Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

865-900 of over 1,000 cars

  • Vauxhall Insignia

1.6 GRAND SPORT SRI NAV ECOTEC Vauxhall Insignia

36,450 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 118D M SPORT 5d 147 BHP BMW 1 Series

60,950 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Suzuki Swift

1.0 SZ5 BOOSTERJET SHVS Suzuki Swift

11,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Ignis

1.2 SZ-T DUALJET SHVS Suzuki Ignis

5,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jeep Renegade

1.6 E-torQ Sport 5dr Jeep Renegade

16,284 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

45,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Peugeot 308

1.2 PureTech Tech Edition Hatchback 5dr Petrol EAT Peugeot 308

27,300 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Gillingham
£252/month
Example
  • Ford Transit

2.0 340 LR P/V 129 BHP Ford Transit

99,988 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Vauxhall Movano

2.3 F3500 L3H2 P/V CDTI 134 BHP Vauxhall Movano

81,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Ford Transit

2.2 350 SHR P/V 124 BHP Ford Transit

93,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Citroen C3

1.2 PureTech Flair EAT6 (s/s) 5dr Citroen C3

6,785 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 Mercedes Benz CLA

63,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

70,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A4

2.0 AVANT TDI ULTRA SPORT 5d 148 BHP Audi A4

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Dispatch

1.6 1000 L1H1 ENTERPRISE HDI 89 BHP Citroen Dispatch

41,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line X SUV 5dr Petrol Manual Euro Ford Kuga

43,721 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium (s/s) 5dr Peugeot 2008

32,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volvo XC60

2.4 D4 SE Lux Nav SUV 5dr Diesel Geartronic AWD Eu Volvo XC60

99,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 SE 5d 74 BHP Vauxhall Corsa

1,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Volkswagen Polo

1.0 SE TSI DSG 5d 94 BHP 1 owner full vw history Volkswagen Polo

17,340 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

79,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI S line Saloon 4dr Diesel Manual Euro 6 (s/ Audi A3

74,890 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Trafic

SL27 BUSINESS PLUS ENERGY DCI, FULL RENAULT HISTORY, SAT NAV Renault Trafic

78,430 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Expert

2.0 HDi WAV Wheelchair Accessible Peugeot Expert

40,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Proace

1.5 BlueHDi Active Short Panel Van Diesel Manual S Toyota Proace

41,786 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

23,169 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Newport
£252/month
Example
  • BMW 2 Series

1.5 218I SPORT 2d 134 BHP BMW 2 Series

68,403 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

69,750 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Reading
£252/month
Example
  • Vauxhall Crossland

ecoTEC D SE 1.6 Vauxhall Crossland

13,393 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.6 625 ENTERPRISE L1 BLUEHDI 74 BHP SERVICED WITH Citroen Berlingo

23,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Juke

1.6 DIG-T Tekna XTRON 4WD Euro 6 5dr Nissan Juke

17,105 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£200.90
48 monthly repayments

Best available rate 9.9%

Total cost of credit £1,643.20

Total repayment £9,643.20

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.