• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • Audi A6

3.0 TDI V6 S Tronic quattro Euro 6 (s/s) 5dr Audi A6

103,386 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 3 Hatchback 3dr Electric A MINI Hatch

59,785 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Plus Standard Panel Peugeot Expert

74,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

104,625 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Proace

1.5 BlueHDi Icon Short Panel Van 5dr Diesel Manual Toyota Proace

50,345 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Carlisle
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

59,633 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 2008

1.2 PureTech GT Euro 6 (s/s) 5dr Peugeot 2008

43,602 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography SUV 5dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

83,650 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£273/month
Example
  • Ford Ranger

2.2 TDCi Limited 1 Pickup Double Cab 4dr Diesel Ma Ford Ranger

78,810 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi Q5

2.0 TFSI SE quattro Euro 6 (s/s) 5dr Audi Q5

52,700 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Slough
£273/month
Example
  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Peugeot 5008

1.5 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 5008

74,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

94,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A Class

A180 1.3 A180 Sport (Executive) Hatchback 5dr Petrol Ma Mercedes Benz A Class

46,095 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot Boxer

2.0 BlueHDi 335 Professional L3 H2 Euro 6 5dr Peugeot Boxer

72,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Citroen C3

1.2 PureTech Shine SUV 5dr Petrol Manual Euro 6 (s Citroen C3

10,470 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Kia Sportage

1.6 CRDi 4 SUV 5DR IN BLUE WITH 69,000 MILES AND A Kia Sportage

69,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Id3

PRO PERFORMANCE 58kWh FAMILY 5d 202 BHP IN BLUE WI Volkswagen Id3

47,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Hatch

2.0 Cooper S Sport Hatchback 3dr Petrol Manual Eur MINI Hatch

63,697 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Long Panel Van 6dr Di Peugeot Partner

39,300 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Peugeot Partner

1.5 BlueHDi Professional LWB Crew Van, 31,607 mile Peugeot Partner

31,607 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MG ZS

1.5 VTi-TECH EXCITE SUV IN BLACK WITH 12,811 MILES MG ZS

12,811 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Mercedes Benz C Class

C200 1.5 C200 MHEV AMG Line Coupe 2dr Petrol G-Tronic+ Mercedes Benz C Class

96,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz C Class

C200 C CLASS C200 Sport 4dr Auto Mercedes Benz C Class

47,767 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.2 TDCi Trend Minibus, 72.955 miles, 2 owners, Eu Ford Transit

72,955 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Renault Master

- Renault Master

46,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

70,800 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Transit

RECOVERY Ford Transit

77,500 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Toyota Prius

1.8 VVT-h Excel Plus CVT Euro 6 (s/s) 5dr Toyota Prius

64,300 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Ford Ranger

2.0 EcoBlue Wildtrak Pickup Double Cab 4dr Diesel Ford Ranger

112,950 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

74,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR (s/s) 5dr Honda Civic

43,850 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mazda 3

2.0 SKYACTIV-G MHEV SE-L Hatchback 5dr Petrol Manu Mazda 3

16,871 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE DSG Euro 6 (s/s) 5dr Volkswagen Polo

31,848 miles 2019 Zero Deposit

Home Delivery Available

£12,999
London
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR (s/s) 5dr Honda Civic

43,850 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

63,703 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Luton
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.