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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Citroen Berlingo

1.2 PureTech Feel M MPV Euro 6 (s/s) 5dr Citroen Berlingo

58,070 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Porsche Boxster

2.7 987 Tiptronic Porsche Boxster

40,000 miles 2005 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Iveco Daily

70c16 Iveco Daily

55,890 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Passat

1.4 TSI GTE Advance DSG Euro 6 (s/s) 4dr Volkswagen Passat

78,891 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • BMW 2 Series Active Tourer

2.0 220i M Sport Active Tourer BMW 2 Series Active Tourer

74,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (184 ps) Audi Q3

98,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar E Pace

2.0 D180 R-Dynamic S Jaguar E Pace

79,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Captur

1.3 TCe S Edition EDC Euro 6 (s/s) 5dr Renault Captur

57,556 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

1.6 CRDi Premium DCT Euro 6 (s/s) 5dr Hyundai Tucson

93,650 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£252/month
Example
  • Mercedes Benz A Class

1.3 A200 Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

76,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.7 S4 AVANT QUATTRO 5d 261 BHP DOLPHIN GREY/ FULL Audi A4

105,000 miles 2001 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Euro 6 (s/s) 5dr Ford Fiesta

24,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

1.5 118i GPF Sport Hatchback 5dr Petrol Auto Euro BMW 1 Series

57,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Honda Jazz

1.5 i-VTEC Sport Navi Euro 6 (s/s) 5dr Honda Jazz

33,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

53,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Skoda Kodiaq

2.0 TDI SE L DSG 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

120,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Skoda Octavia

1.4 TSI Elegance Estate 5dr Petrol Automatic DSG E Skoda Octavia

32,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 6 SERIES GRAN COUPE

3.0 640d M Sport Auto Euro 5 (s/s) 4dr BMW 6 SERIES GRAN COUPE

103,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 Sport Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

45,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi Flair XL MPV 5dr Diesel Manual Euro 6 Citroen Berlingo

63,992 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Jaguar XE

2.0i Portfolio Auto Euro 6 (s/s) 4dr Jaguar XE

36,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4i SRi VX Line Hatchback 5dr Petrol Auto Euro 6 Vauxhall Corsa

10,500 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 7 Series

3.0 730Ld M Sport Saloon 4dr Diesel Auto Euro 5 (s BMW 7 Series

112,550 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo V40

2.0 D4 R-Design Lux Nav Hatchback 5dr Diesel Auto Volvo V40

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Gateshead
£252/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Standard MPV 5dr Diesel Manual Euro 6 (s/s) Peugeot Rifter

82,543 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Eastbourne
£252/month
Example
  • Audi TT

2.0 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/s) (230 ps) Audi TT

92,154 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Eastbourne
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

65,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Hatchback 5dr Petrol Manual Eur Volkswagen Golf

84,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

64,800 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Polo

1.0 EVO beats Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

55,124 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

76,144 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Coupe 3dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

67,183 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback 5dr Diesel DSG 4Motion Eur Volkswagen Arteon

117,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

40,235 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

76,340 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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