Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Ford EcoSport

1.0 EcoBoost 125 ST-Line 5dr Ford EcoSport

5,353 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Dacia Sandero Stepway

1.0 Tce Expression Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

11,062 miles 2024 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

75,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 3 Series

2.0 318d SE Touring 5dr Diesel Manual Euro 6 (s/s) BMW 3 Series

70,838 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Newcastle upon Tyne
£273/month
Example
  • Vauxhall Mokka

GS LINE Vauxhall Mokka

46,417 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Kia Cee'd

Hatchback GT-Line S Kia Cee'd

52,344 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Skoda Scala

1.0 TSI SE L Hatchback 5dr Petrol Manual Euro 6 (s/s) (115 ps) Skoda Scala

38,400 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Eastbourne
£273/month
Example
  • Volkswagen Golf

1.5 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Golf

79,606 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

30,668 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Milton Keynes
£273/month
Example
  • Citroen C4

1.2 PureTech YOU! Hatchback 5dr Petrol Manual Euro Citroen C4

5,233 miles 2024 Zero Deposit

Home Delivery Available

£12,999
Oldham
£216/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

65,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot 208

1.2 PureTech Active Premium Hatchback 5dr Petrol M Peugeot 208

20,803 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Walsall
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Design E-CVT Euro 6 (s/s) 5dr Toyota Yaris

72,887 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Audi A4

2.0 TDI ultra S line Estate 5dr Diesel S Tronic Eu Audi A4

82,701 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Sunderland
£273/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series Gran Coupe

77,484 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Swansea
£273/month
Example
  • Volvo V40

2.0 T3 R-Design Edition Hatchback 5dr Petrol Manua Volvo V40

36,909 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Milton Keynes
£273/month
Example
  • Skoda Octavia

1.5 TSI ACT SE First Edition Euro 6 (s/s) 5dr Skoda Octavia

48,599 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Bedford
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • MG ZS

72.6kWh Trophy Connect Long Range Auto 5dr MG ZS

62,202 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Hyundai i30

1.0 T-GDi MHEV SE Connect DCT Euro 6 (s/s) 5dr Hyundai i30

45,981 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Puma

ST-LINE MHEV Ford Puma

36,194 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Corsa Electric

50kwh Sri Nav Premium Hatchback 5dr Electric Auto (7.4kw Charger) (136 Ps) Vauxhall Corsa Electric

37,617 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Puma

1.0t Ecoboost Mhev St Line X Suv 5dr Petrol Manual Euro 6 (s/s) (155 Ps) Ford Puma

59,225 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Fiesta

1.0t Ecoboost Mhev St Line X Edition Hatchback 3dr Petrol Manual Euro 6 (s/s) (155 Ps) Ford Fiesta

29,186 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Puma

1.0t Ecoboost Mhev St Line Design Suv 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Puma

48,439 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

21,244 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match MPV 5dr Petrol DSG Euro 6 (s/s) Volkswagen Golf

60,236 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

50,287 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • Peugeot 5008

1.6 THP GT Line EAT Euro 6 (s/s) 5dr Peugeot 5008

81,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi A3

2.0 TDI 35 Sport S Tronic Euro 6 (s/s) 4dr Audi A3

64,836 miles 2019 Zero Deposit

Home Delivery Available

£12,999
London
£273/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost Sport (Premium Plus) Estate Mercedes Benz C-Class

99,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Auto Suzuki Vitara

32,732 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Exeter
£273/month
Example
  • BMW i3

125kW 42kWh 5dr Auto BMW i3

48,530 miles 2021 Zero Deposit

Home Delivery Available

£12,999
Exeter
£216/month
Example
  • Suzuki Vitara

1.0 Boosterjet SZ-T 5dr Auto Suzuki Vitara

35,417 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Exeter
£273/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

27,269 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid - ONLY 13000 MILES - Suzuki Ignis

13,664 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.