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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Ford Transit

2.0 350 EcoBlue Leader FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

72,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Norwich
£216/month
Example
  • Ford Transit

1.5 250 EcoBlue Trend L2 Euro 6 (s/s) 5dr Ford Transit

65,195 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Premiere Edition Euro 6 (s/s) 5dr Nissan Qashqai

47,597 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Manchester
£216/month
Example
  • Toyota Hi Lux

Icon 4X4 2.4 D-4D D/C Auto Toyota Hi Lux

108,150 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Shrewsbury
£273/month
Example
  • Vauxhall Crossland

1.5 Turbo D Ultimate Vauxhall Crossland

26,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line S Euro 6 (s/s) 5dr Kia Stonic

40,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 5 Series

2.0 520d SE Saloon BMW 5 Series

78,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q2

1.6 TDI 30 S line Audi Q2

74,420 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Fiesta

ST-2 1.5 EcoBoost 5-Door. 1 Owner, SYNC 3 Sat Nav, Cruise. Full Ford History. 58k. Performance Blue Ford Fiesta

58,100 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Renault Captur

1.0 TCe Limited Euro 6 (s/s) 5dr Renault Captur

21,626 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Doncaster
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Vauxhall Vivaro

42,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Mercedes Benz E Class

2.1 E220 BlueTEC AMG Night Edition Mercedes Benz E Class

54,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Manchester
£273/month
Example
  • BMW 1 Series

1.5 116d M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

79,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Touran

1.4 TSI COMFORT LINE FRESH IMPORT VERIFIED MILE FINANCE AVB Volkswagen Touran

57,709 miles 0 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Honda Civic

1.6 I-DTEC SR Honda Civic

58,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Jaguar E Pace

2.0 D150 R-Dynamic S Euro 6 (s/s) 5dr Jaguar E Pace

62,218 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Halifax
£273/month
Example
  • Volkswagen Crafter

140HP AIRCON TRENDLINE MWB HIGH ROOF EURO 6 Volkswagen Crafter

104,913 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Transit

RECOVERY Ford Transit

77,500 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Bristol
£273/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Compact Panel Van SWB Euro 6 (s/s) 6dr Peugeot Expert

33,044 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Vauxhall Vivaro

40,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Vauxhall Vivaro

40,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£216/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Enterprise M Pro Citroen Berlingo

33,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Ipswich
£216/month
Example
  • Jaguar E Pace

2.0 D150 R-Dynamic S Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

83,200 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Golf

2.0 TDI GTD Volkswagen Golf

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi A6 AVANT

2.0 TDI Black Edition S Tronic quattro Euro 6 (s/s) 5dr Audi A6 AVANT

117,500 miles 2018 Zero Deposit

Home Delivery Available

£12,995
Peterborough
£273/month
Example
  • Audi Q5

2015 Audi Q5 2.0 TDI S-Line Plus Diesel Auto 5 Door SUV White Audi Q5

68,300 miles 2015 Zero Deposit

Home Delivery Available

£12,995
Norwich
£273/month
Example
  • Mercedes Benz E Class

E220 CDI AMG SPORT Mercedes Benz E Class

85,000 miles 2013 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford EcoSport

1.0 EcoSport ST-Line 5 Door 1.0L Ford EcoBoost 125PS FWD 6 Speed Manual Ford EcoSport

22,500 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • BMW 3 Series

2.0 320d Sport Gran Turismo BMW 3 Series

83,981 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Southport
£273/month
Example
  • Renault Clio

1.6 Renault Sport Nav 200 Auto Renault Clio

30,250 miles 2018 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

34,000 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Edinburgh
£273/month
Example
  • Vauxhall Movano

2.2 CDTi 3500 BiTurbo Dynamic FWD L3 H3 Euro 6 (s/s) 5dr Vauxhall Movano

57,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Norwich
£216/month
Example
  • Citroen C4

1.2 PureTech Sense Plus Citroen C4

36,368 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV Ultimate Hyundai Bayon

19,685 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Ford Transit

2.0 Transit Custom Limited Van 300 L1 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

84,986 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

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