Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

721-756 of over 1,000 cars

  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

63,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Leon

2.0 TDI FR Technology Hatchback 5dr Diesel DSG Eur SEAT Leon

54,856 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Skoda Octavia

1.5 TSI ACT SportLine Estate 5dr Petrol DSG Euro 6 Skoda Octavia

79,483 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Hyundai Bayon

1.0 TGDi 48V MHEV SE Connect 5dr Hyundai Bayon

29,500 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Kuga

2.0 TDCi Titanium Powershift Euro 6 5dr Ford Kuga

49,200 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

46,616 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

32,287 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Fiat 500

Mhev Fiat 500

6,044 miles 2024 Zero Deposit

Home Delivery Available

£11,995
Weston-Super-Mare
£246/month
Example
  • Dacia Duster

1.0 Prestige TCe 90 Petrol Turbo Dacia Duster

37,000 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Suzuki Vitara

50,947 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ-T 5dr Suzuki Vitara

47,260 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

1.0t Ecoboost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

19,856 miles 2023 Zero Deposit

Home Delivery Available

£11,995
St Helens
£246/month
Example
  • Renault Kadjar

1.3 TCe S Edition EDC Euro 6 (s/s) 5dr Renault Kadjar

38,800 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ5 ALLGRIP 5dr Suzuki Vitara

78,287 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi A8

3.0 TDI V6 SE Executive Tiptronic quattro Euro 6 (s/s) 4dr Audi A8

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Suzuki Swift

1.0 Boosterjet GPF SZ5 Hatchback 5dr Petrol Auto E Suzuki Swift

30,622 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Worthing
£246/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol DSG Euro 6 (s/s Volkswagen Polo

60,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Leon

1.5 TSI EVO FR ESTATE AUTOMATIC & PARKING SENSORS SEAT Leon

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Micra

MARCH NISMO 1.2 Petrol Black 5dr NISMO/ NEW MOT/ S Nissan Micra

43,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Poole
£246/month
Example
  • Nissan Micra

MARCH NISMO 1.2 Petrol White 5dr NISMO/ NEW MOT/ N Nissan Micra

24,400 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Poole
£246/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Nissan Juke

40,925 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Audi Q3

2.0 TDI Sport Audi Q3

47,859 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Southport
£246/month
Example
  • Honda Jazz

1.3 i-VTEC SE Honda Jazz

24,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Newport
£246/month
Example
  • Audi A3

1.5 TFSI 35 Technik Sportback Euro 6 (s/s) 5dr Audi A3

78,300 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Slough
£246/month
Example
  • Peugeot 308

1.6 BlueHDi GT Line Estate 5dr Diesel EAT Euro 6 ( Peugeot 308

40,117 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Nissan Qashqai

1.2 DIG-T N-CONNECTA AUTOMATIC - SAT NAV & PAN -ROOF Nissan Qashqai

43,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • SEAT Leon

1.4 TSI FR Technology 3 door SEAT Leon

32,500 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Vauxhall Crossland

1.5 Turbo D Elite Edition Vauxhall Crossland

34,000 miles 2022 Zero Deposit

Home Delivery Available

£11,995
Newport
£246/month
Example
  • Vauxhall Corsa

1.2 GS 5d 100 BHP Vauxhall Corsa

23,293 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • BMW 2 Series

1.5 218i M Sport Convertible BMW 2 Series

52,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Fiesta

ST-2 1.5 EcoBoost 5-Door. 1 Owner, SYNC 3 Sat Nav. Full Ford History. 58k. Performance Blue - SOLD Ford Fiesta

58,100 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Ford Puma

ST-Line 1.0 EcoBoost 155 MHEV - SYNC 3 Sat Nav, Power Tailgate, Heated Seats - FSH. Metropolis White Ford Puma

61,000 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example
  • Mercedes Benz GLA Class

GLA 200 D AMG LINE 5-Door Mercedes Benz GLA Class

96,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Nottingham
£246/month
Example
  • Mitsubishi ASX

2.0 DYNAMIC 5d 148 BHP Mitsubishi ASX

36,963 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.