Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • BMW 2 Series

218 218I SPORT 2-Door BMW 2 Series

46,703 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Fiat 500

1.0T 118 SPORT 5 Dr Fiat 500

25,500 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Gillingham
£252/month
Example
  • Audi A1

1.0 TFSI Sport Sportback Euro 6 (s/s) 5dr Audi A1

10,279 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Gloucester
£252/month
Example
  • Nissan Qashqai

N-Connecta 1.5 DCi [115] 5 Dr [6] Nissan Qashqai

61,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE TECH 5d 180 BHP Land Rover Discovery Sport

54,382 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Shooting Brake 5dr Petrol Manu Mercedes Benz CLA

54,819 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.0 TSI SE Drive SUV 5dr Petrol Manual Euro 6 (s/s Skoda Karoq

71,300 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i10

5dr Hat 1.2 Mpi 84ps SE Connect Hyundai i10

26,265 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0L 300 BASE P/V L2 H2 0d 129 BHP Ford Transit

93,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Luton
£252/month
Example
  • Audi A1

Sport 1.4i TFSi Turbo Petrol 125BHP Automatic Audi A1

45,124 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

50,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai i10

5dr Hat 1.2 Mpi 84ps SE Connect Hyundai i10

13,655 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

2.0 ST-3 TDCI 5d 183 BHP Ford Focus

76,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Oldham
£252/month
Example
  • Audi A3

1.0 TFSI 30 Sport Saloon 4dr Petrol Manual Euro 6 Audi A3

55,872 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0 EcoBoost Hybrid mHEV 125 Active Edition 5dr Ford Focus

52,189 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Astra

1.2 Turbo 145 Griffin Edition 5dr Vauxhall Astra

29,344 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 350 L3 H3 P/V 129 BHP Ford Transit

80,120 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Berlingo

1.6 HDI XTR 5d 91 BHP Citroen Berlingo

66,047 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 2 Series

2.0L 218D M SPORT ACTIVE TOURER 5d AUTO 148 BHP BMW 2 Series

34,744 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Skoda Yeti

1.4 TSI Laurin + Klement 4x4 5dr Skoda Yeti

56,600 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Electric

32.6kWh Level 2 Auto 3dr MINI Electric

12,831 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi Q3

1.4 TFSI CoD S line Edition Audi Q3

76,030 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Southport
£252/month
Example
  • Dacia Duster

1.0 PRESTIGE TCE 5d 90 BHP Dacia Duster

31,500 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Shrewsbury
£252/month
Example
  • Citroen Relay

2.2L 35 L2H2 DRIVER BLUEHDI S/S 0d 139 BHP Citroen Relay

79,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 TDCi 340 Trend Combi Van 6dr Diesel Automatic L2 H1 (166 g/km, 128 bhp) Ford Transit

51,207 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Toyota Auris

1.8 VVT-h Excel Touring Sports CVT Euro 6 (s/s) 5dr (Safety Sense) Toyota Auris

67,343 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Norwich
£252/month
Example
  • Ford Transit

2.0 270 LIMITED LR P/V 168 BHP Ford Transit

92,781 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.4 TFSI SPORTBACK FRESH IMPORT VERIFIED MILE FINANCE AVB Audi A3

31,548 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot Boxer

2.0 BLUE HDI 333 L2H2 W/V 130 BHP Peugeot Boxer

116,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Octavia

2.0 TDI vRS Euro 6 (s/s) 5dr Skoda Octavia

80,166 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Walsall
£252/month
Example
  • Audi Q3

2.0 TFSI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

93,685 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 ELITE EDITION Vauxhall Corsa

18,667 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.