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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • MINI Hatch

2.0 Cooper S Hatchback 3dr Petrol Auto Euro 6 (s/s MINI Hatch

32,690 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • BMW 1 Series

2.0 120d M Sport Hatchback 5dr Diesel Auto Euro 5 BMW 1 Series

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Subaru Outback

2.5i SE Premium Estate 5dr Petrol Lineartronic 4WD Subaru Outback

87,466 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Leicester
£252/month
Example
  • Kia Sportage

1.7 CRDi 2 SUV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Sportage

64,398 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Kia Sportage

1.6 CRDi 2 SUV 5dr Diesel DCT Euro 6 (s/s) (134 bh Kia Sportage

60,735 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mitsubishi Eclipse

1.5 First Edition 5dr CVT 4WD Mitsubishi Eclipse

42,300 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Bolton
£252/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP Nissan Leaf

19,878 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 S MPI 5d 74 BHP Skoda Fabia

13,151 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Discovery Sport

78,376 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

61,302 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

61,395 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna SUV 5dr Petrol XTRON Euro 6 (s/s) Nissan Qashqai

48,392 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A1

48,050 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Ford Transit

2.2 TDCi 350 Ford Transit

75,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Active B&O Play Euro 6 (s/s) 5dr Ford Fiesta

38,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 290 LR PANEL VAN 104 BHP Ford Transit

93,711 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

1.5 ZETEC TDCI 5d 119 BHP Ford Focus

74,066 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

TITANIUM TDCI Ford Focus

49,500 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Doncaster
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI*4Motion Tech R-Line*2Kys-Xenons-F&R PDC-BT-Dab**STUNNING EXAMPLE BE Volkswagen Tiguan

72,500 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

Titanium 1.0L Ford EcoBoost 125PS 6 Speed Manual 5 Door FWD Ford EcoSport

38,372 miles 2022 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol DCT Auto E Nissan Qashqai

36,000 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Volkswagen CC

2.0 TDI BlueMotion Tech R-Line Saloon 4dr Diesel D Volkswagen CC

40,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Volkswagen Polo

1.0 5dr SE Evo Volkswagen Polo

33,693 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Lincoln
£252/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

54,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example
  • Fiat Panda

0.9 Wild 4x4 0.9 Twinair 85hp Fiat Panda

29,500 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

100,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Sport Shooting Brake 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz CLA

90,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • MINI Clubman

1.5 Cooper Exclusive Estate 6dr Petrol Manual Euro MINI Clubman

67,510 miles 2020 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Hyundai Tucson

1.6 GDi S Connect SUV 5dr Petrol Manual Euro 6 (s/ Hyundai Tucson

33,500 miles 2018 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Kia Cee'd

1.0 T-GDi 2 Sportswagon 5dr Petrol Manual Euro 6 ( Kia Cee'd

30,818 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Audi A6

2.0 TDI ultra S line Saloon 4dr Diesel Manual Euro Audi A6

56,978 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line Convertible 2dr Petrol S Troni Audi A3

80,750 miles 2017 Zero Deposit

Home Delivery Available

£11,998
Reading
£252/month
Example
  • Kia Picanto

1.0 Dpi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

11,318 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • Kia Picanto

1.0 Dpi X Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

22,271 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • BMW X1

2.0 20d xLine Auto xDrive Euro 6 ss 5dr BMW X1

73,000 miles 2015 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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