Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

613-648 of over 1,000 cars

  • Ford Transit

350 L3 H3 2.0 TDCI 130ps EU6 LWB RWD Ford Transit

77,564 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

2.0 BlueHDi 1400 Enterprise XL Citroen Dispatch

82,900 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Stockport
£252/month
Example
  • Ford Transit

2.0 350 L3 C/C 129 BHP Ford Transit

57,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

66,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

D PORTFOLIO AWD FULL SERVICE HISTORY DAB RADIO WI-FI FRONT AND REAR HEATED Jaguar XF

91,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£252/month
Example
  • Ford Transit

280 TDCI 105 L1H1 TREND ECOBLUE SWB LOW ROOF FWD Ford Transit

99,968 miles 2020 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Transit

350 TDCI 130 L2H2 ECOBLUE MWB MEDIUM ROOF RWD Ford Transit

117,224 miles 2018 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Transit

350 TDCI 130 L2 MWB SINGLE CAB 'ONE STOP' ALLOY TIPPER DRW RWD Ford Transit

112,228 miles 2018 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Vauxhall Movano

F3500 CDTI 130 L3 LWB LOW LOADER PLATFORM CAB LUTON FWD (19205) Vauxhall Movano

113,108 miles 2018 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Fiesta

1.5 TDCI 120 SPORT (19222) Ford Fiesta

48,351 miles 2019 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Ranger

TDCI 160 XL 4X4 DOUBLE CAB WITH TRUCKMAN TOP Ford Ranger

83,902 miles 2018 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Transit

350 TDCI 130 L2H2 TREND ECOBLUE MWB MEDIUM ROOF RWD Ford Transit

118,586 miles 2018 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Kuga

TITANIUM TDCI 5-Door Ford Kuga

41,000 miles 2018 Zero Deposit

Home Delivery Available

£11,994
£252/month
Example
  • Vauxhall Vivaro

2700 TURBO D 100 L1H1 EDITION SWB LOW ROOF (18898) Vauxhall Vivaro

96,429 miles 2019 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Powershift Euro 6 5dr Ford Fiesta

8,000 miles 2016 Zero Deposit

Home Delivery Available

£11,994
£252/month
Example
  • Suzuki Swift

Hatchback SZ-L Suzuki Swift

28,189 miles 2021 Zero Deposit

Home Delivery Available

£11,994
Derby
£252/month
Example
  • Citroen Berlingo

M 1000 BLUEHDI 100 L1H1 DRIVER SWB LOW ROOF (17641) Citroen Berlingo

42,733 miles 2020 Zero Deposit

Home Delivery Available

£11,994
Swindon
£252/month
Example
  • SEAT Ibiza

1.0 TSI 95 SE Technology [EZ] 5dr SEAT Ibiza

24,996 miles 2021 Zero Deposit

Home Delivery Available

£11,992
Darlington
£252/month
Example
  • Mitsubishi Outlander

2.0h 12kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

58,619 miles 2017 Zero Deposit

Home Delivery Available

£11,991
Sheffield
£251/month
Example
  • Volkswagen Polo

1.0 TSI beats Euro 6 (s/s) 5dr Volkswagen Polo

27,676 miles 2018 Zero Deposit

Home Delivery Available

£11,991
£251/month
Example
  • Audi A4

TFSI SPORT * SAT NAV + SPARE WHEEL * Audi A4

49,165 miles 2016 Zero Deposit

Home Delivery Available

£11,991
£251/month
Example
  • Mitsubishi ASX

Asx Diesel Estate 4 Mitsubishi ASX

57,683 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW 5 Series

2.0 20d xLine Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

81,500 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition 5-door BMW 1 Series

63,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • MINI Hatch

1.5 Cooper 3-Door Hatch MINI Hatch

53,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Volvo XC60

2.4 R-Design Nav D5 AWD (215hp) Volvo XC60

89,000 miles 2015 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Focus

1.5 ST-LINE TDCI 5d 118 BHP Ford Focus

32,793 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Ford Transit

2.2 TDCi 350 RWD L3 Euro 5 2dr DRW Ford Transit

117,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Hyundai IONIQ

1.6 h-GDi Premium Hatchback 5dr Petrol Hybrid DCT Hyundai IONIQ

42,289 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Southend-on-Sea
£251/month
Example
  • Honda Civic

1.0 VTEC Turbo Sport Line CVT Euro 6 (s/s) 5dr Honda Civic

50,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

79,450 miles 2016 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

89,300 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.