Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

505-540 of over 1,000 cars

  • Ford Fiesta

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Fiesta

1,690 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line Mercedes Benz C-Class

55,700 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Renault Clio

1.0 TCe RS Line Euro 6 (s/s) 5dr Renault Clio

23,320 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Ateca

1.6 TDI XCELLENCE ULEZ Diesel Automatic 5 Door SEAT Ateca

48,547 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot 308

1.2 PureTech Active Premium Hatchback 5dr Petrol E Peugeot 308

47,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression Hatchback 5dr Petrol Manual Eur Dacia Sandero Stepway

19,180 miles 2025 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0 EcoBoost Trend 5dr Ford Fiesta

17,830 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia PRO_CEE'D

1.4 T-GDi GT-Line Shooting Brake DCT Euro 6 (s/s) 5dr Kia PRO_CEE'D

73,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
London
£246/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-T 5dr Suzuki Swift

14,853 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot Rifter

1.5 BlueHDi Active Long MPV 5dr Diesel Manual Euro Peugeot Rifter

37,246 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Bury
£246/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Premium) Hatchback 5dr Petrol 7 Mercedes Benz A-Class

77,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium) Saloon 4dr Auto Diese Mercedes Benz C-Class

81,438 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Honda Cr V

1.6 i-DTEC SE Plus Navi Euro 6 (s/s) 5dr Honda Cr V

53,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Warrington
£246/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Euro 6 (s/s) 5dr Nissan Juke

18,015 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • smart fortwo

1.0 Prime (Premium Plus) Cabriolet 2dr Petrol Twinamic Euro 6 (s/s) (71 ps) smart fortwo

17,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d SE Auto Euro 6 (s/s) 5dr BMW 4 Series Gran Coupe

75,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Tiguan

2.0 TDi 150 SE Nav 5dr Man, diesel, silver + excellent value Volkswagen Tiguan

58,088 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 2 Series

1.5 218i GPF Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

55,039 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Leon

1.0 eTSI MHEV SE Auto SEAT Leon

81,938 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback Euro 6 (s/s) 5dr Volkswagen Arteon

96,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Manchester
£246/month
Example
  • Land Rover Discovery Sport

2.0 Discovery Sport Black HSE TD4 Auto 4WD 5dr Land Rover Discovery Sport

47,248 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Nuneaton
£246/month
Example
  • Audi A3

A3 1.5 TFSI S Line 4dr Audi A3

68,274 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Kuga

2.5 Kuga ST-Line X Edition 5 door 2.5 Duratec PHEV 225PS FWD CVT Automatic Ford Kuga

107,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 R-Dynamic S Land Rover Range Rover Evoque

100,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 1 Series

27,417 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Sportage

1.6 GDi Platinum Edition Euro 6 (s/s) 5dr Kia Sportage

44,477 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Picanto

1.0 DPi GT-Line Kia Picanto

19,405 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ5 5dr Suzuki Ignis

26,331 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Wirral
£246/month
Example
  • Audi A1

1.0 TFSI 30 SE Sportback 5dr Petrol Manual Euro 6 Audi A1

48,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swansea
£246/month
Example
  • Skoda Superb

2.0 TDI SE L Executive Hatchback 5dr Diesel DSG Eu Skoda Superb

65,573 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Swansea
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i M Sport Hatchback 5dr Petrol Auto xDrive Euro 6 (s/s) (184 ps) BMW 4 Series Gran Coupe

80,839 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jaguar XF

2.0d Portfolio Sportbrake 5dr Diesel Manual Euro 6 Jaguar XF

38,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Swansea
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.