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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • SEAT Arona

1.5 Tsi Fr Sport Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) SEAT Arona

60,312 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Scunthorpe
£244/month
Example
  • Volkswagen Touran

1.6 TDI BlueMotion Tech SE Family MPV 5dr Diesel D Volkswagen Touran

67,389 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai IONIQ

1.6 GDi Hybrid Premium SE 5dr DCT Hyundai IONIQ

49,741 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Karoq

1.6 TDI SE L Euro 6 (s/s) 5dr Skoda Karoq

52,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen Berlingo

1.5 BlueHDi Feel M MPV Euro 6 (s/s) 5dr Citroen Berlingo

26,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai IONIQ

1.6 IONIQ PH PREM SE 1.6 GDI (WHT) MY18 Hyundai IONIQ

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mazda 3

2.0 e-SKYACTIV-G MHEV SE-L Hatchback 5dr Petrol Ma Mazda 3

34,474 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bangor
£244/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A-Class

63,458 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Barnsley
£244/month
Example
  • Renault Clio

1.0 Tce Evolution Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Clio

18,742 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai i10

1.0 T-GDi N Line Hatchback 5dr Petrol Manual Euro Hyundai i10

39,868 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£244/month
Example
  • Peugeot Rifter

WHEELCHAIR ACCESSIBLE 1.5 BlueHDi 100 Allure 5dr Peugeot Rifter

25,130 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Combo-life

1.5 Turbo D BlueInjection Design Auto Euro 6 (s/s) 5dr Vauxhall Combo-life

30,947 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A6 Avant

2.0 TDI SE Executive S Tronic quattro Euro 6 (s/s) 5dr Audi A6 Avant

94,828 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Convertible 2dr Petrol Manual Euro 6 (160 ps) Mazda Mx 5

56,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Maidstone
£244/month
Example
  • BMW 3 Series

2.0 320D M SPORT SHADOW EDITION TOURING BMW 3 Series

96,020 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki Vitara

Estate SZ-T Suzuki Vitara

44,521 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Passat

1.5 TSI EVO GT Euro 6 (s/s) 4dr Volkswagen Passat

66,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
London
£244/month
Example
  • Hyundai i10

1.0 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

25,892 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Hartlepool
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

42,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£244/month
Example
  • MINI Hatch

1.5 Cooper 3-Door Hatch MINI Hatch

38,480 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition Coupe 2dr Diesel G-Tron Mercedes Benz E Class

58,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

80,528 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swindon
£244/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech SE Nav Estate 5dr Petrol D Volkswagen Golf

42,770 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volvo XC60

2.4 D4 SE Lux Nav Auto AWD Euro 6 (s/s) 5dr Volvo XC60

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 5 Series

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

104,572 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Peugeot 208

1.2 Puretech Gt Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 208

27,703 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

34,053 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

Match Edition 1.2 TSi Turbo Petrol 90BHP Automatic Volkswagen Polo

35,927 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium Hatchback 5dr Petrol Auto Eu Vauxhall Corsa

27,137 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Hartlepool
£244/month
Example
  • MINI Convertible

1.5 Cooper Auto Euro 6 (s/s) 2dr MINI Convertible

15,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

1.2 TSI Match ***AUTOMATIC*** Volkswagen Polo

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Bradford
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

85,763 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Mazda 2

1.5 SKYACTIV-G MHEV Sport Nav Hatchback 5dr Petrol Mazda 2

11,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Kuga

2.0 TDCi Titanium AUTOMATIC 120 BHP Ford Kuga

67,200 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bradford
£244/month
Example
  • MINI ELECTRIC

Electric Level 3 MINI ELECTRIC

32,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Southampton
£244/month
Example
  • Hyundai Tucson

1.6 TUCSON PREM 1.6 MY19 Hyundai Tucson

62,801 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
More Reviews

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