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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • Mazda 2

1.5 e-SKYACTIV G MHEV MHEV GT Sport Hatchback 5dr Mazda 2

32,207 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Vauxhall Mokka

1.2 Turbo SRi Premium Euro 6 (s/s) 5dr Vauxhall Mokka

12,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

18,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Dacia Sandero Stepway

1.0 TCe EXTREME Euro 6 (s/s) 5dr Dacia Sandero Stepway

11,000 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Grandland

1.2 Turbo SRi Nav Auto Euro 6 (s/s) 5dr Vauxhall Grandland

24,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

11,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Aut Suzuki Vitara

29,583 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A3

1.5 TFSI CoD 35 Black Edition Saloon 4dr Petrol S Audi A3

79,351 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

52,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Wolverhampton
£273/month
Example
  • MG ZS

51.1kWh Trophy SUV 5dr Electric Auto (176 ps) MG ZS

23,694 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

39,707 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz Vito

2.1 114 CDI Premium G-Tronic+ RWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

118,592 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • BMW 2 Series

2.0 220I SE ACTIVE TOURER 5d 190 BHP BMW 2 Series

18,670 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV SE Connect Euro 6 (s/s) 5dr Hyundai Kona

20,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mitsubishi Outlander

2.4 PHEV 4H 5d 207 BHP Mitsubishi Outlander

72,419 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Volkswagen Passat

1.5 SEL TSI EVO DSG 5d 148 BHP Volkswagen Passat

86,252 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Jeep Renegade

1.3 LIMITED 5d 148 BHP Jeep Renegade

51,279 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Skoda Octavia

2.0 VRS TSI 5d 217 BHP Skoda Octavia

58,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo GS SUV 5dr Petrol Manual Euro 6 (s/s) (1 Vauxhall Mokka

54,032 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Toyota Proace

1.5 BlueHDi Icon Short Panel Van 5dr Diesel Manual Toyota Proace

50,345 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Sunderland
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Executive) Panoramic Hatchback Mercedes Benz A Class

55,346 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

35.8kwh E Golf Hatchback 5dr Electric Auto (136 Ps) Volkswagen Golf

31,313 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Eastbourne
£273/month
Example
  • Nissan Juke

1.0 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

17,626 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5 Volkswagen Golf

38,523 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mitsubishi L200

2.4 DI-D DC Warrior 4WD Euro 6 4dr Mitsubishi L200

85,300 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi Q2

1.4 TFSI CoD S line Euro 6 (s/s) 5dr Audi Q2

74,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Mercedes Benz Sprinter

313 CDI Mercedes Benz Sprinter

63,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Cee'd

1.0 T-GDi 2 Sportswagon Euro 6 (s/s) 5dr Kia Cee'd

9,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Acenta Premium Euro 6 (s/s) 5dr Nissan Qashqai

45,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MG MG HS

1.5 T-GDI Exclusive Euro 6 (s/s) 5dr MG MG HS

21,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MG MG HS

1.5 T-GDI Exclusive Euro 6 (s/s) 5dr MG MG HS

8,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MG MG HS

1.5 T-GDI Exclusive Euro 6 (s/s) 5dr MG MG HS

14,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot 2008

1.2 PureTech Active Premium Euro 6 (s/s) 5dr Peugeot 2008

12,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

25,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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