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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • BMW 1 Series

1.5 118i M Sport VERIFIED MILES FRESH IMPORT FINANCE AVB BMW 1 Series

61,516 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

1.5 218i M Sport MPV 5dr Petrol Manual Euro 6 (s/s BMW 2 Series

59,800 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz C Class

1.6 C200d Sport Estate 5dr Diesel Manual Euro 6 (s Mercedes Benz C Class

53,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) ( Land Rover Discovery Sport

70,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Peugeot 308

1.2 PureTech Allure Premium SUV 5dr Petrol Manual Peugeot 308

75,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Abarth 595

1.4 Abarth 595 1.4 Tjet 145hp Mta Abarth 595

31,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Niro

1.6 GDi Hybrid 2 5dr DCT Kia Niro

73,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.6 GDi 2 ULEZ Petrol Manual 5 Door Kia Sportage

54,204 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI N-CONNECTA 5d 114 BHP Nissan Qashqai

63,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Eu Ford Focus

63,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 Peugeot 2008

32,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Jaguar XE

2.0i Portfolio Saloon 4dr Petrol Auto AWD Euro 6 ( Jaguar XE

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Audi A6

2.0 TDI ultra S line Saloon 4dr Diesel S Tronic Eu Audi A6

82,159 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Renault Trafic

AUTOMATIC VAN 2.0 DCI SL28 SPORT EDC ENERGY Renault Trafic

115,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo XC60

2.4 D5 R-Design Lux Nav SUV 5dr Diesel Geartronic Volvo XC60

90,350 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C5

1.2 PureTech 130 Feel 5dr Citroen C5

32,139 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium Standard Panel Van SWB Euro 6 5dr Peugeot Partner

26,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Swansea
£252/month
Example
  • SEAT Ateca

1.5 TSI EVO SE Technology SUV 5dr Petrol Manual Eu SEAT Ateca

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

Cooper Classic MINI Hatch

41,008 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai IONIQ

1.6 h-GDi 8.9kWh Premium SE DCT Euro 6 (s/s) 5dr Hyundai IONIQ

92,900 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 dCi 35 Business+ Panel Van 4dr Diesel Manual F Renault Master

65,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo S90

2.0 D4 Momentum Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

109,900 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G SE-L Convertible 2dr Petrol Manual Euro 6 (131 ps) Mazda Mx 5

38,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

93,100 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz E Class

2.0 E220d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

114,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

M 1400 ENTERPRISE BLUEHDI S/S Citroen Dispatch

63,971 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 7 Series

3.0 730Ld M Sport Saloon 4dr Diesel Auto Euro 5 (s BMW 7 Series

112,550 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual AWD Ford Kuga

51,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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