Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

721-756 of over 1,000 cars

  • Ford Tourneo

1.5 TDCi Zetec Euro 6 5dr Ford Tourneo

7,549 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Ranger

LIMITED ECOBLUE 2-Door Ford Ranger

120,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz B Class

1.5 B180d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5 Mercedes Benz B Class

58,600 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Bristol
£252/month
Example
  • Toyota Proace

ICON 1.5 BLUEHDI 100 BHP L1 H1 SWB SHORT **3 SEATS Toyota Proace

48,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

62,159 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

97,166 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Swindon
£252/month
Example
  • Suzuki SX4

1.4 Boosterjet 48V Hybrid SZ4 5dr Suzuki SX4

22,655 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d SE Hatchback 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz A Class

80,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Auto E Ford Focus

50,369 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Caddy

2.0 TDI 102 C20 Startline Business LWB Euro 6 ,Ulez Compliant , Air Condit Volkswagen Caddy

66,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

PLATINUM EDITION ISG 5-Door Kia Sportage

33,730 miles 2020 Zero Deposit

Home Delivery Available

£11,995
London
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium 5dr Vauxhall Corsa

42,667 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Movano

2.3 L3H2 F3500 135 BHP Vauxhall Movano

87,785 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 Peugeot 2008

73,554 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Bolton
£252/month
Example
  • Volkswagen Passat

2.0 TDI SE Business Euro 6 (s/s) 4dr Volkswagen Passat

34,526 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Audi TT

2.0 TFSI S line Coupe 3dr Petrol S Tronic quattro Audi TT

87,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Worcester
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Shooting Brake 5dr Petrol Manu Mercedes Benz CLA

54,819 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Karoq

1.0 TSI SE Drive SUV 5dr Petrol Manual Euro 6 (s/s Skoda Karoq

71,300 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

50,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Citroen C4

1.2 PureTech [130] Sense Plus 5dr Citroen C4

47,609 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Wakefield
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol XTRON Euro 6 ( Nissan Qashqai

49,251 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

ST-LINE . AUTOMATIC . 5-Door Petrol Ford Focus

22,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Hyundai Tucson

2.0 CRDi SE Nav 5dr Auto Hyundai Tucson

69,042 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Golf

1.0 TSI SE DSG Euro 6 ss 5dr Volkswagen Golf

64,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Galaxy

2.0 EcoBlue Zetec MPV 5dr Diesel Auto Euro 6 (s/s) (150 ps) 17''ALLOY WHEEL Ford Galaxy

76,971 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Portsmouth
£252/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

47,145 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

1.5 BlueHDi GT SUV 5dr Diesel Manual Euro 6 (s/s) Peugeot 2008

69,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

79,000 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Hatch

2.0 John Cooper Works Hatchback 3dr Petrol Auto Eu MINI Hatch

88,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Kuga

2.0 TDCi ST-Line Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

61,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Land Rover Range Rover Evoque

51,493 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Tourneo

Connect WAV Wheelchair Access Vehicle Stage 2 Ford Tourneo

34,400 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Chester
£252/month
Example
  • SEAT Leon

2.0 TDI FR Technology Hatchback 5dr Diesel Manual SEAT Leon

43,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.