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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • BMW 1 Series

2.0 118d M Sport Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 ps) BMW 1 Series

120,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (83 ps) Suzuki Swift

47,983 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) Suzuki Swift

28,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.2 TDCi 350 Box Van 3dr Diesel Manual AWD L3 H3 (123 bhp) Ford Transit

116,387 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

AUTOMATIC VAN 2.0 DCI SL28 SPORT EDC ENERGY Renault Trafic

115,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition 5dr [Start Stop] Hatchback Peugeot 208

3,319 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£252/month
Example
  • Fiat Doblo

50kWh Panel Van 6dr Electric Auto Maxi LWB (7.4kW OBC) (136 ps) Fiat Doblo

6,126 miles 2024 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Hyundai Bayon

T-GDI ULTIMATE MHEV Hyundai Bayon

46,515 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

ecoTEC D SE 1.6 Vauxhall Crossland

13,393 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

Turbo Elite Nav 1.4 150 BHP Sports Tourer Automatic Vauxhall Astra

41,883 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

1.6 dCi ENERGY 27 Business+ Panel Van 5dr Diesel Manual SWB Standard Roof E Renault Trafic

82,908 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

GT TDI Volkswagen Golf

57,602 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Doncaster
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line (Premium) SUV 5dr Diesel 7G-D Mercedes Benz GLA Class

66,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.6 TDI SE Nav Hatchback 5dr Diesel DSG Euro 6 (s/ Volkswagen Golf

56,184 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • MG ZS

1.5 EXCLUSIVE 5d 105 BHP MG ZS

25,913 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki SX4

1.6 SZ-T 5dr CVT Suzuki SX4

43,894 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0 Urban 5dr Hatchback Fiat 500

23,039 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Peugeot 308

2.0 BlueHDi 150 Allure 5dr EAT6 Peugeot 308

56,029 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Celerio

1.0 SZ4 5dr AGS Suzuki Celerio

13,795 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE 5d 150 BHP Land Rover Discovery Sport

77,521 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

A180 A180d AMG Line 5dr Mercedes Benz A Class

53,672 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.4 TSI 8.7kWh GTE Hatchback 5dr Petrol Plug-in Hy Volkswagen Golf

71,701 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

300 BASE P/V L1 H1 Ford Transit

85,275 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Land Rover Discovery Sport

2.0 ED4 HSE 5d 150 BHP Land Rover Discovery Sport

92,479 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

37,460 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 335 L2 C/C 130 BHP Tipper Euro 6 Clea Peugeot Boxer

49,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE 5d 148 BHP Land Rover Range Rover Evoque

41,268 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 6dr Diesel Man Vauxhall Vivaro

47,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE TECH 5d 177 BHP Land Rover Range Rover Evoque

76,340 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Crossland

ELITE NAV S/S Vauxhall Crossland

34,737 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI DSG Euro 6 (s/s) 5dr Volkswagen Golf

65,292 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 5d 180 BHP Land Rover Discovery Sport

73,481 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.5 Duratec 14.4kWh Vignale SUV 5dr Petrol Plug-in Ford Kuga

84,489 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

ST-2 3-Door Ford Fiesta

31,700 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 290 EcoBlue Leader FWD L2 H2 Euro 6 (s/s) 5dr Ford Transit

86,919 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

1.0 340 EcoBoost 13.6kWh Leader Panel Van 5dr Petr Ford Transit

51,202 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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