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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Audi A6 AVANT

3.0 TDI V6 Black Edition S Tronic quattro Euro 5 (s/s) 5dr Audi A6 AVANT

95,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium Plus) 7G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C Class

94,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Wrangler

4.0 Sport Soft top 4x4 3dr Jeep Wrangler

61,000 miles 2002 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mitsubishi Eclipse

1.5t Dynamic Suv 5dr Petrol Manual Euro 6 (s/s) (163 Ps) Mitsubishi Eclipse

38,376 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.0 TCE 100 S Edition 5dr Renault Captur

40,300 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

Match Edition 1.2 TSi Turbo Petrol 90BHP Automatic Volkswagen Polo

35,927 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet Sz T Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Suzuki Vitara

37,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

1.5 Turbo D Ultimate Suv 5dr Diesel Manual Euro 6 (s/s) (110 Ps) Vauxhall Crossland

27,621 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota AYGO

1.0 Vvt I X Trend Hatchback 5dr Petrol X Shift Euro 6 (safety Sense) (71 Ps Toyota AYGO

3,376 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover 90

200 Tdi 2-Door Soft top Land Rover 90

70,881 miles 1987 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz SLK

280 AMG Mercedes Benz SLK

30,100 miles 2006 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

1.5 TDCi TITANIUM AUTOMATIC *SATELLITE NAVIGATION* *ULEZ ZONE COMPLIANT* Ford Kuga

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.2 N-CONNECTA *PANORAMIC ROOF* *SAT-NAV & PARKING CAMERA Nissan Qashqai

47,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.2 PureTech [130] Sense Plus 5dr**ONE OWNER FROM NEW** Citroen C4

50,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Convertible 2dr Petrol Manual Euro 6 (160 ps) Mazda Mx 5

56,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

TITANIUM 5-Door PETROL Ford Focus

52,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Stepwagon

Spada Z Cool Spirt 8 Seats FRESH IMPORT VERIFIED MILE FINANCE AVB Honda Stepwagon

71,444 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

2.0 220i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

46,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.5T EcoBoost Vignale Estate 5dr Petrol Auto Euro Ford Focus

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium **FULL SERVICE HISTORY** **15 MONTHS WARRANTY** **12 MONTHS MOT** Hyundai Santa Fe

88,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£252/month
Example
  • MINI Countryman

1.6 Cooper S ALL4 Euro 5 (s/s) 5dr MINI Countryman

19,751 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

1.6 THP GTi by Peugeot Sport Euro 6 (s/s) 5dr Peugeot 308

50,639 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Porsche Cayenne

3.0 TD V6 Tiptronic 4WD Euro 5 (s/s) 5dr Porsche Cayenne

103,000 miles 2013 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW Z Series

Z4 SDRIVE 20I ROADSTER CONVERTIBLE BMW Z Series

51,207 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Kadjar

1.3 Tce Gt Line Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Renault Kadjar

29,227 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.4 TFSI Black Edition Sportback 5dr Petrol Manual Audi A1

40,117 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Grandland

1.6 13.2kWh Ultimate Nav SUV 5dr Petrol Plug-in Hybrid Auto 4WD Euro 6 (s/s) Hybrid4 (300 ps) Vauxhall Grandland

57,200 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Abarth 595

1.4 T-Jet Competizione Hatchback 3dr Petrol Manual Euro 5 (160 bhp) Abarth 595

9,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP EURO 6 BMW 5 Series

72,548 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A5

2.0 TDI S line Coupe 2dr Diesel S Tronic Euro 6 (s Audi A5

94,847 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLS

3.0 CLS350d V6 AMG Line Shooting Brake 5dr Diesel Mercedes Benz CLS

108,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • BMW 3 Series

335i M SPORT N55 DCT BMW 3 Series

51,000 miles 2012 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Crown

MS135 ROYAL SALOON G Toyota Crown

57,000 miles 1991 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz SL

3.0 SL300 Convertible 2dr Petrol 7G-Tronic (217 g/ Mercedes Benz SL

45,000 miles 2009 Zero Deposit

Home Delivery Available

£11,995
Gloucester
£252/month
Example
  • Audi A3

2.0 TDI S line Convertible 2dr Diesel Manual quattro Euro 6 (s/s) (Nav) (150 ps) Audi A3

72,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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