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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

973-1000 of over 1,000 cars

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1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

46,659 miles 2023 Zero Deposit

Home Delivery Available

2.0 AVANT TDI ULTRA SPORT 5d 148 BHP Audi A4

74,000 miles 2016 Zero Deposit

Home Delivery Available

ESSENTIAL SCE Dacia Duster

7,583 miles 2018 Zero Deposit

Home Delivery Available

1.8 TSI BlueMotion Tech GTI Hatchback 5dr Petrol M Volkswagen Polo

52,000 miles 2016 Zero Deposit

Home Delivery Available

ESSENTIAL SCE Dacia Duster

6,113 miles 2018 Zero Deposit

Home Delivery Available

2.0 300 EcoBlue Limited L2 H1 Euro 6 (s/s) 5dr Ford Transit

88,000 miles 2021 Zero Deposit

Home Delivery Available

2.0 218d M Sport Coupe 2dr Diesel Manual Euro 6 (s BMW 2 Series

49,270 miles 2016 Zero Deposit

Home Delivery Available

2.1 C220d Sport Estate 5dr Diesel G-Tronic+ Euro 6 Mercedes Benz C Class

83,700 miles 2017 Zero Deposit

Home Delivery Available

1.0 GSE T3 Limited SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) Jeep Renegade

31,500 miles 2020 Zero Deposit

Home Delivery Available

0.6 Pick-Up 4WD Honda Acty

39,494 miles 2021 Zero Deposit

Home Delivery Available

1.5 i-VTEC EX SUV 5dr Petrol Manual Euro 6 (s/s) ( Honda HR-V

54,000 miles 2018 Zero Deposit

Home Delivery Available

1.6 T-GDi GT-Line SUV 5dr Petrol DCT AWD Euro 6 (1 Kia Sportage

60,100 miles 2016 Zero Deposit

Home Delivery Available

1.6 TDI XCELLENCE Lux SUV 5dr Diesel DSG Euro 6 (s SEAT Arona

42,837 miles 2018 Zero Deposit

Home Delivery Available

1.5 Skyactiv G Sport Nav Convertible 2dr Petrol Manual Euro 6 (131 Ps) Mazda Mx 5

56,395 miles 2016 Zero Deposit

Home Delivery Available

2.0 dCi 30 Tekna LWB L2 Panel Van NO Vat Nissan NV300

73,892 miles 2021 Zero Deposit

Home Delivery Available

2.0 TDCi 270 Limited Ford Transit

57,000 miles 2017 Zero Deposit

Home Delivery Available

1.0 T-GDi MHEV Premium Hatchback 5dr Petrol Hybrid Hyundai i20

32,809 miles 2021 Zero Deposit

Home Delivery Available

1.2 Puretech Flair Plus Hatchback 5dr Petrol Eat6 Euro 6 (s/s) (110 Ps) Citroen C3

22,000 miles 2020 Zero Deposit

Home Delivery Available

1.5 BlueHDi 100 Start-Stop Allure Premium Peugeot 2008

2,000 miles 2019 Zero Deposit

Home Delivery Available

2.0h 12kWh 5hs CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

83,000 miles 2017 Zero Deposit

Home Delivery Available

1.5 TURBO D 2900 SPORTIVE 5DR LWB PANEL VAN DIESEL Vauxhall Vivaro

52,000 miles 2021 Zero Deposit

Home Delivery Available

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

46,000 miles 2021 Zero Deposit

Home Delivery Available

2.0 eD4 HSE SUV 5DR DIESEL MANUAL 150 EURO 6 Land Rover Discovery Sport

70,000 miles 2018 Zero Deposit

Home Delivery Available

1.5 COOPER 3d 134 BHP MINI Hatch

32,000 miles 2017 Zero Deposit

Home Delivery Available

0.9 ICONIC TCE 5d 89 BHP Renault Captur

17,000 miles 2019 Zero Deposit

Home Delivery Available

1.3 TCe Prestige SUV 5dr Petrol EDC Euro 6 (s/s) ( Dacia Duster

63,000 miles 2021 Zero Deposit

Home Delivery Available

2.0 COOPER D 5d 148 BHP 1 Owner Full Mini History MINI Countryman

68,800 miles 2017 Zero Deposit

Home Delivery Available

2.3 CDTi 3500 BiTurbo FWD L3 H1 Euro 6 (s/s) 2dr Vauxhall Movano

103,000 miles 2017 Zero Deposit

Home Delivery Available

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service

Sarah Heavisides

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house. All went smooth answered all my questions and doubts

Osarenokeme Egonmwan

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!

JASON RADDENBURY

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!

Kerrine Guthrie

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.

Mr Jacob Williams

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.