Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Volkswagen Touran

1.2 TSI SE MPV 5dr Petrol Manual Euro 6 (s/s) (110 ps) Volkswagen Touran

73,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 508

1.5 BlueHDi GT Line Fastback 5dr Diesel Manual Eur Peugeot 508

71,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 1 Series

1.5 118i M Sport Euro 6 (s/s) 5dr BMW 1 Series

92,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Dynamic Lux Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

96,604 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£244/month
Example
  • Honda Jazz

1.3 i-VTEC SE Honda Jazz

24,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Newport
£244/month
Example
  • Honda Civic

1.0 Vtec Turbo Sr Hatchback 5dr Petrol CVT Euro 6 (s/s) (126 Ps) Honda Civic

50,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW X1

2.0 18d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (150 ps) BMW X1

98,225 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Titanium X Hatchback 5dr Petrol Ford Fiesta

12,600 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Swindon
£244/month
Example
  • Audi A4

2.0 TDI ultra S line Estate 5dr Diesel Manual Euro Audi A4

82,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£244/month
Example
  • Honda Cr V

2.0 i-VTEC SE Plus Honda Cr V

48,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai Kona

1.6 KONA HEV PREM 1.6 DCT Hyundai Kona

57,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Peterborough
£244/month
Example
  • Peugeot 208

1.2 Puretech Active Hatchback 5dr Petrol Manual Euro 6 (s/s) (75 Ps) Peugeot 208

4,840 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

37,508 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0 T EcoBoost Titanium Ford Fiesta

30,278 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example
  • Audi A6 Avant

2.0 TFSI Black Edition Estate 5dr Petrol S Tronic quattro Euro 6 (s/s) (252 ps) Audi A6 Avant

93,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Line Coupe 4dr Diesel Manual Euro Mercedes Benz CLA

55,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

2.0 TDI Black Edition Sportback 5dr Diesel S Troni Audi A3

108,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£244/month
Example
  • Toyota Avensis

1.8 Business Edition + Valvematic CVT Toyota Avensis

45,920 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

53,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Ford Focus

1.0T EcoBoost Vignale Hatchback 5dr Petrol Auto Eu Ford Focus

24,472 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Walsall
£244/month
Example
  • Honda Civic

1.6 I Dtec Sr Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Honda Civic

51,900 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

1.6 TDI SE 5dr Volkswagen Polo

50,117 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • SEAT Leon

1.4 TSI FR Technology 3 door SEAT Leon

32,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot 208

1.2 PureTech Active Premium 5dr Peugeot 208

18,809 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota AYGO

1.0 VVT-i x-play Hatchback 5dr Petrol x-shift Euro Toyota AYGO

7,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Fiat 500

1.2 Spiaggina 58 Convertible 2dr Petrol Manual Eur Fiat 500

20,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Fiat 500

1.0 MHEV Star Hatchback 3dr Petrol Manual Euro 6 ( Fiat 500

23,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Corsa

1.2 GS 5d 100 BHP Vauxhall Corsa

21,500 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Fiat 500

1.0 1.0 120hp Club Fiat 500

35,709 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz SLC

2.1 SLC250d AMG Line Convertible 2dr Diesel G-Tron Mercedes Benz SLC

74,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A3

1.4 TFSI CoD Sport Sportback 5dr Petrol S Tronic E Audi A3

39,355 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Cee'd

1.0 T-GDi 2 NAV Hatchback 5dr Petrol Manual Euro 6 Kia Cee'd

17,680 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Bolton
£244/month
Example
  • Audi A7

3.0 TDI Quattro 272 Black Edition 5dr S Tronic Audi A7

111,345 miles 2017 Zero Deposit

Home Delivery Available

£11,995
London
£244/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

45,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Astra

2020/70 1.2 SRI VX LINE NAV 5d 144 BHP, One Owner, Vauxhall Astra

34,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Bangor
£244/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

115,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.