• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • Ford EcoSport

ST-Line 5 Door 1.0L EcoBoost 125PS FWD 6 Speed Manual Ford EcoSport

40,799 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

MATCH EVO Volkswagen Polo

34,111 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 Peugeot 308

52,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Swansea
£252/month
Example
  • Mazda MX-3

35.5kWh Sport Lux SUV 5dr Electric Auto (145 ps) Mazda MX-3

17,256 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C3

1.2 Puretech Flair Suv 5dr Petrol Manual 6 Spd Euro 6 (s/s) (110 Ps) Citroen C3

11,200 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • BMW 1 Series

2.0 120d M Sport Hatchback 3dr Diesel Manual Euro BMW 1 Series

69,644 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C3

1.2 PureTech Flair SUV 5dr Petrol Manual 6 Spd Eur Citroen C3

11,200 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Rotherham
£252/month
Example
  • Toyota Auris

1.8 Hybrid Business Edition TSS 5dr CVT**FULL SERVICE HISTORY** Toyota Auris

41,800 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

18,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Volkswagen Polo

1.0 TSI beats Euro 6 (s/s) 5dr Volkswagen Polo

27,744 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Focus

TITANIUM X EDITION MHEV Ford Focus

51,306 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Reading
£252/month
Example
  • Peugeot 308

1.5 BlueHDi Allure 5dr Peugeot 308

76,945 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

81,115 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

65,947 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan X Trail

1.6 DIG-T N-Vision SUV 5dr Petrol Manual Euro 6 (s Nissan X Trail

65,084 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Citroen C5

1.2 PureTech Flair Plus SUV 5dr Petrol Manual Euro Citroen C5

57,935 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line SUV 5dr Diesel T Volkswagen Touareg

110,254 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Exeter
£252/month
Example
  • Renault Trafic

1.6 dCi 27 Business+ Panel Van 5dr Diesel Manual S Renault Trafic

101,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Leon

1.4 EcoTSI FR Technology SEAT Leon

48,410 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Honda Jazz

1.3 i-VTEC SE Navi Hatchback 5dr Petrol CVT Euro 6 (s/s) (102 ps) Honda Jazz

22,113 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

18,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Tourneo

1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (100 p Ford Tourneo

17,956 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo Design Nav SUV 5dr Petrol Auto Euro 6 ( Vauxhall Mokka

17,658 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Watford
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

42,834 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 6 Series

640 640D M SPORT GRAN COUPE BMW 6 Series

100,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 2 Series

2.0 220d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 2 Series

72,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Manual Euro 6 ( BMW 3 Series

64,000 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Renault Clio

1.0 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 Renault Clio

30,144 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Juke

40,601 miles 2021 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 Jaguar F Pace

90,264 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A1

1.0 TFSI S line Hatchback 3dr Petrol Manual Euro 6 Audi A1

40,605 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Audi Q3

2.0 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (150 Audi Q3

54,342 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Warrior Mitsubishi L200

86,000 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Stockport
£252/month
Example
  • Skoda Octavia

1.6 TDI SE L Euro 6 (s/s) 5dr Skoda Octavia

56,814 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volvo V40

2.0 T3 R-Design Nav Plus Hatchback 5dr Petrol Manu Volvo V40

51,063 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Volkswagen Passat

2.0 TDI SE Business Saloon 4dr Diesel DSG Euro 6 ( Volkswagen Passat

48,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
Birmingham
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.