• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Jeep Grand Cherokee

3.0 V6 CRD Summit Auto 4WD Euro 6 5dr Jeep Grand Cherokee

116,685 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi Q5

2.0 TFSI S line Plus Audi Q5

116,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.5 TSI EVO FR Black Edition DSG Euro 6 (s/s) 5dr SEAT Leon

91,500 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Fabia

1.0 S MPI 5d 74 BHP Skoda Fabia

13,151 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Euro 6 (s/s) 5dr Volkswagen Passat

118,941 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Hatch

COOPER S LEVEL 2 3d ELECTRIC CAR DELIVERY FINANCE MINI Hatch

19,451 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H1 Euro 6 5dr Ford Transit

67,916 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Nissan Leaf

N-CONNECTA 5d 148 BHP Nissan Leaf

19,878 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Relay

2.0 35 BLUEHDI B/B 129 BHP IN WHITE WITH 81,000 MI Citroen Relay

81,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 280 LEADER P/V ECOBLUE 104 BHP ** ONLY 41,569 Ford Transit

41,569 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar XF

D R-SPORT 4-Door Jaguar XF

63,869 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 L2h1 2900 Sportive S/s Vauxhall Vivaro

61,998 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 ZETEC TDCI 5d 99 BHP Ford Tourneo

26,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Transit

2.0 350 LEADER P/V ECOBLUE 0d 129 BHP FORD TRANSIT Ford Transit

76,474 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Vitara

1.6 SZ5 Auto ALLGRIP Euro 6 (s/s) 5dr Suzuki Vitara

38,184 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Chelmsford
£252/month
Example
  • Fiat Talento

2.0 MultiJet 10 Tecnico L1 H1 Euro 6 (s/s) 5dr Fiat Talento

67,895 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Chelmsford
£252/month
Example
  • Ford Tourneo

1.5 TITANIUM TDCI 5d 99 BHP Ford Tourneo

28,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Kuga

1.5 ST-LINE TDCI 5d 118 BHP Ford Kuga

49,752 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot Rifter

1.5 HORIZON RE 5d 101 BHP Peugeot Rifter

7,900 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Toyota Yaris

1.5 VVT-I ICON 5d 100 BHP | Extended Warranties| A Toyota Yaris

40,517 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Toyota C HR

1.8 VVT-h Excel SUV 5dr Petrol Hybrid CVT Euro 6 ( Toyota C HR

100,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Range Rover Evoque

60,500 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Audi TT

2.0 TFSI S line S Tronic quattro Euro 6 (s/s) 3dr Audi TT

103,632 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Audi Q3

2.0 TDI S Line SUV 5dr Diesel Manual Quattro Euro Audi Q3

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Fiat 500

42kWh Icon Hatchback 3dr Electric Auto (118 ps) Fiat 500

18,468 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Bury
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 5h SUV 5dr Petrol Plug-in Hybrid CVT 4W Mitsubishi Outlander

84,414 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto AWD Euro 6 (s/ Jaguar XF

54,486 miles 2016 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Honda Civic

1.0 Vtec Turbo Ex Hatchback 5dr Petrol Manual Euro 6 (s/s) (129 Ps) Honda Civic

35,968 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

22,500 miles 2019 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

68,087 miles 2021 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta XTRON Euro 6 (s/s) 5dr Nissan Qashqai

38,000 miles 2017 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Kia Picanto

1.0 Dpi X Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

22,271 miles 2022 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example
  • Kia Picanto

1.0 Dpi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

11,318 miles 2021 Zero Deposit

Home Delivery Available

£11,998
Sheffield
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.