Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Toyota RAV4

2.5 VVT-h Business Edition Plus SUV 5dr Petrol Hyb Toyota RAV4

65,975 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian 4WD Euro 6 4dr Mitsubishi L200

83,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Leaf

39kwh Tekna Hatchback 5dr Electric Auto (150 Ps) Nissan Leaf

12,619 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Jaguar XF

2.0i R-Sport Auto Euro 6 (s/s) 4dr Jaguar XF

45,821 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 Transit Leader Van 350 L3 2.0L EcoBlue 130PS FWD 6 Speed Manual Ford Transit

57,997 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 3 Series

76,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volvo V40

2.0 T2 GPF Momentum Nav Plus Hatchback 5dr Petrol Volvo V40

27,022 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Stoke-on-Trent
£273/month
Example
  • MINI Hatch

2.0 Cooper S Sport Hatchback 3dr Petrol Steptronic MINI Hatch

68,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • SEAT Arona

1.0 TSI GPF SE Technology SUV 5dr Petrol DSG Euro SEAT Arona

22,240 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce SWB Diesel Panel Van Manual E Volkswagen Caddy

66,382 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Toyota Hi Lux

2.4 D-4D Icon 4WD Euro 6 4dr (3.5t) Toyota Hi Lux

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Clubman

2.0 Cooper S Estate 6dr Petrol Auto Euro 6 (s/s) ( MINI Clubman

60,647 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Abarth 500

1.4 T-Jet Turismo 70th Cabrio 2dr Petrol Auto Euro Abarth 500

27,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

EXCLUSIVE T-GDI AUTO SATNAV MG ZS

31,399 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G- Mercedes Benz A Class

27,821 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Dies Volkswagen Tiguan

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£273/month
Example
  • Jaguar XF

2.0d Portfolio Saloon 4dr Diesel Auto Euro 6 (s/s) Jaguar XF

51,844 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 3dr Diesel Manual Euro 6 BMW 1 Series

31,944 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 TDI 184 GTD 5dr - Parking Volkswagen Golf

77,226 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

60,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Harlow
£216/month
Example
  • Volkswagen Caddy

2.0 TDi C20 BlueMotion Tech Highline Panel Van 5dr Volkswagen Caddy

49,953 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Halifax
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO R-Line Edition Hatchback 5dr Petrol Ma Volkswagen Golf

83,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Manchester
£216/month
Example
  • Audi Q2

1.0 TFSI 30 Sport SUV 5dr Petrol Manual Euro 6 (s/ Audi Q2

54,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr - Hea Nissan Juke

50,368 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Ford Transit

2.2 TDCi 125ps H2 12 Seater Ford Transit

47,940 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Bristol
£273/month
Example
  • Volkswagen Transporter

2.0 BiTDI T28 BlueMotion Tech Highline Panel Van 5 Volkswagen Transporter

113,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Auris

1.8 VVT-h Icon Hatchback 5dr Petrol Hybrid CVT Eur Toyota Auris

11,691 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

12,795 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

37,237 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Burnley
£273/month
Example
  • Kia Sportage

1.6 GDi 2 GPF SUV 5dr Petrol Manual Euro 6 (s/s) ( Kia Sportage

63,503 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Poole
£216/month
Example
  • Nissan X Trail

1.6 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan X Trail

43,042 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

Limited L1 H1 2.0 280 EcoBlue SWB Diesel Panel Van Ford Transit

91,589 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Leaf

39kwh Tekna Hatchback 5dr Electric Auto (150 Ps) Nissan Leaf

5,626 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

58,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.