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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav 4WD Euro 6 (s/s) 5dr Mazda Cx 3

42,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

1.5 Cooper Auto Euro 6 (s/s) 5dr MINI Countryman

91,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Ford Transit

2.2 TDCi 460 HDT Minibus 4dr Diesel Manual L4 H3 (18 seats) (196 g/km, 123 Ford Transit

47,687 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 124

1.4 124 Spider 1.4 Multiair Turbo 140hp Lusso Fiat 124

46,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi Flair XL MPV Euro 6 (s/s) 5dr Citroen Berlingo

86,600 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Lexus IS

2.5 300h Advance E-CVT Euro 6 (s/s) 4dr Lexus IS

98,550 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Audi A3

1.6 TDI 30 S line Sportback Euro 6 (s/s) 5dr Audi A3

76,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Ford Tourneo

1.5 EcoBlue Titanium Euro 6 (s/s) 5dr Ford Tourneo

65,850 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Jeep Renegade

1.0 GSE T3 Limited SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) Jeep Renegade

31,500 miles 2020 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Kia XCEE'D

1.4 T-GDi First Edition SUV 5dr Petrol Manual Euro Kia XCEE'D

58,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • SEAT Arona

1.6 TDI XCELLENCE Lux SUV 5dr Diesel DSG Euro 6 (s SEAT Arona

42,837 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Volkswagen Polo

1.0 EVO Match Euro 6 (s/s) 5dr Volkswagen Polo

47,502 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

116 116d M SPORT NEW SHAPE SAT-NAV/£20 TAX BMW 1 Series

85,903 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Hyundai i20

1.0 T-GDi MHEV Premium Hatchback 5dr Petrol Hybrid Hyundai i20

32,809 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Peugeot 308

1.6 BlueHDi Allure SUV 5dr Diesel EAT Euro 6 (s/s) Peugeot 308

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Ford Transit

1.5 230 EcoBlue Leader Crew Van Double Cab L2 Euro Ford Transit

54,814 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda 3

2.0 SKYACTIV-G Sport Nav Hatchback 5dr Petrol Manu Mazda 3

28,900 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.0 210 EcoBoost Leader L1 Euro 6 (s/s) 5dr Ford Transit

17,246 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

67,113 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Edition Panel Van 5dr Diesel Manu Vauxhall Vivaro

65,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

69,750 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Mercedes Benz C Class

1.6 C200d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

85,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Middlesbrough
£252/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol Manual Euro 6 Nissan Micra

7,300 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

218 218d [150] Sport 2dr [Nav] BMW 2 Series

36,725 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

66,517 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

26,800 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

92,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Renault Captur

1.3 TCe S Edition Euro 6 (s/s) 5dr Renault Captur

43,827 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.0 TFSI SE Audi A1

14,733 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Oldham
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Discovery Sport

77,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

1.5 218i M Sport MPV 5dr Petrol Manual Euro 6 (s/s BMW 2 Series

59,800 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Lexus IS

2.5 300h Sport E-CVT Euro 6 (s/s) 4dr Lexus IS

67,562 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

3.0 TDI V6 S line Estate 5dr Diesel S Tronic quattro Euro 6 (s/s) (218 ps) Audi A4

100,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) ( Land Rover Discovery Sport

70,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example
  • Ford Transit

1.5 240 ECOBLUE LIMITED PANEL VAN 5DR DIESEL MANUA Ford Transit

59,580 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XE

2.0i Portfolio Saloon 4dr Petrol Auto AWD Euro 6 ( Jaguar XE

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Newcastle upon Tyne
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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