Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • SEAT Ateca

1.5 Tsi Evo Xcellence Lux Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Ateca

52,457 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Manual Euro 6 (s/s) ( MINI Clubman

54,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

61,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volvo S60

D4 [190] Cross Country Lux Nav 4dr AWD Geartronic Volvo S60

66,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Tourneo

WHEELCHAIR ACCESSIBLE 1.5 TDCi Zetec 5dr Ford Tourneo

27,156 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 2 Series

2.0 220d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s) (190 ps) BMW 2 Series

72,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen C4

1.6 BlueHDi Flair MPV 5dr Diesel EAT6 Euro 6 (s/s) Citroen C4

43,272 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Leeds
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line X Euro 6 (s/s) 5dr Ford Fiesta

14,500 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mitsubishi L200

2.4 L200 Barbarian DI-D 4WD Mitsubishi L200

105,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

34,066 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line (Premium) Euro 6 (s/s) 5dr Mercedes Benz A-Class

108,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Manchester
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Line Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

50,175 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£244/month
Example
  • Audi A1

1.6 TDI S line Audi A1

40,660 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Estate 5dr Diesel DSG Euro 6 (s/s) Volkswagen Passat

92,189 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Luton
£244/month
Example
  • Vauxhall Crossland

1.5 Turbo D Ultimate Suv 5dr Diesel Manual Euro 6 (s/s) (110 Ps) Vauxhall Crossland

27,621 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium X Euro 6 (s/s) 5dr Ford Fiesta

30,200 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Citroen C3

1.5 BlueHDi Shine Plus Hatchback 5dr Diesel Manual Citroen C3

6,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

1.0 TSI GPF R-Line Hatchback 5dr Petrol Manual Eur Volkswagen Polo

46,986 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford EcoSport

1.0 EcoBoost 125 Active 5dr Ford EcoSport

27,750 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

TITANIUM 5-Door PETROL Ford Focus

52,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Hyundai Tucson

2.0 CRDi Premium SE Auto 4WD Euro 6 (s/s) 5dr Hyundai Tucson

99,981 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Mansfield
£244/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

37,500 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Tourneo

WHEELCHAIR ACCESSIBLE 1.5 TDCi 120 Titanium Powershift Ford Tourneo

58,897 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 4 Series

2.0 420d xDrive M Sport Coupe BMW 4 Series

86,260 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Basildon
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo SE Edition 6-Speed Manual 5dr**FULL DEALER HISTORY+LOW MILEAGE** Vauxhall Corsa

14,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Polo

1.0 TSI GPF SEL Hatchback 5dr Petrol Manual Euro 6 Volkswagen Polo

47,200 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech 5dr Auto Land Rover Range Rover Evoque

75,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Suzuki Swift

1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps) Suzuki Swift

28,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match Edition SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps) Volkswagen Tiguan

47,922 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Kia Sportage

1.7 CRDi 2 - PARKING CAMERA & SATNAV - ONE LADY OWNER Kia Sportage

62,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Sport Mercedes Benz CLA

61,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz E Class

2.1 E220d BlueTEC AMG Line (Premium) Coupe 2dr Die Mercedes Benz E Class

64,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Blackburn
£244/month
Example
  • Ford Kuga

1.5 TDCi TITANIUM AUTOMATIC *SATELLITE NAVIGATION* *ULEZ ZONE COMPLIANT* Ford Kuga

60,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech 5dr Auto Land Rover Range Rover Evoque

61,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Alfa Romeo Giulietta

1.4 TB Sport Hatchback 5dr Petrol Manual Euro 6 (s Alfa Romeo Giulietta

29,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
London
£244/month
Example
  • Ford EcoSport

1.0 T EcoBoost Zetec Ford EcoSport

8,197 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Norwich
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.