Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

181-216 of over 1,000 cars

  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid - ONLY 13000 MILES - Suzuki Ignis

13,664 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Corsa Electric

DESIGN Vauxhall Corsa Electric

11,206 miles 2024 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Fiesta

1.0 100PS Titanium 5 Door 6 Speed Manual Ford Fiesta

38,980 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 (s/s) 5dr Kia Sportage

70,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression Hatchback 5dr Petrol Manual Eur Dacia Sandero Stepway

18,168 miles 2024 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Renault Clio

1.0 TCe SE Edition Hatchback 5dr Petrol Manual Eur Renault Clio

10,827 miles 2022 Zero Deposit

Home Delivery Available

£12,999
Manchester
£216/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-L 5dr Suzuki Swift

10,000 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Ipswich
£216/month
Example
  • Audi Q2

1.6 TDI 30 Sport S Tronic Euro 6 (s/s) 5dr Audi Q2

62,738 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Kia Stonic

1.0 T-GDi 2 5 Door Kia Stonic

31,727 miles 2023 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Hyundai Tucson

1.6 CRDi 48V MHD SE Nav 5dr 2WD Hyundai Tucson

42,516 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford EcoSport

St-Line Ford EcoSport

19,553 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Fiesta

29,859 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

14,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Walsall
£273/month
Example
  • Kia Niro

1.6 GDi 2 SUV 5dr Petrol Hybrid DCT - AUTOMATIC - ONE OWNER - Kia Niro

50,587 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi TT

TFSI S LINE Audi TT

91,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech SE Nav Hatchback 5dr Petro Volkswagen Golf

48,282 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Swansea
£273/month
Example
  • Toyota Aygo X

VVT-I EDGE Toyota Aygo X

3,016 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Basingstoke
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Hybrid - ONLY 39000 MILES - Ford Puma

39,436 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Design E-CVT Euro 6 (s/s) 5dr Toyota Yaris

63,050 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Transit

2.0 TDCI, 7 SEATER, CREWCAB, DOUBLE CAB Ford Transit

76,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Wolverhampton
£273/month
Example
  • Vauxhall Corsa Electric

DESIGN Vauxhall Corsa Electric

11,500 miles 2024 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

33,873 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • MINI Convertible

1.5 Cooper Euro 6 (s/s) 2dr MINI Convertible

26,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volkswagen Golf

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Golf

39,227 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Swansea
£273/month
Example
  • Volvo V60

2.0 D4 R-Design Lux Nav Auto Euro 6 (s/s) 5dr Volvo V60

59,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volvo S90

2.0 D4 Momentum Saloon 4dr Diesel Auto Euro 6 (s/s) (190 ps) Volvo S90

62,095 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Peugeot 3008

1.5 BlueHDi GT Line 5dr Peugeot 3008

47,405 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh Ultimate SUV 5dr Electric Auto (136 ps) Vauxhall MOKKA ELECTRIC

30,713 miles 2022 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo EX Hatchback 5dr Petrol Manual Euro Honda Civic

58,865 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • SEAT Leon

1.0 Petrol (TSI), FR Edition, Hatchback, 5 Door, M SEAT Leon

50,000 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY Land Rover Discovery Sport

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Jaguar XF

2.0d R-Sport Sportbrake 5dr Diesel Auto Euro 6 (s/ Jaguar XF

68,160 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Milton Keynes
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 5dr Diesel 7G- Mercedes Benz CLA

69,608 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Preston
£273/month
Example
  • Vauxhall Crossland

Elite Nav Vauxhall Crossland

21,551 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X Euro 6 (s/s) 5dr Ford Puma

38,139 miles 2021 Zero Deposit

Home Delivery Available

£12,999
£216/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel Manual Euro 6 (s/s) (184 ps) Volkswagen Golf

81,776 miles 2017 Zero Deposit

Home Delivery Available

£12,998
Blackburn
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.