Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Ford Focus

1.0 EcoBoost 125 Titanium X 5dr Ford Focus

41,110 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 dCi 35 Business FWD MWB Euro 6 2dr Renault Master

64,416 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Mazda 3

2.0 SE-L NAV 4d 118 BHP Mazda 3

30,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

420 420I LUXURY 2-Door BMW 4 Series

78,521 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d R-Sport Auto Euro 6 Jaguar XF

90,578 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4T Griffin 5dr Vauxhall Mokka

37,083 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

TDI SE DYNAMIC DSG SEAT Leon

47,108 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 35 L2 HDI 129 BHP TIPPER *NO VAT* Citroen Relay

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.4T 16V 150 SRi Vx-line Nav 5dr Vauxhall Astra

34,235 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

VXR GTC AERO PACK Vauxhall Astra

64,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4T [150] GSi 3dr Vauxhall Corsa

23,905 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.5 BLUEHDI ALLURE Peugeot 2008

48,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium 4WD Euro 6 (s/s) 5dr (7 Seat) Hyundai Santa Fe

99,750 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Nissan Qashqai

1.5 N-CONNECTA DCI 5d 108 BHP Nissan Qashqai

29,284 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav 5dr Vauxhall Corsa

37,656 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Proace

1.6 L1 COMFORT 94 BHP Toyota Proace

86,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (90 ps Suzuki Ignis

38,097 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.4 TFSI S LINE 3d 148 BHP Audi A3

66,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 SPORTBACK TFSI S LINE 5d 148 BHP FINANCE AVAIL Audi A1

70,100 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Manchester
£252/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Kuga

82,350 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.