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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

829-864 of over 1,000 cars

  • Mercedes Benz CLS

3.0 CLS350d V6 AMG Line (Premium Plus) Coupe 4dr Diesel G-Tronic+ Euro 6 (s/s) (258 ps) Mercedes Benz CLS

95,332 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£246/month
Example
  • MINI Clubman

1.5 Cooper Auto Euro 6 (s/s) 6dr TOP SPEC | PEPPER MINI Clubman

34,000 miles 2026 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£246/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

44,104 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Preston
£246/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Hatchback 3dr Petrol Manual Eur Ford Fiesta

54,857 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Focus

49,770 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

37,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 3 Series

2.0 330i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

91,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (118 bhp) + CARPLAY/ANDROID AUTO + Kia Stonic

46,598 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Hse Dynamic Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

48,201 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£246/month
Example
  • Volkswagen Polo

1.0 TSI GPF beats Hatchback 5dr Petrol Manual Euro Volkswagen Polo

41,109 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Euro 6 (s/s) 2dr BMW 2 Series

68,790 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW X1

2.0 20i xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

79,185 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jaguar I Pace

400 90kWh HSE Auto 4WD 5dr Jaguar I Pace

86,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
High Wycombe
£246/month
Example
  • BMW 1 Series

1.5 116d M Sport Euro 6 (s/s) 5dr BMW 1 Series

77,752 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium X Hatchback 5dr Petrol Manu Ford Fiesta

29,608 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Fabia

1.0 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) ( Skoda Fabia

33,687 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Micra

1.0 IG-T N-Sport Hatchback 5dr Petrol Manual Euro Nissan Micra

12,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Ibiza

1.0 TSI XCELLENCE Hatchback 5dr Petrol Manual Euro SEAT Ibiza

25,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

97,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A1

1.4 TFSI CoD Black Edition Hatchback 3dr Petrol S Audi A1

64,619 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Preston
£246/month
Example
  • Kia Venga

1.6 3 Kia Venga

23,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 R-Dynamic FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

67,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Harrogate
£246/month
Example
  • BMW 2 Series

1.5 218i GPF M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

68,650 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Hatchback 3dr Petrol Manual Eur Ford Fiesta

54,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz A-Class

1.3 A200 Sport (Premium) Hatchback 5dr Petrol 7G-D Mercedes Benz A-Class

74,050 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£246/month
Example
  • Volkswagen Polo

1.0 EVO beats Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

39,179 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Renault Clio

1.0 TCe evolution Euro 6 (s/s) 5dr Renault Clio

24,095 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai Tucson

Se Nav Crdi 2Wd Hyundai Tucson

44,301 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Saloon 4dr Petrol Manual Audi A3

84,703 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Grandland

1.2 Turbo SE 5dr Vauxhall Grandland

44,920 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Jaguar F Pace

2.0d R-Sport 5dr Auto AWD Jaguar F Pace

63,375 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£246/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Steptronic Euro 6 MINI Hatch

47,282 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Renault Koleos

2.0L 5d AUTO 177 BHP ULEZ COMPLIANT + 7 INCH TOU Renault Koleos

66,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Volkswagen Golf

82,078 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Bradford
£246/month
Example
  • Ford Tourneo

WHEELCHAIR ACCESSIBLE VEHICLE WAV 2.0 310 EcoBlue Titanium Ford Tourneo

75,126 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Leon

2.0 TSI XCELLENCE Lux Hatchback 5dr Petrol DSG Eur SEAT Leon

67,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.