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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • MINI Hatch

1.5 One Classic Euro 6 (s/s) 5dr MINI Hatch

55,368 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Scirocco

2.0 TDI BlueMotion Tech R-Line Hatchback 3dr Diesel DSG Euro 6 (s/s) (150 p Volkswagen Scirocco

63,532 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Sport Nav Vauxhall Grandland

30,500 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • Ford Transit

2.2 TDCi 350 Ford Transit

75,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Redditch
£252/month
Example
  • MINI Hatch

135kW Cooper S Level 2 33kWh 3 MINI Hatch

39,741 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • MINI Clubman

2.0 Cooper SD Auto Euro 6 (s/s) 6dr MINI Clubman

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line S DCT AWD Euro 6 (s/s) 5dr Kia Sportage

102,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Peterborough
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

27,892 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Volkswagen Golf

1.5 TSI Style Euro 6 (s/s) 5dr Volkswagen Golf

80,603 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback Euro 6 (s/s) 5dr Audi A3

73,315 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav Euro 6 (s/s) 5dr Vauxhall Grandland

35,761 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech GT Euro 6 (s/s) 5dr Volkswagen Golf

43,575 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech R-Line Edition Volkswagen Golf

58,379 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Fiat Talento

2.0 MultiJet 10 Tecnico L1 H1 Euro 6 (s/s) 5dr Fiat Talento

67,895 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Chelmsford
£252/month
Example
  • Audi A3

2.0 TDI S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

80,250 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Kia Niro

64kWh 2 Auto 5dr Kia Niro

57,459 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Hyundai i10

T-GDI N LINE Hyundai i10

50,173 miles 2023 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend L1 H1 Euro 6 (s/s) 5dr Ford Transit

112,316 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Doncaster
£252/month
Example
  • Ford C Max

1.0T EcoBoost GPF Titanium X Euro 6 (s/s) 5dr Ford C Max

24,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Enterprise M SWB Euro 6 5dr Citroen Berlingo

56,100 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Skoda Yeti

1.2 TSI SE DSG Euro 6 (s/s) 5dr Skoda Yeti

42,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive L2 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

48,400 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Bristol
£252/month
Example
  • Volkswagen Golf

1.6 TDI Match Hatchback 5dr Diesel Manual Euro 6 ( Volkswagen Golf

56,797 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic L2 H1 Euro 6 (s/s) 6dr Vauxhall Vivaro

68,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue L1 H1 Euro 6 5dr Ford Transit

67,916 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ssangyong Korando

1.5 ELX 5d 161 BHP Ssangyong Korando

28,000 miles 2022 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Audi A3

2.0 TDI S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A3

96,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Golf

Hatchback GTE Advance Volkswagen Golf

73,351 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Cr V

Cr-V Diesel Estate SE Plus Honda Cr V

55,678 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 1 Series

118 118i M SPORT SHADOW EDITION BMW 1 Series

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback Euro 6 (s/s) 5dr Audi A1

62,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Harlow
£252/month
Example
  • Honda Civic

1.0 Vtec Turbo Ex Hatchback 5dr Petrol Manual Euro 6 (s/s) (129 Ps) Honda Civic

35,968 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Skoda Octavia

1.4 TSI SE L Euro 6 (s/s) 5dr Skoda Octavia

40,336 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

20,000 miles 2019 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

100,000 miles 2016 Zero Deposit

Home Delivery Available

£11,998
Bedford
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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