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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Auto Eur Ford EcoSport

30,391 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 Cooper S Sport Hatchback 3dr Petrol Manual Eur MINI Hatch

62,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Gateshead
£252/month
Example
  • Volkswagen Passat

1.4 TSI GTE DSG Euro 6 (s/s) 4dr Volkswagen Passat

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive GO! SE DCT Euro 6 (s/s) 5dr Hyundai Tucson

64,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Ford Fiesta

1.0t Ecoboost Mhev Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 P Ford Fiesta

35,308 miles 2021 Zero Deposit

Home Delivery Available

£11,995
St Helens
£252/month
Example
  • Ford Focus

1.0t Ecoboost St Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Focus

39,545 miles 2019 Zero Deposit

Home Delivery Available

£11,995
St Helens
£252/month
Example
  • Volkswagen Sharan

2.0 TDI CR BlueMotion Tech 150 SE Nav 5dr DSG Volkswagen Sharan

93,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition Hatchback 5dr Petrol DSG Volkswagen Golf

90,825 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Darlington
£252/month
Example
  • Ford Transit

2.0 Transit Leader Van 350 L3 2.0L Ford EcoBlue 130PS RWD 6 Speed Manual Ford Transit

78,917 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Estate 5dr Diesel G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C Class

92,551 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A1

59,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

2020/70 1.2 SRI VX LINE NAV 5d 144 BHP, One Owner, Vauxhall Astra

34,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium **FULL SERVICE HISTORY** **15 MONTHS WARRANTY** Hyundai Santa Fe

88,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • Peugeot 308

2019/19 1.2 PureTech GT Line SUV 5dr Petrol Manual Peugeot 308

60,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.5 TSI Edition DSG Euro 6 (s/s) 5dr Skoda Karoq

95,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • Ford Tourneo

Connect WAV Wheelchair Access Vehicle Stage 2 Ford Tourneo

34,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • Skoda Octavia

SE L TDI Skoda Octavia

77,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

7,043 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

5,333 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.2 PureTech [130] Sense Plus 5dr**ONE OWNER FROM NEW** Citroen C4

50,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.5 Transit Connect Leader Van SWB 220 L1 1.5L EcoBlue 100PS FWD 6 Speed Ma Ford Transit

31,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 350 L3 H3 P/V 129 BHP Ford Transit

80,120 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

68,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

2.0 E220d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

92,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

50,200 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Dynamic Vauxhall Vivaro

58,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Manual Euro BMW 4 Series

92,313 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match SUV 5dr Petrol Manual Euro 6 (s/ Volkswagen Tiguan

80,170 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 350 L3 C/C 129 BHP Ford Transit

57,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 ELITE EDITION Vauxhall Corsa

18,667 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Passat

1.4 TSI GTE Advance Estate 5dr Petrol Plug-in Hybr Volkswagen Passat

72,342 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SEL SUV 5dr Diesel Manual 4Motion Euro 6 (s/s) (150 Volkswagen Tiguan

88,047 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Executive) SUV 5dr Diesel 7G Mercedes Benz GLA Class

95,418 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

78,188 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

ACTIVE 1 Ford Fiesta

24,139 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Gloucester
£252/month
Example
  • Skoda Yeti

2.0 TDI Elegance Outdoor 5dr Diesel DSG Auto 4WD Euro 5 (140 ps) Skoda Yeti

79,784 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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