Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

505-540 of over 1,000 cars

  • BMW 3 Series

330 330d M Sport 5dr Step Auto [Business Media] BMW 3 Series

91,218 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport Edition Plus 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

66,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Norwich
£252/month
Example
  • Ford Transit

2.0 350 ECOBLUE LEADER IN WHITE WITH 59,000 MILES Ford Transit

59,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

53,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Abarth 595

1.4 T-Jet Competizione 70th Hatchback 3dr Petrol M Abarth 595

80,888 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 340 HR P/V 129 BHP Superb Low Miles Ford Transit

64,274 miles 2016 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Citroen C3

1.2 PureTech Flair Plus Hatchback 5dr Petrol Manua Citroen C3

19,065 miles 2020 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Kuga

2.0 TDCi ST-Line SUV 5dr Diesel Powershift AWD Eur Ford Kuga

78,899 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Walsall
£252/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 5dr Kia Sportage

79,379 miles 2018 Zero Deposit

Home Delivery Available

£11,999
London
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

74,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 300 ECOBLUE TREND IN SILVER WITH 47,728 MILES Ford Transit

47,728 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Scala

1.5 TSI SE Technology Hatchback 5dr Petrol DSG Eur Skoda Scala

60,349 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Newcastle upon Tyne
£252/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Edition SUV 5dr Petrol Manu Ford Kuga

48,035 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo Active SUV 5dr Petrol Auto Euro 6 (140 Vauxhall Mokka

21,707 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Volkswagen Golf

1.0 TSI SE Nav Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

50,668 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Skoda Superb

2.0 TDI SE L Executive Estate 5dr Diesel DSG Auto Skoda Superb

77,665 miles 2015 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

55,548 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

24,400 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Worthing
£252/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Life Hatchback 5dr Electric Volkswagen Id3

61,620 miles 2021 Zero Deposit

Home Delivery Available

£11,999
York
£252/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp) Kia Sportage

57,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Hartlepool
£252/month
Example
  • Vauxhall Corsa

GRIFFIN 5d AUTO 135 BHP Air Con - Alloys Wheels Vauxhall Corsa

17,401 miles 2021 Zero Deposit

Home Delivery Available

£11,999
Oldham
£252/month
Example
  • Vauxhall Combo

1.2 Turbo GPF Energy XL MPV 5dr Petrol Manual Euro Vauxhall Combo

45,722 miles 2019 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Toyota Yaris

1.33 Dual VVT-i Icon Multidrive S Euro 6 5dr (Safety Sense) Toyota Yaris

15,813 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA200d Sport Shooting Brake 5dr Diesel Manual Mercedes Benz CLA

96,459 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Nissan Navara

2.3 dCi TEKNA AUTOMATIC 4X4 EURO 6 Nissan Navara

115,972 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue RWD L2 H1 Euro 6 2dr (DRW) Ford Transit

47,000 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Audi A1

1.4 TFSI S Line 5dr ** ONLY 31000 MILES - 35 ROAD TAX ** Audi A1

31,206 miles 2016 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

15,000 miles 2020 Zero Deposit

Home Delivery Available

£11,999
Newport
£252/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE Executive Edition G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

62,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Polo

Hatchback Beats Volkswagen Polo

29,505 miles 2018 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh 4h SUV 5dr Petrol Plug-in H Mitsubishi Outlander

80,000 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Volkswagen Caddy

1.6 TDI CR WAV 5dr Diesel Manual Euro 5 (102 ps) Volkswagen Caddy

68,596 miles 2015 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.