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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

865-900 of over 1,000 cars

  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

32,600 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Petrol Manual Euro MINI Hatch

50,750 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£246/month
Example
  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

39,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo Griffin Auto Euro 6 (s/s) 5dr Vauxhall Corsa

17,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Karoq

1.5 Tsi Act Se Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Skoda Karoq

48,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£246/month
Example
  • Suzuki S-Cross

1.4 Boosterjet Mhev Motion Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 Ps) Suzuki S-Cross

35,713 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Northampton
£246/month
Example
  • Vauxhall MOKKA ELECTRIC

50kwh Gs Suv 5dr Electric Auto (136 Ps) Vauxhall MOKKA ELECTRIC

22,354 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Derby
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series Gran Coupe

101,050 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Polo

1.0 TSI SE DSG Euro 6 (s/s) 5dr Volkswagen Polo

37,950 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

101,662 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 1 Series

1.5 118i M Sport 5-door BMW 1 Series

46,334 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

29,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A1

1.4 TFSI S line Hatchback 3dr Petrol S Tronic Euro Audi A1

35,001 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • MINI Electric Hatch

Cooper SE 32.6kWh Level 3 Hatchback 3dr Electric Auto (184 ps) MINI Electric Hatch

40,392 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Northampton
£246/month
Example
  • Jeep Compass

1.4T MultiAirII Longitude Auto 4WD Euro 6 (s/s) 5dr Jeep Compass

50,326 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 1 Series

1.5 116d SE (LCP) Hatchback 5dr Diesel Manual Euro BMW 1 Series

102,713 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£246/month
Example
  • Honda HR-V

1.5 i-VTEC SE Euro 6 (s/s) 5dr Honda HR-V

46,284 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A5 Cabriolet

2.0 TFSI S line Convertible 2dr Petrol S Tronic Eu Audi A5 Cabriolet

95,748 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Picanto

1.0 DPi GT-Line Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

36,077 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Astra

1.4i Turbo Elite Nav Sports Tourer 5dr Petrol Auto Vauxhall Astra

17,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav Euro 6 (s/s) 5dr Hyundai Tucson

37,692 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Abarth 595

1.4 T-Jet Competizione Hatchback 3dr Petrol Manual Abarth 595

40,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series Gran Coupe

91,012 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Euro 6 (s/s) 5dr Peugeot 208

24,826 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen UP

1.0 TSI up! GTI Hatchback 3dr Petrol Manual Euro 6 Volkswagen UP

27,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Kia Niro

1.6 GDi 8.9kWh 3 DCT Euro 6 (s/s) 5dr Kia Niro

49,492 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Citroen C4

25,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz A-Class

1.3 A180 SE Hatchback 5dr Auto Petrol 7G-DCT Euro Mercedes Benz A-Class

71,025 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Euro 6 (s/s) 5dr Peugeot 208

22,352 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Abarth 595

1.4 T-Jet Turismo 70th Hatchback 3dr Petrol Manual Abarth 595

43,186 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Fabia

1.0 TSI SE L Estate 5dr Petrol Manual Euro 6 (s/s) Skoda Fabia

22,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Vignale Edition Hatchback 5dr P Ford Fiesta

35,135 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bury
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 D150 S Land Rover Range Rover Evoque

65,330 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Saloon 4dr Diesel Manual Euro 6 (s/ Volkswagen Passat

67,425 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Wirral
£246/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive Euro 6 (s/s) 5dr MG ZS

35,736 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Kuga

2.0 TDCi Titanium Powershift Euro 6 5dr Ford Kuga

49,200 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.