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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

145-180 of over 1,000 cars

  • SEAT Arona

1.0 TSI XCELLENCE Lux Euro 6 (s/s) 5dr SEAT Arona

34,178 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

114,176 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

45,150 miles 2020 Zero Deposit

Home Delivery Available

£13,000
York
£216/month
Example
  • MINI Hatch

1.2 One Hatchback 3dr Petrol Auto Euro 6 (s/s) (10 MINI Hatch

22,907 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

46,148 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Skoda Karoq

1.5 TSI ACT SE L SUV 5dr Petrol Manual Euro 6 (s/s Skoda Karoq

64,397 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

70,737 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G GT Sport Auto Euro 6 (s/s) 5dr Mazda Cx 3

24,883 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

50kwh Launch Edition Suv 5dr Electric Auto (136 Ps) Vauxhall Mokka

10,062 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

51,804 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Burton-upon-Trent
£273/month
Example
  • Kia Sportage

1.6 Gdi Edition 25 Suv 5dr Petrol Manual Euro 6 (s/s) (130 Bhp) Kia Sportage

56,419 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Gloucester
£273/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A1

26,198 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 120d M Sport Hatchback 5dr Diesel Auto xDrive BMW 1 Series

50,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen T Roc

1.6 TDI SEL SUV 5dr Diesel Manual Euro 6 (s/s) (11 Volkswagen T Roc

64,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Focus

45,055 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai Kona

1.0 T-GDi Premium SUV 5dr Petrol Manual Euro 6 (s/ Hyundai Kona

29,164 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Grandland

1.2 Turbo SE SUV 5dr Petrol Auto 8Spd Euro 6 (s/s) Vauxhall Grandland

15,293 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mazda 2

1.5 e-SKYACTIV G MHEV MHEV GT Sport Hatchback 5dr Mazda 2

36,350 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Motion Euro 6 (s/s) 5dr Nissan Qashqai

48,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Ford Puma

1.0T ECOBOOST MHEV TITANIUM SUV 5dr EURO 6 (s/s) ( Ford Puma

37,510 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Standard Pan Peugeot Expert

65,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE SUV 5dr Petrol Plug-in Hybrid MINI Countryman

52,500 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Burton-upon-Trent
£273/month
Example
  • Mercedes Benz C Class

2.1 C250d Sport Saloon 4dr Diesel 7G-Tronic+ Euro Mercedes Benz C Class

31,574 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 5dr Petrol Manual Euro MINI Hatch

34,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 308

60,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta SUV 5dr Diesel Manual Euro 6 (s Nissan Qashqai

21,710 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

2.0 520d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (190 ps) BMW 5 Series

87,726 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen Relay

2.2 HDi 35 Enterprise L3 High Roof Euro 5 5dr Citroen Relay

54,806 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Diesel G-Tronic+ Euro 6 (s/s Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Glasgow
£273/month
Example
  • Vauxhall Mokka

50kWh Elite Nav Premium SUV 5dr Electric Auto (136 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Coupe 2dr Petrol G-Tronic+ Euro Mercedes Benz C Class

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol XTRON Euro 6 Nissan Micra

6,628 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Skoda Kamiq

1.0 TSI Monte Carlo SUV 5dr Petrol Manual Euro 6 ( Skoda Kamiq

70,910 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

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Bad Credit Car Finance for Under £13,000

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