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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Manual Euro BMW 1 Series

97,893 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Middlesbrough
£244/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

84,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 508

1.5 Bluehdi Gt Line Fastback 5dr Diesel Manual Euro 6 (s/s) (130 Ps) Peugeot 508

54,174 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Kadjar

1.3 Tce Gt Line Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Renault Kadjar

29,227 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Captur

1.3 TCe S Edition EDC Euro 6 (s/s) 5dr Renault Captur

57,556 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volvo S90

2.0 D5 PowerPulse Inscription Saloon 4dr Diesel Au Volvo S90

97,900 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Jaguar F Pace

90,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Dacia Duster

1.3 TCe 150 Prestige 5dr Dacia Duster

30,248 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sport ST 5dr Petrol Manual Euro 6 ( SEAT Leon

58,021 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

2.0 Crdi Gt Line S Suv 5dr Diesel Auto Awd Euro 6 (182 Bhp) Kia Sportage

63,838 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

102,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Poole
£244/month
Example
  • BMW 5 Series

2.0 530e 9.2kWh SE Saloon 4dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (252 ps) BMW 5 Series

96,552 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£244/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Euro 6 (s/s) 5dr Ford Kuga

42,700 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Aygo X

1.0 VVT-i Pure Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 ps) Toyota Aygo X

12,352 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota C HR

1.8 Vvt H Excel Suv 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 Ps) Toyota C HR

89,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Kadjar

1.3 TCe GT Line EDC Euro 6 (s/s) 5dr Renault Kadjar

27,437 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Wigan
£244/month
Example
  • Audi A5

2.0 TDI S line Coupe 2dr Diesel S Tronic Euro 6 (s Audi A5

94,847 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen Berlingo

1.5 Bluehdi Feel M MPV 5dr Diesel Manual Euro 6 (s/s) (100 Ps) Citroen Berlingo

17,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 508

2.0 BlueHDi GT Line Fastback 5dr Diesel EAT Euro 6 Peugeot 508

70,095 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Middlesbrough
£244/month
Example
  • Audi A3

1.5 TFSI CoD S line Sportback 5dr Petrol S Tronic Audi A3

92,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Eu Ford Focus

58,502 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

2.0 TSI BlueMotion Tech SEL SUV 5dr Petrol DSG 4Motion Euro 6 (s/s) (180 ps Volkswagen Tiguan

93,607 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • Toyota Yaris

1.5 VVT-h Icon E-CVT Euro 6 (s/s) 5dr Toyota Yaris

33,200 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Picanto

1.0 Dpi X Line S Hatchback 5dr Petrol Amt Euro 6 (s/s) (66 Bhp) Kia Picanto

31,459 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression Dacia Sandero Stepway

32,048 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Fiat Panda

1.0 MHEV City Cross Euro 6 (s/s) 5dr Fiat Panda

10,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Clubman

2.0 Cooper SD Estate 6dr Diesel Auto Euro 6 (s/s) MINI Clubman

62,654 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW X1

2.0 20i M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

78,300 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£244/month
Example
  • Subaru Outback

2.5i SE Premium Estate 5dr Petrol Lineartronic 4WD Subaru Outback

71,302 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bury
£244/month
Example
  • BMW 3 Series

3.0 335d M Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

106,550 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Volkswagen Golf

64,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£244/month
Example
  • Skoda Superb

2.0 TDI SE L Executive DSG Euro 6 (s/s) 5dr Skoda Superb

104,890 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

41,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Dundee
£244/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Volkswagen Golf

82,078 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bradford
£244/month
Example
  • Mercedes Benz A-Class

2.1 A200d Sport (Premium) Hatchback 5dr Diesel 7G- Mercedes Benz A-Class

46,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar XF

2.0 D R-SPORT Jaguar XF

68,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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