Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

829-864 of over 1,000 cars

  • Vauxhall Corsa

1.2 Turbo SE Premium 5dr Auto Vauxhall Corsa

25,271 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Captur

1.0 TCE 90 Evolution 5dr Renault Captur

32,073 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Vauxhall Corsa

1.2 GS Line 5dr Vauxhall Corsa

24,274 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

1.5 Cooper Classic II 5dr MINI Hatch

39,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 5dr Petrol Manual Euro 6 (s/s) (192 ps) MINI Hatch

42,466 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi Q3

2.0 TDI S Line Edition 5dr Audi Q3

88,169 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£244/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

42,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

A200d AMG Line Premium 5dr Mercedes Benz A-Class

57,300 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£244/month
Example
  • Suzuki Swift

Hatchback SZ-L Suzuki Swift

17,804 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression 5dr Dacia Sandero Stepway

21,427 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Suzuki Ignis

SZ3 Suzuki Ignis

35,400 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 508

1.5 BlueHDi GT Premium Fastback 5dr Diesel EAT Eur Peugeot 508

90,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Renault Kadjar

1.3 Tce Iconic Suv 5dr Petrol Manual Euro 6 (s/s) (160 Ps) Renault Kadjar

24,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Bath
£244/month
Example
  • Peugeot 3008

1.6 THP GT Line SUV 5dr Petrol EAT Euro 6 (s/s) (165 ps) Peugeot 3008

59,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

1.0t Ecoboost Gpf St Line Suv 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford EcoSport

26,185 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Micra

MARCH NISMO 1.2 Petrol Black 5dr NISMO/ NEW MOT/ S Nissan Micra

43,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Poole
£244/month
Example
  • Citroen C5

1.2 PureTech Sense Plus EAT8 Euro 6 (s/s) 5dr Citroen C5

64,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Bradford
£244/month
Example
  • Skoda Fabia

1.0 TSI Monte Carlo Estate Skoda Fabia

30,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Nissan Micra

MARCH NISMO 1.2 Petrol White 5dr NISMO/ NEW MOT/ N Nissan Micra

24,400 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Poole
£244/month
Example
  • Mazda 3

2.0 SKYACTIV-G SE-L Nav Auto Euro 5 (s/s) 5dr Mazda 3

32,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stevenage
£244/month
Example
  • Ford Fiesta

1.0 T EcoBoost Automatic, 32019 miles! Ford Fiesta

32,019 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0 T EcoBoost Vignale Ford Fiesta

12,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Volkswagen Polo

1.0 TSI SE 5dr Volkswagen Polo

84,696 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Grimsby
£244/month
Example
  • Citroen C5

1.2 Puretech Shine Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Citroen C5

46,985 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0T Titanium B&O Play Series Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Fiesta

24,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Estate 5dr Petrol Manual Eur Skoda Octavia

68,639 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Skoda Karoq

1.6 TDI SE L 5dr Man, diesel, grey + Great Value Skoda Karoq

66,300 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Jaguar XF

2.0d R-Sport Sportbrake Auto AWD Euro 6 (s/s) 5dr Jaguar XF

62,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£244/month
Example
  • BMW 4 Series Gran Coupe

3.0 430d M Sport Hatchback 5dr Diesel Auto Euro 6 (s/s) (258 ps) BMW 4 Series Gran Coupe

49,439 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MINI Hatch

1.5 One Classic Hatchback 3dr Petrol Manual Euro 6 MINI Hatch

42,764 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0 T EcoBoost ST-Line Ford Focus

43,635 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

20,296 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Bedford
£244/month
Example
  • Dacia Duster

1.0 TCe 90 Comfort 5dr Dacia Duster

27,771 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Citroen C5

1.5 BlueHDi Flair Plus SUV 5dr Diesel Manual Euro 6 (s/s) (130 ps) Citroen C5

47,109 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (150 ps) Volkswagen Golf

71,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A1

1.4 TFSI Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

37,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stevenage
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.