Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,764 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Crawley
£252/month
Example
  • Nissan Juke

1.6 DIG-T Tekna XTRON 4WD Euro 6 5dr Nissan Juke

17,105 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 Titanium X 5dr Ford Focus

41,110 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Clio

1.0 Iconic TCe 100 Renault Clio

37,891 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mazda Mx 5

1.5 SKYACTIV-G Sport Nav Euro 6 2dr Mazda Mx 5

38,439 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Master

2.3 dCi 35 Business FWD MWB Euro 6 2dr Renault Master

64,416 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leicester
£252/month
Example
  • Mazda 3

2.0 SE-L NAV 4d 118 BHP Mazda 3

30,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

420 420I LUXURY 2-Door BMW 4 Series

78,521 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

2.0d R-Sport Auto Euro 6 Jaguar XF

90,578 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Mokka

1.4T Griffin 5dr Vauxhall Mokka

37,083 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • SEAT Leon

TDI SE DYNAMIC DSG SEAT Leon

47,108 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 35 L2 HDI 129 BHP TIPPER *NO VAT* Citroen Relay

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford C Max

1.5 TDCi Titanium 5dr Ford C Max

29,063 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.5 BLUEHDI ALLURE Peugeot 2008

48,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium 4WD Euro 6 (s/s) 5dr (7 Seat) Hyundai Santa Fe

99,750 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Vauxhall Astra

1.4T 16V 150 SRi Vx-line Nav 5dr Vauxhall Astra

34,235 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

VXR GTC AERO PACK Vauxhall Astra

64,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4T [150] GSi 3dr Vauxhall Corsa

23,905 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW 5 Series

92,500 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Hatchback 5dr Petrol Manual Eur Volkswagen Golf

60,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav 5dr Vauxhall Corsa

37,656 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Yaris

1.5 VVT-h Design Hatchback 5dr Petrol Hybrid E-CVT Toyota Yaris

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Edinburgh
£252/month
Example
  • Nissan Qashqai

1.5 N-CONNECTA DCI 5d 108 BHP Nissan Qashqai

29,284 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda Civic

1.6 i-DTEC EX Hatchback 5dr Diesel Manual Euro 6 ( Honda Civic

80,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Proace

1.6 L1 COMFORT 94 BHP Toyota Proace

86,100 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (90 ps Suzuki Ignis

38,097 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 SE Edition 5dr Vauxhall Corsa

23,258 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.