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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Kia XCEE'D

1.5 T-GDi 3 Kia XCEE'D

73,200 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Sierra

2.0L 5d 85 BHP Ford Sierra

52,400 miles 1992 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 ps) Ford Focus

15,754 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol Man Volkswagen Golf

78,979 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Mercedes Benz SLC

2.1 SLC250d AMG Line Convertible 2dr Diesel G-Tron Mercedes Benz SLC

74,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 125d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 1 Series

70,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLC

2.1 GLC220d AMG Line G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

116,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

41,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

2.0 A250 BlueEfficiency Engineered by AMG 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

52,000 miles 2013 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match Edition DSG 4WD Euro 6 (s/s) 5dr Volkswagen Tiguan

55,450 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

116d M SPORT NEW SHAPE SAT-NAV/£20 TAX BMW 1 Series

85,903 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

Sport 1.4i TFSi Turbo Petrol 125BHP Automatic Audi A1

45,124 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.8 TFSI S line Sportback 5dr Petrol S Tronic Euro Audi A3

86,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Infiniti Q30

1.5d SE (Business) Hatchback 5dr Diesel DCT Euro 6 (s/s) (109 ps) Infiniti Q30

25,282 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

67,710 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5 EcoBlue Zetec Euro 6 (s/s) 5dr Ford Kuga

64,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Warrington
£252/month
Example
  • Toyota Yaris

Design 1.5 VVT-h 5 Dr Petrol Hybrid E-CVT Euro 6 (101 ps) Toyota Yaris

34,200 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

2.0 TDI S line Convertible 2dr Diesel Manual quatt Audi A3

60,664 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

ST-Line 1.0 EcoBoost [125] 5 Dr [6] Ford Focus

32,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sorento

2.2 CRDi KX-4 SUV 5dr Diesel Auto AWD Euro 6 (197 bhp) Kia Sorento

76,207 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

81,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • BMW 4 Series

3.0 435d M Sport Convertible 2dr Diesel Auto xDriv BMW 4 Series

103,269 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 EVO Match Euro 6 (s/s) 5dr Volkswagen Polo

39,693 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Southend-on-Sea
£252/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

95,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Dudley
£252/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line Euro 6 (s/s) 5dr Ford Focus

51,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Vauxhall Vivaro

1.6CDTI 95PS ecoFLEX WHEELCHAIR ACCESSIBLE VEHICLE 4 SEATS Vauxhall Vivaro

44,382 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 Cooper Auto Euro 6 (s/s) 3dr MINI Hatch

21,564 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • SEAT Leon

1.0 eTSI MHEV SE Auto SEAT Leon

81,938 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d Portfolio Sportbrake 5dr Diesel Auto AWD Euro Jaguar XF

86,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Puma

1.0 T EcoBoost MHEV ST-Line X Ford Puma

27,670 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA200d Sport Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

68,650 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Toyota Yaris

1.5 Vvt H Dynamic Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

89,943 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Ibiza

1.0 Tsi Fr Sport SEAT Ibiza

45,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Sport Coupe 4dr Petrol 7G-DCT Euro Mercedes Benz CLA

55,390 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line Saloon 4dr Petrol Manual Euro Audi A3

79,850 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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