• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Manual Euro 6 (s BMW 1 Series

80,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar XF

3.0d V6 S Saloon 4dr Diesel Auto Euro 6 (s/s) (300 Jaguar XF

64,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • Ssangyong Tivoli

1.5 K40 Ssangyong Tivoli

4,600 miles 2024 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Countryman

2.0 Cooper D SUV 5dr Diesel Manual ALL4 Euro 6 (s/ MINI Countryman

61,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Stoke-on-Trent
£252/month
Example
  • Audi A1

SPORTBACK TDI S LINE Audi A1

71,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Hyundai i10

1.0 PREMIUM Hyundai i10

23,600 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi A3

1.6 TDI SE Technik Sportback 5dr Diesel S Tronic E Audi A3

43,923 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 Sport 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

58,773 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Fabia

1.0 TSI SE DSG Euro 6 (s/s) 5dr Skoda Fabia

11,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Edition Hatchback 5dr Petrol Manual Vauxhall Corsa

30,225 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Plymouth
£252/month
Example
  • Lexus RX

3.5 450h V6 Advance CVT 4WD Euro 5 (s/s) 5dr (Pan Roof) Lexus RX

100,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Watford
£252/month
Example
  • Jeep Grand Cherokee

3.0 V6 CRD Overland Auto 4WD Euro 6 (s/s) 5dr Jeep Grand Cherokee

117,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Watford
£252/month
Example
  • Audi A3

1.6 TDI 116 S Line 5dr Audi A3

110,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Honda HR-V

1.5 i-VTEC EX CVT 5dr Honda HR-V

51,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.5 Ecoblue Zetec Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Focus

84,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

3.0 535d Luxury Auto Euro 6 (s/s) 4dr BMW 5 Series

110,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

435 435d xDrive M Sport 5dr Auto [Professional Media] BMW 4 Series

11,995 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Birmingham
£252/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 bhp) Kia Sportage

54,404 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

57,371 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420i Sport Coupe 2dr Petrol Auto Euro 6 (s/s) BMW 4 Series

59,746 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 5 Series

XDRIVE20d SE AUTOMATIC BMW 5 Series

106,556 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Volkswagen T Roc

1.6 TDI SEL Euro 6 (s/s) 5dr Volkswagen T Roc

83,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Volkswagen Polo

MATCH TSI DSG Volkswagen Polo

41,222 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Mercedes Benz B Class

2.1 B220d AMG Line (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz B Class

43,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Titanium DCT Euro 6 (s/s) 5dr Ford Focus

29,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Ford Transit

350 LEADER L3 H3 ECOBLUE 5-Door Ford Transit

85,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Maidstone
£252/month
Example
  • Vauxhall Vivaro

L2H2 F2900 PRIME S/S 6-Door Vauxhall Vivaro

57,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Maidstone
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Panel Van 5dr Diesel Manual RWD L4 Ford Transit

108,400 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Crew Van Double Cab 5dr Dies Ford Transit

107,738 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • BMW 5 Series

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW 5 Series

106,360 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Crew Van Double Cab 5dr Dies Ford Transit

114,109 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Sheffield
£252/month
Example
  • Honda Jazz

1.3 i-VTEC S Hatchback 5dr Petrol Manual Euro 6 (s Honda Jazz

8,153 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 4 Series

70,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend L2 H1 Euro 6 (s/s) 5dr Ford Transit

87,089 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 BiTurbo ecoTEC Sportive Crew Van L2 H1 Euro 6 (s/s) 5dr (6 Se Vauxhall Vivaro

99,890 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen Relay

2.2 35 L2 HDI 129 BHP TIPPER *NO VAT* Citroen Relay

60,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.