Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

973-1000 of over 1,000 cars

  • BMW 2 Series

2.0 218d M Sport Coupe 2dr Diesel Manual Euro 6 (s/s) (150 ps) BMW 2 Series

55,417 miles 2018 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta DCT Auto Euro 6 (s/s) 5dr Nissan Juke

26,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Kia Sportage

1.6 CRDi 4 DCT Euro 6 (s/s) 5dr Kia Sportage

69,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Basingstoke
£246/month
Example
  • Vauxhall Grandland

Hatchback Elite Nav Vauxhall Grandland

41,256 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Powershift Euro 6 5dr Ford Fiesta

9,480 miles 2016 Zero Deposit

Home Delivery Available

£11,990
Derby
£246/month
Example
  • Vauxhall Combo-life

1.2 Turbo GPF Energy MPV 5dr Petrol Manual Euro 6 Vauxhall Combo-life

76,296 miles 2019 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • BMW 2 Series Gran Tourer

2.0 220d Sport MPV 5dr Diesel Manual Euro 6 (s/s) BMW 2 Series Gran Tourer

46,300 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Liverpool
£246/month
Example
  • BMW 2 Series Gran Tourer

1.5 218i Luxury MPV 5dr Petrol Auto Euro 6 (s/s) ( BMW 2 Series Gran Tourer

38,769 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Liverpool
£246/month
Example
  • Citroen Berlingo

1.5 BlueHDi Flair Citroen Berlingo

25,000 miles 2020 Zero Deposit

Home Delivery Available

£11,990
Rotherham
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Vignale Hatchback 5dr Petrol Aut Ford Fiesta

33,085 miles 2019 Zero Deposit

Home Delivery Available

£11,990
London
£246/month
Example
  • BMW 3 Series

2.0 320i M Sport Shadow Edition Touring BMW 3 Series

120,000 miles 2019 Zero Deposit

Home Delivery Available

£11,990
Peterborough
£246/month
Example
  • Audi Q2

1.4 TFSI CoD S line SUV 5dr Petrol S Tronic Euro 6 (s/s) (150 ps) Audi Q2

73,000 miles 2017 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Nissan Micra

1.0 IG-T Acenta XTRON Euro 6 (s/s) 5dr Nissan Micra

4,000 miles 2020 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Mercedes Benz CLA-Class

1.6 CLA200 AMG Line Edition Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (156 ps) Mercedes Benz CLA-Class

65,000 miles 2019 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Audi Q2

1.4 TFSI CoD S line SUV 5dr Petrol S Tronic Euro 6 (s/s) (150 ps) Audi Q2

76,000 miles 2017 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost Active 1 Auto Euro 6 (s/s) 5dr Ford Fiesta

9,000 miles 2019 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Active X DCT Euro 6 (s/s) 5dr Ford Fiesta

41,967 miles 2023 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

74,000 miles 2019 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Fiat 500

1.0 MHEV Convertible 2dr Petrol Manual Euro 6 (s/s Fiat 500

9,373 miles 2024 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • BMW 2 Series

2.0 220i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

77,586 miles 2018 Zero Deposit

Home Delivery Available

£11,989
Wirral
£246/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

92,256 miles 2016 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Fiesta

36,318 miles 2023 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • BMW 3 Series

2.0 316d SE Touring 5dr Diesel Auto Euro 6 (s/s) ( BMW 3 Series

56,853 miles 2017 Zero Deposit

Home Delivery Available

£11,989
£246/month
Example
  • MINI Convertible

2.0 John Cooper Works Convertible 2dr Petrol Manua MINI Convertible

53,077 miles 2016 Zero Deposit

Home Delivery Available

£11,989
Wirral
£246/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Premium) Hatchback 5dr Petrol 7 Mercedes Benz A-Class

84,000 miles 2018 Zero Deposit

Home Delivery Available

£11,988
Worcester
£246/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport DSG Euro 6 (s/s) 5dr SEAT Ibiza

48,659 miles 2020 Zero Deposit

Home Delivery Available

£11,988
London
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.