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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • Peugeot Expert

Peugeot Expert

111,129 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Alhambra

2.0 TDI Style Advanced DSG Euro 6 (s/s) 5dr SEAT Alhambra

81,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Stepwagon

Spada Z Cool Spirt 8 Seats FRESH IMPORT VERIFIED MILE FINANCE AVB Honda Stepwagon

71,444 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.5T EcoBoost Vignale Estate 5dr Petrol Auto Euro Ford Focus

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Cee'd

1.6 CRDi 3 Hatchback 5dr Diesel DCT Euro 6 (s/s) ( Kia Cee'd

50,095 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 4 Series Gran Coupe

62,881 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Euro 6 (s/s) 5dr Volkswagen Tiguan

57,485 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

1.5 TDCi Titanium MPV 5dr Diesel Powershift Euro 6 Ford Tourneo

61,135 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

2.0 20i Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

73,895 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 EVO beats Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

55,124 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V40

2.0 D4 R-Design Lux Nav Hatchback 5dr Diesel Auto Volvo V40

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Gateshead
£252/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback 5dr Diesel DSG 4Motion Eur Volkswagen Arteon

117,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

65,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

64,800 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Grand Scenic

1.5 dCi Signature Nav MPV 5dr Diesel Manual Euro 6 Renault Grand Scenic

64,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Sport Coupe 4dr Petrol 7G-DCT Euro Mercedes Benz CLA

55,390 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Hyundai i20

1.0 T-GDi SE Hatchback 5dr Petrol DCT Euro 6 (s/s) Hyundai i20

19,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Jaguar XE

2.0 GTDi*R-Sport 240*CAM-MERIDIAN-XENON-FSH-NAV-DAB-ULEZ**OUTSTANDING MARQUE BIGSPEC** Jaguar XE

55,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna+ Euro 6 (s/s) 5dr Nissan Qashqai

56,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A1

49,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall MOKKA ELECTRIC

50kwh Elite Premium Suv 5dr Electric Auto (136 Ps) Vauxhall MOKKA ELECTRIC

9,813 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Honda Stepwagon

2.0 Spada S 5dr 8 Seats Honda Stepwagon

82,550 miles 2011 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

61,360 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

1.8 TFSI Black Edition Euro 5 (s/s) 4dr Audi A4

21,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C3

1.2 PureTech Shine Citroen C3

37,455 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Superb

2.0 TDI SE ESTATE EURO 6 150BHP Skoda Superb

49,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 318d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

88,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stockton-on-Tees
£252/month
Example
  • MINI Countryman

1.6 Cooper S ALL4 Euro 5 (s/s) 5dr MINI Countryman

19,751 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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