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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • Skoda Octavia

1.4 TSI Elegance DSG Euro 5 (s/s) 5dr Skoda Octavia

32,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Focus

36,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen ID.3

Pro Performance 58kWh Life Volkswagen ID.3

53,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Dacia Sandero Stepway

TCe Prestige Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps) Dacia Sandero Stepway

13,200 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Passat

2.0 TDI EVO SE Nav Estate Volkswagen Passat

100,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Prius

1.8 VVT-h Business Edition CVT Euro 6 Toyota Prius

39,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch Cooper

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch Cooper

24,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Chelmsford
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Volkswagen Golf

25,000 miles 2013 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 508

1.5 Bluehdi Gt Line Fastback 5dr Diesel Manual Euro 6 (s/s) (130 Ps) Peugeot 508

54,174 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

60,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Estima

Aeras 2.4 Hybrid 7 Seat ULEZ Toyota Estima

66,038 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

2.0 Tsi Cupra 300 Hatchback 5dr Petrol Dsg Euro 6 (s/s) (300 Ps) SEAT Leon

93,457 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Chichester
£252/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line Volkswagen Touareg

95,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford Mondeo

59,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW M3

3.2 M3 SMG 2d 338 BHP BMW M3

119,483 miles 2003 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Mondeo

2.0 TDCi ST-Line Ford Mondeo

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nuneaton
£252/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Sportback 5dr Petrol S Tronic Euro 6 (s/s) (Nav) (150 ps) Audi A1

57,800 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

60,790 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.6 CDTi BlueInjection SRi Nav Sports Tourer 5dr D Vauxhall Astra

25,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford Tourneo

61,135 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Nav DCT Euro 6 (s/s) 5dr Hyundai Tucson

68,168 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 Evo Beats Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 Ps) Volkswagen Polo

39,452 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Grand Scenic

1.3 Tce Iconic MPV 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Renault Grand Scenic

42,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

36,912 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 3008

1.6 THP GT Line Premium EAT Euro 6 (s/s) 5dr Peugeot 3008

50,257 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Cheadle
£252/month
Example
  • Mercedes Benz GLA Class

GLA 200 D AMG LINE 5-Door Mercedes Benz GLA Class

96,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£252/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Manual Euro 6 (s/s) ( MINI Clubman

54,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

6.3 C63 V8 AMG G-Tronic Euro 4 4dr Mercedes Benz C Class

115,832 miles 2008 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ5 Automatic Suzuki Ignis

20,750 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Stepwagon

SPADA Z HDD NAVI PACKAGE 5dr 8 Seats Honda Stepwagon

56,165 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Camry

2.5 G-Package Hybrid 5dr Toyota Camry

57,788 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Stepwagon

SPADA S 5dr 8 Seats Honda Stepwagon

80,391 miles 2010 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Combo-life

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo-life

44,482 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Micra

MARCH NISMO 1.2 Petrol White 5dr NISMO/ NEW MOT/ N Nissan Micra

24,400 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Poole
£252/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS Audi Q3

84,010 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

43,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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