandland

39,954 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bangor
£252/month
Example
  • Volkswagen Golf

1.0 TSI SE Nav Hatchback 3dr | FINANCE FROM &poun Volkswagen Golf

21,422 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Elite Nav SUV 5dr Diesel Vauxhall Grandland

49,803 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

2.0 Turbo D BlueInjection SRi VX Line Nav Vauxhall Insignia

46,950 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Peugeot Rifter

51,250 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • SEAT Ateca

1.6 TDI XCELLENCE Lux SUV 5dr Diesel Manual Euro 6 SEAT Ateca

74,782 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bangor
£252/month
Example
  • Ford Transit

1.5 Transit Connect Limited Van 200 L1 1.5L EcoBlue 120PS FWD 6 Speed Manua Ford Transit

36,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Volkswagen Golf

80,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet S SUV 5dr Petrol Manual ALLGRIP Eur Suzuki Vitara

36,142 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

2.0 TDI ultra Sport Sportback 5dr Diesel Manual Euro 6 (s/s) (190 ps) Audi A5

80,928 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line Mercedes Benz GLA Class

73,899 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Audi A4

2.0 TDI S line S Tronic Euro 6 (s/s) 5dr Audi A4

87,200 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

S Edition Tce Renault Captur

25,576 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

S Edition Tce Renault Captur

23,282 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Tesla Model S

60D (Dual Motor) Auto 4WD 5dr Tesla Model S

99,094 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

92,267 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

2.0 dCi Blue SL28 Business Panel Van 5dr Diesel Manual L1 H1 Euro 6 (s/s) ( Renault Trafic

73,176 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Clio

1.6 Renaultsport Nav 220 Trophy Auto Renault Clio

49,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nuneaton
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT 4MATIC Euro 6 (s/s) 4dr Mercedes Benz CLA

83,852 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 508

1.5 Bluehdi Gt Line Fastback 5dr Diesel Manual Euro 6 (s/s) (130 Ps) Peugeot 508

54,146 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

PURETECH FLAIR S/S EAT8 Citroen C4

33,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5 Mercedes Benz B Class

58,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • Audi Q3

2.0 TDI S line SUV 5dr Diesel Manual Euro 6 (s/s) Audi Q3

87,013 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Toyota AYGO

1.0 VVT-i X-Trend TSS 5dr x-shift Toyota AYGO

7,619 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Volkswagen Polo

1.0 TSI S Euro 6 (s/s) 5dr Volkswagen Polo

49,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Insignia

2.0 SPORTS TOURER SRI VX-LINE NAV Vauxhall Insignia

98,601 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Volkswagen Polo

1.0 TSI GPF SE Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

32,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

2.0 TDI ultra Sport Sportback 5dr Diesel Manual Euro 6 (s/s) (190 ps) Audi A5

80,928 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

AUTOMATIC 1.4 TSI BlueMotion Tech ACT BlueGT Hatch Volkswagen Polo

39,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Townstar

45kWh Tekna Auto L1 6dr Nissan Townstar

4,620 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Corolla

1.8 VVT-h Toyota Corolla

57,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 230 EcoBlue Trend Ford Transit

50,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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