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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Volkswagen Polo

1.6 TDI SE 5dr Volkswagen Polo

50,117 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Scala

1.5 SE TSi SE Petrol Turbo Skoda Scala

43,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Suzuki Ignis

SZ3 Suzuki Ignis

35,400 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

A200d AMG Line Premium 5dr Mercedes Benz A Class

57,300 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 5dr Petrol Manual Euro 6 (s/s) (192 ps) MINI Hatch

42,466 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

85,231 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 120d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 1 Series

59,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.6 A180 AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

92,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Mercedes Benz E Class

Ref 8764 - IN TRANSIT REFUNDABLE DEPOSIT CAN SECURE - Mercedes Benz W211 E Class E320 Cdi 39k! Japan Mercedes Benz E Class

48,498 miles 2008 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 320D XDRIVE M SPORT TOURING BMW 3 Series

62,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

3.0 M135i Hatchback 5dr Petrol Auto Euro 6 (s/s) ( BMW 1 Series

78,500 miles 2014 Zero Deposit

Home Delivery Available

£11,995
Coventry
£252/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Hatchback 5dr Petrol Manual E MINI Hatch

67,936 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar E Pace

2.0d R-Dynamic SE 5dr Auto Jaguar E Pace

91,121 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 6 Series

3.0 640D M SPORT 2d 309 BHP BMW 6 Series

77,000 miles 2014 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 430i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

85,233 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Bailey Pegasus Verona

Bailey Pegasus Verona

66,000 miles 2013 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£252/month
Example
  • Peugeot 5008

7 SEATER 1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps) Peugeot 5008

70,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Diesel DSG 4Motion Euro 6 (s/s) (150 ps) Volkswagen Tiguan

81,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Kona

T-GDI SE CONNECT MHEV Hyundai Kona

46,936 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MG ZS

1.5 VTi-TECH Excite SUV 5dr Petrol Manual Euro 6 (s/s) (106 ps) MG ZS

19,146 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Sharan

2.0 TDI SE DSG Euro 6 (s/s) 5dr Volkswagen Sharan

89,593 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Basingstoke
£252/month
Example
  • Hyundai Tucson

1.6 T Gdi Premium Suv 5dr Petrol Manual Euro 6 (s/s) (177 Ps) Hyundai Tucson

67,715 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

TITANIUM 1.5 PETROL ESTATE Ford Focus

44,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Hatch

15,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.6 A180 AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

49,032 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Euro 6 (s/s) 3dr MINI Hatch

53,400 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps) + CARPLAY/ANDROID AUT Ford Fiesta

18,514 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Puma

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Puma

54,835 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Sunderland
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d AMG Line MPV 5dr Diesel Manual Euro 6 (s/s) (109 ps) Mercedes Benz B Class

23,729 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Renault Zoe

R135 Ev50 52kwh Gt Line Plus Hatchback 5dr Electric Auto (rapid Charge) (134 Bhp) Renault Zoe

20,082 miles 2022 Zero Deposit

Home Delivery Available

£11,995
St Helens
£252/month
Example
  • Volkswagen Polo

1.6 TDI SEL Hatchback 5dr Diesel Manual Euro 6 (s/s) (95 ps) + CARPLAY/ANDROID AUTO + Volkswagen Polo

56,486 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A1

1.5 TFSI 35 S line Style Edition Sportback 5dr Petrol Manual Euro 6 (s/s) (150 ps) Audi A1

28,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 ED4 SE TECH Land Rover Range Rover Evoque

52,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Southampton
£252/month
Example
  • Audi Q2

1.6 TDI 30 Sport SUV 5dr Diesel Manual Euro 6 (s/s) (116 ps) + CARPLAY/ANDROID AUTO + Audi Q2

62,072 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 308

1.2 PureTech Tech Edition Hatchback 5dr Petrol EAT Peugeot 308

26,500 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 1 Series

2.0 125d M Sport Auto Euro 6 (s/s) 5dr BMW 1 Series

84,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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